Have you ever read your insurance policy and wondered what terms like HO-3 or HO-4 mean? Learn about home insurance forms here.
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Types of Home Insurance Policy Forms | Allstate
☔️ Of all weather-related deaths in the U.S., flooding claims the most lives.
Why is this?
Because it's common to underestimate the power of floodwaters.
FEMA warns that 2 feet of water can sweep away most vehicles.
This includes trucks and SUVs.
Once a vehicle is caught in floodwaters, the driver has no control.
🚧 When flooding occurs, avoid low spots, canyons, dips, and washes.
It's not worth the potentially tragic consequences.
If you’ve been thinking about getting life insurance, but not sure which type is right for you and your family, this tool can help.
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LifeTrek | Allstate Insurance
Happy autumn! With a new season upon us, please let us know if you have any additional insurance needs. We're here to help!
During these times of increasing attempts to clean and disinfect everything around us, the use of cleaning products has become more important than usual.
While mixing ingredients is common when cooking, it can be downright dangerous with it comes to mixing cleaning products. 🚫
⚠️ Here are some of the most dangerous combinations that people are likely to create accidentally:
❌ Bleach and ammonia - It can irritate your eyes and nose, as well as cause breathing problems.
❌ Bleach and vinegar - Mixing bleach with any type of acid, including vinegar, can cause toxic chemicals to form, which can irritate eyes, nose, and throat.
❌ Bleach and rubbing alcohol - This can impact the nervous system and heart, and it can be fatal.
❌ Bleach and Acetone - Also dangerous.
The bottom line.
Use cleaning products according to the directions on their labels and don’t mix them.
As urban habitats continue to merge upon rural areas, there has been an increase in deer-car collisions.
There are over half a million incidents a year, with a significant number of fatalities.
Experts say it's usually best to brake firm and stay in your lane if you encounter a deer while driving down the road.
Here are some interesting facts that you may not know:
Supermarket apples can be a year old. 🍎
Sloths can hold their breath longer than dolphins can. 🐬
It’s impossible to hum while holding your nose. 👃
And property insurance policies don't automatically include flood insurance. 💦
Since floods ARE the most common and costly natural disaster AND 20% of the time, they occur in low-risk areas; we thought you would like to know!
The good news is that there's a separate flood policy available, and we can help you put it in place!
Are you ready to talk about it?
Help pass down a bright financial future to your loved ones. Call me to find out how Allstate life insurance can help.
1234 accounts for 10.7% of all pins, followed by 1111 and 0000.
Studies show that these three combinations together account for 18.6% of pins.
Wow! 😳
Perhaps it's time to create a PIN that's a bit more unique...
A skimmer is a card reader that is disguised to look like part of an ATM.
When you unknowingly slide your card into an ATM with a skimmer attached, it scans and stores all your information from the magnetic strip and captures your PIN from the keypad. 💳
The collected card data can be used to create a duplicate card which can then be used to make ATM cash withdrawals.
This is how a thief's ATM scanner can look.
💡Experts advise pulling on every ATM and gas station scanner you use. If the device comes off in your hands, you'll be glad you tested it!
🍫Why is chocolate toxic to dogs?
It contains theobromine and caffeine.
Both of which can speed up the heart rate of a dog's nervous system.
🎃 As we are heading towards Halloween, here's a reminder to keep it out of reach of your four-legged friends.
Over the years, you may have heard the term “10 and 2 driving”. 🚙
This is regarding the position in which you should hold your hands on the steering wheel.
This is typically described in terms of how your hands' placement relates to the numbers on a clock. ⏰
But, the technique for proper hand placement on the steering wheel has changed over the years.
NHTSA now recommends the placement known as “9 and 3”.
The 10 and 2 o’clock position is no longer recommended because it can be dangerous in vehicles with smaller steering wheels equipped with airbags.
Your world can change in an instant. Make sure your family is protected from life’s uncertainties with Allstate life insurance. Give me a call today.
Here's a common question.❓
"If someone hits my vehicle while it is parked, what can I do to protect myself?" 🚗
Hopefully, the person responsible left a note. Or there are security cameras 🎥 or witnesses 👀 of the incident.
But if you can't locate the person who caused the damage, it's your auto policy's collision coverage, which will likely cover the loss.
A deductible would apply here.
And, collision coverage is optional, so if you chose not to buy it, you would have to pay for repairs out of pocket.
Uninsured motorist property damage coverage could also pay for damage caused by hit-and-run drivers in states where this type of coverage is available.
If your insurer locates the responsible party for the damage and recovers some or all of the repair costs, you may get a refund of your collision deductible.
Side note: Only 12 percent of all reported hit-and-runs (2016 statistics) were solved, so ensuring you have the coverage to protect yourself makes sense.
🐶 Sure, dogs are considered by many as man's best friend, but that doesn't necessarily include the mailman.📫
In one incident, when a dog bit the mailman, causing an injury...👮
It was a renters insurance policy that paid out for his medical bills.
It's sometimes easy for people to think that they don't have enough "stuff" to justify carrying a renters policy.
Yet, it can protect you from more than you might realize.
The life insurance policy you have through work may not be enough to protect your loved ones. Call me today to take control of your family's financial future.
As we head into the holiday season, here's a reminder of what foods dogs can and can't eat...
✅ Apples, bananas, blueberries, carrots, cheese, chicken, eggs, green beans, honey, kiwi, mango, oatmeal, peaches, peanut butter, pears, pineapple, cooked potatoes, pumpkin, rice, sweet potato, and yogurt
🚫 Alcohol, avocado, caffeine, chocolate, coffee, fat trimmings, garlic, gum, grapes, macadamia, milk, mushrooms, onions, pits and seeds, potato skins, raw potato, raisins, rhubarb, salty foods, tea, walnuts, and yeast dough
Taking the time to study this info can certainly save you some grief!
During a BBQ, a woman stumbled and fell. She assured everyone that she was okay.
While she appeared to be a bit shaken up, Jane went about enjoying herself the rest of the evening, but she had actually suffered a stroke.
Had bystanders known how to identify the signs of a stroke, perhaps Jane would be alive today.
Neurologists say that if they can get to a stroke victim within 3 hours, they can reverse the effects of a stroke. The trick is getting a stroke recognized, diagnosed, and treated within 3 hours.
If even one of these tasks is a challenge, seek emergency medical attention. Here are the things to look for...
Did you know that life insurance can cover things beyond final expenses? I like to think of it as a financial safety net that can provide income, inheritance and more.
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5 Uses for Life Insurance Benefits | Allstate
We want to wish a very Happy Birthday to all of our friends born in November! From all of us at our agency, we are wishing you a wonderful year ahead!
Do you know a teacher who needs funding support for an innovative social and emotional learning classroom project? Share this link to invite them to submit the project to DonorsChoose. Donations made to these projects will be matched dollar-for-dollar by The Allstate Foundation. http://al.st/2MpZKMC
Expecting a tax refund this year? With TurboTax, you’ll get your maximum refund, guaranteed. Allstate has special savings on TurboTax just for you: http://al.st/2WNDCOc
You’ve never been in better hands for safe driving. Give my team a call if you’d like to learn more 561.627.1806!
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Smooth :30 | Allstate
Many of us are driving less. If this sounds familiar, I’m happy to answer your questions about Allstate pay-per-mile. Give my agency a call today 561.627.1806.
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Island | Allstate
This holiday season, pass down the gift of a secure financial future with Allstate life
insurance. Let's talk today and find the right plan for you and your family.
The holidays are a time to show your family just how much you care. This year, consider protecting them with a life insurance policy. It's the gift that truly keeps on giving. Call me for a quote.
