At Bell Insurance, located in Detroit Lakes, MN, you'll work with employees who go the extra mile for you. Whether you need home, auto, life or business insurance, we’ve got you covered, so when the worst-case scenario happens, you can expect the best – in both coverage and service. Independently owned, we have unparalleled experience and expertise on policies designed to serve you, your family and your business in the best way possible. Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank. Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency.