There are 6 major milestones on the road to homeownership. Ready to get started? Let’s take the first step together!
Did You Know? You can use a renovation loan to build an addition!
Almost everywhere house hunters are running up against limited inventory. Why not use a renovation loan to take that home in the right neighborhood and build up or build out so you have all the space you need! Contact me to learn more!
📞: 615-237-1302 | 💻: www.qualifywithcarly.com
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Now even more homebuyers can qualify for a mortgage with our new proprietary products! We have lower down payment and credit score requirements as well as higher loan limits for our Asset Qualifier and Bank Statement programs. We’ve also added programs that allow you to qualify with your 1099s and investor cash flow. Contact me for more details or to get started on the road to homeownership!
#crosscountrymortgage #ccmcrazygood #qualifywithcarly #mortgage #locallender #nonqm #lowdownpayment #assetqualifier #bankstatementloan #jumbo #realestate #homeownership #options
Over utilization and creating too much new credit can lower your credit score because it shows that you do not have the means or funds to support yourself. In making sure your new credit stays low, do not apply for multiple accounts and do not open a lot of accounts. Staying clear of both of these things will help over utilization and your new credit stay low and in hence keep your credit score higher. Are you interested in learning more on ways to create new credit without over utilization of that new credit? Watch this short video from My Credit Guy and contact me if you have any questions or want to learn more!
#crosscountrymortgage #ccmcrazygood #qualifywithcarly #mycreditguy #credit #creditscores #creditutilization
CoreLogic released their Homeowner Equity Report showing homeowners with mortgages, which makes up roughly 63% of all properties, saw their equity increase by 6.6% year over year. Homeowners gained approximately $9,800 in equity during the past year. The chart below shows the average gains per state according to the Core Logic report.
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Your #credit score is a very important factor in getting approved for your first #mortgage. Cleaning up your credit is the first of several helpful tips you’ll find in this informative article. https://bddy.me/3iO1mu1
Real Estate Investors! With our Debt Service Coverage Ratio (DSCR) loan programs, you can borrow up to $2 million for an investment property with no reserve requirements (depending on LTV) or income verification required. Contact me today for more details or to get started!
📞: 615-237-1302 | 💻: www.qualifywithcarly.com
The only way to get your true FICO score is to have your credit run by a mortgage company. Vantage 3.0 is NOT your mortgage credit score (FICO 2,4 & 5). Expect a score difference of 20-80 points lower than what Credit Karma shows.
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With your international credit report or a letter of good standing from your current financial institution, you can qualify for a loan amount up to $2 million with no income verification or reserves required. Contact me today for more details or to get started! 📞: 615-237-1302 | 💻: www.qualifywithcarly.com
Pending Home Sales, which measures signed contracts on existing homes, were up 8.8% in August after a 15.9% gain in July! The index is now at an all-time high. Year over year, sales are up 24.2%, which is a big improvement from 15.5% in the previous report. It’s incredible to see the index at a record high since they started tracking Pending Sales roughly 20 years ago…all in the face of record-low inventory levels.
#crosscountrymortgage #qualifywithcarly #mbshighway #homesales #inventory #homebuying #mortgage #realestate #phs
September's New Home Sales report was released on Monday. New Home Sales, which measures signed contracts on new homes, were down 3.5% in September, at 959,000, which was slightly lower than the small increase expected. Sales are now up 32.1% year over year. The median new home price increased year over year to $326,800. This means that half of the homes sold were above and below that figure, meaning that more higher-priced homes sold. There were only 284k homes for sale at the end of September, showing that inventory remains very tight.
Increasing demand and tight inventory is driving purchase prices up which has lead to sellers netting more of their equity at closing.
Another #fivestarreview! Thank you Vince for your outstanding review! It was a true pleasure for my team and I to assist you in your journey to homeownership! 🏡
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Need help meeting your transaction contingencies in order to have a smooth home sale? If so, send a message my way, I can help!
#crosscountrymortgage #ccmcrazygood #qualifywithcarly #mortgage #realestate #listreports #themoreyouknow #locallender
NEW BLOG POST! Avoid the "Dirty Dozen" with these 12 tips to keep your appraisal on track for closing. https://bddy.me/3jc1vYp
CROSSCOUNTRYMORTGAGE.COM
12 Ways Keep Your Appraisal on Track | Carly Wimer | CrossCountry Mortgage
Happy #closingday to the Thomas Family! Another longtime renter turned #firsttimehomebuyer! Thank you for trusting me and my team with your financing! 🏡🔑
#crosscountrymortgage #ccmcrazygood #qualifywithcarly #nomorerenting #homeownership #mortgage #realestate
As 2020 winds down and the holiday season begins, let’s all remember to be grateful for the good things in our lives. Happiest Thanksgiving from the CrossCountry Mortgage family to yours!
Whether you’re shopping on Amazon or deciding what to have delivered for dinner from DoorDash, it’s good to have choices. It’s even better when you’re considering a #mortgage. https://bddy.me/363kNfv
CROSSCOUNTRYMORTGAGE.COM
Buying a Home or Refinancing a Loan | CrossCountry Mortgage
On moving day, you don’t want to take on the job of loading and unloading your boxes in silence. That’s why we’ve crafted this playlist of the finest tunes for you to listen to while you get ready for your new home! Check it out here: https://bddy.me/3lP1mwj
With mortgage rates at historic lows, you may be wondering why your interest rate isn't the same as the one you see online or scrolling across the bottom of your TV. Learn what factors are calculated to determine your interest rate in my latest blog post. https://bddy.me/2IXmIsA
CROSSCOUNTRYMORTGAGE.COM
The Internet Says 30-Year Mortgage Rates are Under 3%. Why is My Rate Higher? | Carly Wimer | CrossCountry Mortgage
Virginia's Home Sales Report for October 2020 has been posted. Home prices are still on the rise across the Commonwealth which are being fueled by strong demand, the lack of inventory, and low mortgage rates. Contact me to learn more about what affects this could have on your next home purchase or refinance.
#crosscountrymortgage #ccmcrazygood #qualifywithcarly #virginia #housingmarket #homesales #homevalues #homebuying #refinancing #mortgage #realestate #locallender
When it comes to finding the right contractor for your home renovation, it’s essential to do your research ahead of time. This means asking questions, getting referrals and looking online. https://bit.ly/2YGqvzu
Buying a home is generally considered to be one of the best investments you can make. That’s why it’s important to have options so you can get a mortgage that’s best for you. https://bit.ly/2MFAAJV
You work hard for your money, you want to buy a home, and you need a mortgage. But wait. You’re self-employed. Can you get a home loan? Yes! Our Signature 1099 Loan and our Signature Bank Statement Program are designed for borrowers like you. Read more about them and our other exclusive Signature Series Loans. https://bit.ly/39iFupa
If you’ve never had one before, you may be wondering what benefits come with an FHA #mortgage - especially when you’re faced with a major expense. Here’s what you need to know. https://bddy.me/3nSBZde
