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Your credit score
Above 750: excellent credit
700–750: very good credit
650-700: good credit
600-650: bad
Below 600: very bad
High credit scores mean that you've typically done a good job of managing your credit in the past. You've managed your credit accounts well, kept your balances at a manageable level, you've made your payments on time, and you've avoided major credit blunders. With a high credit score, you're more likely to have your credit card and loan applications approved and for the most favorable terms.
On the other hand, low credit scores indicate that you've had trouble managing credit in the past. You may have racked up high credit card balances, borrowed more than you could afford to pay, missed several payments, or possibly have had a foreclosure or repossession. A low credit score makes it more difficult to get approved for credit cards and loans. When you are approved, you may have a higher interest rate.
Century Financial in Ponchatoula specializes in helping people with low credit scores. Give us a call if you need a fast loan. We also pay you cash for referrals.
Welcome to Century Financial.