Who remembers Bob Ross?
An ILIT could play a role in your estate strategy.
CUDDYFINANCIAL.COM
A Primer on Irrevocable Life Insurance Trusts
When was the last time you updated your will?
CUDDYFINANCIAL.COM
Will Power
GOLF TIP: When putting, your grip should run up your palm, with the shaft of the putter running parallel to both your forearms. This grip helps to reduce wrist action and promotes a consistent, one-lever stroke.
Sector investing may present an opportunity — if you do your homework. #investing
CUDDYFINANCIAL.COM
The Utility of Sector Investing
The ultimate morning pick-me-up. #inspiration #motivation
Gardening checks many boxes: it’s an outdoor activity offering moderate exercise, it can provide nutritious food and beautify your living space, and best of all, it’s a fun hobby with satisfying results.
Are you overpaying your #taxes? Here’s six overlooked #tax #deductions.
CUDDYFINANCIAL.COM
Six Most Overlooked Tax Deductions
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
CUDDYFINANCIAL.COM
Monthly Market Insights | October 2020
Have you heard these three common misconceptions about #SocialSecurity?
CUDDYFINANCIAL.COM
Don't Buy The Hype
Whether you realize it or not, you’ve allocated your assets.
CUDDYFINANCIAL.COM
A Decision Not Made Is Still a Decision
Tenacity -- the will to succeed. #inspiration #motivation
Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income, but also to capital gains.
CUDDYFINANCIAL.COM
A Taxing Story: Capital Gains and Losses
There are many factors to consider before tapping retirement money to pay for college.
CUDDYFINANCIAL.COM
Should You Tap Retirement Savings to Fund College?
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
CUDDYFINANCIAL.COM
Immediate vs. Deferred Annuities
Do you know how missing the best and worst market days might affect your #portfolio?
CUDDYFINANCIAL.COM
It Was the Best of Times, It Was the Worst of Times
Don’t let your questions go unanswered. Talk with us today to develop a financial plan to fit your journey.
Before retiring early, take a look at the cold, hard facts. #retiringearly #retirement
CUDDYFINANCIAL.COM
How to Retire Early
Do global and international mutual funds complement or conflict with each other?
CUDDYFINANCIAL.COM
Global vs. International: What’s The Difference?
You can start Social Security benefits as soon as you reach 62. Know the rules before deciding. #SocialSecurity
CUDDYFINANCIAL.COM
When Should You Take Social Security
Just entering retirement? Here's what you need to know.
CUDDYFINANCIAL.COM
9 Facts About Retirement
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
CUDDYFINANCIAL.COM
Tax Deductions You Won't Believe
The savings rate is the government’s estimate of how much U.S. households are saving.
CUDDYFINANCIAL.COM
U.S. Personal Savings Rate
Learn the language of life insurance.
CUDDYFINANCIAL.COM
Term vs. Permanent Life Insurance
Does it make more sense to push back #retirement, or not to retire at all?
CUDDYFINANCIAL.COM
Should You Ever Retire?
There are many factors to consider before tapping retirement money to pay for college.
CUDDYFINANCIAL.COM
Should You Tap Retirement Savings to Fund College?
Working from home due to COVID-19? In periods of anxiety or stress, sticking to a regular schedule can help maintain structure and a sense of control. This article has many more great tips for mental health.
http://workplacementalhealth.org/Employer-Resources/Working-Remotely-During-COVID-19
What does the average American budget look like? We’ve created a fun interactive piece that lets you see how your own budget compares. Read more now.
CUDDYFINANCIAL.COM
The Average American Budget
Having a father and 2 brothers serve their country in the Armed Services, I can appreciate their sacrifices for our country. With deep gratitude, I salute all the veterans that have helped keep America safe and shining brightly through the years.
Happy Birthday to the USMC. Proud son and brother! Also, Happy Birthday to my eldest son Bradley Daniel Cuddy born November 10, 1993.
Semper Fi!
What did it take to become the richest man in Babylon?
CUDDYFINANCIAL.COM
The Richest Man in Babylon
Tech woes can feel extra frustrating when you’re working from home. Reach out to a technology professional early and often to help make your experience a smooth one.
https://www.mentalhealth.org.uk/publications/looking-after-your-mental-health-during-coronavirus-outbreak/while-working
Investing doesn't have to be complicated. Contact us for our suggestions to make your lives simpler. #cuddyfinancial
There are four basic steps to calculating the value of an estate.
CUDDYFINANCIAL.COM
Four Steps to Valuing an Estate
Extroverts and introverts may both find working from home challenging, but for different reasons. Remember, social distancing doesn't mean social isolation. Reach out when you need to.
https://www.usnews.com/news/us/articles/2020-03-31/extroverts-and-introverts-too-face-quarantine-challenges
It’s possible to avoid these classic #retirement traps, with a little preparation #cuddyfinancial.
CUDDYFINANCIAL.COM
Retirement Traps to Avoid
Many people stop being "and-a-half" around age 12. But at age 50, "and-a-half" makes a comeback. #SocialSecurity
CUDDYFINANCIAL.COM
Important Birthdays Over 50
Let's talk turkey.
I have always liked this Norman Rockwell portrait. From our family here at Cuddy Financial to yours, Happy Thanksgiving!
As complex as the details of taxes can be, the income tax process is fairly straightforward.
CUDDYFINANCIAL.COM
How Income Taxes Work
While sheltering in place, staying physically active is crucial. Not sure where to start? Search online to find free fitness classes for all ability levels. At-home options range from yoga to weightlifting and everything in between.
ENTREPRENEUR.COM
Your Work-From-Home Self-Care Guide
College, kids and costs.
CUDDYFINANCIAL.COM
Getting a Head Start on College Savings
A well-diversified portfolio helps you manage risk to meet your long-term goals. Let us here at Cuddy Financial make sure that you are in the right lane. #cuddyfinancial
Developing a retirement strategy? It's critical to know the differences between investment types.
CUDDYFINANCIAL.COM
Traditional vs. Roth IRA
Do you know how the SECURE Act will affect your retirement strategy? Watch now for a quick overview.
CUDDYFINANCIAL.COM
Understanding the SECURE Act
Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car? #NewCar
CUDDYFINANCIAL.COM
Buying vs. Leasing a Car
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
CUDDYFINANCIAL.COM
Weighing the Benefits of Prepaid Debit Cards
Get your #family involved. #legacy #wealth. While family members are visiting, you may want to discuss your wishes and desires for the future. This might include your thoughts on health concerns, housing, financial needs, or anything else you may feel would be important to share.
10 tips that can head-off marriage money problems.
CUDDYFINANCIAL.COM
Prevent a Rift: Money Tips for Newlyweds
Have you ever wondered how investment and tax strategies may be different for members of the LGBTQ+ community? Read more here:
https://www.cnbc.com/2020/01/10/online-efforts-encourage-lgbt-americans-to-mind-financial-wellness.html
You can start Social Security benefits as soon as you reach 62. Know the rules before deciding. #SocialSecurity
CUDDYFINANCIAL.COM
When Should You Take Social Security
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
CUDDYFINANCIAL.COM
Monthly Market Insights | December 2020
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
CUDDYFINANCIAL.COM
What Do Your Taxes Pay For?
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
CUDDYFINANCIAL.COM
What Our Kids Can Teach us About Saving Money
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
CUDDYFINANCIAL.COM
When Special Care Is Needed: The Special Needs Trust
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
CUDDYFINANCIAL.COM
From Boats to Brokers
Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance? #Rebalance
CUDDYFINANCIAL.COM
Rebalancing Your Portfolio
If you died, what would happen to your email archives, social
profiles, and online accounts?
CUDDYFINANCIAL.COM
Safeguard Your Digital Estate
Health & Human Services: Age can make a difference in the cost of a long-term-care policy.
CUDDYFINANCIAL.COM
What to Look for in a Long-Term Care Policy
Are you ready to solve a credit report crime with John Q. Gumshoe? Grab your magnifying glass and click here to learn more.
CUDDYFINANCIAL.COM
How to Read Your Credit Report
The reasons to #invest may have nothing to do with your #retirement. Here are four good reasons.
CUDDYFINANCIAL.COM
Four Really Good Reasons to Invest
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
CUDDYFINANCIAL.COM
What Our Kids Can Teach us About Saving Money
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
CUDDYFINANCIAL.COM
When Special Care Is Needed: The Special Needs Trust
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
CUDDYFINANCIAL.COM
From Boats to Brokers
Does it make more sense to push back #retirement, or not to retire at all?
CUDDYFINANCIAL.COM
Should You Ever Retire?
Don't procrastinate: pursue your financial goals by creating a long-term strategy.
CUDDYFINANCIAL.COM
The Cost of Procrastination
Are you aware about the recent retirement changes brought about by the SECURE Act? We break down some of the biggest changes for you.
CUDDYFINANCIAL.COM
The SECURE Act
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
CUDDYFINANCIAL.COM
“Dirty Dozen” Tax Scams to Watch For
Health & Human Services: Age can make a difference in the cost of a long-term-care policy.
CUDDYFINANCIAL.COM
What to Look for in a Long-Term Care Policy
Are you prepared for a 20-year retirement? How women can consider their retirement strategy.
CUDDYFINANCIAL.COM
How Women Can Prepare For Retirement
You’re the conductor of your 401k, IRA and taxable savings.
CUDDYFINANCIAL.COM
Orchestrating Your Retirement Accounts
Committed to increasing your financial literacy? Don't be afraid to ask questions. #FinancialLiteracy
CUDDYFINANCIAL.COM
The Financial Literacy Crisis
Here are eight mistakes to avoid when #saving #retirement.
CUDDYFINANCIAL.COM
Eight Mistakes That Can Upend Your Retirement
Does it make more sense to push back #retirement, or not to retire at all?
CUDDYFINANCIAL.COM
Should You Ever Retire?
Don't procrastinate: pursue your financial goals by creating a long-term strategy.
CUDDYFINANCIAL.COM
The Cost of Procrastination
The S&P 500 is ubiquitous. Ever wonder how it works? #S&P500
CUDDYFINANCIAL.COM
The Anatomy of an Index
How will your investments weather the ups and downs of the business cycle?
CUDDYFINANCIAL.COM
The Business Cycle
A few strategies that may help you maximize your Social Security income. #SocialSecurity #Retirement
CUDDYFINANCIAL.COM
Social Security: Maximizing Benefits
Are you prepared for a 20-year retirement? How women can consider their retirement strategy.
CUDDYFINANCIAL.COM
How Women Can Prepare For Retirement
You’re the conductor of your 401k, IRA and taxable savings.
CUDDYFINANCIAL.COM
Orchestrating Your Retirement Accounts
Committed to increasing your financial literacy? Don't be afraid to ask questions. #FinancialLiteracy
CUDDYFINANCIAL.COM
The Financial Literacy Crisis
So many investments to choose from, so little time. Learn the pros and cons of each.
CUDDYFINANCIAL.COM
Mutual Funds vs. ETFs
Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance? #Rebalance
CUDDYFINANCIAL.COM
Rebalancing Your Portfolio
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
CUDDYFINANCIAL.COM
Monthly Market Insights | January 2021
It’s a long race women run toward retirement, and the steps you take now will impact tomorrow.
CUDDYFINANCIAL.COM
The Long Run: Women and Retirement
The S&P 500 is ubiquitous. Ever wonder how it works? #S&P500
CUDDYFINANCIAL.COM
The Anatomy of an Index
How will your investments weather the ups and downs of the business cycle?
CUDDYFINANCIAL.COM
The Business Cycle
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
Currency has been around for a long time. Here’s a quick #history lesson.
CUDDYFINANCIAL.COM
The History of Currency
What do you need to know in the face of post COVID-19 volatility?
CUDDYFINANCIAL.COM
Pullbacks, Corrections, and Bear Markets
Understanding key birthdays after age 50 may help you better prepare for certain retirement benefits.
CUDDYFINANCIAL.COM
Important Birthdays Over 50
So many investments to choose from, so little time. Learn the pros and cons of each.
CUDDYFINANCIAL.COM
Mutual Funds vs. ETFs
Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance? #Rebalance
CUDDYFINANCIAL.COM
Rebalancing Your Portfolio
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
Currency has been around for a long time. Here’s a quick #history lesson.
CUDDYFINANCIAL.COM
The History of Currency
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know
The truth is a little more complicated with these personal finance idioms.
CUDDYFINANCIAL.COM
The Latte Lie and Other Myths
Ever heard of a Roth 401(k)? Would one be right for you?
CUDDYFINANCIAL.COM
What Is a Roth 401(k)?
Watch as Martin Landry, Director of Portfolio Management at Avantax, provides an update and recounts the top events that have affected the market and economy in the last several weeks in the December Market & Economic Update.
YOUTUBE.COM
December 2020 Market & Economic Update
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
CUDDYFINANCIAL.COM
Value vs. Growth Investing
Have a strategy for discussing healthcare with your parents. #AgingParents
CUDDYFINANCIAL.COM
Caring for Aging Parents
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CUDDYFINANCIAL.COM
Social Security: Five Facts You Need to Know