We love our clients; thanks for the great review Rajesh!
"I had an amazing refinancing experience with Shawn and his team..."
GOOGLE.COM
Google review of C2 Financial Corporation - Shawn Sidhu by Rajesh Mancheri
From Forbes:
"...as all these considerations continue to encourage the flight from cities to suburbs, they will also create a market-based countercurrent...rents in major urban centers have begun to decline, falling 0.5% over the past year...Prices of condominiums have also begun to show weakness....these reductions in the cost of urban living and doing business will draw both new residents and new businesses. So also will the allure of transforming the office space, no longer needed as more people work from home, to interesting mixed uses."
FORBES.COM
A Covid-19 Real Estate Opportunity
Paying off credit card balances vs. closing the accounts...
C2FINANCIALHOMELOANS.COM
Paying Off Credit Card Balances vs. Closing the Accounts | Home Loans for California, Oregon Washington | Commercial Real Estate Lending
"Investors who diversify don’t want to put all their eggs in one basket. They try to balance risk and reward by spreading out their investments across multiple property types or locations. Investors who specialize, on the other hand, focus on buying the same property type repeatedly. They attempt to replicate what is successful, without spreading themselves too thin."
FORBES.COM
Council Post: Should You Diversify Or Specialize Your Real Estate Portfolio?
Last month there was a record number of home sold despite the pandemic. Low interest rates are motivating homebuyers to enter the market in droves.
KTVU.COM
Low interest rates driving sales as Bay Area home prices set record
Financing a new vs. existing home...
C2FINANCIALHOMELOANS.COM
Pros and Cons of Financing New vs. Existing Homes | Home Loans for California, Oregon Washington | Commercial Real Estate Lending
It's a hot real estate market virtually (no pun intended) everywhere, not just in the Bay Area.
The U.K., Munich, Toronto, Frankfurt, Hong Kong...all hot.
Despite the premium prices, Ilyce Glink, author of “100 Questions Every First Time Home Buyer Should Ask.” still recommends buying.
BLOOMBERG.COM
Rent or Buy? Eight Home Hunters Explain Their Real Estate Moves During Covid
With the COVID-19 pandemic still going strong, many city dwellers may be considering a move to the country—and there's a specific type of mortgage that can help make this a reality, called a USDA loan.
I can help you determine if you quality for this hidden financing gem. Call today, I'm here to help!
REALTOR.COM
Moving to the Country? This Overlooked Loan Makes It So Easy
Weekly Housing Trends Key Findings in a nutshell:
🏠 Median listing prices grew 12.9% over last year.
🏠New listings were down 7%. But new listings are growing, providing some small relief for option-starved buyers.
🏠Total inventory was down 38%. The pace of decline was even or improving. This is a buyer-friendly shift.
🏠Time on market is now 13 days faster than last year. 🍂
Let me know if you're thinking about buying or refinancing. I can help you find the best options and solutions for your home loan needs.
REALTOR.COM
Weekly Housing Trends View - Data Week October 3, 2020 - Realtor.com Economic Research
From the Article:
"Because real estate is built on quantitative evidence and objective facts, it’s unlike to play much of a role as the election enters its final stretch of dispiriting lunacy. The only house either political party truly cares about is big and White and, to the rest of the American populace, completely off-limits."
MPAMAG.COM
Trump's, Biden's, and Harris' stances on real estate
As we know, uncertain times often mean lower interest rates.
From the article:
"As a result of low mortgage rates that have stayed under three percent since July, the housing market has seen a strong, upward trajectory during a very uncertain time," said Freddie Mac Chief Economist Sam Khater. "We're seeing potential homebuyers who now have more purchasing power and many current homeowners who have the option to refinance their loan for a better rate. However, several factors could disrupt this activity, including high home prices, low inventory and lender capacity."
MPAMAG.COM
Mortgage rates continue to go lower, supporting real estate boom
Refinancing: The Risks of Waiting...
C2FINANCIALHOMELOANS.COM
Refinancing: The Risks of Waiting | Home Loans for California, Oregon Washington | Commercial Real Estate Lending
Record-low rates continue to power a homebuying frenzy, with sales increasing for the fourth consecutive month in September, according to data from Realtor.com.
I'm here at (408) 610-8011 to help, if you or someone you know are interested in learning if the time is right for you!
FINANCE.YAHOO.COM
As mortgage rates sink to record lows, borrowing bounces higher
VA home loan advantages...
C2FINANCIALHOMELOANS.COM
VA Home Loan Advantages | Home Loans for California, Oregon Washington | Commercial Real Estate Lending
If you’re 62 or older, you may consider a reverse mortgage. It allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
But a reverse mortgage can use up the equity in your home, which means fewer assets for you and your heirs. Read on to learn more about if a reverse mortgage is right for you.
https://www.consumer.ftc.gov/articles/0192-reverse-mortgages
Here's everything you need to know about this crucial stage in the home-buying process and how to ace it without a hitch.
And I'm here to help you every step of the way!
#c2financial
#shawnsidhu
#mortgageforsanjose
#sanjosemortgage
REALTOR.COM
Mortgage Pre-Approval: A Loan Must-Have for First-Time Home Buyers and Beyond
Refinancing sooner vs. later...
C2FINANCIALHOMELOANS.COM
Refinancing? Better to Close Sooner vs. Later | Home Loans for California, Oregon Washington | Commercial Real Estate Lending
Shout out to Voltaire Coffee Roasters 🙌🧡
They are an outstanding coffee shop right here in Downtown SJ and they're offering a special to celebrate small businesses (like them) 😃
Check out their sweet deal:
Come celebrate the small businesses downtown through this event from Oct 1 to Nov 15! Voltaire will be offering this special pairing of a breakfast sandwich, coffee & a delicious slice of either Banana Bread, Pumpkin Walnut Bread or Coffee Cake! The last two breads are seasonal, and won't be around forever!
www.voltairecoffeeroasters.com
#supportsmallbusiness
#downtownsanjose
#voltairecoffeeroasters
#bestcoffeeintown
#eatlocal
#shoplocal
#sanjosestrong!
Want to know how you can help? Occasionally, I like to share about local businesses that I know and love. It's your turn!💥
Shout-out some love to your favorite local businesses you continue to support through curbside or otherwise, at this time, by putting their business name as a comment for us all to see! Sometimes we just need a reminder of the goodness that is right here in our own backyard!
Our community and local businesses are what make us strong!👏
Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage.
Here are the basic factors that affect your score. Talk to me about ways in which we can plan for success!
#livinginsanjose
#shawnsidhu
#c2financial
Cal BRE #1512335
MAGAZINE.REALTOR
What to Know About Credit Scores
57% say their neighbors have helped to fill the void of visiting with friends and family during the pandemic.
As people spend more time at home, they are discovering their priorities are shifting when home buying, increasingly placing more weight on the neighborhood, and how neighborly it feels since the pandemic, The Wall Street Journal reports.
https://bit.ly/2KE4ttl
#livinginsanjose
#shawnsidhu
#c2financial
Cal BRE #1512335
❗️The ultra-low mortgage rates are boosting homebuying 🏠activity to the highest level since 2006! Let's chat about your options! 📲
#livinginsanjose
#shawnsidhu
#c2financial
Cal BRE #1512335
MAGAZINE.REALTOR
Mortgage Rates Sink to All-Time Low of 2.72%
Today through December, experience one of San Jose's most popular destinations, by candlelight! ✨🗝🕍
"Charles Dickens made the Christmas ghost story famous – and it seems fitting that Winchester Mystery House be the one to restart this Victorian tradition."
#livinginsanjose
#shawnsidhu
#c2financial
Cal BRE #1512335
PATCH.COM
Local Event: Victorian Candlelight Tours 2020: Winchester Mystery House, SJ
If you’re planning to buy a home this winter, here’s a crash course on what to expect, the challenges you'll face, plus a couple of bright spots that make it well worth venturing out there if buying a home is on your wish list this year. Let's get you prepared!
#shawnsidhu
#c2financial
Cal BRE #1512335
REALTOR.COM
Hold On to Your Hats! How the Coronavirus Has Changed the Home-Buying Game This Winter
“This rate environment is advantageous for those who are looking to refinance in order to strengthen their financial position." Call today to see what I can do for you!
#shawnsidhu #c2financial Cal BRE #1512335 (408) 610-8011
MAGAZINE.REALTOR
Mortgage Rates Hold at 2.73% Average for Another Week
In 2020, the typical homeowner had lived in their home for 13 years.
In 2010, the typical homeowner had lived in their home for 8.7 years.
How long have you lived in YOUR current house?
#shawnsidhu #c2financial Cal BRE #1512335 (408) 610-8011
If you're interested in a new home soon, be ready to act quickly, as this is undeniably a competitive market. Reach out today so we can get your financing in order. We can get as much completed as possible, so when you find the home you want, you can move quickly!
#shawnsidhu #c2financial Cal BRE #1512335 (408) 610-8011
The housing market just began a new 10-year upward move.⬆️
"However, the inevitable economic recovery will bring good news for housing which, unlike other areas of the economy, never suffered a real downturn because of the pandemic."
https://bit.ly/3azwCej
#shawnsidhu #c2financial Cal BRE #1512335 (408) 610-8011
Is a vacation home growing in appeal, as you work remotely and are otherwise freed from a work commute?
You are not alone, if so. Sales of vacation homes increased by 16% last year from the year before. I'm here to help you secure financing, if you have your sights set on a change. Let's chat!
https://bit.ly/2MoJYlK
#shawnsidhu #c2financial Cal BRE #1512335 (408) 610-8011
