When are you taking your #SocialSecurity benefits? Considering the timing can help maximize your benefit.
DRCFINANCIALSERVICES.COM
A Fruitful Retirement: Social Security Benefit
Last week the #SenateSpecialCommitteeOnAging held a hearing in which they confirmed that women face much larger hurdles in attaining #FinancialSecurity in #retirement. According to the #NonpartisanCenterForRetirementResearch, on average, #women face a larger #RetirementSavings gap than men and experience higher #poverty rates at older ages.
MARKETWATCH.COM
This is why so many women face poverty in their old age
Election 2020: Preparing for Any Outcome
WEB-EXTRACT.CONSTANTCONTACT.COM
Election 2020: Preparing for Any Outcome
FINANCEINSIGHTS.NET
Election Results May Not Affect the Stock Market as Much as You Think!
Was life long ago better than today? Is everything actually getting worse? Put 2020 in historical perspective and see how things have gotten better over time.
FINANCEINSIGHTS.NET
Today Is Better Than the Past by Most Measures
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
DRCFINANCIALSERVICES.COM
What Is a 1035 Exchange?
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
DRCFINANCIALSERVICES.COM
Data Thieves from Outer Space
Your 401(k) comes with extra opportunity in 2020. Workers have extra flexibility in tapping their retirement accounts. But there are a lot of factors to balance before deciding what to do with a 401(k) or other workplace retirement plan. This FREE guide helps investors take control of an uncertain situation and shows what the options are with an old employer plan. Overwhelmed and need personal advice now? Call (610) 584-4570 to get your questions answered in a complimentary 1-on-1 phone appointment.
FINANCEINSIGHTS.NET
What Should I Do With My Old 401(k) or Employer Plan?
FINANCEINSIGHTS.NET
Worried About the Election and Your Portfolio? You're Not Alone.
Retiring? Remaining flexible may help you meet the challenges of uncertainty.
DRCFINANCIALSERVICES.COM
Certain Uncertainties in Retirement
Many #Americans don’t have any #CreditHistory for a variety of reasons: Some haven’t even thought about building #credit, others want to do it but can’t gain traction, and some are in the middle. Building credit is wise for just about everyone, but it’s not something you can do overnight.
THESTREET.COM
How to Build a Credit History—Before You Need It
What are you grateful for this year? Is it possible to be happy this year? Learn more about creating more gratitude and happiness in your life (even when the world’s crazy and uncertain).
FINANCEINSIGHTS.NET
Retiring in Uncertain Times? FREE Guide
When #HouseHunting, the price of #HomeownersInsurance probably isn’t top of mind. But homes with hidden risks can make getting coverage difficult, expensive, or both. Learning how to identify them could save you a bundle.
MARKETWATCH.COM
Beware of these hidden hazards that can increase the cost of your homeowners insurance
Some simple, inexpensive energy-saving tips that may help you save money.
DRCFINANCIALSERVICES.COM
A Penny Saved is Two Pennies Earned
Election 2020: Managing Your Emotions
WEB-EXTRACT.CONSTANTCONTACT.COM
Election 2020: Managing Your Emotions
Attention workers and professionals! Major changes to how your 401(k) can be treated happened in 2020. If you’re not sure how to tap into it or what to do with an old 401(k) or workplace plan, download this FREE guide to help make the most of your options (the CARES Act added some extra flexibility for those impacted by the crisis). Get it by clicking below. Not sure what to do next? I save a few appointments each week — grab one by calling (610) 584-4570.
FINANCEINSIGHTS.NET
Have Zombie 401(k), 403(b), and 457 Plans?
FINANCEINSIGHTS.NET
Don't Let the Stress of Elections Lead to Emotional Investing!
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
DRCFINANCIALSERVICES.COM
Monthly Market Insights | October 2020
Buying a home may be your largest financial commitment. Which loan is best for your situation?
DRCFINANCIALSERVICES.COM
Fixed or Variable Mortgage, Which Should You Pick?
Clients and friends! If you have an old 401(k)/403(b) or other workplace plan that you haven’t taken action on, now’s a critical time. Download this FREE guide to help make sure you’re making the most of this opportunity to take control of your investments during a downturn. Overwhelmed and need personal advice now? I save a few appointments each week — grab one by calling (610) 584-4570.
FINANCEINSIGHTS.NET
What Should I Do With My Old 401(k) or Employer Plan?
PA Clients and friends. Scammers are getting savvier than ever in today's tech-enabled world. This month's Visual Insights Newsletter explores today's common financial scams and how you can avoid getting snared. check it out here!!
FINANCEINSIGHTS.NET
How to Spot the Most Common Money Scams
A Difficult Week for Stocks
WEB-EXTRACT.CONSTANTCONTACT.COM
A Difficult Week for Stocks
Over age 50? You may be able to catch-up on retirement.
DRCFINANCIALSERVICES.COM
Catch-Up Contributions
Medicare recipient or signing up for the first time? Today’s uncertainty means extra decisions. Read this SIMPLE 3-Step Guide to turn overwhelm into clarity. (It’s FREE!)
FINANCEINSIGHTS.NET
ACT FAST! Re-evaluate Your Coverage By Dec 7th.
2020 introduced some major changes, making old 401(k)s and other workplace retirement plans valuable assets. But don’t tap into those accounts without understanding the risks and rules (the CARES Act added some extra wrinkles for those impacted by the crisis). This FREE guide helps investors take control in an uncertain situation and shows what the options are with an old employer plan. Not sure what to do next? Call (610) 584-4570 to get your questions answered in a complimentary 1-on-1 phone appointment.
FINANCEINSIGHTS.NET
Revive Your Zombie 401(k), 403(b), and 457 Plans!
Think smart people can't get scammed? Might be surprised to see all the ways even savvy folks can be ensnared. Check out this month's Visual Insights Newsletter to discover today's common financial scams (and how to avoid them)
FINANCEINSIGHTS.NET
Why No One's Too Smart to Get Scammed
Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.
DRCFINANCIALSERVICES.COM
Medicare Advantage 101
No Stimulus, Stocks Lower
WEB-EXTRACT.CONSTANTCONTACT.COM
No Stimulus, Stocks Lower
Investor #MarioGabelli was positive on the #U.S.Economy even as coronavirus cases are on the rise.
CNBC.COM
Mario Gabelli sees 'extraordinarily good' U.S. economic growth in 2021
U.S. Service Members should consider taking advantage of programs that are available. #MilitaryFamilies
DRCFINANCIALSERVICES.COM
Personal Finance Tips for Military Families
What every parent needs to know about insuring his or her #teen #driver. #insurance
DRCFINANCIALSERVICES.COM
Buying Auto Insurance For Teen Drivers
If you’re 55 or over, your #retirement may be more uncertain than ever before. Despite that more people than ever are retiring early in the face of an ongoing #pandemic, an uncertain #economy, and record low-interest rates.
FORBES.COM
The Most Dangerous Age For Retirement
No Stimulus, Stocks Lag
WEB-EXTRACT.CONSTANTCONTACT.COM
No Stimulus, Stocks Lag
Pennsylvania and surrounding States retirees and those facing retirement soon, the pandemic and economic crisis mean historic levels of uncertainty. Worried about creating steady income when markets are wobbly and unreliable? Download this FREE guide and learn the 3 fundamentals of creating steady income. Need advice now? I save a few appointments each week — grab one by calling 610-584-4570.
FINANCEINSIGHTS.NET
Retirement Income Unsteady? FREE GUIDE.
The SECURE Act changed more than just retirement accounts; it also may affect students and families. Learn more now.
DRCFINANCIALSERVICES.COM
Lesser Known Provisions of the SECURE Act
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
DRCFINANCIALSERVICES.COM
Red Flags for Tax Auditors
Do you know what your #insurance needs are, when you’re married, with children?
DRCFINANCIALSERVICES.COM
Insurance Needs Assessment: Married With Children
Pennsylvania friends, a lot of things can make markets tumble: bubbles, the economy, pandemics, and good old investor psychology. Unfortunately, a lot of folks make precisely the wrong decision with their investments when one strikes. Check out this month’s Visual Insights Newsletter to arm yourself with facts.
FINANCEINSIGHTS.NET
Why It's a Mistake to Worry About Market Corrections
Think we're too smart to get caught up in a scam? Might be surprised at how savvy they are! Check out these money scams and how to avoid them!
FINANCEINSIGHTS.NET
The Scams That Steal Billions Every Year
When the rules of the game change, tactics should follow in response to the new landscape.
DRCFINANCIALSERVICES.COM
Revising Estate Strategy Assumptions
Home of the free because of the brave. Thank you to all veterans (past, present, and future) for your service.
In 244 years as a nation, the #UnitedStates has been torn apart by civil war, devastated by disasters, and a myriad of other difficulties. But #Americans find a way to bounce back, we are an ever-resilient nation. This #60Minutes piece is a great reminder that we can handle just about anything.
CBSNEWS.COM
America the Resilient
Track #Biden’s picks and names floated for important positions in the #ExecutiveBranch here.
WASHINGTONPOST.COM
Who Joe Biden is picking to fill his White House and Cabinet
Do you need umbrella insurance? Find out more. #LiabilityInsurance
DRCFINANCIALSERVICES.COM
Keep Your Umbrella Handy
Smart investors don’t make knee jerk decisions when markets slide. Prep yourself before the next correction strikes. Click here to learn more.
FINANCEINSIGHTS.NET
What You Need to Know About Market Corrections
Cyber attacks are a growing online threat, but the good news is that you can insure your business! #insurance #sec
DRCFINANCIALSERVICES.COM
Insuring Your Business Against Cyber Liability
Thanks to the #AffordableCareAct (#ACA, also known as Obamacare), there are high-quality, comprehensive #HealthInsurance plans available in every state for people who need to purchase their own health insurance. A growing number of marketers are pretending to sell '#Obamacare.' Before you buy, ask these five questions to make sure you're paying for the real deal.
HEALTHINSURANCE.ORG
How to verify that your health plan is ACA-compliant
Retirees (and those retiring soon) are facing extraordinary challenges in today’s uncertain environment. But the crisis and economic downturn don’t have to mean losing your standard of living. This FREE guide contains the 3 fundamentals to creating steady retirement income.
FINANCEINSIGHTS.NET
Retired or Retiring? Steady Your Income FREE GUIDE.
When dealing with a divorce, there are some secrets to dealing with the stress, especially when it comes to money.
DRCFINANCIALSERVICES.COM
Budgeting After a Divorce
New Infections Increase Anxiety
WEB-EXTRACT.CONSTANTCONTACT.COM
New Infections Increase Anxiety
There's been mostly good news on the #coronavirus #vaccine front. Two separate vaccine makers (#Moderna and #Pfizer) say their #vaccines are about 95% effective with no major safety concerns, and Pfizer has applied to the #FoodAndDrugAdministration for emergency authorization. The hope is that many people can begin to get immunized by April, according to the #NationalInstitutesOfHealth Director Dr. Francis Collins.
CNN.COM
Why coronavirus vaccine polling numbers are mostly good news
Facing retirement (or already within the “fragile decade”)? Today’s uncertainty means extra challenges to your income. But it doesn’t have to steal your comfortable retirement away. Learn how to adapt by reading the Retirement Income Teeter Totter Guide. (It’s FREE!)
FINANCEINSIGHTS.NET
Retired? Or Soon-to-be? 3 Ways to Steady Your income.
How will your investments weather the ups and downs of the business cycle?
DRCFINANCIALSERVICES.COM
The Business Cycle
Worried about what markets will do to retirement income? Not sure about making financial moves that seemed like no-brainers before? Feeling uncertain about what you should do next? I’m offering a FREE Retirement Income Diagnostic to assess income streams and determine whether changes are needed to help protect lifestyles.
FINANCEINSIGHTS.NET
Is Your Retirement Income at Risk?
Learn about Medicare’s popular program, offering retirees free gym membership and health education.
DRCFINANCIALSERVICES.COM
Silver Sneakers 101
Dow Hits 30,000
WEB-EXTRACT.CONSTANTCONTACT.COM
Dow Hits 30,000
The argument over remote worker pay #post-pandemic continues to rumble on, fueled by #DeutscheBank’s suggestion that 5% of #homeworker salaries should be paid to those who cannot do their jobs from home.
FORBES.COM
Should Remote Workers Really Be Paid Less Than Those In The Office?
Creating a home inventory can help you fully recover any property losses you incur. Include these four things.
DRCFINANCIALSERVICES.COM
Inventorying Your Possessions
Friends in Pennsylvania and surrounding States, retirement income is a tricky beast. We need growth to fund long lifetimes and stability to guard against downturns, recessions, and volatility. Not sure your retirement income has the “airbag” it needs? I’m offering a FREE Retirement Income Diagnostic to assess income streams and determine whether changes are needed.
FINANCEINSIGHTS.NET
Is Your Retirement "Paycheck" Cushioned?
Pennsylvania retirees and those approaching it, Social Security is the biggest source of government-guaranteed income, and getting the claiming decision wrong can cost thousands. What’s worse is that it’s incredibly confusing and much of the information out there is opaque, misleading, or just wrong. Facing a Social Security decision? I’m offering a FREE Social Security Optimization Session. Don’t go it alone. Just click to sign up.
FINANCEINSIGHTS.NET
Get a FREE Social Security Session!
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
DRCFINANCIALSERVICES.COM
Monthly Market Insights | December 2020
Is Stimulus Near?
WEB-EXTRACT.CONSTANTCONTACT.COM
Is Stimulus Near?
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
DRCFINANCIALSERVICES.COM
Life and Death of a Twenty Dollar Bill
Retirees and those retiring soon are facing what could be a years of slow growth and volatile markets. Not to mention potential tax law changes. Not sure your retirement income is stable enough to protect your lifestyle? I’m offering a FREE Retirement Income Diagnostic to assess income streams and determine whether changes are needed.
FINANCEINSIGHTS.NET
Get a FREE Retirement Income Diagnostic
Over 2,700 Social Security rules govern each claiming decision and the wrong choices could leave over $100,000 on the table. If a Social Security claiming decision lies in the future, don’t tackle it alone. Get clarity and the steps toward the optimal strategy in a FREE Social Security Optimization Session. Just click to sign up.
FINANCEINSIGHTS.NET
When Should You Claim SS to Max Out?
It’s never too late — or too early — to make sound #FinancialDecisions and get yourself set up for #retirement. Here we cover the best moves to make in your 20s and 30s, your 40s and 50s, and your 60s and 70s.
NERDWALLET.COM
Best Tips for Saving for Retirement – At Every Age - NerdWallet
Cases Rise, Stocks Retreat
WEB-EXTRACT.CONSTANTCONTACT.COM
Cases Rise, Stocks Retreat
Your money should be working for you: Here are 3 year-end 401(k) moves to make
The great thing about #401(k) plans is that they make saving for #retirement an automatic process. With a 401(k), you sign up, tell your payroll department to deduct a certain portion of each paycheck, and effectively call it a day. But with #2020 coming to a close, now's the time to give your 401(k) some added attention. Here are three important moves to make before the year wraps up.
USATODAY.COM
Your money should be working for you: Here are 3 year-end 401(k) moves to make
Periodic withdrawals in retirement may not be such a good idea.
DRCFINANCIALSERVICES.COM
Systematic Withdrawals in Retirement
Will the Grinch Steal Christmas?
WEB-EXTRACT.CONSTANTCONTACT.COM
Will the Grinch Steal Christmas?
Thinking about claiming Social Security? It’s the biggest source of government-guaranteed income, and getting the claiming decision right is critical to maximizing lifetime income. What’s worse is that SS rules are confusing and much of the information out there is opaque, misleading, or just wrong. Don’t go it alone. I’m offering a FREE Social Security Optimization Session. Just click to sign up.
FINANCEINSIGHTS.NET
Don't Lose Out on $100k+
What every parent needs to know about insuring his or her #teen #driver. #insurance
DRCFINANCIALSERVICES.COM
Buying Auto Insurance For Teen Drivers
Retired or facing the transition soon? Make the most of Social Security’s guaranteed income by choosing the right claiming strategy for you. Inside Social Security’s 2,700 rules is the right choice for you. Don’t go it alone. I’m offering a FREE Social Security Optimization Session. Just click to sign up.
FINANCEINSIGHTS.NET
Get a FREE Social Security Session
What does it actually cost to raise a child? You might be surprised.
DRCFINANCIALSERVICES.COM
The Half Million Dollar Baby
To all our friends, it’s not easy to find happiness when there’s so much going on in the world and in our lives. But sometimes, that’s when we need it the most. This month’s Visual Insights Newsletter is all about creating gratitude and happiness when everything’s crazy. Click here to check it out!
FINANCEINSIGHTS.NET
In Uncertain Times, More Gratitude Helps
In a few days #Congress will adjourn for the #Holidays, and in that short period of time there may (or may not) be a successful economic #stimulus #bill.
FORBES.COM
As Stimulus Stalls, Congress Upends Retail’s Christmas Dream
Long-term care: three words many people hope they'll never need.
DRCFINANCIALSERVICES.COM
Understanding Long-Term Care
Cases Rise, Stocks Retreat
WEB-EXTRACT.CONSTANTCONTACT.COM
Cases Rise, Stocks Retreat
How literate are you when it comes to your finances? Brush up with these five basics.
DRCFINANCIALSERVICES.COM
The Five Basics of Financial Literacy
What are you grateful for this year? Is it possible to be happy this year? Learn more about creating more gratitude and happiness in your life (even when the world’s crazy and uncertain).
FINANCEINSIGHTS.NET
Gratitude Can Transform Your Mood & Your Life
With low inventory, it's a #Seller'sMarket—it could take you months to find a home. Here's how to stay in the game.
THESTREET.COM
Buying a Home Will Take Longer, Be Tougher in 2021
Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?
DRCFINANCIALSERVICES.COM
Fallen Tree Damage—Who Pays?
What lessons can we take from a challenging year? This month’s Visual Insights Newsletter explores how we can use the obstacles of 2020 to power a better future. Check it out here!
FINANCEINSIGHTS.NET
7 Things We Can Learn from 2020
How many credit cards do you have?
DRCFINANCIALSERVICES.COM
Spotting Credit Trouble
Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.
DRCFINANCIALSERVICES.COM
Medicare Advantage 101
Ever hear the quote *a smooth sea never made a skilled sailor?* I think it’s apt wisdom for these times. How can we use the challenges of 2020 to build ourselves up? By turning them into hard-won lessons. Check out this month’s Visual Insights Newsletter to create your own lessons for 2021.
FINANCEINSIGHTS.NET
Inspiring Lessons We Can All Take Away from 2020
Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.
DRCFINANCIALSERVICES.COM
Understanding the Basics of Medigap Policies
How literate are you when it comes to your finances? Brush up with these five basics.
DRCFINANCIALSERVICES.COM
The Five Basics of Financial Literacy
FINANCEINSIGHTS.NET
5 Money Blocks Women Face [FREE Guide]
Benefit. Premium. Policyholder. Learn the language before evaluating your options. #TermLifeInsurance
DRCFINANCIALSERVICES.COM
Is Term Life Insurance for You?
Friends, 2020 has been a rough year, but we can harness its hard-won lessons to make 2021 (and beyond) even better. This month’s Visual Insights Newsletter is all about using challenging times to make ourselves stronger. Click here to check it out!
FINANCEINSIGHTS.NET
The Simple & Life-Changing Lessons of 2020
Despite all that is going on in the world, #LPLFinancial chief market strategist #RyanDetrick said the strong year-end rally in 2020 could have “#bulls smiling” in 2021.
MARKETWATCH.COM
What history tells us happens to the S&P 500 after a strong year-end rally, strategist says
The Year in Review
WEB-EXTRACT.CONSTANTCONTACT.COM
The Year in Review
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
DRCFINANCIALSERVICES.COM
A Home Insurance Claim: To File Or Not To File
Social Security has been a fact of retirement since 1935; how much do you really know about it? #SocialSecurity
DRCFINANCIALSERVICES.COM
Social Security: By the Numbers
To say that #2020 wasn’t the best year is an understatement. For many of us, it felt like a giant global dumpster fire. Not surprisingly, the stresses of living through a #pandemic have had a terrible impact on our collective #MentalHealth, with rates of depression and anxiety skyrocketing. Many of us feel we can’t say goodbye to last year fast enough
THEGUARDIAN.COM
I teach a course on happiness at Yale: this is how to make the most of your resolutions
Wishing you all a very Happy and Successful 2021 and looking forward to talking to you all and helping you realize your financial goals as we move forward!!
FINANCEINSIGHTS.NET
What Was the Biggest Lesson You Learned in 2020?
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
DRCFINANCIALSERVICES.COM
Monthly Market Insights | January 2021
Markets Start 2021 on a High
WEB-EXTRACT.CONSTANTCONTACT.COM
Markets Start 2021 on a High
Just entering retirement? Here's what you need to know.
DRCFINANCIALSERVICES.COM
9 Facts About Retirement
When it comes to investing, you may be your own worst enemy.
DRCFINANCIALSERVICES.COM
Don’t Be Your Own Worst Enemy
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
DRCFINANCIALSERVICES.COM
From Boats to Brokers
FINANCEINSIGHTS.NET
Unlock the 5 Money Blocks Holding Many Women Back
FINANCEINSIGHTS.NET
Does your personality put you at risk of investing extremes?
Social Security has been a fact of retirement since 1935; how much do you really know about it? #SocialSecurity
DRCFINANCIALSERVICES.COM
Social Security: By the Numbers
To say that #2020 wasn’t the best year is an understatement. For many of us, it felt like a giant global dumpster fire. Not surprisingly, the stresses of living through a #pandemic have had a terrible impact on our collective #MentalHealth, with rates of depression and anxiety skyrocketing. Many of us feel we can’t say goodbye to last year fast enough
THEGUARDIAN.COM
I teach a course on happiness at Yale: this is how to make the most of your resolutions
Here are eight mistakes to avoid when #saving #retirement.
DRCFINANCIALSERVICES.COM
Eight Mistakes That Can Upend Your Retirement
FINANCEINSIGHTS.NET
Get the Clarity & Confidence You Deserve!
FINANCEINSIGHTS.NET
What's your investing personality?
The key to #healthcare in retirement might be a patchwork of different choices.
DRCFINANCIALSERVICES.COM
Extended Care: A Patchwork of Possibilities
How can we set goals when we don’t know what happens next? Kick off 2021 strong by setting authentic goals amid uncertainty. Learn more here!
FINANCEINSIGHTS.NET
Powerful Goal-Setting Strategies for Uncertain Times
Findings from a study conducted by the #MIT AgeLab explored what people anticipate doing in #retirement.
FORBES.COM
The Most Overlooked Flaw In Your Retirement Plan And How To Fix It
Attention Estate Executors: Do you know about the Alternate Valuation Date?
DRCFINANCIALSERVICES.COM
Understanding the Alternate Valuation Date
FINANCEINSIGHTS.NET
Break Through Your 5 Money Blocks!
FINANCEINSIGHTS.NET
Can we guess your investing personality in just 7 questions?
You make your own investment decisions, but how familiar are you with the products? Take our short quiz.
DRCFINANCIALSERVICES.COM
What’s Your Investment IQ?
We don’t know how 2021 will play out, but that doesn’t mean we can’t set intentions and take ownership of our goals. This month’s Visual Insights Newsletter explores how to set powerful goals when we don’t know what the future holds. Check it out here!
FINANCEINSIGHTS.NET
How to Set Goals When You Can't Predict What's Next
Watched parents or elders lose self-sufficiency? Plan for your own __ needs and stay in control. This quick guide breaks down the key considerations. Read it for free now! Want a second opinion right now? I save a few appointments each week — grab one by calling 610-584-4570.
FINANCEINSIGHTS.NET
Parents Slipping? Who Will [__] for You? FREE Guide
There are hundreds of Exchange Traded Funds available. Should you invest in them? #ETFs
MYF.MG
myf.mg
It’s easy to overlook the cost of home insurance when estimating what you can afford to spend on a monthly #mortgage payment. This calculator can help you determine what you can actually afford and keep you on #budget.
NERDWALLET.COM
Home Insurance Calculator: Estimate Your Costs - NerdWallet
FINANCEINSIGHTS.NET
Are you at risk of these investing extremes?
Health & Human Services: Age can make a difference in the cost of a long-term-care policy.
DRCFINANCIALSERVICES.COM
What to Look for in a Long-Term Care Policy
Know what 2021 holds? I don’t. So I’m going to focus on what I can control and own my goals anyway. Check out this month’s Visual Insights Newsletter to set your own powerful goals in 2021.
FINANCEINSIGHTS.NET
Make Progress in Uncertain Times with the Right Goals
The #TaxCutsAndJobsAct of 2018, which brought the most substantial changes to the tax code in 30 years, is being challenged by #COVID. The good news is that because of those changes, there are some increased #TaxSavings that come with #homeownership. Learn more here.
SFGATE.COM
7 Tax Benefits of Owning a Home: A Complete Guide for Filing This Year
Don't Forget! Valentine's Day is this Sunday. Here is your reminder to grab your loved one a card and some sweet treats!
It can be difficult sometimes to think about the future during times like these. But if you did, how would you retire in a post-pandemic world?
DRCFINANCIALSERVICES.COM
Retiring in a Post-Pandemic World
Despite efforts to lower the dollar amount on a possible #ThirdStimulusCheck, #Democrats successfully kept the threshold at $1,400. Under their proposal, all #Americans earning less than $75,000 would receive another check.
FASTCOMPANY.COM
Third stimulus checks update: $1,400 still on the table after GOP attempt to lower threshold defeated
Does your business have a retirement strategy that fits your short, long-term needs?
DRCFINANCIALSERVICES.COM
Choosing a Retirement Plan that Fits Your Business
Don’t know what 2021 holds? Take control and set authentic goals anyway. Here’s how.
FINANCEINSIGHTS.NET
How to Get Past Uncertainty & Make Progress
It’s hard watching aging parents and loved ones gradually lose their self-sufficiency. Nowadays, it’s more important than ever to plan ahead for our own needs. This guide breaks down what you need to know in a quick read.
FINANCEINSIGHTS.NET
Aging Parents? Who Will [_] for You?
Don’t get greedy when the market rises, and don’t panic when it falls. Sound advice—learn more. #BuyLowSellHigh
DRCFINANCIALSERVICES.COM
The Cycle of Investing
Changes made by restaurants to cope with the #pandemic may not go away when things are “normal.”
MORNINGBREW.COM
Restaurants Redesign for a Post-Covid Future
If you’ve watched a parent or loved one gradually lose their self-sufficiency, you’ve probably thought about it: Who’s going to ___ for me when it’s my turn? Discover the key questions you’ll need to answer to take control of your own future (and avoid burdening the ones you love). Have questions already? Call 610-584-4570 to get questions answered in a complimentary 1-on-1 phone appointment.
FINANCEINSIGHTS.NET
Aging Parents Have You Thinking About Self-Sufficiency?
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
DRCFINANCIALSERVICES.COM
Password Protection Strategies
We all have a money personality type, and our attitude impacts all our financial decisions, especially #retirement. Discovering your “money personality type” can help you avoid mistakes and build on your strengths, so your #financial future is more secure.
NEWRETIREMENT.COM
What is Your Money Personality Type? Will it Impact Your Retirement?
Use your car for business? Make sure you're on the same page as your insurance carrier. #autoinsurance
DRCFINANCIALSERVICES.COM
When Does Your Personal Car Become a Commercial Vehicle?
Taxpayers! Could tax rules change next year? Maybe! Download this FREE guide to take control and help make sure you’re making the most of these opportunities to lower the taxes you pay while you can. Worried about how you might be impacted and want advice now? Call [610-584-4570] to get your questions answered in a complimentary 1-on-1 phone appointment.
FINANCEINSIGHTS.NET
These may be the lowest tax rates you'll ever see [FREE GUIDE]
Business owners should consider a succession plan sooner rather than later.
DRCFINANCIALSERVICES.COM
Succeeding at Business Succession
It’s getting to be that time of year, the time when you get your #TaxRefund. It can be tempting to use your #refund frivolously, but we have some other ideas. Here are 11 ways we think you should consider using your tax refund this year.
QUICKANDDIRTYTIPS.COM
11 Smart Ways to Use Your Tax Refund
FINANCEINSIGHTS.NET
Invest in What You Believe In
April 15 is coming and recent tax changes introduced new changes that you should be aware of. Download this FREE guide to take control and help make sure you’re making the most of these opportunities to save money on your taxes
FINANCEINSIGHTS.NET
FREE GUIDE: Act before April 15 to maximize potential tax savings!
Is your Medicare card missing or looking a little worse for wear? No problem! This article will help you replace your lost, stolen, or damaged card. Read more here:
DRCFINANCIALSERVICES.COM
Replacing Your Medicare Card
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
DRCFINANCIALSERVICES.COM
Immediate vs. Deferred Annuities
We all have a money personality type, and our attitude impacts all our financial decisions, especially #retirement. Discovering your “money personality type” can help you avoid mistakes and build on your strengths, so your #financial future is more secure.
NEWRETIREMENT.COM
What is Your Money Personality Type? Will it Impact Your Retirement?
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
DRCFINANCIALSERVICES.COM
Monthly Market Insights | March 2021
Can group and private disability policies work together? #DisabilityInsurance
DRCFINANCIALSERVICES.COM
Can Group, Private Disability Policies Work Together?
#JohnsonAndJohnson CEO Alex Gorsky joins "CBS This Morning" to discuss #FDA emergency use authorization of his company's one-shot #CoronavirusVaccine, a first.
CBSNEWS.COM
Johnson & Johnson CEO on one-shot COVID-19 vaccine authorization
A few strategies that may help you maximize your Social Security income. #SocialSecurity #Retirement
DRCFINANCIALSERVICES.COM
Social Security: Maximizing Benefits
Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.
MYF.MG
Understanding the Basics of Medigap Policies
Did you know that women control 51% of all personal wealth in the United States?
DRCFINANCIALSERVICES.COM
Women on the Rise
In the blink of an eye the #COVID-19 #pandemic had extinguished the longest period of expansion in U.S. history. In terms of measuring the recovery, economists are looking most closely at #GrossDomesticProduct. Find out what goes into the measurement of an #EconomicRecovery.
FIVETHIRTYEIGHT.COM
How The Experts Are Measuring The Economic Recovery
Well we all lose an hour of sleep this weekend!! That's the bad news. The good news is Spring is around the corner.
Have a great weekend everyone.
Dean
Three important questions to consider before you start taking #SocialSecurity.
DRCFINANCIALSERVICES.COM
Three Key Questions to Answer Before Taking Social Security
If you like paying taxes than you do not need this information. If Interested in savings taxes you need to give us a call at 610-584-4570 to discuss your personal situation and to see if we can help you reach your financial goals.
FINANCEINSIGHTS.NET
Last Chance Tax Opportunities?
#Americans are ready to spend, signaling a coming #economic boom, with $1.6 trillion in savings more than enough to close the hole in the #economy.
MEDIUM.COM
Americans are ready to spend
Does your #business need some digital help? Here are some new #apps that might help!
DRCFINANCIALSERVICES.COM
Top New Digital Tools for Small Businesses
Wishing your day is filled with a bit of Irish luck and good fortune!
If you believe taxes will go up prior to your retirement you may want to rethink your retirement plan. We would love to help you so give us a call at 610-584-4570 to discuss.
FINANCEINSIGHTS.NET
Leverage Current Tax Cuts
Money started wiring to Americans, and #StimulusChecks went in the mail from the #IRS this weekend. Here is what you can do if you don’t see any money in your account yet.
OREGONLIVE.COM
What to do if you don’t see the stimulus deposit in your bank account this weekend
A disability could keep you from work and increase costs. How can you protect yourself? #DisabilityInsurance
DRCFINANCIALSERVICES.COM
Disability and Your Finances
FINANCEINSIGHTS.NET
Socially Conscious Investing Cares
Don't think taxes are going up? Check out the National Debt Clock (https://usdebtclock.org). This may or may not affect you currently but it will definitely affect your children's and grandchildren's future . Now is the time to plan on passing your estates in the most tax efficient way possible. Give us a call today to set an appointment to discuss @ 610-584-4570.
FINANCEINSIGHTS.NET
Tax Rules Changing Soon?
This year's #TaxSeason comes with an additional source of #stress: Will you find out that #scammers claimed #government money in your name?
NPR.ORG
Fraudsters Still Claim Unemployment Relief, As Feds Pump Billions More Into System
Happy National Puppy Day to all of our dog enthusiasts! Let's celebrate our loyal friends today!
Friends in Skippack and Harleysville and surrounding areas, one of the (many) consequences of the pandemic is that many folks are facing early retirement decisions. How should they approach those "right now" choices? This FREE guide dives into the 20+ decisions that could affect the rest of their lives. Overwhelmed and need personal advice now? Call 610-584-4570 to get your questions answered in a complimentary 1-on-1 phone appointment.
FINANCEINSIGHTS.NET
Sudden "Time-Bomb" Retirement Decisions?
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
DRCFINANCIALSERVICES.COM
How to Make the Tax Code Work for You
FINANCEINSIGHTS.NET
Sustainable Investing Can Shape the Future
