Here’s a kernel of wisdom: With the Policy Perk Guaranteed Replacement Cost, Farmers® will pay the full cost to rebuild your home, no matter how much. Give me a call to learn more.
The street in front of my office was very quiet this morning. Today is my 25th anniversary as a Farmers agent and I didn't get to have one of my legendary street parties. I appreciate the hundreds of clients who have supported me throughout the years, some of whom have been with me the whole time! I'm not going anywhere either, so let me know how I can help you!
Ask me about the Signal app to save up to 15% on your car insurance!
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Farmers®: Save with Signal®
I was honored to be named the Champion of Character for Discipline last month! Here is the article that was published in Edmond Life and Leisure this week.
Don't forget that I'm a notary and would be happy to notarize your ballots, car titles or other legal documents for free! Just call the office to make sure I'm there. 405-340-4998
Maybe this is why I get fussy in the afternoon, I need a snack and a nap! If you'd like to see your deductible go down, I'd be glad to do a Smart Home quote for you! 405-340-4998 mschaefer@farmersagent.com #InsuranceDiva https://youtu.be/iN1DtBuKFdM
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InFarmercials: Declining Deductibles®
Bright shiny new sign installed!
Happy Halloween from You Go Girl and the Schaefer Agency!
I am getting a lot of questions about tree cleanup, so I thought I would give you all some basic information about tree coverage. I'm not an expert on all companies and all policies so check with your own carrier, but here is how most coverage works:
- We cover accidental direct physical loss or damage to your dwelling, separate structures and personal property due to either a list of named perils or everything except a list of exclusions. Damage would have to exceed your deductible.
- We do insure damage to your dwelling, separate structure and personal property caused by the falling of trees or limbs, again subject to your deductible.
- There are some things trees ARE covered for, usually fire, lightning, explosion, riot, vehicles EXCEPT those owned or operated by any insured, vandalism and theft.
- Loss or damage to the property does not include functional impairment, or any actual or perceived decrease in market value.
- We do not cover land or the value of land, including but not limited to trees, shrubs, plants and lawns on land.
- We do not cover motor vehicles (file a comprehensive claim on your auto policy for damage caused by falling limbs)
If you have damage to your home or roof caused by falling tree limbs and need a tarp or board up, contact me and I'll ask one of my roofers to help you!
You Go Girl wearing her winter snow!
