No matter what the future may bring, we have tools to help you prepare. Let’s set up a 30-minute meeting to evaluate where you are right now and how you can make progress towards achieving your goals in this challenging environment. #goalbasedadvice
I am excited to announce that Spencer Burkert has joined our Greensburg office of Ameriprise Financial Services, Inc. as a Financial Advisor.
“Spencer’s passion for helping clients address their financial concerns and delivering personalized investment, retirement and estate planning makes him a wonderful addition to our team. His knowledge and ambition will help us better service our existing clients while also allowing us to help even more families plan for their financial future” said Angela Messer, Certified Financial Planner.
Burkert graduated from University of Cincinnati with a degree in Finance with a focus on financial planning. His hobbies are sports and enjoying the outdoors. Spencer is excited to return to his hometown and get involved in the community.
As a Financial advisor, Burkert provides financial advice that is anchored in a solid understanding of client needs and expectations and provided in one-on-one relationships with his clients. For more information, please contact Spencer Burkert at 812-222-1930 or www.ameripriseadvisors.com/spencer.burkert.
When markets turn volatile, it’s natural to wonder what to do. Investment mistakes are often made when emotions overtake logic. Before taking action, call us to talk through questions or concerns.
CNBC.COM
Avoid this investing mistake as coronavirus fears grip the markets
Does the pandemic have you re-considering your retirement timeline? Before you make any decisions, let’s meet and evaluate your options. #goalbasedadvice
FORBES.COM
68 Million Americans Are Changing Their Retirement Plans
How are you progressing towards achieving your goals? We can help you work towards a variety of goals and track the progress you’re making. Let’s set up a virtual 30-minute meeting to walk through a collaborative tool and discuss how to get you where you want to go. #goalbasedadvice #bebrilliant
Creating solid money habits early can make it second nature for kids when they are older. What lessons would you add to the list?
CNBC.COM
5 crucial financial lessons for kids of all ages
Choose Retirement Before Your Puppuccinos. A recent study found that 34% of Americans spend more on coffee each year than they invest. A Pawsome Retirement is not far-fetched if you save and invest regularly. A $4 coffee each day adds up over time doggone it! #RetireInspired #GoalBasedAdvice #FinancialFreedom #TooManyDogPuns?
https://www.marketwatch.com/story/1-in-3-young-americans-spent-more-on-coffee-last-year-than-they-invested-2018-01-18
Even in the most challenging of times, we can work together to help you navigate uncertainty.
Best of Luck to the Greensburg Pirate Volleyball team as they start sectionals tonight! These girls are the definition of a true TEAM and are fun to watch. #Undefeated #ConferenceChamps
Wondering what to do with a 401(k) from a former employer? Together, we can assess your options and determine the best plan of action for you and your goals.
CNBC.COM
If you left or lost your job, here is what you can do with your 401(k)
Money is never just about money. We are the part of the solution. Nowadays everyone is anxious, stressed and work with professionals such as doctors, counselors, therapists.... except in the area that can create a lot of stress, personal finances. #FinancialHealth #PersonalFinance #FinancialFreedom
Estate planning is not just for wealthy people! Everyone should have an estate plan; this week consider revisiting your existing plans. If you're not there yet, take thirty minutes to reflect on the legacy you want to leave. #BeBrilliant #EstatePlanning #WillsAndTrusts #LoveYourFamily
Americans who receive Social Security benefits will see a 1.3% cost-of-living adjustment in 2021. #RetirementIncome
CNBC.COM
Social Security cost-of-living adjustment will be 1.3% in 2021
Some things may feel different this election, but one thing remains the same: the importance of exercising your right to vote.
Women, on average, live five years longer than men. A survey last year found that more than half (51%) of women age 60 and older are worried about outliving their savings. Talking about it and advance planning with a financial advisor can help you feel more comfortable about how your finances might play out in the future. #FinancialSecurity #PersonalFinance #ConfidentRetirement
https://www.wsj.com/articles/how-much-retirement-savings-is-enough-why-couples-may-disagree-11602842400?mod=searchresults&page=1&pos=20
https://www.ncoa.org/news/press-releases/financial-insecurity-is-a-major-concern-for-women-approaching-retirement/
WSJ.COM
How Much Retirement Savings Is Enough? Why Couples May Disagree
Setting financial goals may seem daunting in times like these but the sooner you document your goals, the sooner you can begin achieving them. Let's connect and begin outlining your goals. #GoalBasedAdvice #BetterLateThanNever
We love this patriotic program that the Optimist club supports. Check out the first comment to see Spencer Burkert setting flags this morning for the first time!
Greensburg Breakfast Optimist Club
November 11 at 8:48 AM ·
Greensburg Optimist Club would like to thank all who served.
Today is our last holiday of 2020 for our Avenue of Flags program. If you are out and about today, you will see flags all over Greensburg!
Father, grandfather, uncle, brother and sister-in-law, and nephew are just some of the names we call our family members who are Veterans. Between the four of us in the Ameriprise office we have eleven family members that have served our country. We are grateful for their service and wish to honor and remember them today. #freedomisnotfree #UnitedStatesofAmerica
With just two months left in 2020, the IRS has released the new tax brackets for 2021. Adjusted for inflation, next year's tax rates will jump about 1%.
CNBC.COM
Here are the new income tax brackets for 2021
Life is full of surprises. Are you protected from chance? #protectlovedones #lifeinsurance #incomeprotection
Don’t worry about tomorrow. Plan for it. Let’s connect and review your long-term goals to avoid short-term worry. #goalbasedadvice
In a new Ameriprise videocast, experts share insights on economic drivers, the stock market, policy implications and year-end tax considerations.
AMERIPRISE.COM
Video: Insights for election and COVID-19 conditions
If you’re signing up for next year’s workplace benefits, now is the best time to develop a strategy for increasing your savings. Let's connect and discuss your options. #BeBrilliant #taxconscioussavings
CNBC.COM
These are your 2021 401(k) and IRA contribution limits
This holiday season – like much of this year – is more complex, even financially. How will your holiday shopping be different this year?
REALSIMPLE.COM
5 Ways to Get Your Pandemic Holiday Spending Under Control
Do you feel prepared for your retirement? Our personalized financial advice can help you feel more confident. #confidentretirement #goalbasedadvice
AMERIPRISEADVISORS.COM
How does your retirement confidence compare?
Having a teacher-mentality is a key value of ours. We believe it’s important for you to have a complete understanding of your finances and we’re here to help educate in plain English, not fancy financial terminology. #goalbasedadvice #teachnotpreach
It’s always exciting when the new, fresh, clean-slate appointment book arrives at the office. The promise of a New Year. What are your goals for next year? Set an appointment to learn how we can help you get there. #GoalBasedAdvice #NewYearNewGoals #Goodbye2020
One of the most common financial goals people plan for is retirement. The taxability of your nest egg can have a significant impact on your retirement. Diversification in taxation can be important for retirement success. Contact us with questions.
Need a second opinion on your financial situation? We can help you understand your progress toward your goals with a free 30-minute phone consultation.
Accumulating savings for retirement and distributing savings in retirement require different approaches to portfolio management. I can help you plan for both.
AMERIPRISEADVISORS.COM
4 key areas for planning a retirement income
Do you know your true risk tolerance? Ameriprise has developed an approach that enables your financial advisor and you to more precisely gauge your comfort level with market risk.
Interesting article that explains why "student loans are handcuffs." #financialfreedom #debtfreedegree #goalbasedadvice
MSN.COM
Why Student Debt Is Crippling Entrepreneurship
Spending Christmas and New Years on the beach with family and friends was a great way to end 2020; we are rested and ready to tackle 2021! Wishing you all health and happiness in the new year. #goodbye2020 #bringiton2021
67% of working millennials have nothing saved for retirement, and only 34% participate in their employer’s plan. Are you one of them? Getting the right advice and education is critical in this stage of your journey – let’s connect to start planning. #goalbasedadvice
Happy to support this wonderful community addition. #liveandgive
The Branch - A41 Capital Campaign
January 15 at 5:52 PM ·
As we move closer and closer to opening day in the spring, we are seeking community support to help furnish #TheBranchGreensburg! The picture below shows the floorplan of our space with each furnishing/piece of equipment that can be sponsored with its approximate cost. If you would like to be involved in making The Branch a reality, there has never been a better time! ☕ ❤
Thank you to Messer, Rust & Burkert Advisors, Ameriprise Financial for your generous donation to cover the cost of the two coffee tables in our front window! This will be put to great use!
Being organized can save you time and money. What are you doing to get better organized this month? #getorganized #financialwellness
Did you know that if investors missed the 10 best days in the past 20 years their S&P 500 returns would have been cut in half? Let’s connect to discuss investing over the long term.
Social Security is anything but simple – and mistakes can be costly. Here are some of the most common myths and misconceptions.
MONEY.USNEWS.COM
8 Myths About Social Security
Our job as financial advisors is about more than money – it’s about helping people like you reach their goals.
Here’s a list of important tax deadlines for 2021. Bookmark this page now to reference this tax season.
AMERIPRISE.COM
Important upcoming retirement account and tax filing dates
Every organization knows WHAT they do. Some know HOW they do it and the things that make them special and set them apart from the competition. Very few organizations however know WHY they do what they do. WHY is not about making money, that's a result. WHY is a purpose, cause or belief....it's our passion. It's the very reason we exist. We've included a visual on our WHY as Financial Advisors at Ameriprise and how it is the center of all we do. Feel free to comment your “why” statement. #GoalBasedAdvice #BeBrilliant
It’s appropriate that National Time Management Month is the shortest month of the year. We're halfway through February already - if you need help reaching your financial goals for this year let's talk soon. #goalbasedadvice
July 1, 2023 will be a big day for college students and their parents. It’s the day many new financial aid rules go into effect that may reduce college aid for some families. We’re here to help you evaluate your options.
KIPLINGER.COM
FAFSA Application Changes Are Coming – What They Mean for Middle- and High-Income Families | Kiplinger
Debt, caregiving, and other financial stresses heavily impact Gen Xers, according to recent studies. Together, we can work towards a more confident financial future – no matter what generation you fall in.
FORBES.COM
Why Gen Xers Are Way More Worried About Money Than Boomers
Even the most successful professionals benefit from professional financial advice. Let’s talk.
Market movements from deep lows to record highs the past year re-affirm the importance of maintaining a balanced portfolio.
AMERIPRISEADVISORS.COM
Preparing your investment portfolio for the unexpected
The Messer, Rust & Burkert team is excited to announce that that Angie has won the Greensburg Daily News’ Best Financial Advisor for 2020! We admire your commitment to building genuine relationships with clients and helping them live out their financial goals. In a challenging year for everyone, Angie committed herself to checking-in on every client. Congrats Angie!
When determining how much to save for your future, it’s important to know what your spending will look like once you retire. What’s one expense you won’t miss when you enter retirement?
KIPLINGER.COM
10 Things You'll Spend Less on in Retirement | Kiplinger
