Water damage is one of the leading causes of homeowners insurance claims each year – even here in the Arizona desert. According to the Insurance Information Institute, about one out of every 50 homeowners will file a water damage claim, accounting for almost 24 percent of all homeowners insurance claims. And the average claim is for almost $11,000.
Fortunately, your homeowner's insurance policy should cover the costs to repair most water damage. The keyword being “most” – there are exceptions.
Keep reading for a breakdown explaining what’s covered and what’s not when it comes to water damage to your home.
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https://www.waterdamagerestorationaz.com/is-home-protected-against-water-damage-by-homeowners-insurance
WATERDAMAGERESTORATIONAZ.COM
Is My Home Protected Against Water Damage by Homeowners Insurance?
One out of every ten homeowners is literally flushing money down the drain, while at the same time, ignoring the tell-tale signs of potential water damage. The Environmental Protection Agency estimates that ten percent of the homes in this country contain some sort of leak, which can result in about 90 gallons of water being wasted each day. That can add up to big money – about $500 a year on average.
Short of hearing the sound of dripping water or spotting a water stain on your ceiling, how else can you track down the cause of a water leak? Here are five of the top tips for finding water leaks inside your home:
- Watch Your Usage
- Become a Meter Reader
- Play Plumber
- Test the Toilet
- Use Your Senses
Keep reading for advice on how to detect potentially costly and damaging water leaks in your home. By fixing leaks you not only save water, but you will save money as well.
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https://www.waterdamagerestorationaz.com/five-tips-for-water-leak-detection-in-homes
Whether it’s is a leaky pipe, a toilet overflow, or a flood from a severe rainstorm, water damage is a serious matter for homeowners. Once you spot any type of water damage, you have to act fast! It’s essential to determine the source of the water leak and prevent the problem from worsening.
There is no exact yes or no answer on whether or not water damage is easy to repair. It all depends on the type of water damage present. If the leak is minor and you catch it early, you can do the repairs yourself in a short amount of time. Extensive water damage covering a vast area of your house or causing structural damage to the roof and walls requires professional restoration specialists.
This article discusses the types of water damage, steps to take to fix the water damage from minor leaks and overflows, and ways you can prevent water damage in the future.
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https://www.waterdamagerestorationaz.com/is-water-damage-easy-to-repair
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Is Water Damage Easy to Repair?
If you’re like most homeowners, you may think that water damage and flood damage produce the same results. After all, both can leave your floors covered with standing water, your drywalls swollen, and your carpets a soggy mess. But once you take a closer look, you’ll notice there are several important differences between regular water damage in your home and flood damage:
Your homeowners insurance probably won’t cover flooding
Floodwaters may pose serious health risks
Future water damage can be avoided with repairs and preventative care
Flood damage presents a recurring threat to homes
Keep reading to see exactly how water damage and flooding differ. From your health to finances to long-term risks, there are many differences that you need to know.
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https://www.waterdamagerestorationaz.com/how-water-damage-and-flood-damage-differ
WATERDAMAGERESTORATIONAZ.COM
How Is Water Damage Different Than Flood Damage?