It's perfectly normal to need help from time to time. Life happens. We got your back. AFC is a short-term lender licensed to operate in Illinois by the Department of Financial and Professional Regulation, Consumer Credit Division. America's Financial Choice has been serving the short-term financial needs of your neighborhood for many years and are staffed by local people that understand your needs and concerns. We offer starter payday loans, preferred instllment payday loans & auto title loans in the state of Illinois. You have many loan choices based on length of employment at your current job, your income, and whether or not you have a bank account or direct deposit of your income. Apply now and let us help you determine the loan that is right for you. Terms, conditions, and qualifications apply for each loan choice. Starter Loans: Take advantage of easy payment options while building a relationship with AFC Payday Installment Loans: Make payments on your paydays Employer Deduction Loans: Your employer sends payments directly to AFC on your paydays Checkless Loans: A bank account is not needed Bank Deduction Loans: Your loan payment is electronically debited from your bank account on your payday Preferred Customer Loans: Establish a good history with AFC and we will reduce your payment amount Auto Title Loans: Bring us the title and you keep the car Call or visit our office today. You can also Apply Online or by Phone.