What is cyber liability insurance? This type of insurance covers claims related to data breaches and is really recommended to an IT consultant who sells software to clients that can easily be hacked.
By investing in an umbrella insurance package, not only can you save money by combining various policies, but you can also be spared the time and effort needed to purchase and manage separate individual policies.
Good Ole Boys Trash & Sanitation
September 24 at 10:39 AM ·
Call today for trash service.
If you live in an area where frozen pipes or ice dams are a possibility, talk with your agent to find out if they are covered. If not, ask about a rider for your homeowner’s policy to protect against damage these can cause.
If your car figures in an accident, has been vandalized or has been stolen, you're going to need a replacement until things can be sorted out. Fortunately, if you opt for rental reimbursement coverage, the cost doesn't have to come out of your pocket as your insurance company will pay you back.
Surety bond companies provide the amount of the bond and take a small fee from the total amount for their service. This prevents the principal from having to provide a large amount of cash upfront.
We offer several options to our automobile insurance that will make life easier should you have an accident. You can choose coverage that pays for additional medical expenses, a rental car while your car is being repaired, or for towing and emergency roadside service.
We recognize that the idea of buying expensive business insurance coverage can seem impossible for many new small business owners. If you’re ready to find out how you can protect your company without blowing all your capital, we’re here for you.
Do you have any significant assets that you absolutely do not want to lose if you found yourself liable for a significant legal claim? The rules vary from state to state, but in some cases everything from savings accounts, emergency accounts, and college funds are at risk.
Does your homeowner's policy provide for "Cash" or "Replacement" value. Cash value covers the amount the dwelling was worth at the time – including depreciation. Replacement value pays rebuilding costs using materials of similar quality.
Did you know that if you have collision auto insurance and you total your car in an accident, the insurance company will pay out the value of your car? In fact, collision insurance will pay for what the car was worth before the accident.
The obligee in a surety bond arrangement is usually a government entity. The principal is a professional or business that requires additional capital for any purpose.
When buying homeowners’ insurance, you will need to choose between replacement value and actual cash value. Both are determined by current market prices; however, actual cash value factors in depreciation.
There are instances when the other driver’s insurance company will unfairly deny your claim against them. When this happens, it may be possible for us to go after them after you file the damage claim with us.
To protect yourself and other company officers, directors and officers liability insurance is available. This policy covers lawsuits that may arise from the actions of these individuals as they perform their duties. It is different from Professional Liability (Errors and Omissions Liability) insurance.
If you have employees, talk with your representative about an umbrella liability policy to supplement worker’s compensation or other insurance you may be carrying. When claims exceed the limits of your basic coverage, you need something that has your back.
When having repairs performed on your home, insist that the company you select has Worker's Compensation and Liability insurance. Also, check your insurance to see what your liability limits are in the event of a dispute.
What does "force majeure" exactly mean? Translated from French, it means “greater force” to refer to natural and human-caused catastrophes. When negotiating an insurance contract, it helps to specify examples of force majeure so the deal can benefit both you and the company.
One of the requirements necessary when becoming a notary public is bonding. Having this bond in place is important as it assures your clients that the work you do is careful, meticulous and most importantly, above board.
If your health insurance policy offers a 90-day mail order pharmacy options, you could save money on your regular maintenance medications over what you pay your local pharmacy. For example, some mail order programs offer a 90-day supply for the cost of 60 days.
Most homeowner's insurance policies limit coverage for jewelry, antiques and collectibles. Additional insurance is available to protect valuables worth more than the standard limits.
With the Internet now an integral part of conducting business, a general liability policy can help protect you against libel claims because of improper postings to your website or social media sites.
Sometimes an accident only damages your vehicle and nothing else, but that doesn’t mean the damage doesn’t come with a huge repair bill. Fortunately, commercial insurance has you covered. It will cover any of the damage to your vehicle in case of an accident.
Chip Simmons
November 22 at 4:18 PM ·
FB Fam, BOLO for my buddy’s white Dodge Ram pickup truck. Was stolen from the EnMarket gas station on HWY 378 in Leesville last night. Kinda hard to narrow down I’m sure. It has a Clemson sticker on the drivers side back glass and an Eagles sticker on the passenger side. If you think you have seen it, please shoot me a DM. Please share.
Call today to get your free #insurancequote. We have over 10 companies that we can search from to give you the best quote. 803-307-0030
Tuesday's Home Maintenance Tip - Since we're all about saving you time and money, here’s a handy checklist of home maintenance tasks—plus tips for how to do them faster and easier, or with the help of a pro. So take a deep breath and dive into those chores. The good news? Many are inside chores, so you have no “It’s too cold!” excuses.
Give hardware some love
Task: A lot of hands probably touched that door handle, so go head and wipe it down.
Shine and tighten doorknobs and hinges; tighten loose cabinet pulls and nobs; and level cabinet doors.
Shortcut: To clean metal hardware, wash with soapy water, then shine with a microfiber cloth dipped in vinegar or lemon juice. Brass polish will remove tarnish from solid brass hardware. Not sure it’s brass? If a magnet sticks, it’s most likely metal, not solid brass.
Call in the pros: If you’re going to take off hinges and locks, hire a handyman (those doors are heavy).
#cleanhouse #doorknobs #hingesandlocks
Are you a small or even big business looking to hire? Here are some tips on how best to do that.
SMALLBIZDAILY.COM
Your Ultimate Guide to Small Business Hiring - SmallBizDaily
Superbowl Sunday! Chiefs or Buccaneers? Who do you pick? Favorite appetizer? Please post and share! #SuperBowl #favotiteappetizer #Chiefs #ChiefsKingdom #buccaneersnation
Are you smarter than a South Carolina 3rd Grader? Take the quiz and post your results.
SCIWAY.NET
Are You Smarter than a South Carolina 3rd Grader?
Better call Will at 803-307-0030 to find out! Do you have all the coverage you need?
