Say good bye to traditional credit repair agencies, and say hello to ZO - the future of credit repair. creditZO uses innovative software to automate the credit repair process. Negative items on your credit report drastically impact your credit score. creditZO makes the removal of these items easy, free and fast. Just link to a credit monitoring service and ZO starts sending disputes out on your behalf. When the negative items are removed, your credit score will increase! ZO will also connect you to a network of loan and credit card suggestions, tailored to your credit history. As well as provide you with a personalized credit tips and tricks to help you increase your credit score on your own!