Personal & business banking - Keeping you 1st since 1920.
Welcome to 1st United Bank, where we have been serving the financial needs of our community since 1920!
1st United Bank is a progressive community bank, dedicated to providing you with a wide range of products and services to meet your changing financial needs. 1st United Bank's goal is to provide you with the highest level of personal service and convenience. We offer a full service location in Faribault, at 430 NW 4th Street. In Owatonna you can visit us at our Cash Wise Grocery store location. To accommodate your busy lifestyle, we also offer eBanking, bringing banking to your home or office through the internet.
Personal Banking : Mortgage Lending
Make your dreams come true with a home loan from 1st United Bank.
Depending on your needs, we offer:
* Conventional Fixed Rate Mortgages; 30, 25, 20 and 15 year
terms
* Adjustable Rate Mortgages; 1 and 3 year ARMs
* Jumbo Mortgages
* Balloon Loans; 7/23 and 5/25 Balloons
* Minnesota Housing Finance Agency (MHFA) 1st Time
* Homebuyers Program
* VA loans
* Rural Development loans with NO DOWN PAYMENT
* Construction Loans
* Construction Perm loans (1-Close)
Business Banking
1st United Bank specializes in meeting the needs of business owners. We have been committed to providing quality banking services to businesses in Rice and Steele counties and throughout greater Minnesota since 1920. Our top priority is to help our clients succeed. We are committed to our customers' businesses for the long haul, day in and day out and through the ups and downs of normal business operations.
We offer 7 day banking in our grocery store branches, night depositories, bank by mail, telephone banking and real time Internet Banking. Look around and you'll find there's no more convenient business banking than 1st United.