What do you include when asked to determine the value of your total wealth? Most investors turn to stocks, bonds, mutual funds, real estate holdings, and retirement savings accounts. This, however, is incomplete. It overlooks "human capital" – the value of all expected future income, including your pension and Social Security benefits. Human capital should drive insurance selection and asset allocation decisions in pre-retirement and retirement. As a Financial Adviser with Eagle Strategies LLC, I can provide a customized plan to help address your concerns and objectives. Eagle Strategies is a Registered Investment Adviser and a wholly-owned subsidiary of New York Life Insurance Company.