Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. mortgage, home loan, mortgage rates, refinance, adjustable rate mortgage, advisor, amortization, amortization schedule, annual percentage rate, appraisals, appraised value, appraisers, auctions, aus, automated underwriting system, automated valuation model, avm, balloon mortgage, balloon payment, bank, bankruptcy, biweekly, bridge loans, broker, buy down, capital, cashflow, cash out refinance, caps, cdo, cds, certificate of eligibility, certificate of reasonable value, certificate of veteran status, change frequency, closing, closing costs, closing protection letter, cofi, collateral debt obligation, commercial, commitment, community reinvestment act, compliance, concessions, condo, condominium, conforming, construction financing, consultant, consumer reporting agency, contract of sale, contractors, conventional loan, conversion clause, conveyance, coop, cooperative, correspondence lender, cost of funds index, cra, credit bureau, credit default swap, credit rating agencies, credit report, credit risk score, credit unions, debt consolidation, debt to income ratio, deed, deed of trust, default, deferred interest, delinquency, department of veterans affairs desktop underwriter, digital signature, discount point, distressed properties, divorce, down payment, du, du validation service, due on sale clause, earnest money, ecoa, electronic signature, empire state mortgage bankers association, entitlement, equal credit opportunity act, equifax, equity, escrow, escrow disbursements, escrow payment, e-sign, esmba, estate sale, experian, expert, fair credit reporting act, fair isaac corp, fair lending, fannie mae, fcra, federal home loan bank board, federal home loan mortgage corporation, federal housing administration, federal national mortgage association, fha, fhlmc, fico, fidelity bond, finance, financial, firm commitment, fitch, fixed rate mortgage, flood insurance, fnma, for sale by owner, foreclosure, freddie mac, fsbo, funding fee, ginnie mae, gnma, government national mortgage association, growing equity mortgage, guaranty, heloan, heloc, high balance, high income, hmda, hoepa, home, home equity line of credit, home equity loan, home inspector, home mortgage disclosure act, home owner’s insurance, homeownership equity protection act, housing, housing and urban development, hud, impound, index, indexed rate, initial interest rate, installment, insolvency, institutional, investment, investor, insured mortgage, interest, interest rate ceiling, interest rate floor, interim financing, property, judgment, jumbo, late charge, legal notice, lender paid mortgage insurance, liabilities, libor, lien, life estate, lifetime payment cap, lo, loan, loan originator, loan prospector, loan servicing company, loan to value ratio, lock, london interbank offered rate, low income, lp, lpmi, margin, market value, maturity, mba, mbs, mers, middle income, mip, mo, moodys, mortgage, mortgage backed securities, mortgage bankers association, mortgage electronic registration system, mortgage life insurance, mortgage originator, movers, namb, nar, national association of mortgage brokers, national association of realtors, note, notice of default, notice of lis pendens, office of thrift supervision, owner financing, paperless, periodic rate, personal mortgage insurance, piti, principal interest tax and insurance, piw, pmi, power of attorney, preapproval, predisclosure, preforeclosure, prepaid expenses, prepayment penalty, prequalification, primary mortgage market, private lenders, private mortgage insurance, promissory note, properties, property, property appraisers, property flipping, property inspection waiver, purchase, qualifying ratios, quality control, quit claim deed, rate lock, real estate, real estate investment trust, real estate settlement procedure act, recission, reconveyance, recording fees, refinance, reit, respa, retail, reverse, revolving liability, s&p, satisfaction of mortgage, savings and loan, savings bank, second homes, second mortgages, secondary mortgage market, seller carry back, seller’s concession, servicer, servicing, settlement, settlement cost, settlement costs, short sale, simple interest, standard & poors, subordination agreement, survey, sweat equity, third party origination, til, tila, title, title insurance, title search, total expense ratio, transunion, trust, truth in lending, truth in lending act, underwriting, uniform standards of professional appraisal practices, uspap, usury, va, va mortgage, va mortgage funding fee, vacation homes, variable rate mortgage, verification of deposit, verification of employment, veteran’s administration, warehouse fee, warehouse line of credit, wholesale, wholesale mortgage broker, wraparound mortgage