Do you use your car at least part of the time for business? Then you’re in luck. If you have business car insurance coverage, you can deduct it from your taxes as a business expense.
While it can be frustrating to have to prepare to be hit by a motorist without insurance, it’s necessary. If you need to ensure that you’re able to fix your car even when the person who caused the accident doesn’t have car insurance, we’re always here for you.
While we all like to think that our employees are acting responsibly when behind the wheel of one of our vehicles, this isn’t always the case. Having the right commercial auto policy is an excellent way to protect your vehicle and business.
Although it may seem like an added burden, if you are taking an automobile trip it is important to know the regulations regarding insurance in different states. Because the laws vary from state to state, uninsured motorist coverage becomes more important.
If you have dedicated vehicles for your business, make sure the insurance policies have enough coverage to handle legal fees in case you are sued because of an accident.
Remember, your insurance premiums are set based on a variety of factors, such as age, driving record, type of vehicle and where you live. In some cases, your credit score may also be a factor.
While auto insurance will set you back a over a thousand bucks annually, it's nothing compared to what you'd have to shell out if you damage someone's property or injure someone. Therefore, auto insurance is a necessary expense.
When you get your first auto insurance policy, there are many different factors to consider before deciding the right amount of coverage for your situation. We can help you make that analysis.
You might be surprised by how big of a difference a few details can make in your insurance rate. People often make mistakes like listing the wrong mileage, saying their car is a 4-door instead of a 2-door, or having the wrong model vehicle.
Homeowners are not the only ones who get a bundling discount. If you are a renter, you may be able to receive a discount on your car and renters’ insurance if the policies are with the same company.
When you’re a salesman, the more you’re on the road, the better results you’re going to get, so you don’t want to have to worry about mileage limits. Commercial insurance is made with high mileage in mind, so you can concentrate on your job.
Do you have teenagers of driving age in your house? Don’t be surprised if your car insurance rates go up. Some companies do this automatically, whether they are driving or not.
Among the many factors used by insurers to determine the cost of a policy, the color of a vehicle is not included, despite persistent myths that it costs more to insure a red vehicle.
While gender-based car insurance policies are becoming a thing of the past, it comes with hidden costs. While a breakthrough in gender equality, insurance rates for women have increased about twenty percent, while the rates for males has decreased ten percent.
When renting a car or truck, there is usually no need to sign up for the rental agency's insurance. Most standard policies cover car rentals, so don't pay twice for what you may already have.
The US auto insurance industry is currently worth around $260 billion, and it is on course to grow year after year with close to 9000 insurance businesses covering more than 270 million vehicles across the country.
Have you been hesitant to contact us because you genuinely aren’t sure whether the nature of your small business requires commercial auto insurance? We would much rather you call us and learn that you don’t need to switch policies than to wait until you get into an accident to learn you should have switched.
If you run a home-based business and you use your car for business purposes, talk with your insurance agent. You may need to add special coverage to protect it during those times.
So how does combined single limit (CSL) business auto insurance work? Whereas liability policies typically offer separate limits for types of damages, a CSL policy has the same dollar amount of coverage per occurrence, whether bodily injury or property damage, one person or several.
What is a hallmark of a diligent insurance company? It is when your coverage is about to expire and your agent dutifully reminds you about it. It is a sign that the company takes care of their business and recognizes your value as a repeat client.
Uninsured or underinsured driver liability coverage is becoming more important as an increasing number of people are driving without a license or proper coverage or both. The laws of the uninsured driver’s state determine the amount of coverage available.
While comprehensive vehicle insurance protects against damage and theft, agencies don't cover damage resulting from collisions unless you buy into that package. All things considered, this may be a good idea especially if you live in a vehicle-dense area.
