Why do you need life insurance? Saving your family from financial stress is the most important reason to have end-of-life insurance. At Better Life Management in Florida, a skilled advisor will guide you towards the right term or permanent life policies and care plans, securing your family’s future should the worst happen. Understanding the difficulty of discussing death, these professionals treat you with respect and sensitivity, and they are committed to protecting you and your loved ones.
End-of-life insurance starts with an honest conversation. This advisor will knock out the hard questions on life expectancy, medical history, and beneficiaries. Your policy goes to covering an array of items, ranging from debts and funeral coverage to educational costs and income replacement. Their staff will help you select uses that fit the needs of your family and choose trusted individuals to carry out your wishes.
Better Life Management takes time to review a variety of end-of-life insurance packages, including level premium, annual renewable term, and return of premium options. Those with a troubled medical history or illness may prefer a guaranteed issue or simplified issue policy. These term life plans require only a few questions and no medical exam but come with higher premiums. Final expense coverage is available if you’re just looking to just cover funeral costs.
Additionally, clients can take advantage of permanent life insurance; unlike term life plans, these policies don’t expire, making them an attractive alternative for many. The two primary types of permanent life insurance include universal and whole life, and they both have a savings element that allows your policy to build cash value based on market performance. No matter your choice, Better Life Management will be by your side to break down the advantages and disadvantages.
Finding the right financial advisor doesn’t have to be difficult. Turn to the life insurance specialist at Better Life Management for the guidance you deserve. Call them today at (407) 757-4664 to schedule an appointment. You can also inquire about how they can best serve you by contacting them on their website.