The U.S. government isn’t a mortgage lender, but it does play a role in helping more Americans become homeowners. Three government agencies back loans: the Federal Housing Administration (FHA loans), the U.S. Department of Agriculture (USDA loans) and the U.S. Department of Veterans Affairs (VA loans).
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#AFB #Mortgage #GovernmentLoan #FHAloan #USDAloan #VAloan
The U.S. government isn’t a mortgage lender, but it does play a role in helping more Americans become homeowners. Three government agencies back loans: the Federal Housing Administration (FHA loans), the U.S. Department of Agriculture (USDA loans) and the U.S. Department of Veterans Affairs (VA loans).
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#AFB #Mortgage #GovernmentLoan #FHAloan #USDAloan #VAloan
You may assume you’ll buy a single-family home, and that could be ideal if you want a large lot or a lot of room. But if you’re willing to sacrifice space for less maintenance and extra amenities, and you don’t mind paying a homeowners association fee, a condo or townhome could be a better fit.
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#AFB #Condo #Mortgage #HouseOptions #Townhome #HouseShopping
You may assume you’ll buy a single-family home, and that could be ideal if you want a large lot or a lot of room. But if you’re willing to sacrifice space for less maintenance and extra amenities, and you don’t mind paying a homeowners association fee, a condo or townhome could be a better fit.
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#AFB #Condo #Mortgage #HouseOptions #Townhome #HouseShopping
A cash-out home refinance may provide money for remodeling projects! Home refinancing lets you adjust the term of your loan, get a lower interest rate and lower your monthly payments.
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#AFB #Mortgage #MortgageBroker #HouseMarket #Remodel #Remodeling #HomeLoan #Loan #Refinance
A cash-out home refinance may provide money for remodeling projects! Home refinancing lets you adjust the term of your loan, get a lower interest rate and lower your monthly payments.
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#AFB #Mortgage #MortgageBroker #HouseMarket #Remodel #Remodeling #HomeLoan #Loan #Refinance
MORTGAGEAFB.MYMORTGAGE-ONLINE.COM
Mortgage - Home
Borrower-paid mortgage insurance (BPMI) is what most people think of when they think mortgage insurance. It’s an additional fee added on to your monthly payment.
Your rate for BPMI is dependent on the amount of your down payment as well as your credit score. A higher down payment means a lower insurance coverage amount is required and leads to lower rates.
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#AFB #Mortgage #MortgageBroker #Loan #HouseShopping #MortgageLender
Borrower-paid mortgage insurance (BPMI) is what most people think of when they think mortgage insurance. It’s an additional fee added on to your monthly payment.
Your rate for BPMI is dependent on the amount of your down payment as well as your credit score. A higher down payment means a lower insurance coverage amount is required and leads to lower rates.
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#AFB #Mortgage #MortgageBroker #Loan #HouseShopping #MortgageLender
Mortgage lenders don’t just look at credit history to determine if someone qualifies or not. There are certain compensating factors that can help make up for a poor credit history such as:
- High down payment
- Large savings accounts
- High income (low loan-to-value ratio)
- No payment shock (currently paying comparable amount in rent)
- Long employment history
- Possibility for advancement in current company
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#AFB #Mortgage #MortgageLender #Loan #Credit #CreditHistory #HomeLoan #HomeLoanTips
Mortgage lenders don’t just look at credit history to determine if someone qualifies or not. There are certain compensating factors that can help make up for a poor credit history such as:
- High down payment
- Large savings accounts
- High income (low loan-to-value ratio)
- No payment shock (currently paying comparable amount in rent)
- Long employment history
- Possibility for advancement in current company
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#AFB #Mortgage #MortgageLender #Loan #Credit #CreditHistory #HomeLoan #HomeLoanTips
Many people find that it is beneficial to pay the cash needed at closing from checking, savings, money market accounts, or from other assets. This is because the less you borrow on the new refinanced loan, the lower your monthly payment will be.
However, we work with you to see if there is a profitable refinancing program for you based on your ability and willingness to pay closing costs and other fees along with the amount you wish to borrow.
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#AFB #Mortgage #MortgageBroker #ClosingCost #Refinancing #Loan
Many people find that it is beneficial to pay the cash needed at closing from checking, savings, money market accounts, or from other assets. This is because the less you borrow on the new refinanced loan, the lower your monthly payment will be.
However, we work with you to see if there is a profitable refinancing program for you based on your ability and willingness to pay closing costs and other fees along with the amount you wish to borrow.
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#AFB #Mortgage #MortgageBroker #ClosingCost #Refinancing #Loan
A foreclosure will remain on your credit report for seven years, which can be a total drag both on your credit score and your ability to obtain a subsequent mortgage
However, some banks and bad credit lenders will allow borrowers to purchase a home within just a couple years of foreclosure, depending on your credit score and recent credit history.
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#AFB #Forclose #Forclosure #Credit #CreditReport #Mortgage
Do you have more kids than bedrooms? Would you say you have more belongings than storage space? Is your once clear hallway becoming a veritable minefield?
It may be time to find a new home. We'll find you the right mortgage to fit your specific financial needs. Give us a call! 330-492-7757
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#AFB #HouseShopping #HouseMarket #Mortgage #MortgageBroker #Loan
Do you have more kids than bedrooms? Would you say you have more belongings than storage space? Is your once clear hallway becoming a veritable minefield?
It may be time to find a new home. We'll find you the right mortgage to fit your specific financial needs. Give us a call! 330-492-7757
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#AFB #HouseShopping #HouseMarket #Mortgage #MortgageBroker #Loan
Despite minimalism design being in, we always have more belongings than we think we do. When walking through a listing, check out the closets and other storage areas to ensure that they are big enough.
This is especially important in rooms like the bathroom, bedroom, and kitchen where that extra storage is needed for blankets, clothes, towels and other necessities!
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#AFB #Mortgage #HouseShopping #HouseMarket #HomeListing #Loan
Despite minimalism design being in, we always have more belongings than we think we do. When walking through a listing, check out the closets and other storage areas to ensure that they are big enough.
This is especially important in rooms like the bathroom, bedroom, and kitchen where that extra storage is needed for blankets, clothes, towels and other necessities!
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#AFB #Mortgage #HouseShopping #HouseMarket #HomeListing #Loan
Whether you're purchasing your first home or a seasoned buyer interested in cashing out equity, you've come to the perfect destination!
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#AFB #Mortgage #MortgageBroker #Loan #Lender #Equity #Homeowner #HouseMarket
Unlike rent, your fixed-rate mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer!
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#AFB #Homeowner #Mortgage #MortgageBroker #Rent #MortgagePayments #Home #SaveMoney
Unlike rent, your fixed-rate mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer!
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#AFB #Homeowner #Mortgage #MortgageBroker #Rent #MortgagePayments #Home #SaveMoney
A foreclosure will remain on your credit report for seven years, which can be a total drag both on your credit score and your ability to obtain a subsequent mortgage
However, some banks and bad credit lenders will allow borrowers to purchase a home within just a couple years of foreclosure, depending on your credit score and recent credit history.
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#AFB #Forclose #Forclosure #Credit #CreditReport #mortgage
Home Buying Tip - Learn the art of bidding... Sellers respect a bid that is an oddball number and are more likely to take it seriously.
A nice round number sounds like every other bid out there. When you get more specific the sellers will think you've given the offer careful thought.
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#AFB #Mortgage #MortgageBroker #HomeBuying #HouseMarket #Bidding
Homeowners insurance is one of those things that every lender is going to require but whether or not you get it through them can save you money each month.
Sure the lender would prefer you use their insurance carrier, but again you don’t have to 😉
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#AFB #Homeowner #HomeownersInsurance #Lender #Loan #Mortgage #MortgageBroker
Homeowners insurance is one of those things that every lender is going to require but whether or not you get it through them can save you money each month.
Sure the lender would prefer you use their insurance carrier, but again you don’t have to 😉
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#AFB #Homeowner #HomeownersInsurance #Lender #Loan #Mortgage #MortgageBroker
What happens if you break a lease? Does it mean financial ruin? Not necessarily. It can be tough to break a lease, but it can be done.
In fact, in the right circumstances, the landlord might be elated to have you leave. Here's how to increase your chance of a good outcome:
- Give as much notice as possible
- Offer to pay a certain amount for advertising so the landlord can get a replacement tenant
- Make sure the property is clean and looks appealing
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#AFB #Renting #Lease #BreakLease #Mortgage #MortgageLender
Whether you're purchasing your first home or a seasoned buyer interested in cashing out equity, you've come to the perfect destination!
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#AFB #Mortgage #MortgageBroker #Loan #Lender #Equity #Homeowner
What happens if you break a lease? Does it mean financial ruin? Not necessarily. It can be tough to break a lease, but it can be done.
In fact, in the right circumstances, the landlord might be elated to have you leave. Here's how to increase your chance of a good outcome:
- Give as much notice as possible
- Offer to pay a certain amount for advertising so the landlord can get a replacement tenant
- Make sure the property is clean and looks appealing
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#AFB #Renting #Lease #BreakLease #Mortgage #MortgageLender
Did you know FICO scores affect more than just your ability to get a loan? They also affect your interest rate. Lenders give lower interest rates to individuals with higher scores.
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#AFB #FICO #CreditScore #InterestRates #Mortgage #MortgageBroker
Did you know FICO scores affect more than just your ability to get a loan? They also affect your interest rate. Lenders give lower interest rates to individuals with higher scores.
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#AFB #FICO #CreditScore #InterestRates #Mortgage #MortgageBroker
Boo to you from our crew! Enjoy your Halloween everybody!
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#AFB #HappyHalloween #Halloween #TrickOrTreat #Boo #MortgageBroker
Home Buying Tip - Learn the art of bidding... Sellers respect a bid that is an oddball number and are more likely to take it seriously.
A nice round number sounds like every other bid out there. When you get more specific the sellers will think you've given the offer careful thought.
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#AFB #Mortgage #MortgageBroker #HomeBuying #HouseMarket #Bidding
For decades, veterans nationwide have taken advantage of the benefits offered through a VA loan!
In most cases, VA loans save home-buyers money in the long run. Whether it’s to avoid a down payment, refinance the entire value of a home or simply have an easier time qualifying for a mortgage, those who have served should consider taking advantage of this benefit they’ve earned!
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#AFB #Veteran #VAloan #Mortgage #MortgageBroker #Refinance
For decades, veterans nationwide have taken advantage of the benefits offered through a VA loan!
In most cases, VA loans save home-buyers money in the long run. Whether it’s to avoid a down payment, refinance the entire value of a home or simply have an easier time qualifying for a mortgage, those who have served should consider taking advantage of this benefit they’ve earned!
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#AFB #Veteran #VAloan #Mortgage #MortgageBroker #Refinance
The American flag stands strong, firm and beautiful thanks to all of the enormous efforts and innumerable sacrifices made by our veterans. We salute them in honor. Happy Veteran's day!
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#AFB #Veteran #VeteransDay #Honor #Military #Respect
We're SO incredibly thankful to have the opportunity to work with such amazing clients. THANK YOU Dave and Jessica for the kind words! It's such a pleasure to do business with you!
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#AFB #Mortgage #MortgageBroker #HomeOwner #HouseMarket #HomeLoan #HomeBuying
Dave Cornett is with Jack Timpe and Jessica Lorren Cornett.
November 9 at 10:48 AM ·
Jessica Lorren Cornett and I closed on our new home on Friday! Jack Timpe (pictured) is a longtime friend. He’s the president of American First Bancorp, and we’ve purchased 3 homes with him through the years. He always comes through to get us a great rate, and we know we can count on him to take care of us.
Early-career home buyers tend to be light on cash, while mid-career home buyers are saving for retirement, and retiree home buyers are facing less income.
Each of these life phases requires a different mortgage strategy. We'll be happy to give you planning tips to help you make smart decisions, no matter where you are in life!
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#AFB #Mortgage #MortgageSolution #MortgageBroker #Loan #HouseShopping
Early-career home buyers tend to be light on cash, while mid-career home buyers are saving for retirement, and retiree home buyers are facing less income.
Each of these life phases requires a different mortgage strategy. We'll be happy to give you planning tips to help you make smart decisions, no matter where you are in life!
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#AFB #Mortgage #MortgageSolution #MortgageBroker #Loan #HouseShopping
A lot can be up for negotiation in the home buying process, which can result in MAJOR savings.
Are there any major repairs you can get the seller to cover, either by fully handling them or by giving you a credit adjustment at closing? Is the seller willing to pay for any of the closing costs?
If you’re in a buyer's market, you may find the seller will bargain with you to get the house off the market.
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#AFB #Mortgage #MortgageSolutions #MortgageBroker #Loan #HouseShopping
Many people who file bankruptcy swear off credit altogether, however, it is important to re-establish your credit rating.
Get a secured credit card or take on some sort of loan — furniture, a car or a major appliance — to demonstrate that you are able to make timely payments.
Make sure you are making other payments (utility bills, cell phone, etc.) on time as well. You won't turn things around in a year but your credit score will improve over time!
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#AFB #Credit #CreditScore #Bankrupt #Bankruptcy #Mortgage #MortgageSolutions
Many people who file bankruptcy swear off credit altogether, however, it is important to re-establish your credit rating.
Get a secured credit card or take on some sort of loan — furniture, a car or a major appliance — to demonstrate that you are able to make timely payments.
Make sure you are making other payments (utility bills, cell phone, etc.) on time as well. You won't turn things around in a year but your credit score will improve over time!
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#AFB #Credit #CreditScore #Bankrupt #Bankruptcy #Mortgage #MortgageSolutions
There’s nothing quite like the feeling of coming home and walking through your front door. There’s an undeniable sense of pride that comes with homeownership and the accompanying excitement of being able to make a house a home 😊
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#AFB #Homeownership #HomeOwner #HouseShopping #Mortgage #MortgageBroker
There’s nothing quite like the feeling of coming home and walking through your front door. There’s an undeniable sense of pride that comes with homeownership and the accompanying excitement of being able to make a house a home 😊
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#AFB #Homeownership #HomeOwner #HouseShopping #Mortgage #MortgageBroker
Wishing you the happiness of good friends, the joy of a happy family, and the wonder of the holiday season. Have a memorable Thanksgiving!
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#AFB #Thanksgiving #HappyThanksgiving #TurkeyDay #Thankful #Holiday
Most mortgage professionals are trustworthy and provide a valuable service, helping you to buy or refinance your home.
But dishonest or "predatory" lenders do exist and engage in practices that can put you at risk of losing your home to foreclosure. Cut out the risk, and trust us to find the right lender that fits your needs.
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#AFB #Lender #Mortgage #MortgageBroker #PredatoryLender #Forclosure
For homeowners who see their current property as an investment or a source of capital, variations like the interest-only mortgage and the cash-out mortgage offer increased financial flexibility.
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#AFB #Mortgage #MortgageBroker #Finance #FinancialFlexibility #Loan
For homeowners who see their current property as an investment or a source of capital, variations like the interest-only mortgage and the cash-out mortgage offer increased financial flexibility.
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#AFB #Mortgage #MortgageBroker #Finance #FinancialFlexibility #Loan
A lot can be up for negotiation in the home buying process, which can result in MAJOR savings.
Are there any major repairs you can get the seller to cover, either by fully handling them or by giving you a credit adjustment at closing? Is the seller willing to pay for any of the closing costs?
If you’re in a buyer's market, you may find the seller will bargain with you to get the house off the market.
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#AFB #Mortgage #MortgageSolutions #MortgageBroker #Loan #HouseShopping
Employment history and income are two of the biggest factors lenders look at when evaluating a mortgage application.
A new job may be a good career move, but if you plan to buy a home in 2020, know that it can be a red flag to some underwriters — especially if you’re moving to a different industry.
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#AFB #Mortgage #MortgageBroker #Loan #MortgageApplication #HouseMarket
Employment history and income are two of the biggest factors lenders look at when evaluating a mortgage application.
A new job may be a good career move, but if you plan to buy a home in 2020, know that it can be a red flag to some underwriters — especially if you’re moving to a different industry.
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#AFB #Mortgage #MortgageBroker #Loan #MortgageApplication #HouseMarket
Most mortgage professionals are trustworthy and provide a valuable service, helping you to buy or refinance your home.
But dishonest or "predatory" lenders do exist and engage in practices that can put you at risk of losing your home to foreclosure. Cut out the risk, and trust us to find the right lender that fits your needs.
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#AFB #Lender #Mortgage #MortgageBroker #PredatoryLender #Forclosure
Lenders want to ensure you’ll be able to continue to meet the requirements for your loan, so they’ll enlist a service to monitor your credit and provide alerts of any changes.
These third parties don’t perform these services for free; they charge the borrower for them. This is where your third-party fees come from. Third-party fees are included as part of your closing costs.
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#AFB #Mortgage #MortgageBroker #HomeLoan #ClosingCosts #CreditMonitor
Lenders want to ensure you’ll be able to continue to meet the requirements for your loan, so they’ll enlist a service to monitor your credit and provide alerts of any changes.
These third parties don’t perform these services for free; they charge the borrower for them. This is where your third-party fees come from. Third-party fees are included as part of your closing costs.
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#AFB #Mortgage #MortgageBroker #HomeLoan #ClosingCosts #CreditMonitor
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
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#AFB #FHAloan #LoanPrograms #HomeLoan #Mortgage #MortgageBroker
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
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#AFB #FHAloan #LoanPrograms #HomeLoan #Mortgage #MortgageBroker
Every day we come into the office with an urgency to work with all parties to have the T's crossed and I's dotted so that you can close as quickly as possible. We understand time is of the essence, and we believe your dreams should NOT be held up because of paperwork!
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#AFB #Mortgage #MortgageBroker #HomeLoan #Homeowner
Every day we come into the office with an urgency to work with all parties to have the T's crossed and I's dotted so that you can close as quickly as possible. We understand time is of the essence, and we believe your dreams should NOT be held up because of paperwork!
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#AFB #Mortgage #MortgageBroker #HomeLoan #Homeowner
MORTGAGEAFB.MYMORTGAGE-ONLINE.COM
Mortgage - Home
We'll save you time! It can take hours to apply for different loans, and then there’s the back-and-forth communication involved in underwriting the loan and ensuring the transaction stays on track. We'll save you the hassle of managing all those daunting details.
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#AFB #Mortgage #MortgageBroker #Loan #HouseHunting #SaveTime
Our customer-centric approach works to ensure a smooth process from beginning to end. We have access to an extensive number of resources to ensure that you get the best deal!
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#AFB #MortgageBroke #Mortgage #HouseShopping #BestDeal #MortgageSolutions
Our customer-centric approach works to ensure a smooth process from beginning to end. We have access to an extensive number of resources to ensure that you get the best deal!
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#AFB #MortgageBroke #Mortgage #HouseShopping #BestDeal #MortgageSolutions
One of the best reasons to refinance is to lower the interest rate on your existing loan. Historically, the rule of thumb is that refinancing is a good idea if you can reduce your interest rate by at least 2%. However, many lenders say 1% savings is enough of an incentive to refinance.
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#AFB #Refinance #Loan #Mortgage #MortgageBroker #InterestRate
One of the best reasons to refinance is to lower the interest rate on your existing loan. Historically, the rule of thumb is that refinancing is a good idea if you can reduce your interest rate by at least 2%. However, many lenders say 1% savings is enough of an incentive to refinance.
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#AFB #Refinance #Loan #Mortgage #MortgageBroker #InterestRate
Lenders want to ensure you’ll be able to continue to meet the requirements for your loan, so they’ll enlist a service to monitor your credit and provide alerts of any changes.
These third parties don’t perform these services for free; they charge the borrower for them. This is where your third-party fees come from. Third-party fees are included as part of your closing costs.
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#AFB #Mortgage #MortgageBroker #HomeLoan #ClosingCosts #CreditMonitor
Balloon mortgages last for a much shorter term and work a lot like a fixed-rate mortgage. The monthly payments are lower because of a large balloon payment at the end of the loan.
The reason why the payments are lower is because it is primarily interest that is being paid monthly. Balloon mortgages are great for responsible borrowers with the intention of selling the home before the due date of the balloon payment.
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#AFB #BalloonMortgage #MortgageBroker #Loan #HouseMarket #Mortgage
Balloon mortgages last for a much shorter term and work a lot like a fixed-rate mortgage. The monthly payments are lower because of a large balloon payment at the end of the loan.
The reason why the payments are lower is because it is primarily interest that is being paid monthly. Balloon mortgages are great for responsible borrowers with the intention of selling the home before the due date of the balloon payment.
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#AFB #BalloonMortgage #MortgageBroker #Loan #HouseMarket #Mortgage
Start saving for a down payment early!
It’s common to put 20% down, but many lenders now permit much less, and first-time homebuyer programs allow as little as 3% down.
But putting down less than 20% may mean higher costs and paying for mortgage insurance, and even a small down payment can still be hefty. For example, a 5% down payment on a $200,000 home is $10,000.
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#AFB #Mortgage #MortgageBroker #DownPayment #Loan #HomeLoan #MortgageInsurance #Homeowner #Lender
Start saving for a down payment early!
It’s common to put 20% down, but many lenders now permit much less, and first-time homebuyer programs allow as little as 3% down.
But putting down less than 20% may mean higher costs and paying for mortgage insurance, and even a small down payment can still be hefty. For example, a 5% down payment on a $200,000 home is $10,000.
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#AFB #Mortgage #MortgageBroker #DownPayment #Loan #HomeLoan #MortgageInsurance #Homeowner #Lender
We'll save you time! It can take hours to apply for different loans, and then there’s the back-and-forth communication involved in underwriting the loan and ensuring the transaction stays on track. We'll save you the hassle of managing all those daunting details.
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#AFB #Mortgage #MortgageBroker #Loan #HouseHunting #SaveTime
We'll save you time! It can take hours to apply for different loans, and then there’s the back-and-forth communication involved in underwriting the loan and ensuring the transaction stays on track. We'll save you the hassle of managing all those daunting details.
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#AFB #Mortgage #MortgageBroker #Loan #HouseHunting #SaveTime
So you've decided to buy a new house. What next? Here are some things to consider when beginning your housing search.
Whether you're moving down the street or across the country, think about the impact of your daily commutes.
If you have children, are there any schools around, and are those schools a place you would want your children to be?
Also, always check the local crime rates. Regular break-ins can put strains on your relationship, and not to mention drain your pockets.
Be aware of the natural disaster conditions of the area you are going to be located in.
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#AFB #Mortgage #MortgageBroker #Finance #FinancialFlexibility #Loan
We'd like to wish everybody a very Merry Christmas! We give our best wishes to you and the people closest to you, and hope your day is filled with joy!
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#AFB #Christmas #MerryChristmas #Xmas #HolidayCheer #MortgageBroker
So you've decided to buy a new house. What next? Here are some things to consider when beginning your housing search.
Whether you're moving down the street or across the country, think about the impact of your daily commutes.
If you have children, are there any schools around, and are those schools a place you would want your children to be?
Also, always check the local crime rates. Regular break-ins can put strains on your relationship, and not to mention drain your pockets.
Be aware of the natural disaster conditions of the area you are going to be located in.
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#AFB #Mortgage #MortgageBroker #Finance #FinancialFlexibility #Loan
Think of us as the middleman who connects you with potential lenders. It's our job to work on your behalf with several mortgage lenders to find the most competitive terms and lowest rates that best fit your needs.
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#AFB #Mortgage #MortgageBroker #HomeLoan #MortgageSolutions
Think of us as the middleman who connects you with potential lenders. It's our job to work on your behalf with several mortgage lenders to find the most competitive terms and lowest rates that best fit your needs.
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#AFB #Mortgage #MortgageBroker #HomeLoan #MortgageSolutions
Balloon mortgages last for a much shorter term and work a lot like a fixed-rate mortgage. The monthly payments are lower because of a large balloon payment at the end of the loan.
The reason why the payments are lower is because it is primarily interest that is being paid monthly. Balloon mortgages are great for responsible borrowers with the intention of selling the home before the due date of the balloon payment.
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#AFB #BalloonMortgage #MortgageBroker #Loan #HouseMarket #Mortgage
Wishing you a year that’s promising, exciting, inspiring, and full of fun! Happy New Year everyone!
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#AFB #AmericanFirstBancorp #NewYearsDay #nye #NewYear #NewYears #HappyNewYear #Celebrate
So you've decided to buy a new house. What next? Here are some things to consider when beginning your housing search.
Whether you're moving down the street or across the country, think about the impact of your daily commutes.
If you have children, are there any schools around, and are those schools a place you would want your children to be?
Also, always check the local crime rates. Regular break-ins can put strains on your relationship, and not to mention drain your pockets.
Be aware of the natural disaster conditions of the area you are going to be located in.
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#AFB #Mortgage #MortgageBroker #Finance #FinancialFlexibility #Loan
We'd like to wish everybody a very Merry Christmas! We give our best wishes to you and the people closest to you, and hope your day is filled with joy!
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#AFB #Christmas #MerryChristmas #Xmas #HolidayCheer #MortgageBroker
So you've decided to buy a new house. What next? Here are some things to consider when beginning your housing search.
Whether you're moving down the street or across the country, think about the impact of your daily commutes.
If you have children, are there any schools around, and are those schools a place you would want your children to be?
Also, always check the local crime rates. Regular break-ins can put strains on your relationship, and not to mention drain your pockets.
Be aware of the natural disaster conditions of the area you are going to be located in.
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#AFB #Mortgage #MortgageBroker #Finance #FinancialFlexibility #Loan
Think of us as the middleman who connects you with potential lenders. It's our job to work on your behalf with several mortgage lenders to find the most competitive terms and lowest rates that best fit your needs.
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#AFB #Mortgage #MortgageBroker #HomeLoan #MortgageSolutions
Think of us as the middleman who connects you with potential lenders. It's our job to work on your behalf with several mortgage lenders to find the most competitive terms and lowest rates that best fit your needs.
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#AFB #Mortgage #MortgageBroker #HomeLoan #MortgageSolutions
As a new homeowner, renovations and repairs may not be on your mind, but at some point, you’ll want to upgrade or improve on some part of your house. Consider refinancing if you're in need of quick repairs!
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#AFB #Renovations #Remodel #HomeRepair #Refinancing #Mortgage
If your area is booming or you’ve experienced a recent career change, your commute to work might be a few more miles or minutes than you’d like it to be.
This can add up on your car, financially and physically, and you may not want to rack up a hefty gas or maintenance bill on your automobile.
Maybe it's time to move to an area closer to your work. We'll help you find the right mortgage to fit your situation!
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#AFB #AmericanFirstBancorp #Mortgage #MortgageBroker #Loan #CareerChange #Commute
If your area is booming or you’ve experienced a recent career change, your commute to work might be a few more miles or minutes than you’d like it to be.
This can add up on your car, financially and physically, and you may not want to rack up a hefty gas or maintenance bill on your automobile.
Maybe it's time to move to an area closer to your work. We'll help you find the right mortgage to fit your situation!
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#AFB #AmericanFirstBancorp #Mortgage #MortgageBroker #Loan #CareerChange #Commute
One benefit of home-ownership is that you may have some tax benefits! You may also be able to deduct the interest on your mortgage and property taxes. These tax savings may offset a portion of the cost of owning your home.
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#AFB #HomeOwnership #TaxBenefits #Mortgage #TaxSavings #HouseShopping
Homeownership comes with big responsibility but it can also lead to lots of opportunities: the freedom to create a space that reflects you and helps support your goals for your family and finances.
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#AFB #Homeownership #Homeowner #Mortgage #MortgageBroker #HouseMarket
Homeownership comes with big responsibility but it can also lead to lots of opportunities: the freedom to create a space that reflects you and helps support your goals for your family and finances.
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#AFB #Homeownership #Homeowner #Mortgage #MortgageBroker #HouseMarket
We have multiple lenders that we can submit your loan application to! This is great for borrowers with difficult loans such as low credit scores, or income issues.
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#AFB #MortgageBroker #Mortgage #Loan #Lender #BadCredit
We have multiple lenders that we can submit your loan application to! This is great for borrowers with difficult loans such as low credit scores, or income issues.
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#AFB #MortgageBroker #Mortgage #Loan #Lender #BadCredit
As a new homeowner, renovations and repairs may not be on your mind, but at some point, you’ll want to upgrade or improve on some part of your house. Consider refinancing if you're in need of quick repairs!
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#Renovations #Remodel #HomeRepair #Refinancing #Mortgage
Freeing yourself from debt should be one of your TOP goals to reduce the amount you pay in interest and take control of your finances! How quickly you can get debt-free will largely depend on your financial situation, the type of debt you have, and your income.
Remember, you don’t have to do it all at once. If you have credit card debt, start by reducing that. Any other small debts you have should also be early targets. Crossing off any debt, no matter how small, will make you feel better and help you gain financial confidence! 😊
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#AFB #Mortgage #MortgageBroker #Lender #Debt #DebtFree #DebtFreeJourney #DebtRelief
Freeing yourself from debt should be one of your TOP goals to reduce the amount you pay in interest and take control of your finances! How quickly you can get debt-free will largely depend on your financial situation, the type of debt you have, and your income.
Remember, you don’t have to do it all at once. If you have credit card debt, start by reducing that. Any other small debts you have should also be early targets. Crossing off any debt, no matter how small, will make you feel better and help you gain financial confidence! 😊
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#AFB #Mortgage #MortgageBroker #Lender #Debt #DebtFree #DebtFreeJourney #DebtRelief
Wondering if you'll need mortgage insurance? It depends. Most conventional loans require PMI(private mortgage insurance) if your down payment is less than 20 percent. FHA loans, being low-down-payment by design, always require MIP.
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#AFB #Mortgage #MortgageBroker #MortgageInsurance #HomeLoan
Wondering if you'll need mortgage insurance? It depends. Most conventional loans require PMI(private mortgage insurance) if your down payment is less than 20 percent. FHA loans, being low-down-payment by design, always require MIP.
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#AFB #Mortgage #MortgageBroker #MortgageInsurance #HomeLoan
One benefit of home-ownership is that you may have some tax benefits! You may also be able to deduct the interest on your mortgage and property taxes. These tax savings may offset a portion of the cost of owning your home.
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#AFB #HomeOwnership #TaxBenefits #Mortgage #TaxSavings #HouseShopping
One benefit of home-ownership is that you may have some tax benefits! You may also be able to deduct the interest on your mortgage and property taxes. These tax savings may offset a portion of the cost of owning your home.
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#AFB #HomeOwnership #TaxBenefits #Mortgage #TaxSavings #HouseShopping
Does your landlord prohibit pets? Get a low rate loan for a home with the perfect backyard for your lil' buddy! We'll find you the best mortgage solution to fit your specific needs. 🐾
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#AFB #Mortgage #Puppy #Pet #Loan #MortgageBroker #HomeLoan
You can save on interest and reduce the length of your loan by making additional payments or paying extra on your monthly payment!
Making just one extra payment a year allows you to save a significant amount on interest over the life of your loan.
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#AFB #Mortgage #MortgagePayment #MortgageBroker #HomeLoan
You can save on interest and reduce the length of your loan by making additional payments or paying extra on your monthly payment!
Making just one extra payment a year allows you to save a significant amount on interest over the life of your loan.
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#AFB #Mortgage #MortgagePayment #MortgageBroker #HomeLoan
Employment history and income are two of the biggest factors lenders look at when evaluating a mortgage application.
A new job may be a good career move, but if you plan to buy a home, know that it can be a red flag to some underwriters — especially if you’re moving to a different industry.
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#AFB #Mortgage #MortgageBroker #Loan #MortgageApplication #HouseMarket
Employment history and income are two of the biggest factors lenders look at when evaluating a mortgage application.
A new job may be a good career move, but if you plan to buy a home, know that it can be a red flag to some underwriters — especially if you’re moving to a different industry.
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#AFB #Mortgage #MortgageBroker #Loan #MortgageApplication #HouseMarket
Freeing yourself from debt should be one of your TOP goals to reduce the amount you pay in interest and take control of your finances! How quickly you can get debt-free will largely depend on your financial situation, the type of debt you have, and your income.
Remember, you don’t have to do it all at once. If you have credit card debt, start by reducing that. Any other small debts you have should also be early targets. Crossing off any debt, no matter how small, will make you feel better and help you gain financial confidence! 😊
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#AFB #Mortgage #MortgageBroker #Lender #Debt #DebtFree #DebtFreeJourney #DebtRelief
Escrow accounts give you peace of mind that your taxes and insurance will be paid in full and on time ✔
Regularly scheduled monthly escrow payments are also a good option because they eliminate the surprise of large annual or semi–annual payments when property taxes or insurance premiums are due.
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#AFB #Mortgage #MortgageBroker #Escrow #HomeLoan
Escrow accounts give you peace of mind that your taxes and insurance will be paid in full and on time ✔
Regularly scheduled monthly escrow payments are also a good option because they eliminate the surprise of large annual or semi–annual payments when property taxes or insurance premiums are due.
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#AFB #Mortgage #MortgageBroker #Escrow #HomeLoan
If you’re looking for a new home, there’s a good chance you’re going to be looking to furnish and decorate it as well.
While that “furniture sale and 5% discount on all purchases” credit offer may look good at the moment, it’s best to put off opening any new credit accounts or lines of credit until your loan is closed.
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#AFB #Mortgage #MortgageBroker #Credit #Loan #HomeLoan #MortgageInsurance #Homeowner #Lender #CreditCard
If you’re looking for a new home, there’s a good chance you’re going to be looking to furnish and decorate it as well.
While that “furniture sale and 5% discount on all purchases” credit offer may look good at the moment, it’s best to put off opening any new credit accounts or lines of credit until your loan is closed.
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#AFB #Mortgage #MortgageBroker #Credit #Loan #HomeLoan #MortgageInsurance #Homeowner #Lender #CreditCard
Does your landlord prohibit pets? Get a low rate loan for a home with the perfect backyard for your lil' buddy! We'll find you the best mortgage solution to fit your specific needs. 🐾
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#AFB #Mortgage #Puppy #Pet #Loan #MortgageBroker #HomeLoan
Does your landlord prohibit pets? Get a low rate loan for a home with the perfect backyard for your lil' buddy! We'll find you the best mortgage solution to fit your specific needs. 🐾
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#AFB #Mortgage #Puppy #Pet #Loan #MortgageBroker #HomeLoan
Some lenders work exclusively with mortgage brokers and rely on them to be the gatekeepers to bring them suitable clients! You may not be able to call some lenders directly to get a retail mortgage.
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#AFB #Mortgage #Mortgagebroker #Lender #Loan #RetailMortgage #HomeLoan #HouseMarket
Some lenders work exclusively with mortgage brokers and rely on them to be the gatekeepers to bring them suitable clients! You may not be able to call some lenders directly to get a retail mortgage.
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#AFB #Mortgage #Mortgagebroker #Lender #Loan #RetailMortgage #HomeLoan #HouseMarket
A reverse mortgage is the opposite of a traditional home loan; instead of paying a lender a monthly payment each month, the lender pays you. You still have to pay property taxes, homeowners insurance and other related costs, or you could risk foreclosure.
The sum you receive in a reverse mortgage is based on a sliding scale of life expectancy. The older you are, the more home equity you can pull out.
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#AFB #Mortgage #ReverseMortgage #HomeLoan #HomeOwner #Loan
A reverse mortgage is the opposite of a traditional home loan; instead of paying a lender a monthly payment each month, the lender pays you. You still have to pay property taxes, homeowners insurance and other related costs, or you could risk foreclosure.
The sum you receive in a reverse mortgage is based on a sliding scale of life expectancy. The older you are, the more home equity you can pull out.
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#AFB #Mortgage #ReverseMortgage #HomeLoan #HomeOwner #Loan
Have questions? We have answers.
We will talk through every option with you and find the best mortgage for you!
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#AFB #Mortgage #MortgageBroker #Lender #DirectLender #HouseMortgage #HomeMortgage #Loan
Have questions? We have answers.
We will talk through every option with you and find the best mortgage for you!
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#AFB #Mortgage #MortgageBroker #Lender #DirectLender #HouseMortgage #HomeMortgage #Loan
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond prices drop, and rates increase. When the economy pulls back, interest rates tend to fall.
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#AFB #Mortgage #MortgageBroker #InterestRates #HouseMarket
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond prices drop, and rates increase. When the economy pulls back, interest rates tend to fall.
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#AFB #Mortgage #MortgageBroker #InterestRates #HouseMarket
You probably won’t get everything you want in one house. Homebuying is about compromises and tradeoffs — and being smart about how you make them.
One way to work on your realism is to start visiting houses well before you intend to buy.
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#AFB #Mortgage #MortgageBroker #Homebuying #Homeowner #HouseMarket #Loan #HomeLoan #Refinance
You probably won’t get everything you want in one house. Homebuying is about compromises and tradeoffs — and being smart about how you make them.
One way to work on your realism is to start visiting houses well before you intend to buy.
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#AFB #Mortgage #MortgageBroker #Homebuying #Homeowner #HouseMarket #Loan #HomeLoan #Refinance
Some lenders work exclusively with mortgage brokers and rely on them to be the gatekeepers to bring them suitable clients! You may not be able to call some lenders directly to get a retail mortgage.
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#AFB #Mortgage #Mortgagebroker #Lender #Loan #RetailMortgage #HomeLoan #HouseMarket
Some lenders work exclusively with mortgage brokers and rely on them to be the gatekeepers to bring them suitable clients! You may not be able to call some lenders directly to get a retail mortgage.
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#AFB #Mortgage #Mortgagebroker #Lender #Loan #RetailMortgage #HomeLoan #HouseMarket
We can save you thousands! 💰💰💰
Most borrowers head straight for the 30-year mortgage loan. They may consider different products, depending on their down payment and credit score, but the length of the loan remains constant.
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#AFB #Mortgage #MortgageBroker #Lender #DirectLender #HouseMortgage #HomeMortgage #Loan
You may assume you’ll buy a single-family home, and that could be ideal if you want a large lot or a lot of room. But if you’re willing to sacrifice space for less maintenance and extra amenities, and you don’t mind paying a homeowners association fee, a condo or townhome could be a better fit.
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#AFB #Condo #Mortgage #HouseOptions #Townhome #HouseShopping
You may assume you’ll buy a single-family home, and that could be ideal if you want a large lot or a lot of room. But if you’re willing to sacrifice space for less maintenance and extra amenities, and you don’t mind paying a homeowners association fee, a condo or townhome could be a better fit.
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#AFB #Condo #Mortgage #HouseOptions #Townhome #HouseShopping
While you are focusing on building your down payment fund and figuring out what your mortgage payment will be, make sure not to overlook some of the smaller fees that come along with a home purchase such as home inspection, appraisal fees, title services, and application fees 🔎📃
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#AFB #Mortgage #MortgageBroker #DownPayment #Loan #HousePayments
While you are focusing on building your down payment fund and figuring out what your mortgage payment will be, make sure not to overlook some of the smaller fees that come along with a home purchase such as home inspection, appraisal fees, title services, and application fees 🔎📃
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#AFB #Mortgage #MortgageBroker #DownPayment #Loan #HousePayments
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond prices drop, and rates increase. When the economy pulls back, interest rates tend to fall.
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#AFB #Mortgage #MortgageBroker #InterestRates #HouseMarket
Since all lenders require insurance on homes they finance, many first-time buyers automatically purchase a policy that reflects the price they actually paid for their home. But many lenders require only structural insurance.
The land itself doesn't have to be insured because dirt is indestructible. Depending on where you live, dropping the value of the land from your homeowner's policy can save you more than $200 a year!
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#AFB #HomeInsurance #Mortgage #StructuralInsurance #Insurance #HomeOwner
Since all lenders require insurance on homes they finance, many first-time buyers automatically purchase a policy that reflects the price they actually paid for their home. But many lenders require only structural insurance.
The land itself doesn't have to be insured because dirt is indestructible. Depending on where you live, dropping the value of the land from your homeowner's policy can save you more than $200 a year!
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#AFB #HomeInsurance #Mortgage #StructuralInsurance #Insurance #HomeOwner
A cash-out home refinance may provide money for remodeling projects! Home refinancing lets you adjust the term of your loan, get a lower interest rate and lower your monthly payments.
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#AFB #Mortgage #MortgageBroker #HouseMarket #Remodel #Remodeling #HomeLoan #Loan #Refinance
A cash-out home refinance may provide money for remodeling projects! Home refinancing lets you adjust the term of your loan, get a lower interest rate and lower your monthly payments.
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#AFB #Mortgage #MortgageBroker #HouseMarket #Remodel #Remodeling #HomeLoan #Loan #Refinance
We can save you thousands! 💰💰💰
Most borrowers head straight for the 30-year mortgage loan. They may consider different products, depending on their down payment and credit score, but the length of the loan remains constant.
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#AFB #Mortgage #MortgageBroker #Lender #DirectLender #HouseMortgage #HomeMortgage #Loan
We can save you thousands! 💰💰💰
Most borrowers head straight for the 30-year mortgage loan. They may consider different products, depending on their down payment and credit score, but the length of the loan remains constant.
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#AFB #Mortgage #MortgageBroker #Lender #DirectLender #HouseMortgage #HomeMortgage #Loan
Mortgage lenders don’t just look at credit history to determine if someone qualifies or not. There are certain compensating factors that can help make up for a poor credit history such as:
- High down payment
- Large savings accounts
- High income (low loan-to-value ratio)
- No payment shock (currently paying comparable amount in rent)
- Long employment history
- Possibility for advancement in current company
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#AFB #Mortgage #MortgageLender #Loan #Credit #CreditHistory #HomeLoan #HomeLoanTips
If you’re facing mortgage trouble, get moving on a solution, or get help before it's too late!
Many people burrow their head in the sand and wait until they've missed two or three payments to start working out a plan. Be polite and work with the lender to find a solution you both agree on. This may be extending the repayment period, suspending the need for payments for a few months, borrowing from family members or tacking the missed payments onto the back end of the loan.
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#AFB #Mortgage #MortgageTrouble #MortgageSolutions #LoanSolutions #HomeOwner #Loan #MortgageBroker
If you’re facing mortgage trouble, get moving on a solution, or get help before it's too late!
Many people burrow their heads in the sand and wait until they've missed two or three payments to start working out a plan. Be polite and work with the lender to find a solution you both agree on. This may be extending the repayment period, suspending the need for payments for a few months, borrowing from family members or tacking the missed payments onto the back end of the loan.
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#AFB #Mortgage #MortgageTrouble #MortgageSolutions #LoanSolutions #HomeOwner #Loan #MortgageBroker
Having a large amount of savings can sometimes make it a little easier to qualify for a mortgage. A large amount of reserves is seen as a compensating factor, it could help make up for having flawed credit.
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#AFB #Mortgage #MortgageBroker #Lender #DirectLender #HouseMortgage #HomeMortgage #Loan
Having a large amount of savings can sometimes make it a little easier to qualify for a mortgage. A large amount of reserves is seen as a compensating factor, it could help make up for having flawed credit.
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#AFB #Mortgage #MortgageBroker #Lender #DirectLender #HouseMortgage #HomeMortgage #Loan
Since all lenders require insurance on homes they finance, many first-time buyers automatically purchase a policy that reflects the price they actually paid for their home. But many lenders require only structural insurance.
The land itself doesn't have to be insured because dirt is indestructible. Depending on where you live, dropping the value of the land from your homeowner's policy can save you more than $200 a year!
-----
#AFB #HomeInsurance #Mortgage #StructuralInsurance #Insurance #HomeOwner
Borrower-paid mortgage insurance (BPMI) is what most people think of when they think mortgage insurance. It’s an additional fee added on to your monthly payment.
Your rate for BPMI is dependent on the amount of your down payment as well as your credit score. A higher down payment means a lower insurance coverage amount is required and leads to lower rates.
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#AFB #Mortgage #MortgageBroker #Loan #HouseShopping #MortgageLender
Home Buying Tip - Learn the art of bidding... Sellers respect a bid that is an oddball number and are more likely to take it seriously.
A nice round number sounds like every other bid out there. When you get more specific the sellers will think you've given the offer careful thought.
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#AFB #Mortgage #MortgageBroker #HomeBuying #HouseMarket #Bidding
Many people find that it is beneficial to pay the cash needed at closing from checking, savings, money market accounts, or from other assets. This is because the less you borrow on the new refinanced loan, the lower your monthly payment will be.
However, we work with you to see if there is a profitable refinancing program for you based on your ability and willingness to pay closing costs and other fees along with the amount you wish to borrow.
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#AFB #Mortgage #MortgageBroker #ClosingCost #Refinancing #Loan
Many people find that it is beneficial to pay the cash needed at closing from checking, savings, money market accounts, or from other assets. This is because the less you borrow on the new refinanced loan, the lower your monthly payment will be.
However, we work with you to see if there is a profitable refinancing program for you based on your ability and willingness to pay closing costs and other fees along with the amount you wish to borrow.
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#AFB #Mortgage #MortgageBroker #ClosingCost #Refinancing #Loan
A foreclosure will remain on your credit report for seven years, which can be a total drag both on your credit score and your ability to obtain a subsequent mortgage
However, some banks and bad credit lenders will allow borrowers to purchase a home within just a couple years of foreclosure, depending on your credit score and recent credit history.
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#AFB #Forclose #Forclosure #Credit #CreditReport #Mortgage
A foreclosure will remain on your credit report for seven years, which can be a total drag both on your credit score and your ability to obtain a subsequent mortgage
However, some banks and bad credit lenders will allow borrowers to purchase a home within just a couple years of foreclosure, depending on your credit score and recent credit history.
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#AFB #Forclose #Forclosure #Credit #CreditReport #Mortgage
Happy St. Patrick's Day! We hope your day is as rich as gold and as colorful as a rainbow.
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#AFB #StPatricksDay #StPaddys #Green #Lucky #Mortgage
Did you know FICO scores affect more than just your ability to get a loan? They also affect your interest rate. Lenders give lower interest rates to individuals with higher scores.
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#AFB #FICO #CreditScore #InterestRates #Mortgage #MortgageBroker
Do you have more kids than bedrooms? Would you say you have more belongings than storage space? Is your once clear hallway becoming a veritable minefield?
It may be time to find a new home. We'll find you the right mortgage to fit your specific financial needs. Give us a call! 330-492-7757
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#AFB #HouseShopping #HouseMarket #Mortgage #MortgageBroker #Loan
Borrower-paid mortgage insurance (BPMI) is what most people think of when they think mortgage insurance. It’s an additional fee added on to your monthly payment.
Your rate for BPMI is dependent on the amount of your down payment as well as your credit score. A higher down payment means a lower insurance coverage amount is required and leads to lower rates.
-----
#AFB #Mortgage #MortgageBroker #Loan #HouseShopping #MortgageLender
Home Buying Tip - Learn the art of bidding... Sellers respect a bid that is an oddball number and are more likely to take it seriously.
A nice round number sounds like every other bid out there. When you get more specific the sellers will think you've given the offer careful thought.
-----
#AFB #Mortgage #MortgageBroker #HomeBuying #HouseMarket #Bidding
Many people find that it is beneficial to pay the cash needed at closing from checking, savings, money market accounts, or from other assets. This is because the less you borrow on the new refinanced loan, the lower your monthly payment will be.
However, we work with you to see if there is a profitable refinancing program for you based on your ability and willingness to pay closing costs and other fees along with the amount you wish to borrow.
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#AFB #Mortgage #MortgageBroker #ClosingCost #Refinancing #Loan
Employment history and income are two of the biggest factors lenders look at when evaluating a mortgage application.
A new job may be a good career move, but if you plan to buy a home in 2020, know that it can be a red flag to some underwriters — especially if you’re moving to a different industry.
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#AFB #Mortgage #MortgageBroker #Loan #MortgageApplication #HouseMarket
For homeowners who see their current property as an investment or a source of capital, variations like the interest-only mortgage and the cash-out mortgage offer increased financial flexibility.
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#AFB #Mortgage #MortgageBroker #Finance #FinancialFlexibility #Loan
Early-career home buyers tend to be light on cash, while mid-career home buyers are saving for retirement, and retiree home buyers are facing less income.
Each of these life phases requires a different mortgage strategy. We'll be happy to give you planning tips to help you make smart decisions, no matter where you are in life!
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#AFB #Mortgage #MortgageSolution #MortgageBroker #Loan #HouseShopping
Happy St. Patrick's Day! We hope your day is as rich as gold and as colorful as a rainbow.
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#AFB #StPatricksDay #StPaddys #Green #Lucky #Mortgage
Did you know FICO scores affect more than just your ability to get a loan? They also affect your interest rate. Lenders give lower interest rates to individuals with higher scores.
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#AFB #FICO #CreditScore #InterestRates #Mortgage #MortgageBroker
Do you have more kids than bedrooms? Would you say you have more belongings than storage space? Is your once clear hallway becoming a veritable minefield?
It may be time to find a new home. We'll find you the right mortgage to fit your specific financial needs. Give us a call! 330-492-7757
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#AFB #HouseShopping #HouseMarket #Mortgage #MortgageBroker #Loan
