Your clients are seeking ways to secure their futures from the unexpected and unforeseen. Help them choose the best LTC products for their circumstances, keeping in mind that the decision ultimately depends on qualifying factors from budget to assets and more. With Belman Klein as a partner, we can navigate each case together and set up safeguards for your clients and their legacies. Learn more here:
BELMANKLEIN.COM
BELMAN KLEIN Associates, Ltd.
A cash value life insurance policy can provide critical funds for your clients while they’re living – and there are various ways they can access it with your help. Be sure to discuss the pros and cons of each (summarized in the Forbes article below) and reach out to Belman Klein Associates for assistance with additional strategies.
FORBES.COM
Need Cash? Tap Your Life Insurance Policy
While COVID-19 illustrated the how fragile our financial statuses can be, a recent study by LIMRA found that nearly 3 out of 5 people who have expressed a heightened need for life insurance already have the coverage. Advisors should be prepared to help clients understand the value inherent in owning life insurance. Belman Klein will help you develop a tactful approach to discussing life insurance with your clients, so you can determine the most ideal solutions for their unique circumstances. Follow the link for more on LIMRA and their study:
INSURANCENEWSNET.COM
Need For Life Insurance Heightened By The Global Pandemic
Recent events may have clients concerned about market volatility and what it could mean for their loved ones. Life insurance can provide peace of mind. Belman Klein Associates will help with the planning details and ensure that generational wealth is safeguarded for the future. Follow the link for more about how life insurance can preserve family wealth.
INSURANCENEWSNET.COM
Life Insurance Can Be The Key To Preserving Family Wealth
Preparing to discuss LTC with your clients? Choosing the best product(s) will depend on a number of qualifying factors – from budget to assets to financial benefits – and should be determined on a case-by-case-basis. Our team provides support throughout the process, helping to devise the best course of action to protect your clients, their families, and their futures from the unforeseen.
BELMANKLEIN.COM
BELMAN KLEIN Associates, Ltd.
Now is the time to plan in multiple directions, and it appears many young consumers are doing just that. In fact, a MassMutual survey recently found that younger consumers are more interested in Long Term Care Insurance and chronic care coverage than older consumers were. Reach out to Belman Klein Associates for help with the approach, the conversation, and the solutions regarding long-term care for your clients. Read the survey results here:
THINKADVISOR.COM
Many Young Consumers Want Long-Term Care Insurance: MassMutual | ThinkAdvisor
The Million Dollar Roundtable (MDRT) recently released a study showing that 72% of Americans – many of whom may be your life insurance clients – are concerned about the impact of a recession in 2021. Be sure to address their concerns up front and seek the assistance of a trusted partner like Belman Klein Associates, who will help you examine big picture scenarios, while setting up appropriate and effective guardrails for your customers’ financial futures. Click here for more from MDRT, as well as three tips to ensure client goals remain on track:
IAMAGAZINE.COM
3 Ways to Advise Clients Through Economic Volatility
Have you taken steps to reassure your clients of your accessibility in the midst of restructuring, while simultaneously creating opportunities for financial advisement?
• Complete an inventory of insurance assets for clients and their families
• Review these assets every 24 months, at minimum.
• Search for gaps in protection and perform a needs analysis.
Belman Klein Associates is your collaborative insurance partner. We will help you build stronger relationships with those under your advisement. Learn more here: www.belmanklein.com
One thing hasn’t changed throughout the course of this year – and that is the need for life insurance. Follow the link for three reasons your clients should take a closer look at coverage if they have not already. Belman Klein Associates is available to help you augment your unique skillset, while serving as a resource for complex design, underwriting, and product scenarios:
BELMANKLEIN.COM
Life Insurance Solutions | Belman Klein Associates
According to an Advisor Authority study from Nationwide, the passage of the SECURE Act (Setting Every Community Up for Retirement Enhancement) earlier this year has driven home the importance of guaranteed income to fund retirement, and is spurring a greater usage of annuities among advisors, financial professionals, and investors below the age of 55. Retirement income planning, particularly in the wake of the pandemic, remains a significant challenge for many Americans. Belman Klein offers assistance with a competitive array of annuity products for both accumulation and income purposes. Read more about the Nationwide study here:
INSURANCENEWSNET.COM
Nearly 2/3 Of Investors Interested In Guaranteed Income In Retirement Plans
Talk to your clients about the importance of not letting their LTC policies lapse, as well as the availability of unintentional lapse protection. Belman Klein can help with the conversation, helping your clients avoid unnecessary hassle. Learn more about lapsed LTC coverage here:
FORBES.COM
Lapse In Long-Term Care Insurance Doesn’t Necessarily Ruin Coverage
Nearly fourteen percent of working Americans say problems would arise immediately if they became disabled and could not earn a paycheck. And yet so many professionals do not have disability coverage. RIAs are uniquely positioned to shine a light on the need for disability insurance while helping clients take action to establish safeguards for their financial futures. Learn more here:
BELMANKLEIN.COM
RIAs Can Help Clients Understand the Need for Disability Insurance | Belman Klein Associates
