Richard H. (Dick) and Barbara G. (Gay) Campbell began Colorado Financial Solutions, Inc. so that individuals and small business owners can have access to Investment & Retirement Planning, Estate Conservation Techniques, Risk Management, Employee Benefit & Pension Planning, Financial Seminars & Counseling and Business Succession Planning. Dick has been a seminar speaker on such topics as tax strategies for business owners, long term care, wealth transfer, charitable giving and estate planning and has taught 'pre-retirement courses' at Front Range Community College in Westminster, Colorado. Gay offers private health coverage, including medicare and other supplemental coverages for seniors.