America Saves
October 9 at 10:02 AM ·
Don't let unexpected costs take the fun out of buying a home.
Look beyond the sale price and plan for the extra expenses that come with making this big purchase: https://bit.ly/2GajUrn
One of THE most asked questions about a Debt Management Program is, “Will a DMP hurt my credit score?” Debt management is intimidating enough for many people, but for your financial future, it’s also essential to protect your credit as you move forward. The good news is that debt management programs are a much safer and better option than bankruptcy or debt settlement when it comes to your credit:
ADVANTAGECCS.ORG
How To Protect Your Credit While Dealing With Debt - Advantage CCS
We received a wonderful testimonial from Pamela about her recent experience with Advantage CCS and we can't thank her enough! So glad we could help you get out of debt, Pamela! 😊
No matter what kind of #debt you’re in, paying it off can take years. Fortunately, some #strategies exist that can make paying off debt faster and less painful. If you’re ready to get out of debt, consider these tried-and-true #methods:
THESIMPLEDOLLAR.COM
11 Ways to Get Out of Debt Faster - The Simple Dollar
COVID-19 has impacted almost every part of our lives, including the way that we go to school. But what does that mean for your college tuition? Find out as Money Under 30 explores the many ways that it is being impacted:
MONEYUNDER30.COM
College Tuition And COVID-19 - How Millennials And Gen Z Are Affected
To make extra cash, you normally have to put in time and effort. But what if you could make a profit off everyday items you otherwise throw away? You may think this sounds too good to be true, but you actually can! Here’s how:
BLOG.MINT.COM
Get Paid to Recycle While Saving the Earth and Your Wallet
You can certainly manage your #holiday spending but only if you can prepare for it. We have listed the top 6 actionable methods that can help you avoid unnecessary #expenditure and, in turn, carry the holiday happiness into the next year:
ADVANTAGECCS.ORG
How To Avoid Debt Traps This Holiday Season - Advantage CCS
There's a dizzying array of apps that claim to help you save you money or earn cash-back. Some are fee traps and others provide great services. Here's what to look for based on your needs:
DOLLARSPROUT.COM
16 Best Money-Saving Apps for 2020 (Free and Paid Options)
On the surface, withdrawing funds from your 401k might not seem like a bad option under extenuating circumstances, but you could face penalties or more:
BLOG.MINT.COM
401k Early Withdrawal: What to Know Before You Cash Out
From creating an online course to renting out your car, here are five low-effort ways to make money with a side hustle:
GROW.ACORNS.COM
5 side hustles that could generate passive income
Democrats and Republicans have supported a second round of $1,200 stimulus checks, but a change in requirements may have an impact on your final payment. Here's what we know so far:
CNET.COM
New stimulus check eligibility: Two qualifications we think might shift with the next payment
Debt collection issues can be challenging. You don't have to face them alone. Consumer Financial Protection Bureau (CFPB) has resources that can help you understand how debt collection works and what your rights are:
CONSUMERFINANCE.GOV
Debt collection | Consumer Financial Protection Bureau
Nine months into a pandemic, it’s hard to feel grateful. But here are some personal finance products I’m certainly glad exist, since they save me major time and money - especially in these trying times:
MONEYUNDER30.COM
5 Personal Finance Products To Be Thankful For This Thanksgiving (Especially During COVID-19)
The end of a #year brings a lot of good things with it. The #holiday season is a time for warmth, sharing, and joy. However, the end of the year also brings the need to begin your year-end #financial planning. With December fast approaching, it’s time for you to start thinking about #taxes, new as well as old #investments, and #goalsetting for 2021. Here's how to do that:
ADVANTAGECCS.ORG
How To Start Your Year-End Financial Planning Now - Advantage CCS
Has the Pandemic made it hard for you to pay your mortgage? If it has, know that it’s ok to not be ok, and there are options to help you protect your house. But you must call your mortgage servicer to request the help ASAP. Watch this video with 5 steps to ask for forbearance:
YOUTUBE.COM
5 steps to ask for mortgage forbearance due to the Coronavirus — consumerfinance.gov
There are dozens of apps to help you save money when you shop. However, not all money saved is worth the time and effort put in. Luckily, Fetch Rewards requires little of both. Click below to find out more:
DOLLARSPROUT.COM
Fetch Rewards Review 2020: How Much Could You Save? - DollarSprout
Government assistance has allowed some families to keep their homes, for the time being, alarm bells are now ringing about a possible flood of mortgage delinquencies in 2021. Some are already preparing for this by looking into housing counseling options and other ways to avoid foreclosure. The following warning signs may signify a crisis:
ADVANTAGECCS.ORG
Is A Wave Of Foreclosures Coming In The Near Future? - Advantage CCS
It’s Friday the 13th in 2020....what could go wrong?! 🙈🤪😂🤣 #fridayfunny #fridaythe13th #fridayfeels #tgif #happyfridayeveryone
If you’re in Southwest PA and need assistance finding local services that can help, please reach out to PA 2-1-1 Southwest or Pittsburgh Financial Empowerment Center. They can help point you in the right direction.
If you need budget help or assistance getting out of debt, please reach out to us at 866-699-2227 or visit us at www.AdvantageCCS.org
PA 2-1-1 Southwest is sharing a COVID-19 Update.
February 3 at 9:22 AM ·
Are you overwhelmed and struggling with anxiety and depression or living with mental health and addiction? Let us help. If you think you may be in need of health referrals, visit pa211sw.org to complete a survey.
📣 Stimulus Check Update: Senate Moves Relief Bill Forward! The checks will hopefully be on the way soon and the new relief plan also includes boosted and enhanced unemployment benefits. Specifically, jobless benefits would get extended through September and increase by $400 a week until then. Click below to read more:
https://www.msn.com/en-us/news/politics/stimulus-check-update-senate-moves-relief-bill-forward-as-us-jobless-rate-drops-slightly/ar-BB1dqjyA
MSN.COM
Stimulus Check Update: Senate Moves Relief Bill Forward as U.S. Jobless Rate Drops Slightly
The Internal Revenue Service continues to work to get the second COVID-19 pandemic relief payment to those who have not yet received it, but the agency is saying that if you have not seen the $600 direct payment by now, you may have to file for the payment on your tax return. Click below to read more:
WPXI.COM
What do you do if you have not received your $600 stimulus check yet? The IRS offers some tips
The third round of stimulus checks might be on the way very soon. There’s talk of a $1.9 TRILLION Covid-19 Relief Bill that President Biden and the Democrats are trying to get passed in Congress this week. Many Americans are waiting with bated breath, hoping for some more assistance: https://www.advantageccs.org/blog/how-to-use-that-stimulus-money-sensibly/?utm_campaign=Facebook-Organic
ADVANTAGECCS.ORG
How To Use That Stimulus Money Sensibly - Advantage CCS
Happy Groundhog Day!!! Pennsylvania’s Punxsutawney Phil came out of his burrow at Gobbler’s Knob and saw his shadow, predicting six more weeks of winter. ❄️☃️🌬
Happy February! Happy Month of Love! ❤️ Here's the Feb. Advantage Advisor newsletter! There's some important company news/events and other helpful, fun information! Check it out! 🙌🏻❤️
MYEMAIL.CONSTANTCONTACT.COM
Advantage Advisor for February 2021
