I'm Carlton Payne, a Mortgage Banking Officer (MBO) in San Diego. A little bit about me: I am a Anacortes, Washington native. My wife Victoria and I have one child and we love the San Diego area because of its weather, food, beer, sports, and people. I have been dedicated to helping people in San Diego and surrounding areas buy their dream home with the right loan for nearly five years. When buying a home or refinancing your existing mortgage, it's important to explore your financing options. I will help you find the financing solution for your specific needs and guide you throughout the process, from pre-qualification to closing. Take the next step in your home ownership journey. Contact me today.