The Federal Reserve, European Central Bank, and Bank of Japan recently met to discuss their outlooks on the economy and monetary policy going forward. Take a closer look at their observations in this week's commentary from LPL: https://hubs.li/H0wY1Bt0
September is central bank season. Find out what the major central banks' outlooks are on the economy in this week's market commentary from LPL: https://hubs.li/H0wY1w00
With election day only 6 weeks away, here are a few timely reminders to keep in mind as you invest during an election year: https://hubs.li/H0wMhzb0
Fall is here! Have you checked in on your financial goals for the year and what you've accomplished thus far? Reach out to our team if you have any questions or would like to start preparing for a year-end review.
Our Co-Director of Happiness has been itching to share more of her retirement knowledge! Ruby's second tip? Avoid the market timing trap in retirement: https://hubs.li/H0wz70h0
Did you know that the majority of U.S. young adults are now living at home with their parents? According to a recently released Pew Research Center analysis, 52% of Americans aged 18-29 now live with a parent, the highest share recorded since 1940. #FinancialFactFriday
Have you checked on your 401(k) lately? Setting and forgetting it could cost you down the road. Here are 5 tips for looking after your retirement money: https://hubs.ly/H0xVHH60 #TipTuesday
Want a quick assessment of how well you've prepared for retirement? Our pre-retirement calculator can show what you can do to potentially improve your retirement outlook: https://hubs.li/H0xHvpz0 #SundaySavings
Think you can pinpoint the exact right time to invest in the stock market? Here is a timely reminder of why long-term investment success is achieved not by timing the market, but by time in the market: https://hubs.li/H0xHCLY0
How might the markets respond to a delayed or disputed election outcome? Find out 3 key scenarios in this week's commentary from LPL: https://hubs.li/H0xF5bc0
MESSENGER
Claritas Financial Partners updated their business hours.
Why is having a financial plan so important? It helps you address common concerns such as funding your retirement, saving for your children’s education and coping with life’s unexpected changes. Don't have a plan in place? Here's a quick glimpse into the financial planning process: https://hubs.li/H0xs2nT0
Reach out to our team if you have any questions or need help getting started!
Are you ready for open enrollment? Changes to benefits next year are likely due to rising costs in healthcare and COVID-19's impact on businesses. As you review your benefit choices, here are a few tips on how to maximize what your employer offers: https://hubs.li/H0yLKvZ0
#OpenEnrollment
Did you know that only 45% of adults have a will or other estate documents in place? Preparing for the eventual distribution of your assets may not sound enticing. But remember, a will puts the power in your hands: https://hubs.li/H0yy56g0 #EstatePlanningWeek #EstatePlan
It's time for another retirement tip from our Co-Director of Happiness! Ruby's words of wisdom this month? Don't forget about long-term care when planning your retirement: https://hubs.li/H0yxYjy0
#RubysRetirementTips #RetirementTips
Is there more room for stocks to run? This week's commentary from LPL takes a closer look at why small cap stocks in particular may have attractive growth potential: https://hubs.li/H0yqryg0
Looking to get an estate plan in place but don't know where to start? Here are a few tips on how to start the process: https://hubs.li/H0ybmbj0 #EstatePlanningWeek #EstatePlan
If you're a small business owner, it can be difficult to find a balance between the success of your business and safeguarding your personal finances. Here are 10 tips to consider when assessing your personal finances and weighing your financial plan: https://hubs.li/H0y6bgl0 #SmallBusinessSaturday #FinancialPlanning
The holiday shopping season is in full swing! Here are a few tips to help you get everything you need, without the regret of having to pay it off after the holiday season: https://hubs.li/H0BGtGs0 #SundaySavings
From all of us at Claritas Financial Partners, we wish you and your loved ones a very Happy Thanksgiving! May your home be filled with laughter and happiness, today and always. #HappyThanksgiving #Thankful
Markets have been on a wild ride this year. As stock prices are near all-time highs, where do we go from here? Find out in this week's market commentary from LPL: https://hubs.li/H0BrY830
As the race to deliver the first coronavirus vaccine heats up, many investors are considering buying shares of the companies currently ahead of the pack. As the following chart shows, the vaccine race hasn’t given the same boost to all companies. While Moderna and BioNTech, both smaller biotech firms, saw their share price soar through much of 2020, pharma giants Pfizer and AstraZeneca merely trotted along. #Investing #TheMoreYouKnow
Our Co-Director of Happiness and Retirement Tip Teller has another one to share! Ruby's tip this month? Orchestrating your 401(k) plan, your Traditional IRA, and taxable savings to work in concert has the potential to help you realize the retirement you imagine: https://hubs.li/H0Bmh8X0 #RubysRetirementTips #RetirementTips
Many of us are working from home much longer than we expected. While advances in technology have made working remotely easier than ever, it also exposes us to more security risks. Here are some tips to help you stay secure while working from home: https://hubs.li/H0BgSJm0 #FraudAwarenessWeek #Cybersecurity
Inflation rose in November and December. If inflation continues to rise, last year’s beaten-down sectors might be worth another look: https://hubs.li/H0GdyP_0
It's Game Day! Whether you're in it for your team, the commercials or the snacks, here's to a good game! #SuperBowl
The IRS will start accepting and processing 2020 tax year returns next Friday. You can visit their website for helpful tools and resources to help you during tax time: https://hubs.li/H0G3Gv00
Why have markets seemed indifferent to the rising national debt and when, and how, will it end? Find out in this week's market commentary from LPL: https://hubs.li/H0G2fTn0
February is a great month to build your savings. Try taking part in the Frugal February Challenge and see how much you save at the end of the month! To get you started, here are 10 ways to stretch your money: https://hubs.li/H0FTcbZ0 #FrugalFebruary
As we kick off 2021, our Resident Retirement Tip Teller has a new set of tips to share! Ruby's tip this month? We can become focused on the "ideal" retirement, but turning that dream into a reality can be tricky. It's important to manage your expectations of what your retirement will look like: https://hubs.li/H0FKmrg0 #RubysRetirementTips #RetirementTips
