Ebrahim M. Rad LUTCF, CLTC is commited to helping you reach your Insurance & Financial Goals. As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. As a New York Life insurance agent, he is a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.