Since 1992, Credit Care Counseling Services Inc. has been a not-for-profit, bank-sponsored program, helping individuals pay off their debts. We offer personalized service because we understand that every client has a unique situation. Our staff has more than 70 years of combined credit and debt counseling experience, and we are prepared to put our knowledge to work for you. Qualifying for our program is easy because we greatly reduce interest rates and stop all late fees, over-limit charges, and annual fees.