Rear ends are common because in the fall, the changing weather brings more rain and snowfall. If you’re following a car, leave at least four seconds of time between you and the car in front of you if you’re going 45 mph or greater.
The best way to avoid an accident, is to prepare. By being aware of your surroundings, and mentally preparing to be a defensive driver should inclement weather occur, you’ll be able to avoid incurring an unnecessary accident involving your vehicle. Should you find yourself in need of a new auto policy, please call the John Drakulich Agency at (775) 356-6322. Our customer service focused staff wants to make sure you and your family are properly covered!
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While small businesses like yours can buy insurance policies separately, many insurers combine the common property and liability coverages into a single policy, called a Business Owners Policy or BOP.
A Business Owner's Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters.
To find out if a BOP is right for you and your business, please call the Drakulich Agency today at (775) 356-6322. Our team of customer focused representatives want to make sure you and your business are properly covered in the most financially reasonable way possible!
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As part of your fall homeowner checklist, make it a point to check the exterior of your home for possible entry points for small mice, rodents, squirrels and any other creatures that may be looking to share your warmth and shelter from the elements.
Damage from rodents is not covered by insurance, and if you have mice or squirrels living in your attic or crawl space, they could travel throughout the walls. Chances are they will not just stay in one place. You don't need a family of critters taking over your home so be sure and do a check around your property before the winter starts.
Living in Northern Nevada, rodent related issues is a normal occurrence for home owners. By calling the Drakulich Agency today at (775) 356-6322 and scheduling an appointment with one of our trained professionals, you’ll not only receive the proper policy to cover your home, we can provide you tricks of the trade to avoid rodents becoming roommates!
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Life insurance can do more than help your business recover from the death of a key employee. It can also play a critical role in your compensation plan. Allowing you help while you recruit, retain and reward your employees.
As a small business ourselves, we at the Drakulich Agency understand that you have needs. We can introduce you to a variety of life insurance options as you make a decision about the coverage you want.
To meet any of our other talented staff here at the Drakulich Agency, please call us at (775) 356-6322. Not only can we answer any life insurance related questions or concerns you may have, we’ll provide you with top notch customer service along the way!
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Verify the age of your water heater tank and do regular maintenance.
A water tank needs to be replaced after about a decade. Do not leave your water tank replacement to a time where you think it needs it. Most cases where a person becomes aware of a water tank issue is when it's too late and it has already emptied out into your home. Water tanks deteriorate from the inside out. Speak to your plumber or other professional to get an opinion on the lifespan of your water tank.
At the Drakulich Agency we know the importance of troubleshooting an issue before it becomes a claim. If you have policy questions, or need an insurance consultation, or just want to talk through best homeowner practices, please call The Drakulich Agency at (775) 356-6322. A quick phone call is all it takes to make sure you have nothing to worry about!
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When it comes to life insurance, there’s no such thing as “one size fits all.” Everyone has different needs, goals and financial considerations. That’s why coverage comes in a variety of forms, with a range of features you can tailor to your unique situation.
When you’re more established in life, in addition to providing a death benefit to your beneficiaries, you may leverage the loan or partial surrender features of certain policies to help support things like supplemental retirement income, caring for a family member with a disability or preparing for eventual estate taxes.
At the Drakulich Agency your life insurance needs are unique to you and your life and we want to make sure your policies reflect that. We are here to answer any and all questions and concerns you might have about life insurance. Please call us today at (775) 356-6322, and let our team show you why our policy holders are raving about us!
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The fall is prime time for deer, squirrel, rabbits and other animals to be moving, and often they are on the roads. Pay attention especially in the early morning and early evening.
36 percent of comprehensive auto claims filed with Farmers due to accidents with animals occur between September and November, according to the previous five years’ worth of Farmers claims data.
The best kind of a driver, is a prepared driver. By using your high beams when it’s dark, heeding warning signs and sticking to middle lanes, you may mitigate your chances of being involved in an animal related accident. For more tips like these, or to write a new auto policy for you and your family, please call The Drakulich Agency at (775) 356-6322.
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According to the FBI, a burglar strikes every 25.7 seconds in the US. That adds up to more than two burglaries every minute and over 3,300 burglaries per day. The average loss per burglary is $2,799. You’re looking at a loss of nearly $3,000 if your home is burgled. That’s a big chunk of change, especially for those living paycheck to paycheck.
One of the best ways to mitigate the fallout from a burglary is to get your valuables covered by renters or homeowners insurance. If you have irreplaceable items, consider a home safe that’s bolted down or too heavy for a thief to run off with. At the Drakulich Agency we can easily explain to you the best home policies for you, without getting bogged down in the nitty gritty of it all. To learn what coverage is right for you, please call us at (775) 356-6322.
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There is a fast and simple way you can save money as a Drakulich policyholder. It’s as easy as downloading and using our Signal app!
At the Drakulich Agency, we like to reward safe driving. The Signal app will allow you to earn a 5% discount and up to 15% each time your policy renews, based on your safe driving. That’s not all. If you have young drivers in your household, you can save up to 10% more while helping them improve their good driving behavior!
With Signal, you can be eligible to win up to $100 in rewards each month, just for keeping your focused driving score at 80% or better.
To find out if you and your household are eligible for these savings, please call the Drakulich Agency at (775) 356-6322. Just a few short minutes with our trained professionals and we could be saving you by simply being a safe driver!
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We are extremely proud of our fellow Nevadans for how everyone has handled themselves during this pandemic. Though opinions and actions may vary, as a region, we have done a phenomenal job in suppressing COVID to the point that our government feels safe further opening up the state.
Even with all that positive headway, we want to make sure our staff and policyholders are always safe when they enter our agency. Until we are told otherwise, we will continue to implement safe COVID practices, especially during the winter months with flu season barreling down.
Us wanting to protect you and your family goes way beyond COVID, at the Drakulich Agency, we want to make sure all of your possessions and family members are taken care of financially. Please call us today at (775) 356-6322 and let our team of customer service focused staff provide you with all the possible coverages for you and your best friends!
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According to the federal government, from 2014-2018, U.S. fire departments responded to an estimated 7,610 home structure fires that were started by candles per year. These fires caused an annual average of 81 deaths, 677 injuries and $278 million in direct property damage.
No one is saying you shouldn’t enjoy the calming aroma of a freshly lit candle, rather, simply remember that a candle is an open flame, which means that it can easily ignite anything that can burn.
If you have questions about your Homeowners Policy and all that it covers, please call the John Drakulich Agency at (775) 356-6322. Our customer service focused staff is still here to help you and answer any insurance related questions you might have!
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Some variable annuities enable the policyholder to elect an optional living benefit. Such benefits can provide built-in inflation protection, either with an increased rate of return each year or a rate of return pegged to the inflation index. These benefits may require additional fees, charges, expenses or investment restrictions, and they may be subject to eligibility limitations.
You don’t have to traverse the complex world of financial services by yourself. To meet any of our other talented staff, that are financially certified, please call the Drakulich Agency at (775) 356-6322. Not only can we answer any financial services related questions or concerns you may have, we’ll provide you with top notch customer service along the way!
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Tim Felks, head of property claims at Farmers Insurance, says a common mistake policy holders make is waiting to file a claim. “Damage doesn’t get better with time,” he says. “Reporting a claim as soon as possible can help get repairs going sooner, lessening the time the insured is dealing with the repair process.”!
You may have up to one year to file a claim. But Felks says there’s no benefit to waiting. If your house takes on water damage or singed by a wildfire, don’t wait.
Should you need to file a claim because of damage to your property, you’ll want to know you’ve already been taken care of, if you’re a Drakulich Agency policy holder, you know you are. Please call us today at (775) 356-6322. In just a few short minutes, with our trained professionals, we can be writing you a new policy that keeps your home safe and puts your mind at ease!
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Snow and ice can cause liability concerns on your property. An icy walkway or driveway could cause slips and falls, for which you will be liable. Even if the person injured on your property wasn’t invited, they could still sue you if they were injured after an icy slip on your property. This same liability applies if they are hit by a falling icicle, dead tree branch, and other winter concerns.
Sadly, even if you shovel your driveway and throw down some salt, accidents happen. The best way to ensure you and your property are covered should someone take a tumble is to know that you have the right Homeowners Liability Insurance. When you call the Drakulich Agency at (775) 356-6322, our team of customer service focused staff will provide you with all the possible coverages for your and your home during the winter months!
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After an accident, you might be in a rush to clean up the mess. But cleaning up too fast can be a big financial mistake. It’s important to keep a thorough paper trail during a claim. Not doing so could be a serious home insurance claim mistake.
Homeowners sometimes throw away items that were damaged in a fire or flood before the total damage is documented. And they discard receipts that they need to support a claim. If you’re filing a claim for a damaged item, keep it until you have sufficient documentation that it’s been damaged, such as photos or repair estimates.
If you have questions about your Homeowners Policy and all that it covers, please call the John Drakulich Agency at (775) 356-6322. Our customer service focused staff is still here to help you and answer any insurance related questions you might have!
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All of us at the Drakulich Insurance Agency want to take this Veterans Day to say thank you to all the men and women who served our country, as well as say thank you to the men and women who made the ultimate sacrifice.
We know freedom isn’t free. We know that our country is being protected both domestically and abroad every day. There are not enough platitudes to go around to say how grateful we are.
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Damage as a result of rain or freezing pipes, occurs more often between October and December than in any of the other months. When temperatures drop below freezing, exposed pipes become at risk of bursting, resulting in extensive water damage and costly repairs.
Moving water is less likely to freeze, even if it’s a trickle, it can help prevent your pipes from bursting. Insulating your pipes adds an extra layer of protection from freezing temperatures. There are several materials you can use to insulate your pipes, such as foam.
Should a pipe burst, when it’s safe, you should turn off the water at the main shut-off valve and call a plumber. But the best peace of mind is knowing your Home Owners Policy covers burst pipes. That’s where we come in. A quick phone call to The Drakulich Agency at (775) 356-6322 is all it takes to make sure you have nothing to worry about during the winter months!
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We at the Drakulich Agency are so proud of the way our community has managed to successfully pivot this year, in order to abide by safe COVID practices, but while still being able to raise money for our youth programs.
In partnership with the Reno Phil Youth Orchestra, and Men Wielding Fire, we were able to create take home meals for all the great men and women that donated their time and money to help fund the new season for the Reno Phil Youth Orchestra. This small gesture of gratitude will go a long way in insuring our local youth musicians have a safe place to explore their passion.
If you want to help support the Reno Phil Youth Orchestra, or you simply need to consult with a trusted area insurance agent, please call the John Drakulich Agency at (775) 356-6322. Our customer service focused staff wants to make sure you and your family are properly covered!
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The Drakulich Agency has over 60 years of combined experience and a commitment to customer service. Our team of talented agents can give you a professional perspective that helps so you build the financial strategy you want, even if you don't have much investing experience.
To make sure you’re properly planning for all you future financial hopes and dreams, schedule your appointment today with our amazing team. Please call The Drakulich Agency today at (775) 356-6322!
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At the John Drakulich Agency we want everyone who comes into our agency during this time of COVID to know that we are taking every precaution to keep you safe. From our employees to our clients, we never want to risk someones health. To better understand how we’re dealing with COVID together, and how we can safely handle your policies, please call (775) 356-6322 today. Our customer service focused staff is here to help you and provide answers for any insurance related questions you might have. Together, we can get through this time of uncertainty.
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Even if you don't have a spouse or dependents, life insurance benefits can be used to help your loved ones pay off your debts (like student loans, for instance) if you pass away. Consider debt such as your mortgage or your car loan. Planning early can help protect your loved ones from burdensome expenses.
If 2020 had taught us anything, it’s that we should all expect the unexpected. When you call the Drakulich Agency today at (775) 356-6322, our team of customer focused representatives can help you create a financial safety net for your family should something unforeseen develop in your own life. Planning today makes for an easier tomorrow.
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In most states, the auto insurance policy covering the vehicle is considered the primary insurance. This means that the car owner’s insurance company must pay for damages caused by an accident, regardless of who is driving. Policies and laws differ by state, so make sure you understand the rules before allowing another person to drive your car.
At the John Drakulich Agency we want everyone to leave our agency knowing all that goes into their policy coverage. The best kind of client is a well educated client. To not only receive the best rates, but to also understand the specific coverages your policy affords you, please call (775) 356-6322 today. Our customer service focused staff is here to help you and provide answers for any insurance related questions you might have!
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Property damage liability coverage is part of a car insurance policy. It helps pay to repair damage you cause to another person's vehicle or property. It typically helps cover the cost of repairs if you are at fault for a car accident that damages another vehicle or property such as a fence or building front.
Accidents happen. Sometimes, you’ll be the cause for one. When that day comes, you want to know that you have the exact right policy written so that all you need to handle is some paperwork. To make sure you’re properly covered, schedule your appointment today with our amazingly trained professionals, please call The Drakulich Agency at (775) 356-6322!
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Words are nothing without actions and we at the Drakulich Agency take pride in backing up our words with real world actions. Last Monday, January 18th, Martin Luther King Jr. Day, we donated pizza parties for children in our regions Boys & Girls Clubs.
Childhood hunger is a real issue in our state and county. Close to 20% of our areas youth don't know where their next meal will come from. Add the effects of a global pandemic and a high rate of unemployment, and our kids are even more threatened with food insecurity.
Please, join us as we strive to eradicate childhood hunger while helping to give to those communities hardest hit during this global pandemic. To donate to the Boys & Girls Club of Truckee Meadows, you can make a donation at https://bgctm.org/ways-to-give/donate-now/. With your help, we can ensure the safety and wellbeing of all our areas men, women and children.
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