Do you have a will? Is it updated?
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When Do You Need a Will?
You may not be able to stop #floods from wreaking havoc, but #insurance can manage some of the financial loss.
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Protecting Your Home Against Flood Loss
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
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How to Appeal Your Property Taxes
Building a personal #legacy may be the highest order of altruism. It can begin with four simple steps.
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Building Your Legacy
Agent Jane Bond wants you to know about how #bonds can be #laddered to generate #income.
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Jane Bond: Scaling the Ladder
If you'd like to participate in emerging markets, what are your options? #EmergingMarkets
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Emerging Market Opportunities
How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys to your house. Check out these handy, current tips on crafting a secure password.
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The Three Keys to a Great Password
Periodic withdrawals in retirement may not be such a good idea.
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Systematic Withdrawals in Retirement
Want to test your life insurance knowledge? Take our quiz and find out where you rank.
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Test Your Life Insurance Knowledge
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
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Password Protection Strategies
Attention Estate Executors: Do you know about the Alternate Valuation Date?
FINER.COM
Understanding the Alternate Valuation Date
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
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Monthly Market Insights | October 2020
When the rules of the game change, tactics should follow in response to the new landscape.
FINER.COM
Revising Estate Strategy Assumptions
Before retiring early, take a look at the cold, hard facts. #retiringearly #retirement
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How to Retire Early
Did you know that women control 51% of all personal wealth in the United States?
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Women on the Rise
Cyber attacks are a growing online threat, but the good news is that you can insure your business! #insurance #sec
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Insuring Your Business Against Cyber Liability
What can a fairy tale teach us about goal-setting success? Watch our video and find out.
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Once Upon a Goal
Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
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Understanding Marginal Income Tax Brackets
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
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Mortgages in Retirement
What do you need to know in the face of post COVID-19 volatility?
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Pullbacks, Corrections, and Bear Markets
Do you know the risk factors that can lead to cognitive decline? #dementia #alzheimersdisease
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Avoiding Cognitive Decline
Three steps may make a difference if you find yourself suddenly single.
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Suddenly Single: 3 Steps to Take Now
Childhood attitudes and habits can determine your child's health in his or her adult years.
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Raising Healthy Children
Ever wonder about those free credit scores you get once a year? #creditscore #credit
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The Lowdown on Those Free Credit Scores
If you died, what would happen to your email archives, social
profiles, and online accounts?
FINER.COM
Safeguard Your Digital Estate
Concerned about identity theft? Some things to leave at home. #IdentityTheft
FINER.COM
Please Leave Home Without It
Doing some #HomeImprovement? There's one item that most homeowners overlook when undertaking remodeling projects.
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The Most Overlooked Item of Any Home Improvement
Learn more about whether you need to pay estimated taxes.
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You May Need to Make Estimated Tax Payments If…
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
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Do You Owe The AMT?
The financial risks to consider when evaluating self insurance? #Insurance
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When to Self-Insure
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
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What Our Kids Can Teach us About Saving Money
Healthcare may be one of your biggest expenses in retirement. Manage your risk.
FINER.COM
Healthy Body, Healthy Pocketbook
The SECURE Act changed more than just retirement accounts; it also may affect students and families. Learn more now.
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Lesser Known Provisions of the SECURE Act
The savings rate is the government’s estimate of how much U.S. households are saving.
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U.S. Personal Savings Rate
Do you need umbrella insurance? Find out more. #LiabilityInsurance
FINER.COM
Keep Your Umbrella Handy
The beans brewed for your morning coffee may have changed hands many times #MorningCoffee
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The Economic Journey of Your Morning Coffee
Cyber attacks are a growing online threat, but the good news is that you can insure your business! #insurance #sec
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Insuring Your Business Against Cyber Liability
The roof protects your home against nature’s risks. Is your personal wealth protected against life's risks?
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The Value of Insuring Against Life’s Risks
Want to leave a posthumous message to your loved ones? A letter of instruction may be the perfect tool.
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Put It in a Letter
The reasons to #invest may have nothing to do with your #retirement. Here are four good reasons.
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Four Really Good Reasons to Invest
Buying a home may be your largest financial commitment. Which loan is best for your situation?
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Fixed or Variable Mortgage, Which Should You Pick?
https://youtu.be/NaxkUkIxUnM
YOUTUBE.COM
Finer Wealth Post Election Market Update - YouTube
How prepared are you for retirement?
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The Pre-Retirement Checklist
Valuation is important for business succession, estate taxes andeven qualifying for a loan.
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What is the Value of Your Business?
When the rules of the game change, tactics should follow in response to the new landscape.
FINER.COM
Revising Estate Strategy Assumptions
YOUTUBE.COM
Finer Wealth Post Election Market Update - YouTube
As complex as the details of taxes can be, the income tax process is fairly straightforward.
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How Income Taxes Work
Health & Human Services: Age can make a difference in the cost of a long-term-care policy.
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What to Look for in a Long-Term Care Policy
Are you aware about the recent retirement changes brought about by the SECURE Act? We break down some of the biggest changes for you.
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The SECURE Act
To work or not to work? That is the question for retirees.
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Perception vs. Reality
What’s the difference between a General Obligation bond and a Revenue bond? #MunicipalBonds
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All Muni Bonds Are Not Created Equal
Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
FINER.COM
Understanding Marginal Income Tax Brackets
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
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Immediate vs. Deferred Annuities
What would happen to your loved ones if you were gone? Make financial preparations today.
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Variable Universal Life Insurance
Does it make more sense to push back #retirement, or not to retire at all?
FINER.COM
Should You Ever Retire?
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
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Life and Death of a Twenty Dollar Bill
A home is the single largest financial commitment for most people. What mortgage fits you best?
FINER.COM
Choosing a Mortgage
Even low inflation rates can pose a threat to investment
returns. #inflation #investment
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Inflation and Your Portfolio
You are unique. Your goals and needs should be the basis of any financial strategy you follow. #WholeLifeInsurance
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A Look at Whole Life Insurance
Have a kid heading off to college? Here are a few tips.
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A Cheat Sheet for Sending Your Kid to College
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
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Estate Management 101
We all want to know, “What’s next for the financial markets?” But no one knows for sure.
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Where Is the Market Headed?
When considering a record keeping system for your business, you need to ask yourself some very important questions
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Keeping Good Records is Good Business
Considering crowdfunding? Take time to do the research first. #Crowdfunding
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Crowdfunding—Capital for the 21st Century
Business owners should consider a succession plan sooner rather than later.
Succeeding at Business Succession
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
WHATSAPP
Monthly Market Insights | December 2020
Three tips for giving smart from the heart.
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Charitable Giving: Smart from the Heart
Check out this video on taxes. #IncomeTax
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The Facts About Income Tax
Medicare and Medicaid are two terms that seem interchangeable, but aren’t. Learn more here:
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Medicare vs. Medicaid
Thinking of volunteering in retirement? Some considerations. #Volunteering
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Volunteering in Retirement
You can help ensure that losing your wallet doesn't turn into something bigger.
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What to Do When You Lose Your Wallet
The tax rules that govern donating art are complex and confusing. #taxes #art
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Donating Art: Taxation Abstraction
Consider a bucket plan to go with your bucket list.
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A Bucket Plan to Go with Your Bucket List
Childhood attitudes and habits can determine your child's health in his or her adult years.
FINER.COM
Raising Healthy Children
There are billions in unclaimed dollars in the US. Is some of that yours?
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Surprise! You’ve Got Money!
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
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Critical Estate Documents
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
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Choosing a Business Structure
Three tips for giving smart from the heart.
FINER.COM
Charitable Giving: Smart from the Heart
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
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Five Most Overlooked Tax Deductions
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
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Put It in a Letter
When giving to charity, some make cash donations. Others want a more sophisticated strategy. #CharitableGiving
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Trends in Charitable Giving
Choices, choices, choices. Make sure you know the benefits and limitations before committing your money. #ETF
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Mutual Funds vs. ETFs
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
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Weighing the Benefits of Prepaid Debit Cards
Is there a role for both active and passive investments in your portfolio?
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The Great Debate Continues: Active vs. Passive
Take an inside look into Simplified Employee Pension plans.
FINER.COM
Is a SEP-IRA Right for Your Business?
Valuation is important for business succession, estate taxes andeven qualifying for a loan.
FINER.COM
What is the Value of Your Business?
As complex as the details of taxes can be, the income tax process is fairly straightforward.
FINER.COM
How Income Taxes Work
A disability could keep you from work and increase costs. How can you protect yourself? #DisabilityInsurance
FINER.COM
Disability and Your Finances
Children with special needs may need ongoing help after theirparents are gone.
FINER.COM
4 Steps to Protecting a Child with Disabilities
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
FINER.COM
A Home Insurance Claim: To File Or Not To File
The SECURE Act changed more than just retirement accounts; it also may affect students and families. Learn more now.
FINER.COM
Lesser Known Provisions of the SECURE Act
Committed to increasing your financial literacy? Don't be afraid to ask questions. #FinancialLiteracy
FINER.COM
The Financial Literacy Crisis
Sector investing may present an opportunity — if you do your homework. #investing
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The Utility of Sector Investing
Getting a divorce is a messy business. Can you avoid making financial mistakes?
FINER.COM
A House Divided
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
FINER.COM
Data Thieves from Outer Space
Medicare Advantage—Medicare Part C—is coverage from a private health insurance plan. Learn about the differences between Medicare Advantage and Original Medicare coverage here:
FINER.COM
Medicare Advantage Plans (Medicare Part C)
The key to #healthcare in retirement might be a patchwork of different choices.
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Extended Care: A Patchwork of Possibilities
The tax rules that govern donating art are complex and confusing. #taxes #art
FINER.COM
Donating Art: Taxation Abstraction
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
FINER.COM
How to Make the Tax Code Work for You
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
FINER.COM
Life and Death of a Twenty Dollar Bill
Learn the language of life insurance.
FINER.COM
Term vs. Permanent Life Insurance
Updated your estate strategy for a second marriage? You may not be caring for dependents from your previous one.
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Yours, Mine and Ours: Estate Strategies for Second Marriages
Ben Franklin used compound interest to make big contributions to his two favorite cities.
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The Power of Compound Interest
Have a kid heading off to college? Here are a few tips.
FINER.COM
A Cheat Sheet for Sending Your Kid to College
Does it make more sense to push back #retirement, or not to retire at all?
FINER.COM
Should You Ever Retire?
Have you heard these three common misconceptions about #SocialSecurity?
FINER.COM
Don't Buy The Hype
Cyber attacks are a growing online threat, but the good news is that you can insure your business! #insurance #sec
FINER.COM
Insuring Your Business Against Cyber Liability
Protect yourself from identity theft. #IdentityTheft
FINER.COM
To Catch a Thief
#SocialMedia may be important in growing your company, but it may introduce liability. Is your company protected?
FINER.COM
Social Media: #NewestBusinessLiabilityRisk
Learn more about whether you need to pay estimated taxes.
FINER.COM
You May Need to Make Estimated Tax Payments If…
Tax time can be a good time to give your household budget a checkup.
FINER.COM
Budget Check Up: Tax Time Is the Right Time
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
FINER.COM
Weighing the Benefits of Prepaid Debit Cards
Ask yourself hard questions: Do I know enough about estate management? Will my family be ready?
FINER.COM
Estate Management Checklist
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
FINER.COM
What Do Your Taxes Pay For?
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
FINER.COM
How to Appeal Your Property Taxes
With increasing wealth comes unique financial challenges.
FINER.COM
Investment Challenges of the Affluent Investor
You may not be able to stop #floods from wreaking havoc, but #insurance can manage some of the financial loss.
FINER.COM
Protecting Your Home Against Flood Loss
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
FINER.COM
Password Protection Strategies
The truth is a little more complicated with these personal finance idioms.
FINER.COM
The Latte Lie and Other Myths
Every year since 1947, the U.S. President pens an economics textbook.
FINER.COM
Required Reading: The Economic Report of the President
The savings rate is the government’s estimate of how much U.S. households are saving.
FINER.COM
U.S. Personal Savings Rate
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
FINER.COM
Monthly Market Insights | February 2021
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
FINER.COM
What If You Get Audited?
A #homewarranty may make sense, but you need to set proper expectations.
FINER.COM
Making Sense Of A Home Warranty
Periodic withdrawals in retirement may not be such a good idea.
FINER.COM
Systematic Withdrawals in Retirement
Children with special needs may need ongoing help after theirparents are gone.
FINER.COM
4 Steps to Protecting a Child with Disabilities
The sooner you begin investing, the longer your money can work for you.
FINER.COM
The Cost of Procrastination
For a small business, the loss of a key person could cause financial hardship.
FINER.COM
Protecting Your Business from the Loss of a Key Person
Take an inside look into Simplified Employee Pension plans.
FINER.COM
Is a SEP-IRA Right for Your Business?
Stocks notched strong gains last week, paced by a string of solid economic reports and consensus-beating corporate earnings. The Dow Jones Industrial Average gained 3.89%, while the Standard & Poor’s 500 advanced 4.65%. The...
FINER.COM
Weekly Market Insights: Markets Go Back to Basics
Attention Estate Executors: Do you know about the Alternate Valuation Date?
FINER.COM
Understanding the Alternate Valuation Date
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
FINER.COM
Countering Counterfeit Currency
Working in Retirement: New trend or same old story?
FINER.COM
Where Will Your Retirement Money Come From?
Surprises crop up every day, and they’re a great reason to work with us.
FINER.COM
Surprises
As complex as the details of taxes can be, the income tax process is fairly straightforward.
FINER.COM
How Income Taxes Work
Benefit. Premium. Policyholder. Learn the language before evaluating your options. #TermLifeInsurance
FINER.COM
Is Term Life Insurance for You?
Business owners should consider a succession plan sooner rather than later.
FINER.COM
Succeeding at Business Succession
Nobel-prize-winning investment research.
FINER.COM
The Ivory Tower Changes Wall Street
“The only things certain in life are death and taxes.” Benjamin Franklin #LifeInsurance
FINER.COM
The Other Sure Thing
Turning to coaches for advice is a smart thing to do. We’d like to be one of those coaches.
FINER.COM
Coaches
Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car? #NewCar
FINER.COM
Buying vs. Leasing a Car
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
FINER.COM
How to Make the Tax Code Work for You
Should gold be a part of your diversified portfolio?
FINER.COM
Should I Invest in Gold?
Do you know how missing the best and worst market days might affect your #portfolio?
FINER.COM
It Was the Best of Times, It Was the Worst of Times
Healthcare may be one of your biggest expenses in retirement. Manage your risk.
FINER.COM
Healthy Body, Healthy Pocketbook
How much could you receive from Social Security? Here’s what to expect. #socialsecurity #retirement
FINER.COM
Social Security Benefits: How Much Will I Receive
Protecting you or your company from a civil claim may require an #insurance coverage you have never heard of.
FINER.COM
Errors and Omissions Insurance
Do you have a will? Is it updated?
FINER.COM
When Do You Need a Will?
You can help ensure that losing your wallet doesn't turn into something bigger.
FINER.COM
What to Do When You Lose Your Wallet
“Old age is no place for sissies,” said actress Bette Davis. #LifeInsurance
FINER.COM
Planning for the Expected
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
FINER.COM
What If You Get Audited?
The tax rules that govern donating art are complex and confusing. #taxes #art
FINER.COM
Donating Art: Taxation Abstraction
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
FINER.COM
Monthly Market Insights | March 2021
With increasing wealth comes unique financial challenges.
FINER.COM
Investment Challenges of the Affluent Investor
Tax time can be a good time to give your household budget a checkup.
FINER.COM
Budget Check Up: Tax Time Is the Right Time
Your #insurance needs don’t stay the same when the nest empties, but what changes?
FINER.COM
Insurance Needs Assessment: For Empty Nesters and Retirees
Why save your bucket list for later? Find fulfillment and adventure by experiencing your bucket list items today.
FINER.COM
A New Way to Look at Your Bucket List
Use your car for business? Make sure you're on the same page as your insurance carrier. #autoinsurance
FINER.COM
When Does Your Personal Car Become a Commercial Vehicle?
Do global and international mutual funds complement or conflict with each other?
FINER.COM
Global vs. International: What’s The Difference?
A retiree’s #portfolio should reflect the lifestyle choices he or she makes in #retirement. Does yours?
FINER.COM
Does Your Portfolio Fit Your Retirement Lifestyle?
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
FINER.COM
Tax Rules When Selling Your Home
Children with special needs may need ongoing help after their parents are gone.
FINER.COM
4 Steps to Protecting a Child with Disabilities
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
FINER.COM
A Home Insurance Claim: To File Or Not To File
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
FINER.COM
Critical Estate Documents
The average college senior graduates with credit card debt. How will your kids manage money?
FINER.COM
Do Your Kids Know The Value of a Silver Spoon?
U.S. Service Members should consider taking advantage of programs that are available. #MilitaryFamilies
FINER.COM
Personal Finance Tips for Military Families
Wall Street has a lot of cliches. How many do you know?
#WallStreet
FINER.COM
16 Wall Street Cliches in 60 Seconds
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
FINER.COM
What Our Kids Can Teach us About Saving Money
Concerned about identity theft? Some things to leave at home. #IdentityTheft
FINER.COM
Please Leave Home Without It
Being healthy may help your personal finances.
FINER.COM
Putting a Price Tag On Your Health
The S&P 500 is ubiquitous. Ever wonder how it works? #S&P500
FINER.COM
The Anatomy of an Index
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
FINER.COM
Choosing a Business Structure
Test your estate strategy knowledge with this short quiz.
FINER.COM
Test Your Estate Strategy Knowledge
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
FINER.COM
A Home Insurance Claim: To File Or Not To File
