Don’t let your totaled new ride place you in deep water. With the Policy Perk New Car Replacement, Farmers® will cover the cost to replace it with a new one of the same make and model. Give me a call to discuss your coverage options.
Owning your own life insurance policy means coverage that doesn't depend on job security.
Do you have the coverage you want? I can help.
I take great pride in helping customers. That’s why I’m glad the Farmers® Mobile App lets you call or email your agent and get directions to their office quickly and easily.
Simplified underwriting lets you apply for life insurance from the safety of home, without in-person meetings or medical exams. Approval depends on the information you give us when you apply.
Smoking could cause hundreds of thousands of dollars in fire and smoke damage each year, which is why non-smokers may qualify for lower homeowners policy premiums. Give me a call for hot tips on other insurance discounts that may apply to you.
Life insurance doesn't have to be complicated to be important. Simplified underwriting avoids medical exams and blood/urine testing to get you a decision faster. Approval depends on the information you give us when you apply.
Make sure your rates won’t go up just because of an accident by choosing the Farmers® Policy Perk Accident Forgiveness. Give me a call and we can find which Policy Perks are right for you.
When it rains, you can help stop it from pouring. If you have large assets you want to protect, an umbrella policy could limit their exposure to financial risks. Want to find out more? Let's chat.
What's better than a new-car smell? How about our new car pledge, where Farmers® will replace your car with one of the same make and model in the event of an accident. Message me to learn more.
As more small businesses come online, so do the criminals. Cyber liability and data-breach response coverage may offer you and your customers credit monitoring in the event of a hack. Want to learn more? I'm only a message away.
Did you know that insurance claims for water damage are 7 times more frequent than claims related to theft or fire?* Drips and leaks can go unnoticed, causing mold and costly damage over time. Message me today to discuss how you can help protect your home.
When you’re dealing with real-life bumper cars, it’s good to have the Farmers® Policy Perk Accident Forgiveness to keep your rates from going up because of an accident. Give me a call to learn more.
Worried about missing a payment on your premium bill? The Farmers® mobile app can take the stress out of the process with automatic payments. You can turn it off anytime, and I’m always a phone call away if you have any questions about your plan.
Uninsured motorist wasn't always an available coverage option. In 1957, Farmers® co-founder Thomas Leavey had the idea to offer uninsured motorist liability coverage for those struck by an uninsured driver. Call me to double-check your automobile coverage.
Happy Veterans Day! Thank you to all who have and continue to serve!
This Veterans Day, we honor the brave service members throughout history who have sacrificed so much to keep us safe. Thank you to our veterans at home and overseas, who serve our country with the utmost integrity.
However you use vehicles to get your business moving, you'll probably want commercial auto insurance. Call me to get the wheels turning on a commercial car-insurance policy to help protect your business vehicles on the road.
How to Prevent Frozen Pipe Bursts This Winter
Stepping into 2021 we are again greeted with frigid weather this winter.
This can only mean it is time to prepare for the possibility of pipes freezing in your home. The last thing you want on your hands this winter is a frozen pipe burst.
Here are some tips for avoiding frozen pipes in 2021 this winter.
How to Prevent Frozen Pipes
Provide more insulation
More layers of insulation can be added around the pipes or in the areas there are housed.
This can mean adding more insulation to your garage, crawl spaces, or basement.
Turn water off during extremely cold weather
Expecting harsh temperatures? It can be a good idea to turn the water off from certain appliances like dishwashers and washing machines, and disconnect their hoses as well.
Also, if you plan on being away from the house for an extended period of time, consider shutting off the main water valve for your property as well.
Activate water slowly
If it's very cold out and you do want to run water, it's always best to do it slowly. This will help avoid a frozen pipe burst from adding too much pressure to the system.
It's also a good idea to run water from time to time to keep things moving in the system. If water is left to sit still too long in the pipes, it is more likely to freeze in place.
Keep your cabinets and cupboards open
The cabinets that contain the pipes under your bathroom or kitchen sinks should remain wide open during bouts of cold weather.
This will allow air to circulate around the pipe housing and introduce more heat, if only slightly.
When a frozen pipe burst, a torrent of water will quickly cause a flood on the property. It can be a hectic scenario but it's important to remain calm and contact a flood cleanup service right away.
The longer the water is left to sit after a frozen pipe burst, the more extensive water damage issues you will face down the line.
Call the Thomas Stoecker Agency at 847-381-2650
From the first kiss to the first dance. You’ve planned a future together with your partner, and now you can help protect it financially with a life insurance policy that’s right for both of you. Interested? Chat with me to get started.
It's funny that we count on a rodent that spends most of its time asleep underground to tell us about the weather above it. Just goes to show, no one can really predict the future. Luckily, you can at least be prepared for it. Give me a call today, oh and happy Groundhog's Day.
You could be missing out on hundreds in savings. Let’s chat about how switching your auto insurance to Farmers could help you save.
Changing circumstances aren’t keeping Rickie Fowler away from his game and the same should go for you. Want to make some updates to your policy? Give me a call.
Thinking about life insurance can be overwhelming, but we do it for those we love. Make sure you help financially protect those who depend on you by sorting out your options. Ready to take the plunge? I'm here to help you get started.
