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The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. #IRA
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IRA Withdrawals that Escape the 10% Tax Penalty
This Monthly Recap summarizes market performance, major events and news from September and Q3 2020. Read more here: https://bit.ly/34e8ieV
Social host laws may make you responsible for underage drinking in your home, even if you are away.
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Teen Drinking and Your Liability
Could your portfolio benefit from a zero-coupon bond?
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The ABCs of Zero Coupon Bonds
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
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Tax Deductions You Won't Believe
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
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What Our Kids Can Teach us About Saving Money
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
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Monthly Market Insights | October 2020
#SocialMedia may be important in growing your company, but it may introduce liability. Is your company protected?
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Social Media: #NewestBusinessLiabilityRisk
Does your #insurance cover you if you get into an accident with an uninsured driver?
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Protection Against Uninsured Drivers
When giving to charity, some make cash donations. Others want a more sophisticated strategy. #CharitableGiving
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Trends in Charitable Giving
A recent study, focused on how the pandemic is impacting retirement confidence levels among men and women, found that women may be disproportionately impacted when it comes to retirement security. Check out the latest issue of Financial Watch: http://bit.ly/financialwatch-oct2020
Trump vs Biden. Do markets care who wins? @ceteraIM covers the path to electoral victory for both candidates and look at historical stock market returns during post-WWII 4-year presidential cycles in this latest commentary: https://bit.ly/31nO69V
“Old age is no place for sissies,” said actress Bette Davis. #LifeInsurance
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Planning for the Expected
It may seem like a good idea to close credit card accounts you no longer use to avoid annual fees or if you're not using rewards during the pandemic, but this may have an adverse impact on your credit. Read the latest issue of Retire Wise for more: http://bit.ly/retirewise-oct2020
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
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Weighing the Benefits of Prepaid Debit Cards
When considering a record keeping system for your business, you need to ask yourself some very important questions
BENCHMARKFA.COM
Keeping Good Records is Good Business
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
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Mastering Mobile Lingo
Second homes have unique risks and insuring them is different than a primary home.
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Insuring Your Second Home
#Markets have their worst day in a month on #Covid concerns, #stimulus plan pessimism, and #election2020 uncertainty. Please check out this latest commentary: https://bit.ly/34tPNnW #economy #stockmarket
Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance? #Rebalance
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Rebalancing Your Portfolio
Voter turnout for a U.S. presidential election was the highest in modern history. The latest commentary from @CeteraIM discusses the election uncertainty, potential outcomes, and investment implications. Read more @ https://bit.ly/2Gt4sqp
#economy #markets #stocks #election2020
Consider a bucket plan to go with your bucket list. #RetirementSavings
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A Bucket Plan to Go with Your Bucket List
This Monthly Recap summarizes market performance, major events and news from October 2020. Read more here: https://bit.ly/384tBD7
Committed to increasing your financial literacy? Don't be afraid to ask questions. #FinancialLiteracy
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The Financial Literacy Crisis
Tax time can be a good time to give your household budget a checkup.
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Budget Check Up: Tax Time Is the Right Time
Many have heard they should avoid probate; do you understand what probate is and how it works?
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Problems with Probate
Building a personal #legacy may be the highest order of altruism. It can begin with four simple steps.
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Building Your Legacy
No time is more critical than the end of the year to make sure you're taking advantage of opportunities to manage your tax burden. That's especially true this year, thanks to the CARES Act. Read the latest issue of Retire Wise for more: http://bit.ly/retirewise-nov20
Check out this video on taxes. #IncomeTax
BENCHMARKFA.COM
The Facts About Income Tax
The latest commentary from @CeteraIM discusses Joe #Biden being declared #President and potential implications from a divided government. Click here to read more: https://bit.ly/3lfQjMa
#economy #markets #stocks #election2020
The question everyone has: Will Social Security be around for you? Read this. #socialsecurity #retirement
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Social Security: The Elephant in the Room
The COVID-19 pandemic has taken a toll on many U.S. households. However, there are important steps you can take to regain control of your financial future. Check out the latest issue of Financial Watch: https://bit.ly/financialwatch-nov2020
Health & Human Services: Age can make a difference in the cost of a long-term-care policy.
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What to Look for in a Long-Term Care Policy
Between the main courses of travel, food, and shopping, Thanksgiving holds special significance in the U.S. economy. Find out more by grabbing a fresh slice of the latest commentary from Cetera Investment Management: https://bit.ly/35ycKXD
Being healthy may help your personal finances.
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Putting a Price Tag On Your Health
Three tips for giving smart from the heart.
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Charitable Giving: Smart from the Heart
The savings rate is the government’s estimate of how much U.S. households are saving.
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U.S. Personal Savings Rate
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
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What Is a 1035 Exchange?
This Monthly Recap summarizes market performance, major events and news from November 2020. Read more here: https://bit.ly/3odtlXd
There’s no shortage of investment analysis for anyone interested. What’s important to understand?
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Types of Stock Market Analysis
Never get stuck with the check again after watching this.
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No Cash, No Checks, No Problem
The latest issue of Retire Wise covers 3 tax-smart ways to help family members in need pay for college and provides helpful information to avoid phony COVID-19 contact tracer scams. Read more here: https://bit.ly/retirewise-dec20
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
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Data Thieves from Outer Space
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
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“Dirty Dozen” Tax Scams to Watch For
M0 is the total of all physical currency worldwide. What’s it look like?
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How Big is Money?
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
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Critical Estate Documents
For a small business, the loss of a key person could cause financial hardship.
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Protecting Your Business from the Loss of a Key Person
The latest issue of Financial Watch reviews 5 of the most important financial lessons learned this year, and actions you can take as you plan for the new year. Read more: https://bit.ly/financialwatch-dec2020
Periodic withdrawals in retirement may not be such a good idea.
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Systematic Withdrawals in Retirement
FINANCEINSIGHTS.NET
Retirement Income Unsteady? COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Retirement Income Unsteady? COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Retirement Income Teeter-Totter? Read this.
FINANCEINSIGHTS.NET
Retirement Income Unsteady? COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investment Recovery Report [complimentary]
FINANCEINSIGHTS.NET
Retirement Income Teeter-Totter? Read this.
FINANCEINSIGHTS.NET
Retirement Income Unsteady? COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investment Recovery Report [complimentary]
FINANCEINSIGHTS.NET
Retirement Income Teeter-Totter? Read this.
FINANCEINSIGHTS.NET
Investor Recovery Report & "Roadmap"
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investment Recovery Report [complimentary]
FINANCEINSIGHTS.NET
Investment Portfolios Take a Hit?
FINANCEINSIGHTS.NET
Investor Recovery Report & "Roadmap"
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investment Portfolios Take a Hit?
FINANCEINSIGHTS.NET
Investor Recovery Report & "Roadmap"
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investor Recovery Report & "Roadmap"
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investor Recovery Report & "Roadmap"
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investment Portfolios Take a Hit?
FINANCEINSIGHTS.NET
Investor Recovery Report & "Roadmap"
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investment Portfolios Take a Hit?
FINANCEINSIGHTS.NET
Investor Recovery Report & "Roadmap"
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.
FINANCEINSIGHTS.NET
Investment Portfolios Take a Hit?
FINANCEINSIGHTS.NET
Investor Recovery Report & "Roadmap"
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
FINANCEINSIGHTS.NET
Complimentary Investor Recovery Report
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income COMPLIMENTARY GUIDE.