There are billions in unclaimed dollars in the US. Is some of that yours?
CYPRESS.CAPITAL
Surprise! You’ve Got Money!
It’s a long race women run toward retirement, and the steps you take now will impact tomorrow.
CYPRESS.CAPITAL
The Long Run: Women and Retirement
There are four basic steps to calculating the value of an estate.
CYPRESS.CAPITAL
Four Steps to Valuing an Estate
$100 not spent is more like $143. Intrigued? #taxes #saving
CYPRESS.CAPITAL
Stop Wasting Money
Are you aware about the recent retirement changes brought about by the SECURE Act? We break down some of the biggest changes for you.
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The SECURE Act
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
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Do You Owe The AMT?
Check out this video on taxes. #IncomeTax
CYPRESS.CAPITAL
The Facts About Income Tax
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
CYPRESS.CAPITAL
Monthly Market Insights | October 2020
Turning to coaches for advice is a smart thing to do. We’d like to be one of those coaches.
CYPRESS.CAPITAL
Coaches
M0 is the total of all physical currency worldwide. What’s it look like?
CYPRESS.CAPITAL
How Big is Money?
Here are eight mistakes to avoid when #saving #retirement.
CYPRESS.CAPITAL
Eight Mistakes That Can Upend Your Retirement
Use your car for business? Make sure you're on the same page as your insurance carrier. #autoinsurance
CYPRESS.CAPITAL
When Does Your Personal Car Become a Commercial Vehicle?
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
CYPRESS.CAPITAL
What Is a 1035 Exchange?
What do you need to know in the face of post COVID-19 volatility?
CYPRESS.CAPITAL
Pullbacks, Corrections, and Bear Markets
An ILIT could play a role in your estate strategy.
CYPRESS.CAPITAL
A Primer on Irrevocable Life Insurance Trusts
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
CYPRESS.CAPITAL
Weighing the Benefits of Prepaid Debit Cards
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
CYPRESS.CAPITAL
Mortgages in Retirement
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
CYPRESS.CAPITAL
“Dirty Dozen” Tax Scams to Watch For
In October, stock prices felt increased pressure due to inaction on a second American fiscal stimulus bill and a rise in global COVID-19 cases.
CYPRESS.CAPITAL
Monthly Market Insights | November 2020
Earnings season can move markets. Find out why.
CYPRESS.CAPITAL
Earnings for All Seasons
Do your kids have the right stuff for college? #CollegePrep
CYPRESS.CAPITAL
Countdown to College
You’re the conductor of your 401k, IRA and taxable savings.
CYPRESS.CAPITAL
Orchestrating Your Retirement Accounts
When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.
CYPRESS.CAPITAL
When Markets React
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
CYPRESS.CAPITAL
From Boats to Brokers
There aren't enough words to express our gratitude for those that have served. We are forever Thankful!
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
CYPRESS.CAPITAL
Do You Owe The AMT?
If you don’t have an #estatestrategy, here’s some reasons why you should.
CYPRESS.CAPITAL
Why Everyone Needs an Estate Strategy
15-year vs. 30-year: know your refinancing options.
CYPRESS.CAPITAL
Lots of Variables with Fixed-Rate Mortgages
Agent Jane Bond wants you to know about how bonds help diversify a portfolio.
CYPRESS.CAPITAL
Jane Bond: Decoding Diversification
Check out this video on taxes. #IncomeTax
CYPRESS.CAPITAL
The Facts About Income Tax
Wishing you and yours a blessed Thanksgiving!
There’s no shortage of investment analysis for anyone interested. What’s important to understand?
CYPRESS.CAPITAL
Types of Stock Market Analysis
Do global and international mutual funds complement or conflict with each other?
CYPRESS.CAPITAL
Global vs. International: What’s The Difference?
What should you look for in a personal finance app?
CYPRESS.CAPITAL
What to Look for in Personal Finance Apps
What every parent needs to know about insuring his or her #teen #driver. #insurance
CYPRESS.CAPITAL
Buying Auto Insurance For Teen Drivers
Concerned about identity theft? Some things to leave at home. #IdentityTheft
CYPRESS.CAPITAL
Please Leave Home Without It
Periodic withdrawals in retirement may not be such a good idea.
CYPRESS.CAPITAL
Systematic Withdrawals in Retirement
When the rules of the game change, tactics should follow in response to the new landscape.
CYPRESS.CAPITAL
Revising Estate Strategy Assumptions
#SocialMedia may be important in growing your company, but it may introduce liability. Is your company protected?
CYPRESS.CAPITAL
Social Media: #NewestBusinessLiabilityRisk
It isn't whether you should have auto insurance - it's what kind you should have. #autoinsurance
CYPRESS.CAPITAL
The ABC’s of Auto Insurance
The market is as unpredictable as the weather. We’re here to help you prepare.
CYPRESS.CAPITAL
Forecast
Here are 5 facts about Social Security you absolutely need to know. #socialsecurity #retirement
CYPRESS.CAPITAL
Social Security: Five Facts You Need to Know
You make your own investment decisions, but how familiar are you with the products? Take our short quiz.
CYPRESS.CAPITAL
What’s Your Investment IQ?
Protecting you or your company from a civil claim may require an #insurance coverage you have never heard of.
CYPRESS.CAPITAL
Errors and Omissions Insurance
There are ways to protect your business in the event of your death or the death of a partner.
CYPRESS.CAPITAL
Insuring Your Business With a Buy/Sell Agreement
Here are eight mistakes to avoid when #saving #retirement.
CYPRESS.CAPITAL
Eight Mistakes That Can Upend Your Retirement
Worried about passing your wealth to a troubled adult child?There are strategies that can help.
CYPRESS.CAPITAL
When Heirs are Imperfect
If you don’t have an #estatestrategy, here’s some reasons why you should.
CYPRESS.CAPITAL
Why Everyone Needs an Estate Strategy
The reasons to #invest may have nothing to do with your #retirement. Here are four good reasons.
CYPRESS.CAPITAL
Four Really Good Reasons to Invest
Your #insurance needs don’t stay the same when the nest empties, but what changes?
CYPRESS.CAPITAL
Insurance Needs Assessment: For Empty Nesters and Retirees
D&O #insurance can be a risk management tool for small businesses, non-profits and educational institutions.
CYPRESS.CAPITAL
Directors and Officers Liability Insurance
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
CYPRESS.CAPITAL
Five Most Overlooked Tax Deductions
When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.
CYPRESS.CAPITAL
When Markets React
Do you know how the SECURE Act will affect your retirement strategy? Watch now for a quick overview.
CYPRESS.CAPITAL
Understanding the SECURE Act
The reasons to #invest may have nothing to do with your #retirement. Here are four good reasons.
CYPRESS.CAPITAL
Four Really Good Reasons to Invest
Your #insurance needs don’t stay the same when the nest empties, but what changes?
CYPRESS.CAPITAL
Insurance Needs Assessment: For Empty Nesters and Retirees
D&O #insurance can be a risk management tool for small businesses, non-profits and educational institutions.
CYPRESS.CAPITAL
Directors and Officers Liability Insurance
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
CYPRESS.CAPITAL
Weighing the Benefits of Prepaid Debit Cards
The truth is a little more complicated with these personal finance idioms.
CYPRESS.CAPITAL
The Latte Lie and Other Myths
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
CYPRESS.CAPITAL
Five Most Overlooked Tax Deductions
When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.
CYPRESS.CAPITAL
When Markets React
Do you know how the SECURE Act will affect your retirement strategy? Watch now for a quick overview.
CYPRESS.CAPITAL
Understanding the SECURE Act
The reasons to #invest may have nothing to do with your #retirement. Here are four good reasons.
CYPRESS.CAPITAL
Four Really Good Reasons to Invest
Many have heard they should avoid probate; do you understand what probate is and how it works?
CYPRESS.CAPITAL
Problems with Probate
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
CYPRESS.CAPITAL
From Boats to Brokers
Children with special needs may need ongoing help after theirparents are gone.
CYPRESS.CAPITAL
4 Steps to Protecting a Child with Disabilities
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
CYPRESS.CAPITAL
Weighing the Benefits of Prepaid Debit Cards
The truth is a little more complicated with these personal finance idioms.
CYPRESS.CAPITAL
The Latte Lie and Other Myths
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
CYPRESS.CAPITAL
Five Most Overlooked Tax Deductions
Do you know how much you’ll spend during your retirement? The answer may be more complicated than you’d expect. Learn more here.
CYPRESS.CAPITAL
How Retirement Spending Changes With Time
Valuation is important for business succession, estate taxes andeven qualifying for a loan.
CYPRESS.CAPITAL
What is the Value of Your Business?
Many have heard they should avoid probate; do you understand what probate is and how it works?
CYPRESS.CAPITAL
Problems with Probate
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
CYPRESS.CAPITAL
From Boats to Brokers
Children with special needs may need ongoing help after theirparents are gone.
CYPRESS.CAPITAL
4 Steps to Protecting a Child with Disabilities
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
CYPRESS.CAPITAL
Weighing the Benefits of Prepaid Debit Cards
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
CYPRESS.CAPITAL
Estate Management 101
What do you need to know in the face of post COVID-19 volatility?
CYPRESS.CAPITAL
Pullbacks, Corrections, and Bear Markets
Punxsutawney Phil –arguably the most famous groundhog of all time –saw his shadow in 2021, predicting another six weeks of winter this year. But according to the Punxsutawney Groundhog Club’s records, cross-referenced with past weather data, Phil has only been accurate in his weather predictions about 39% of the time. Makes you wonder how Phil missed the massive shadow of the 2020stock market, which saw a pandemic-induced bear market shortly after Phil declared an early spring. Or maybe Phil just doesn’t like spring, because since 1887, Phil has predicted more winter more than 100 times....
APP.FMEXDIRECT.COM
Punxsutawney Phil and the Non-Shadow of 2021
Do you know how much you’ll spend during your retirement? The answer may be more complicated than you’d expect. Learn more here.
CYPRESS.CAPITAL
How Retirement Spending Changes With Time
Valuation is important for business succession, estate taxes andeven qualifying for a loan.
CYPRESS.CAPITAL
What is the Value of Your Business?
Many have heard they should avoid probate; do you understand what probate is and how it works?
CYPRESS.CAPITAL
Problems with Probate
If you'd like to participate in emerging markets, what are your options? #EmergingMarkets
CYPRESS.CAPITAL
Emerging Market Opportunities
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
CYPRESS.CAPITAL
Mastering Mobile Lingo
Whether you realize it or not, you’ve allocated your assets.
CYPRESS.CAPITAL
A Decision Not Made Is Still a Decision
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
CYPRESS.CAPITAL
Estate Management 101
What do you need to know in the face of post COVID-19 volatility?
CYPRESS.CAPITAL
Pullbacks, Corrections, and Bear Markets
Punxsutawney Phil –arguably the most famous groundhog of all time –saw his shadow in 2021, predicting another six weeks of winter this year. But according to the Punxsutawney Groundhog Club’s records, cross-referenced with past weather data, Phil has only been accurate in his weather predictions about 39% of the time. Makes you wonder how Phil missed the massive shadow of the 2020stock market, which saw a pandemic-induced bear market shortly after Phil declared an early spring. Or maybe Phil just doesn’t like spring, because since 1887, Phil has predicted more winter more than 100 times....
APP.FMEXDIRECT.COM
Punxsutawney Phil and the Non-Shadow of 2021
There are four basic steps to calculating the value of an estate.
CYPRESS.CAPITAL
Four Steps to Valuing an Estate
Wall Street has a lot of cliches. How many do you know?
#WallStreet
CYPRESS.CAPITAL
16 Wall Street Cliches in 60 Seconds
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
CYPRESS.CAPITAL
What If You Get Audited?
If you'd like to participate in emerging markets, what are your options? #EmergingMarkets
CYPRESS.CAPITAL
Emerging Market Opportunities
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
CYPRESS.CAPITAL
Mastering Mobile Lingo
Whether you realize it or not, you’ve allocated your assets.
CYPRESS.CAPITAL
A Decision Not Made Is Still a Decision
When considering a record keeping system for your business, you need to ask yourself some very important questions
CYPRESS.CAPITAL
Keeping Good Records is Good Business
Tallahassee, Florida 2/22/2021 – Christopher Stonecipher of Cypress Capital has been awarded the Accredited Investment Fiduciary® (AIF®) Designation from the Center for Fiduciary Studies®, the standards-setting body for Fi360, a Broadridge company. The AIF® Designation signifies specialized knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care. The designation is the culmination of a rigorous training program, which includes a comprehensive, closed-book final examination under the supervision of a proctor, and agreement to abide by the Center’s Code of Ethics and Conduct Standards. On an ongoing basis, completion of continuing education and adherence to the Code of Ethics and Conduct Standards are required to maintain the AIF® Designation.
Stonecipher, a resident of Tallahassee, FL is an Economic Analyst & Portfolio Manager for Cypress Capital. Stonecipher specializes in macroeconomic and market research, assisting in the development and monitoring of portfolios, periodic publication of an economic outlook whitepaper, and servicing client accounts.
https://www.cypress.capital/blog/christopher-stonecipher-receives-aif-designation
CYPRESS.CAPITAL
Christopher Stonecipher Receives AIF® Designation
Buying a home may be your largest financial commitment. Which loan is best for your situation?
CYPRESS.CAPITAL
Fixed or Variable Mortgage, Which Should You Pick?
There are four basic steps to calculating the value of an estate.
CYPRESS.CAPITAL
Four Steps to Valuing an Estate
Wall Street has a lot of cliches. How many do you know?
#WallStreet
CYPRESS.CAPITAL
16 Wall Street Cliches in 60 Seconds
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
CYPRESS.CAPITAL
What If You Get Audited?
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
CYPRESS.CAPITAL
Tax Rules When Selling Your Home
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
CYPRESS.CAPITAL
Put It in a Letter
Thinking of volunteering in retirement? Some considerations. #Volunteering
CYPRESS.CAPITAL
Volunteering in Retirement
When considering a record keeping system for your business, you need to ask yourself some very important questions
CYPRESS.CAPITAL
Keeping Good Records is Good Business
Buying a home may be your largest financial commitment. Which loan is best for your situation?
CYPRESS.CAPITAL
Fixed or Variable Mortgage, Which Should You Pick?
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
CYPRESS.CAPITAL
What Do Your Taxes Pay For?
The average #retirement lasts for 18 years. Are you prepared to fill that many days?
CYPRESS.CAPITAL
18 Years’ Worth of Days
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
CYPRESS.CAPITAL
Tax Rules When Selling Your Home
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
CYPRESS.CAPITAL
Put It in a Letter
Thinking of volunteering in retirement? Some considerations. #Volunteering
CYPRESS.CAPITAL
Volunteering in Retirement
When considering a record keeping system for your business, you need to ask yourself some very important questions
CYPRESS.CAPITAL
Keeping Good Records is Good Business
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
CYPRESS.CAPITAL
Tax Deductions You Won't Believe
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
CYPRESS.CAPITAL
Do You Owe The AMT?
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
CYPRESS.CAPITAL
What Do Your Taxes Pay For?
The average #retirement lasts for 18 years. Are you prepared to fill that many days?
CYPRESS.CAPITAL
18 Years’ Worth of Days
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
CYPRESS.CAPITAL
Tax Rules When Selling Your Home
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
CYPRESS.CAPITAL
Put It in a Letter
Building a personal #legacy may be the highest order of altruism. It can begin with four simple steps.
CYPRESS.CAPITAL
Building Your Legacy
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
CYPRESS.CAPITAL
How to Make the Tax Code Work for You
As complex as the details of taxes can be, the income tax process is fairly straightforward.
CYPRESS.CAPITAL
How Income Taxes Work
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
CYPRESS.CAPITAL
Tax Deductions You Won't Believe
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
CYPRESS.CAPITAL
Do You Owe The AMT?
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
CYPRESS.CAPITAL
What Do Your Taxes Pay For?
Concerned about the social impact of your investments?
CYPRESS.CAPITAL
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A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
CYPRESS.CAPITAL
Estate Management 101
Building a personal #legacy may be the highest order of altruism. It can begin with four simple steps.
CYPRESS.CAPITAL
Building Your Legacy
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
CYPRESS.CAPITAL
How to Make the Tax Code Work for You
As complex as the details of taxes can be, the income tax process is fairly straightforward.
CYPRESS.CAPITAL
How Income Taxes Work
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
CYPRESS.CAPITAL
Tax Deductions You Won't Believe
