😂 my 3 years old learning about penguin positions and what they are doing.
I want to thank again the folks at LPL Marketing Concierge Services @deluxecorp for these wonderful masks. #lplfinancial
Arm and dangerous! Weekend working in the garage! Happy Monday! I buoy you’re week and never forget... every day above the ground is a good day!
So I need your opinion.... I created these masks with the logo of my company. I would like to know which one you like more, light blue or dark blue? Thank you for your opinion.
The greatest resilience of people in NY will never be defeated by terrorist attacks or COVID19. We always comeback stronger and this time is not different. God bless NYC and all the heroes that perished this day 19 years ago. I will never forget.
Age is only a number! Ramazotti te gusta mi T-shirt? @ramazzotti_eros
Now this is a paella!!!
Family is all we got! Love to share time with these two, my uncle and dad! Great time!
Divorce is a painful process. Avoid financial mistakes that may have life-long consequences.
ASTERIONWEALTH.COM
A House Divided
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
ASTERIONWEALTH.COM
Weighing the Benefits of Prepaid Debit Cards
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
ASTERIONWEALTH.COM
Monthly Market Insights | October 2020
Are you planning to work after taking Social Security benefits? Know the rules. #SocialSecurityBenefits
ASTERIONWEALTH.COM
How Will Working Affect Social Security Benefits?
Social Security: Retirement's main source of income or monthly bonus? You decide. #SocialSecurity
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Perception vs. Reality
Committed to increasing your financial literacy? Don't be afraid to ask questions. #FinancialLiteracy
ASTERIONWEALTH.COM
The Financial Literacy Crisis
Attention Estate Executors: Do you know about the Alternate Valuation Date?
ASTERIONWEALTH.COM
Understanding the Alternate Valuation Date
“Old age is no place for sissies,” said actress Bette Davis. #LifeInsurance
ASTERIONWEALTH.COM
Planning for the Expected
Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.
ASTERIONWEALTH.COM
To Buy or Not to Buy
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
ASTERIONWEALTH.COM
What Our Kids Can Teach us About Saving Money
If you died, what would happen to your email archives, social
profiles, and online accounts?
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Safeguard Your Digital Estate
There’s 5 phases to changing unhealthy behaviors. Here’s how to do it. #goalsetting #habits
ASTERIONWEALTH.COM
Changing Unhealthy Behaviors
Lifestyle inflation can be the enemy of wealth building.
ASTERIONWEALTH.COM
Keeping Up with the Joneses
Second homes have unique risks and insuring them is different than a primary home.
ASTERIONWEALTH.COM
Insuring Your Second Home
Learn the language of life insurance.
ASTERIONWEALTH.COM
Term vs. Permanent Life Insurance
Are you ready for school—again?
ASTERIONWEALTH.COM
Estimating the Cost of College
What does it actually cost to raise a child? You might be surprised.
ASTERIONWEALTH.COM
The Half Million Dollar Baby
Three tips for giving smart from the heart.
ASTERIONWEALTH.COM
Charitable Giving: Smart from the Heart
These elections smell fishy! Have a good night everyone!
Do you know what your #insurance needs are, when you’re married, with children?
ASTERIONWEALTH.COM
Insurance Needs Assessment: Married With Children
Regardless of who wins tonight I will have my paella always!
Never take your rights from granted. There are many countries in the world that you cannot vote or your vote will not be valid. Show up today and exercise your right. God bless the US.
It’s possible to avoid these classic #retirement traps, with a little preparation.
ASTERIONWEALTH.COM
Retirement Traps to Avoid
Test your estate strategy knowledge with this short quiz.
ASTERIONWEALTH.COM
Test Your Estate Strategy Knowledge
Tonight is Paella and tapas night and I am opening this 1985 Rioja to celebrate life! Salud!
Could your portfolio benefit from a zero-coupon bond?
ASTERIONWEALTH.COM
The ABCs of Zero Coupon Bonds
[Video] How familiar are you with the Federal Reserve? Here’s a quick history. #fed #federalreserve #fedpolicy
ASTERIONWEALTH.COM
The Fed and How It Got That Way
Does it make more sense to push back #retirement, or not to retire at all?
ASTERIONWEALTH.COM
Should You Ever Retire?
Welcome to the Jack pumpkin lanterns blaze. @jackolanternjourney
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
ASTERIONWEALTH.COM
Mastering Mobile Lingo
There are ways to protect your business in the event of your death or the death of a partner.
ASTERIONWEALTH.COM
Insuring Your Business With a Buy/Sell Agreement
Do you know how the SECURE Act will affect your retirement strategy? Watch now for a quick overview.
ASTERIONWEALTH.COM
Understanding the SECURE Act
And the party goes on....
Today we are celebrating my dad’s birthday and me coming to the US 27 years ago!!! A wonderful day to celebrate with good food, family and excellent wine!!
Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income, but also to capital gains.
ASTERIONWEALTH.COM
A Taxing Story: Capital Gains and Losses
Developing a retirement strategy? It's critical to know the differences between investment types.
ASTERIONWEALTH.COM
Traditional vs. Roth IRA
Whether you realize it or not, you’ve allocated your assets.
ASTERIONWEALTH.COM
A Decision Not Made Is Still a Decision
Terrible or wonderful; Could a variable annuity be right for you? #annuity #retirement
ASTERIONWEALTH.COM
Is a Variable Annuity Right for Me?
What does the average American budget look like? We’ve created a fun interactive piece that lets you see how your own budget compares. Read more now.
ASTERIONWEALTH.COM
The Average American Budget
Retiring? Remaining flexible may help you meet the challenges of uncertainty.
ASTERIONWEALTH.COM
Certain Uncertainties in Retirement
There are hundreds of Exchange Traded Funds available. Should you invest in them? #ETFs
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Should You Invest in Exchange Traded Funds?
The average college senior graduates with credit card debt. How will your kids manage money?
ASTERIONWEALTH.COM
Do Your Kids Know The Value of a Silver Spoon?
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
ASTERIONWEALTH.COM
Countering Counterfeit Currency
Health & Human Services: Age can make a difference in the cost of a long-term-care policy.
ASTERIONWEALTH.COM
What to Look for in a Long-Term Care Policy
If you don’t have an #estatestrategy, here’s some reasons why you should.
ASTERIONWEALTH.COM
Why Everyone Needs an Estate Strategy
I don’t like winter!
Do you have a will? Is it updated?
ASTERIONWEALTH.COM
When Do You Need a Will?
Buying a home may be your largest financial commitment. Which loan is best for your situation?
ASTERIONWEALTH.COM
Fixed or Variable Mortgage, Which Should You Pick?
It’s starting to look a lot like Christmas!!!
What should you look for in a personal finance app?
ASTERIONWEALTH.COM
What to Look for in Personal Finance Apps
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
ASTERIONWEALTH.COM
Monthly Market Insights | December 2020
You’ll need to weigh several factors before retiring abroad.
ASTERIONWEALTH.COM
Thinking of Retiring Abroad?
Ever heard of a Roth 401(k)? Would one be right for you?
ASTERIONWEALTH.COM
What Is a Roth 401(k)?
This was the sunset today from our deck. What an awesome day! Have a good night everyone!
When are you taking your #SocialSecurity benefits? Considering the timing can help maximize your benefit.
ASTERIONWEALTH.COM
A Fruitful Retirement: Social Security Benefit
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
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Tax Deductions You Won't Believe
I don’t like winter!
Are your investment decisions based on rational analysis or are they driven by emotion? #SmartInvesting
ASTERIONWEALTH.COM
What Smart Investors Know
Lifestyle inflation can be the enemy of wealth building.
ASTERIONWEALTH.COM
Keeping Up with the Joneses
Test your estate strategy knowledge with this short quiz.
ASTERIONWEALTH.COM
Test Your Estate Strategy Knowledge
Valuation is important for business succession, estate taxes andeven qualifying for a loan.
ASTERIONWEALTH.COM
What is the Value of Your Business?
You’ll need to weigh several factors before retiring abroad.
ASTERIONWEALTH.COM
Thinking of Retiring Abroad?
Ever heard of a Roth 401(k)? Would one be right for you?
ASTERIONWEALTH.COM
What Is a Roth 401(k)?
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
ASTERIONWEALTH.COM
When Special Care Is Needed: The Special Needs Trust
There are benefits and limitations when using a living trust. #LivingTrust
ASTERIONWEALTH.COM
A Living Trust Primer
Let’s start the holiday’s celebration early. Despite of the awful year we all had, I still think that there is a lot to be thankful and we should always focus on the positive side of life and no on the negatives. There is always going to be challenges and obstacles that we ought to overcome. 2020 was a very challenging year, so let’s look forward to 2021 with hope, love and ready to make it a great year for all! Merry Christmas and Happy Holidays!
Do global and international mutual funds complement or conflict with each other?
ASTERIONWEALTH.COM
Global vs. International: What’s The Difference?
A #homewarranty may make sense, but you need to set proper expectations.
ASTERIONWEALTH.COM
Making Sense Of A Home Warranty
Are your investment decisions based on rational analysis or are they driven by emotion? #SmartInvesting
ASTERIONWEALTH.COM
What Smart Investors Know
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
ASTERIONWEALTH.COM
What Do Your Taxes Pay For?
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
ASTERIONWEALTH.COM
Weighing the Benefits of Prepaid Debit Cards
Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.
ASTERIONWEALTH.COM
To Buy or Not to Buy
10 tips that can head-off marriage money problems.
ASTERIONWEALTH.COM
Prevent a Rift: Money Tips for Newlyweds
Meet the newest member of the Lopez’s family, Mocha! She is very hungry in the mornings and loves her @dunkin @dunkinbrands
Many have heard they should avoid probate; do you understand what probate is and how it works?
ASTERIONWEALTH.COM
Problems with Probate
A client and friend came to the office today and brought me this nice magnum as a thank you. I love this wine and I truly love what I do for all my clients. Over 20 years helping people making their goals and dreams a reality! I will toast this to the next 20!
There’s no shortage of investment analysis for anyone interested. What’s important to understand?
ASTERIONWEALTH.COM
Types of Stock Market Analysis
That big list of dreams and goals isn't the only way to look at your bucket list.
ASTERIONWEALTH.COM
A New Way to Look at Your Bucket List
You face sequence of returns risk. Know what it is? #investing #investmentrisk
ASTERIONWEALTH.COM
The Investment Risk No One’s Ever Heard Of
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
ASTERIONWEALTH.COM
Estate Management 101
Current situation in NY, big snow flakes coming down like crazy!
How many credit cards do you have?
ASTERIONWEALTH.COM
Spotting Credit Trouble
U.S. Service Members should consider taking advantage of programs that are available. #MilitaryFamilies
ASTERIONWEALTH.COM
Personal Finance Tips for Military Families
Sector investing may present an opportunity — if you do your homework. #investing
ASTERIONWEALTH.COM
The Utility of Sector Investing
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
ASTERIONWEALTH.COM
Monthly Market Insights | January 2021
Divorce is a painful process. Avoid financial mistakes that may have life-long consequences.
ASTERIONWEALTH.COM
A House Divided
A client and friend came to the office today and brought me this nice magnum as a thank you. I love this wine and I truly love what I do for all my clients. Over 20 years helping people making their goals and dreams a reality! I will toast this to the next 20!
There are ways to protect your business in the event of your death or the death of a partner.
ASTERIONWEALTH.COM
Insuring Your Business With a Buy/Sell Agreement
Use your car for business? Make sure you're on the same page as your insurance carrier. #autoinsurance
ASTERIONWEALTH.COM
When Does Your Personal Car Become a Commercial Vehicle?
15-year vs. 30-year: know your refinancing options.
ASTERIONWEALTH.COM
Lots of Variables with Fixed-Rate Mortgages
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
ASTERIONWEALTH.COM
Mortgages in Retirement
How many credit cards do you have?
ASTERIONWEALTH.COM
Spotting Credit Trouble
U.S. Service Members should consider taking advantage of programs that are available. #MilitaryFamilies
ASTERIONWEALTH.COM
Personal Finance Tips for Military Families
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
ASTERIONWEALTH.COM
What Our Kids Can Teach us About Saving Money
Thank you @ricardolamasmma for the T-shirts. We will definitely wear them proud. Stay safe and healthy!
Test your estate strategy knowledge with this short quiz.
ASTERIONWEALTH.COM
Test Your Estate Strategy Knowledge
Some simple, inexpensive energy-saving tips that may help you save money.
ASTERIONWEALTH.COM
A Penny Saved is Two Pennies Earned
The sooner you begin investing, the longer your money can work for you.
ASTERIONWEALTH.COM
The Cost of Procrastination
There are ways to protect your business in the event of your death or the death of a partner.
ASTERIONWEALTH.COM
Insuring Your Business With a Buy/Sell Agreement
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
ASTERIONWEALTH.COM
What Is a 1035 Exchange?
Cold enough for you?
Now this is real #tbt❤️ #tbt going back many years! You could buy a galón of gas for .89 cents.
Through back to when we could drink wine, talk and have fun without fear of Covid and masks. I can’t wait to have NY go back to normalcy. #tbt @james.suckling #wine @winebythebottle
What do you need to know in the face of post COVID-19 volatility?
ASTERIONWEALTH.COM
Pullbacks, Corrections, and Bear Markets
Here you go American made and made in America by my 9 years old son. It took him a couple days to put this together but he got it all done by himself. Hey @corvette do you think we can sponsor him? @corvettefamily @corvette.society #lego @lego
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
ASTERIONWEALTH.COM
Monthly Market Insights | February 2021
Children with special needs may need ongoing help after theirparents are gone.
ASTERIONWEALTH.COM
4 Steps to Protecting a Child with Disabilities
Este vino es uno de los mejores vinos españoles que me he tomado! One of the best Spanish wines I have ever drank!
Do your kids have the right stuff for college? #CollegePrep
ASTERIONWEALTH.COM
Countdown to College
When giving to charity, some make cash donations. Others want a more sophisticated strategy. #CharitableGiving
ASTERIONWEALTH.COM
Trends in Charitable Giving
How much do you know about stocks?
ASTERIONWEALTH.COM
How Stocks Work
How much is enough for your emergency fund?
ASTERIONWEALTH.COM
Your Emergency Fund: How Much Is Enough?
2 things I enjoy doing and I can’t wait to be able to do it again. I love to go to the NYSE, that was when I rang the closing bell. The history and the energy in the building is awesome! And the beach and clear waters in the Bahamas. That’s my shrink, the ocean, the beach! #tbt❤️ #tbt🔙📸
If you'd like to participate in emerging markets, what are your options? #EmergingMarkets
ASTERIONWEALTH.COM
Emerging Market Opportunities
There are benefits and limitations when using a living trust. #LivingTrust
ASTERIONWEALTH.COM
A Living Trust Primer
Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.
ASTERIONWEALTH.COM
Understanding the Basics of Medigap Policies
M0 is the total of all physical currency worldwide. What’s it look like?
ASTERIONWEALTH.COM
How Big is Money?
The question everyone has: Will Social Security be around for you? Read this. #socialsecurity #retirement
ASTERIONWEALTH.COM
Social Security: The Elephant in the Room
Mulinos has still their Christmas decorations up. I love to come to @mulinosrestaurant no only for their great food and service, but for this, their Christmas decorations are out of this world.
There are four basic steps to calculating the value of an estate.
ASTERIONWEALTH.COM
Four Steps to Valuing an Estate
Ask yourself hard questions: Do I know enough about estate management? Will my family be ready?
ASTERIONWEALTH.COM
Estate Management Checklist
Does your #business need some digital help? Here are some new #apps that might help!
ASTERIONWEALTH.COM
Top New Digital Tools for Small Businesses
This is a delicious arroz con calamares que me hizo mi adorada esposa y mi postre favorito, pastelitos de guayaba y queso! Gracias mi amor por cocinarme toda esta comida rica.
It’s a long race women run toward retirement, and the steps you take now will impact tomorrow.
ASTERIONWEALTH.COM
The Long Run: Women and Retirement
I wrote this in 1998 for Valentine’s Day and it was published in my school newspaper The Viking @sunywcc1 . Since we are still in the month de el Amor, here I am sharing this with all of you. Back then there was no social media. I needed to write on paper to be published. Enjoy your day everyone! Happy Monday!
The S&P 500 is ubiquitous. Ever wonder how it works? #S&P500
ASTERIONWEALTH.COM
The Anatomy of an Index
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
ASTERIONWEALTH.COM
Tax Rules When Selling Your Home
The question everyone has: Will Social Security be around for you? Read this. #socialsecurity #retirement
ASTERIONWEALTH.COM
Social Security: The Elephant in the Room
Mulinos has still their Christmas decorations up. I love to come to @mulinosrestaurant no only for their great food and service, but for this, their Christmas decorations are out of this world.
Prescription coverage is handled under Medicare Part D. Unsure if you need this coverage? Read on to learn more:
ASTERIONWEALTH.COM
Prescription Drug Benefits Under Medicare (Part D)
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
ASTERIONWEALTH.COM
What Do Your Taxes Pay For?
It’s a long race women run toward retirement, and the steps you take now will impact tomorrow.
ASTERIONWEALTH.COM
The Long Run: Women and Retirement
I wrote this in 1998 for Valentine’s Day and it was published in my school newspaper The Viking @sunywcc1 . Since we are still in the month de el Amor, here I am sharing this with all of you. Back then there was no social media. I needed to write on paper to be published. Enjoy your day everyone! Happy Monday!
Got a haircut, ready for spring!
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
ASTERIONWEALTH.COM
Monthly Market Insights | March 2021
A disability could keep you from work and increase costs. How can you protect yourself? #DisabilityInsurance
ASTERIONWEALTH.COM
Disability and Your Finances
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
ASTERIONWEALTH.COM
Life and Death of a Twenty Dollar Bill
Business owners should consider a succession plan sooner rather than later.
ASTERIONWEALTH.COM
Succeeding at Business Succession
For the last few weeks every time I looked outside I felt that I was living in Arendelle. Thanks God is melting!
Have a kid heading off to college? Here are a few tips.
ASTERIONWEALTH.COM
A Cheat Sheet for Sending Your Kid to College
Children with special needs may need ongoing help after their parents are gone.
ASTERIONWEALTH.COM
4 Steps to Protecting a Child with Disabilities
Investors should understand the ways in which financial professionals are compensated for the services they provide.
ASTERIONWEALTH.COM
How Financial Professionals Are Compensated
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
ASTERIONWEALTH.COM
Choosing a Business Structure
No only today, but every day I thank these women in my life that have given me life, love, compassion and taking care of me for many years. To all the strong women out there, Happy International Day! Feliz Día Internacional de la Mujer!
Some simple, inexpensive energy-saving tips that may help you save money.
ASTERIONWEALTH.COM
A Penny Saved is Two Pennies Earned
Hi James we had this tonight and it was wonderful! Just want to share with you and see if you had any opinion. As always thank you!
Have a strategy for discussing healthcare with your parents. #AgingParents
ASTERIONWEALTH.COM
Caring for Aging Parents
If you don’t have an #estatestrategy, here’s some reasons why you should.
ASTERIONWEALTH.COM
Why Everyone Needs an Estate Strategy
Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance? #Rebalance
ASTERIONWEALTH.COM
Rebalancing Your Portfolio
Working in Retirement: New trend or same old story?
ASTERIONWEALTH.COM
Where Will Your Retirement Money Come From?
Have a kid heading off to college? Here are a few tips.
ASTERIONWEALTH.COM
A Cheat Sheet for Sending Your Kid to College
Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?
ASTERIONWEALTH.COM
Fallen Tree Damage—Who Pays?
Another one bite the dust! Last week I had one of this wines with my dad and it was terrific, so I went back to the store and I bought the other 2 bottles they had. This one is the second one 1973 and it was awesome again! Remember tomorrow is not guaranteed, so enjoy life, drink good wine and eat healthy! @winebythebottle @james.suckling @winespaniard #lopezdeheredia @lopezdeherediaoficial
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
ASTERIONWEALTH.COM
Countering Counterfeit Currency
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
ASTERIONWEALTH.COM
A Home Insurance Claim: To File Or Not To File
If you want real Spanish Mediterranean food you need to go to Ibiza in Chappaqua, NY. Here with my dad and the owner of the restaurant! Happy Sunday everyone!
Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.
ASTERIONWEALTH.COM
Retiring the 4% Rule
