AZ Financial, LLC is your Premier Mortgage Broker for all of your Arizona lending needs. We are a full service Mortgage Lender specializing in Conventional, VA, FHA, USDA, Jumbo and Reverse mortgages. As the number one rated Arizona mortgage banker, AZ Financial, LLC has greater control over your transaction and has the ability to quickly approve and close loans. In many cases, we are able to fund loans that other lenders might deny. There are always several mortgage options available, when comparing all of them it can be confusing and frustrating. Your new mortgage is the most important long-term decision, and without an honest seasoned mortgage loan originator acting on your behalf, you could be stuck in a very bad situation for a long time. We take the time to carefully listen to you and understand your goals, and then provide a consultative approach to helping you find the right loan. That's why we offer a vast array of loan programs that most other banks can't match. It's all about finding the right loan for you. We offer a variety of home loan solutions including Phoenix first-time home-buyer programs with down-payment assistance, FHA and VA, conventional, jumbo and super jumbo, reverse mortgages and more! This means that we will provide you with the most competitive loan that meets your unique needs. We are honored to help veterans refinance or buy their homes with the VA loan. Zero down for home purchases and 100% refinancing. FHA loans make qualifying for your new mortgage easy. A mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). Conventional Mortgage Loans a type of mortgage in which the underlying terms and conditions meet the funding criteria of Fannie Mae or Freddie Mac. Jumbo Home Loans take advantage of lower mortgage rates for loans up to $5,000,000. 15-year, 30-year, FHA and ARM jumbo loans available, depending on your area. Reverse Mortgage perfect for borrowers over the age of 62. Reverse Mortgages allow borrowers to convert their home equity into cash and defer the payment until their death or until they sell their home.