Health-care coverage (including Medicare) typically does not cover extended medical care. #Medicare
FDMWEALTH.COM
Money that Buys Good Health is Never Ill Spent
If you’re a business owner and don’t get BOP’ed, you could be making a huge mistake.
FDMWEALTH.COM
Stay Safe with a B.O.P. At Your Back
Can group and private disability policies work together? #DisabilityInsurance
FDMWEALTH.COM
Can Group, Private Disability Policies Work Together?
Your #creditscore may impact what you pay for auto and home #insurance.
FDMWEALTH.COM
Does Your Credit Score Affect Your Insurance Rates?
Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car? #NewCar
FDMWEALTH.COM
Buying vs. Leasing a Car
The sooner you begin investing, the longer your money can work for you.
FDMWEALTH.COM
The Cost of Procrastination
Do you have a will? Is it updated?
FDMWEALTH.COM
When Do You Need a Will?
Curious how the market will react with a
Trump re-election or a Biden win?
Email me for a copy LPL's upside and risk commentary on either candidate's win.
j.bonanno@lpl.com
Finding the proper #insurance for your #condo means knowing what is covered by the association’s insurance.
FDMWEALTH.COM
A Brief Guide To Condo Insurance
The market is as unpredictable as the weather. We’re here to help you prepare.
FDMWEALTH.COM
Forecast
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
FDMWEALTH.COM
Monthly Market Insights | October 2020
The average #retirement lasts for 18 years. Are you prepared to fill that many days?
FDMWEALTH.COM
18 Years’ Worth of Days
Doing some #HomeImprovement? There's one item that most homeowners overlook when undertaking remodeling projects.
FDMWEALTH.COM
The Most Overlooked Item of Any Home Improvement
Renter? Think you’re covered by the owner’s insurance? Do a double check. #rentersinsurance #renting #insurance
FDMWEALTH.COM
An Overview of Renter’s Insurance
Saving for college doesn’t have to be as complicated as college itself.
FDMWEALTH.COM
Saving for College 101
Ever wonder about those free credit scores you get once a year? #creditscore #credit
FDMWEALTH.COM
The Lowdown on Those Free Credit Scores
There’s 5 phases to changing unhealthy behaviors. Here’s how to do it. #goalsetting #habits
FDMWEALTH.COM
Changing Unhealthy Behaviors
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
FDMWEALTH.COM
How to Make the Tax Code Work for You
You face sequence of returns risk. Know what it is? #investing #investmentrisk
FDMWEALTH.COM
The Investment Risk No One’s Ever Heard Of
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
FDMWEALTH.COM
From Boats to Brokers
Do you know how the SECURE Act will affect your retirement strategy? Watch now for a quick overview.
FDMWEALTH.COM
Understanding the SECURE Act
In October, stock prices felt increased pressure due to inaction on a second American fiscal stimulus bill and a rise in global COVID-19 cases.
FDMWEALTH.COM
Monthly Market Insights | November 2020
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
FDMWEALTH.COM
Creative Ways to Motivate Your Employees
The beans brewed for your morning coffee may have changed hands many times #MorningCoffee
FDMWEALTH.COM
The Economic Journey of Your Morning Coffee
As complex as the details of taxes can be, the income tax process is fairly straightforward.
FDMWEALTH.COM
How Income Taxes Work
Even low inflation rates can impact your retirement outlook over time.
FDMWEALTH.COM
Inflation - Back to the Future
The S&P 500 is ubiquitous. Ever wonder how it works? #S&P500
FDMWEALTH.COM
The Anatomy of an Index
When considering a record keeping system for your business, you need to ask yourself some very important questions
FDMWEALTH.COM
Keeping Good Records is Good Business
Surprises crop up every day, and they’re a great reason to work with us.
FDMWEALTH.COM
Surprises
Your #insurance needs don’t stay the same when the nest empties, but what changes?
FDMWEALTH.COM
Insurance Needs Assessment: For Empty Nesters and Retirees
Protect yourself from identity theft. #IdentityTheft
FDMWEALTH.COM
To Catch a Thief
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
FDMWEALTH.COM
Do You Owe The AMT?
Updated your estate strategy for a second marriage? You may not be caring for dependents from your previous one.
FDMWEALTH.COM
Yours, Mine and Ours: Estate Strategies for Second Marriages
Retiring? Remaining flexible may help you meet the challenges of uncertainty.
FDMWEALTH.COM
Certain Uncertainties in Retirement
Ever wonder about those free credit scores you get once a year? #creditscore #credit
FDMWEALTH.COM
The Lowdown on Those Free Credit Scores
Business owners should consider a succession plan sooner rather than later.
FDMWEALTH.COM
Succeeding at Business Succession
If you died, what would happen to your email archives, social
profiles, and online accounts?
FDMWEALTH.COM
Safeguard Your Digital Estate
When are you taking your #SocialSecurity benefits? Considering the timing can help maximize your benefit.
FDMWEALTH.COM
A Fruitful Retirement: Social Security Benefit
Whether you realize it or not, you’ve allocated your assets.
FDMWEALTH.COM
A Decision Not Made Is Still a Decision
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
FDMWEALTH.COM
What If You Get Audited?
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
FDMWEALTH.COM
Mortgages in Retirement
Developing a retirement strategy? It's critical to know the differences between investment types.
FDMWEALTH.COM
Traditional vs. Roth IRA
Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.
FDMWEALTH.COM
Understanding the Basics of Medigap Policies
Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.
FDMWEALTH.COM
What Is a 1035 Exchange?
Being healthy may help your personal finances.
FDMWEALTH.COM
Putting a Price Tag On Your Health
10 tips that can head-off marriage money problems.
FDMWEALTH.COM
Prevent a Rift: Money Tips for Newlyweds
Do you know how missing the best and worst market days might affect your #portfolio?
FDMWEALTH.COM
It Was the Best of Times, It Was the Worst of Times
Some simple, inexpensive energy-saving tips that may help you save money.
FDMWEALTH.COM
A Penny Saved is Two Pennies Earned
In December, stock prices rallied thanks to multiple COVID-19 vaccines and the signing of a new fiscal relief bill.
FDMWEALTH.COM
Monthly Market Insights | January 2021
Will your dream retirement become a reality? The answer might not be what you think. Learn more here.
FDMWEALTH.COM
Retirement Realities
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
FDMWEALTH.COM
Countering Counterfeit Currency
M0 is the total of all physical currency worldwide. What’s it look like?
FDMWEALTH.COM
How Big is Money?
Could you find acres of diamonds in your own backyard? Watch this video.
FDMWEALTH.COM
Acres of Diamonds
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
FDMWEALTH.COM
Life and Death of a Twenty Dollar Bill
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
FDMWEALTH.COM
Countering Counterfeit Currency
Worried about passing your wealth to a troubled adult child?There are strategies that can help.
FDMWEALTH.COM
When Heirs are Imperfect
There are benefits and limitations when using a living trust. #LivingTrust
FDMWEALTH.COM
A Living Trust Primer
Childhood attitudes and habits can determine your child's health in his or her adult years.
FDMWEALTH.COM
Raising Healthy Children
M0 is the total of all physical currency worldwide. What’s it look like?
FDMWEALTH.COM
How Big is Money?
Could you find acres of diamonds in your own backyard? Watch this video.
FDMWEALTH.COM
Acres of Diamonds
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
FDMWEALTH.COM
Life and Death of a Twenty Dollar Bill
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
FDMWEALTH.COM
How to Appeal Your Property Taxes
Your #creditscore may impact what you pay for auto and home #insurance.
FDMWEALTH.COM
Does Your Credit Score Affect Your Insurance Rates?
Worried about passing your wealth to a troubled adult child?There are strategies that can help.
FDMWEALTH.COM
When Heirs are Imperfect
There are benefits and limitations when using a living trust. #LivingTrust
FDMWEALTH.COM
A Living Trust Primer
Childhood attitudes and habits can determine your child's health in his or her adult years.
FDMWEALTH.COM
Raising Healthy Children
M0 is the total of all physical currency worldwide. What’s it look like?
FDMWEALTH.COM
How Big is Money?
Creating a home inventory can help you fully recover any property losses you incur. Include these four things.
FDMWEALTH.COM
Inventorying Your Possessions
Investors should understand the ways in which financial professionals are compensated for the services they provide.
FDMWEALTH.COM
How Financial Professionals Are Compensated
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
FDMWEALTH.COM
How to Appeal Your Property Taxes
Your #creditscore may impact what you pay for auto and home #insurance.
FDMWEALTH.COM
Does Your Credit Score Affect Your Insurance Rates?
Worried about passing your wealth to a troubled adult child?There are strategies that can help.
FDMWEALTH.COM
When Heirs are Imperfect
There are benefits and limitations when using a living trust. #LivingTrust
FDMWEALTH.COM
A Living Trust Primer
What did it take to become the richest man in Babylon?
FDMWEALTH.COM
The Richest Man in Babylon
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
FDMWEALTH.COM
Monthly Market Insights | February 2021
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
FDMWEALTH.COM
Mortgages in Retirement
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
FDMWEALTH.COM
What If You Get Audited?
Creating a home inventory can help you fully recover any property losses you incur. Include these four things.
FDMWEALTH.COM
Inventorying Your Possessions
Investors should understand the ways in which financial professionals are compensated for the services they provide.
FDMWEALTH.COM
How Financial Professionals Are Compensated
There are four basic steps to calculating the value of an estate.
FDMWEALTH.COM
Four Steps to Valuing an Estate
A retiree’s #portfolio should reflect the lifestyle choices he or she makes in #retirement. Does yours?
FDMWEALTH.COM
Does Your Portfolio Fit Your Retirement Lifestyle?
What did it take to become the richest man in Babylon?
FDMWEALTH.COM
The Richest Man in Babylon
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
FDMWEALTH.COM
Monthly Market Insights | February 2021
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
FDMWEALTH.COM
Mortgages in Retirement
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
FDMWEALTH.COM
What If You Get Audited?
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
FDMWEALTH.COM
Choosing a Business Structure
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
FDMWEALTH.COM
Life and Death of a Twenty Dollar Bill
Health & Human Services: Age can make a difference in the cost of a long-term-care policy.
FDMWEALTH.COM
What to Look for in a Long-Term Care Policy
There are four basic steps to calculating the value of an estate.
FDMWEALTH.COM
Four Steps to Valuing an Estate
A retiree’s #portfolio should reflect the lifestyle choices he or she makes in #retirement. Does yours?
FDMWEALTH.COM
Does Your Portfolio Fit Your Retirement Lifestyle?
What did it take to become the richest man in Babylon?
FDMWEALTH.COM
The Richest Man in Babylon
Learn more about whether you need to pay estimated taxes.
FDMWEALTH.COM
You May Need to Make Estimated Tax Payments If…
Can group and private disability policies work together? #DisabilityInsurance
FDMWEALTH.COM
Can Group, Private Disability Policies Work Together?
The market is as unpredictable as the weather. We’re here to help you prepare.
FDMWEALTH.COM
Forecast
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
FDMWEALTH.COM
Choosing a Business Structure
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
FDMWEALTH.COM
Life and Death of a Twenty Dollar Bill
Health & Human Services: Age can make a difference in the cost of a long-term-care policy.
FDMWEALTH.COM
What to Look for in a Long-Term Care Policy
Your financial future is calling. Develop a strategy for your investments today.
FDMWEALTH.COM
The Cost of Procrastination
Consider a bucket plan to go with your bucket list.
FDMWEALTH.COM
A Bucket Plan to Go with Your Bucket List
Learn more about whether you need to pay estimated taxes.
FDMWEALTH.COM
You May Need to Make Estimated Tax Payments If…
Can group and private disability policies work together? #DisabilityInsurance
FDMWEALTH.COM
Can Group, Private Disability Policies Work Together?
The market is as unpredictable as the weather. We’re here to help you prepare.
FDMWEALTH.COM
Forecast
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
FDMWEALTH.COM
Choosing a Business Structure
If you don’t have an #estatestrategy, here’s some reasons why you should.
FDMWEALTH.COM
Why Everyone Needs an Estate Strategy
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
FDMWEALTH.COM
Monthly Market Insights | March 2021
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
FDMWEALTH.COM
Password Protection Strategies
Your financial future is calling. Develop a strategy for your investments today.
FDMWEALTH.COM
The Cost of Procrastination
Consider a bucket plan to go with your bucket list.
FDMWEALTH.COM
A Bucket Plan to Go with Your Bucket List
Learn more about whether you need to pay estimated taxes.
FDMWEALTH.COM
You May Need to Make Estimated Tax Payments If…
Do your kids have the right stuff for college? #CollegePrep
FDMWEALTH.COM
Countdown to College
Considering crowdfunding? Take time to do the research first. #Crowdfunding
FDMWEALTH.COM
Crowdfunding—Capital for the 21st Century
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
FDMWEALTH.COM
What Do Your Taxes Pay For?
If you don’t have an #estatestrategy, here’s some reasons why you should.
FDMWEALTH.COM
Why Everyone Needs an Estate Strategy
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
FDMWEALTH.COM
Monthly Market Insights | March 2021
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
FDMWEALTH.COM
Password Protection Strategies
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
FDMWEALTH.COM
Do You Owe The AMT?
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
FDMWEALTH.COM
Critical Estate Documents
Do your kids have the right stuff for college? #CollegePrep
FDMWEALTH.COM
Countdown to College
Considering crowdfunding? Take time to do the research first. #Crowdfunding
FDMWEALTH.COM
Crowdfunding—Capital for the 21st Century
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
FDMWEALTH.COM
What Do Your Taxes Pay For?
If you don’t have an #estatestrategy, here’s some reasons why you should.
FDMWEALTH.COM
Why Everyone Needs an Estate Strategy
Can group and private disability policies work together? #DisabilityInsurance
FDMWEALTH.COM
Can Group, Private Disability Policies Work Together?
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
FDMWEALTH.COM
Mastering Mobile Lingo
Recovery. Recession. Gross Domestic Product. Learn the language of economic cycles.
FDMWEALTH.COM
The Business Cycle
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
FDMWEALTH.COM
Do You Owe The AMT?
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
FDMWEALTH.COM
Critical Estate Documents
Do your kids have the right stuff for college? #CollegePrep
FDMWEALTH.COM
Countdown to College
