NMLS: #502120. I have been in the local mortgage industry for over 22 years, and have worked to become a trusted advisor of both first time homebuyers and experienced homeowners. I have developed a vast knowledge of programs to include Conventional, FHA, VA, and Rural Development home loans. In addition, I have the expertise in guiding buyers into the various down payment assistance programs that are available. Whether you are purchasing your first home, refinancing your existing mortgage, or buying for your next stage in life, my goal is to make the process simple and seamless in determining affordability and qualification. Service is my top priority in meeting our customers’ needs in what can be the biggest financial decision of their life. Stockman Bank is firmly committed to our local communities and in providing a long term relationship for all of your banking needs.