Certified Funding Capital Corp specializes in conforming and non-conforming loans. CFC utilizes private investors to fund non-conforming loans that Fannie Mae and Freddie Mac do not fund. Due to our relationships with the private investors we are able to approve more loans.
The best time to lock the interest rate for a loan is when the market rates temporarily drop. The trend can change upward at any time, so it is smart to take advantage of these temporary dips to get the lowest rate possible.
Certified Funding Capital Corp funds conforming loans up to $625,000, non-conforming loans up to $1.5 million, and super jumbo loans up to $10 million.
Certified Funding Capital Corp offers 10, 15, 20, 25 & 30 year fixed-rate mortgages.
Adjustable rate mortgages are available with a 5/1, 7/1 & 10/1 option.
Stated self-employed, no-doc loans are currently being funded with competitive rates and programs.
Certified Funding Capital Corp is offering government programs such as Making Homes Affordable, HAMP, HARP, HAFA, DU Refi Plus, Open Access, and Relief Refinance Mortgages. These programs are for homeowners who are over 80% loan to value. The government programs do not require monthly mortgage insurance. Some loans are approved with no appraisal needed.