What is the phone number for Garold Wampler | Ascent Real Estate, Inc. in San Diego CA?

You can reach them at: 619-987-6168. It’s best to call Garold Wampler | Ascent Real Estate, Inc. during business hours.

What are Garold Wampler | Ascent Real Estate, Inc.(San Diego, CA) store hours?

Garold Wampler | Ascent Real Estate, Inc. store hours are as follows: Mon-Sun: 9:00AM - 7:00PM.

Garold Wampler | Ascent Real Estate, Inc. on historic decatur road, San Diego, CA

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Reach out to start your home search in a neighborhood that encourages a healthy lifestyle. RISMEDIA.COM How to Choose a Neighborhood That Promotes a Healthy Lifestyle

Yeah, I've seen worse in my 22 years of real estate! REALTOR.COM 10 Kitchen Design Fails So Bad, You'll Lose Your Lunch

Rising Home Equity Can Power Your Next Move [INFOGRAPHIC] Some Highlights According to CoreLogic, homeowners across the country are gaining significant equity. Over the past year, the average homeowner gained $9,800 in equity, growing their overall net worth. If you’re ready to sell your house and begin looking for your dream home... #Homeequity #sellyourhouse #moveuphome #dreamhome SIMPLIFYINGTHEMARKET.COM Rising Home Equity Can Power Your Next Move

Finding the right house is one step. Here's how you can pick the right neighborhood, too. GAROLDWAMPLER.MYHOMEHQ.BIZ Looking for a new neighborhood?

For a relatively low cost, a home warranty can make buying a home a lot less worrisome. I always recommend to sellers that they consider offering this to buyers. RISMEDIA.COM The Pros of Buying a Home Warranty

Get real estate insights sent straight to your inbox. GAROLDWAMPLER.MYHOMEHQ.BIZ Stay in Touch

Credit Inquiries: When They Really Matter and When They Really Don’t https://realtytimes.com/mortgage-advices/item/1036556

6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If you’re considering selling on your own, known in... #Sellyourhouse #FSBO #moveuphome #realestate SIMPLIFYINGTHEMARKET.COM 6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall

Cool weather calls for cozy touches and warm accents. BLOG.MODSY.COM Fall Decor Tips: 11 Easy Ways to Update Your Home for Fall

Upgrade your greenery with one of these 14 plants. BHG.COM These Are the 14 Best Houseplants for Your Bedroom

Thinking of Moving? [INFOGRAPHIC] Some Highlights If you’re ready to sell your house but you’re worried about finding one to move into, why not invest in a brand-new home built just for you? New construction is on the rise, so it’s a great time to think about a custom home to fit your family’s changing needs... #Sellyourhouse #newconstruction #moveuphome #dreamhome SIMPLIFYINGTHEMARKET.COM Thinking of Moving?

Moving to a new community can be nerve-wracking. Introduce yourself using these easy tips. THESPRUCE.COM How to Introduce Yourself to New Neighbors After Moving

Did you know it's recommended that you clean your washing machine once a month? As in, clean the machine that cleans!! HOUZZ.COM How to Clean Your Washing Machine

Real Estate Continues to Show Unprecedented Strength This Year The 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is, will this positive trend continue throughout the rest of the year, especially given the uncertainty around the current health crisis, the upcoming election, and... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM Real Estate Continues to Show Unprecedented Strength This Year

These are some spooky national stats! MARKETPERSPECTIVENEWSLETTER.COM Practically Magic: Housing Activity Continues to Amaze

Your home's air quality and general preparedness are important. Find out if these winter projects are worth the price tag. FORBES.COM It’s Not Too Early To Prepare Your House For Winter: Here’s What It Costs

How Buyers Can Navigate a Seller’s Market. And I'm always available for a personal consultation: https://bit.ly/3lGOAQM

How to Prepare for a Bidding War [INFOGRAPHIC] Some Highlights With so few houses available on the market today, being ready for a bidding war is essential for prospective homebuyers. From pre-approval to making your best offer, here are three tips to make sure you can act quickly and confidently when you find the perfect home... #Biddingwar #firsttimehomebuyer #opportunity SIMPLIFYINGTHEMARKET.COM How to Prepare for a Bidding War

Definitely love to see these installed on multi level homes! #FirePrevention THISOLDHOUSE.COM How to Install a Fire Escape Ladder

What Should Your Credit Score Be to Buy a House?https://bit.ly/3cJNfVh

Selling Your House Is the Right Move, Right Now [INFOGRAPHIC] Some Highlights Demand from homebuyers has skyrocketed this year, which means today’s sellers are poised to win big. This ideal moment in time to sell your house won’t last forever, though. With more sellers coming to the market in the spring, waiting until next year means buyers... #Sellyourhouse #moveuphome #dreamhome #realestate SIMPLIFYINGTHEMARKET.COM Selling Your House Is the Right Move, Right Now

If you like our service or have feedback to share, don't forget to leave a review on our site. GAROLDWAMPLER.MYHOMEHQ.BIZ Leave a Review

In my experience, roof condition is a major buyer hot button, second only perhaps to the foundation. Remember, all roofs come with an expiration date... REALTOR.COM Does My Roof Need to Be Repaired or Replaced? Telltale Signs You Need to Act

Why Today’s Options Will Save Homeowners from Foreclosure Many housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by COVID to delay mortgage payments to a later date) could lead to an increase in foreclosures when forbearances end. Some originally forecasted that up to 30% of... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM Why Today’s Options Will Save Homeowners from Foreclosure

A Short and Succinct Guide to Boosting Your Curb Appeal https://bit.ly/3laNHyQ

Should I Renovate My House Before I Sell It? [INFOGRAPHIC] Some Highlights In today’s hyper-competitive market, buyers are often willing to overlook cosmetic or minor repair needs if it means snagging a home in their price range. With so few houses available for sale today, you may be able to skip the bigger renovations before you sell and... #Renovation #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM Should I Renovate My House Before I Sell It?

The Things That Matter The Most In Your Credit Report https://bit.ly/3cmRpSa

Looking to change the mood of the day? A little creativity can go a long way. RISMEDIA.COM 3 Ways to Add Creativity to Your Day

Buyer Interest Is Growing among Younger Generations The demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes. In a normal year, the peak homebuying season comes to a close by early fall. However, 2020 is anything but a normal year, and the housing market is no exception. Lawrence... #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM Buyer Interest Is Growing among Younger Generations

A somewhat long article but it has some great insight on the challenges of buying during a pandemic. MONEY.COM The Overlooked Reason It's so Hard to Buy a Home in 2020

What's your favorite style? HOMES.COM The Most Popular House Styles in the US

Making a Home for the Brave Possible [INFOGRAPHIC] Some Highlights VA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to our Nation. For eligible individuals, options associated with VA Loans can help make the dream of homeownership a reality. If you or... #Veteransday #valoans #realestate #homeownership SIMPLIFYINGTHEMARKET.COM Making a Home for the Brave Possible

What term describes a professional estimate of a homes value? Judgement Appraisal Evaluation Assessment . The answer is: Appraisal Appraisers are used by banks and other parties to determine the market value of real property.

Real Estate Is a Driving Force in the Economy As the economy recovers from this year’s health crisis, the housing market is playing a leading role in the turnaround. It’s safe to say that what we call “home” is taking on a new meaning, causing many of us to consider buying or selling sooner rather than later. Housing, therefore... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM Real Estate Is a Driving Force in the Economy

Do you plan to repaint? Don't forget about gray as a color choice. RISMEDIA.COM 5 Reasons to Paint Your Walls Gray

Investing in real estate is usually a safe bet, but be sure you know what you are getting into first! FOOL.COM Don't Fall Victim to These 3 Real Estate Investing Myths | The Motley Fool

Why Working from Home May Spark Your Next Move If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into next year... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM Why Working from Home May Spark Your Next Move

Tips to Sell Your House Safely Right Now [INFOGRAPHIC] Some Highlights Your agent now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today. COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are making it possible to... #Sellyourhouse #moveuphome #dreamhome #realestate SIMPLIFYINGTHEMARKET.COM Tips to Sell Your House Safely Right Now

VA Home Loans: Helping Heroes Find a Home Today, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have provided millions of... #realestate #veteransday #homeownership #homebuying SIMPLIFYINGTHEMARKET.COM VA Home Loans: Helping Heroes Find a Home

With no interest charged for a year or so, medical credit cards may be able to help pay your medical bills. RISMEDIA.COM How Medical Credit Cards Work

Thinking of exaggerating on that loan application? Here is what can happen: http://bit.ly/1HL6iqG REALTOR.COM 7 Common Lies That Can Totally Destroy Your Home-Buying Chances

Is it Safe to Sell My House Right Now? In today’s real estate market, the buzz is all about how it’s a great time to sell your house. Buyer demand is high, and there simply aren’t enough homes available to buy to meet that growing need. This means now is the time to make a move so you can close the deal on your ideal... #Sellyourhouse #moveuphome #dreamhome #realestate SIMPLIFYINGTHEMARKET.COM Is it Safe to Sell My House Right Now?

It Pays to Sell with a Real Estate Agent [INFOGRAPHIC] Some Highlights Today, it’s more important than ever to have an expert you trust to guide you as you sell your house. From your safety throughout the process to the complexity of negotiating the deal, you need a professional on your side. Before you decide to take on the challenge... #Sellyourhouse #moveuphome #dreamhome #realestate SIMPLIFYINGTHEMARKET.COM It Pays to Sell with a Real Estate Agent

Would you purchase a home with friends? REALTOR.COM Co-Buying: How Cash-Strapped Millennials Are Becoming Homeowners Without Family Help

Chances of Another Foreclosure Crisis? “About Zero Percent.” There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there’s one major difference this time: a robust forbearance program. During the housing crash of... #Foreclosure #forbearance #realestate #homeownership SIMPLIFYINGTHEMARKET.COM Chances of Another Foreclosure Crisis? “About Zero Percent.”

Know the facts before signing up RISMEDIA.COM What to Do If a Bank Offers You Credit Card Protection

He owned it for nearly 35 years! REALTOR.COM Kiss Frontman Gene Simmons Selling His Rock Star Estate for $22M in Beverly Hills

Key Terms to Know in the Homebuying Process [INFOGRAPHIC] Some Highlights Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way. The best way to ensure your homebuying process... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM Key Terms to Know in the Homebuying Process

Your House May Be High on the Buyer Wish List This Holiday Season Around this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why selling your house now, or keeping it on the market... #Sellyourhouse #moveuphome #dreamhome #realestate SIMPLIFYINGTHEMARKET.COM Your House May Be High on the Buyer Wish List This Holiday Season

Looking to skip the curtains on your windows? Consider some of these instead. RISMEDIA.COM Curtain Alternatives to Dress Your Windows

Don’t Let Buyer Competition Keep You from Purchasing a Home This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. With an obstacle like this, those searching for their... #Biddingwars #realestate #homeownership #homebuying SIMPLIFYINGTHEMARKET.COM Don’t Let Buyer Competition Keep You from Purchasing a Home

Go for it!!

The Path to Homeownership [INFOGRAPHIC] Some Highlights If you’re thinking of buying a home and not sure where to start, you’re not alone. Here’s a map with 10 simple steps to follow in the homebuying process. Let’s connect today to discuss the specific steps along the way in our local area... #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM The Path to Homeownership

With Home Values Surging, Is it Still Affordable to Buy Right Now? Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale today than there were last year. At the same time, buyer demand remains strong. In a recent newsletter, research analyst Ivy Zelman explained: “Although the headwind of severe supply... #expertanswers #purchasingpower #buyingpower SIMPLIFYINGTHEMARKET.COM With Home Values Surging, Is it Still Affordable to Buy Right Now?

Want to refinance your home loan? Start by improving your credit score. RISMEDIA.COM How to Get the Best Mortgage Refinance Rates

Palm Springs is hot right now, and it's not even summer! https://www.livabl.com/2020/11/los-angeles-palm-springs-luxury-home-prices.html LIVABL.COM LA luxury home prices cool while Palm Springs heats up

5 Tips for Homebuyers Who Want to Make a Competitive Offer Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM 5 Tips for Homebuyers Who Want to Make a Competitive Offer

Winning as a Buyer in a Sellers’ Market [INFOGRAPHIC] Some Highlights Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle. Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers. Let's connect to make sure you're armed for victory in the housing market this season. #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM Winning as a Buyer in a Sellers’ Market

Are Home Prices Headed Toward Bubble Territory? Talk of a housing bubble is beginning to crop up as home prices have appreciated at a rapid pace this year. This is understandable since the appreciation of residential real estate is well above historic annual averages. According to the Federal Housing Finance Agency (FHFA), annual appreciation since 1991 has averaged 3.8%. Here are the latest 2020 appreciation numbers from three reliable sources: FHFA: 7.8% CoreLogic: 7.3% Case-Shiller: 7% It’s easy to jump to the conclusion that house appreciation is out of control in today’s market. However, we need... #homepriceappreciation #realestate #homevalues SIMPLIFYINGTHEMARKET.COM Are Home Prices Headed Toward Bubble Territory?

Are you struggling with high credit card interest rates? Here's how you can avoid interest with three easy steps. RISMEDIA.COM How to Avoid Credit Card Interest

Though millions of Americans are still out of work, the situation was forecasted to be even direr than it is today. Once a vaccine becomes available, the economy should complete its comeback, and so should the labor market. SIMPLIFYINGTHEMARKET.COM An Honest Look at Unemployment Numbers

How Remote Work Can Power Your Vacation Home Sale This year, the opportunity to work remotely has increased the demand for vacation homes. Gay Cororaton, Senior Economist and Director of Housing and Commercial Research at the National Association of Realtors (NAR), notes: “Working from home is a positive factor in demand for vacation... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM How Remote Work Can Power Your Vacation Home Sale

No Pantry? No Problem! Try One of These Kitchen Storage Solutions https://bit.ly/3p3ICeB

3 Reasons to Be Optimistic about Real Estate in 2021 This year will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re experiencing a global pandemic, social unrest, an economic downturn, and natural disasters, just to name a few. The challenges brought on by the health crisis have also forced many homeowners to reevaluate their space and what they need in a home going into 2021. So, experts are forecasting that next year is one in which we can be optimistic about real estate for three key reasons. 1. The Economy Is Expected to Continue Improving... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM 3 Reasons to Be Optimistic about Real Estate in 2021

Did you know you can build your credit score with on-time rent payments? Read more. RISMEDIA.COM Building Credit Without Credit Cards

These 8 Gifts for the Small-Space Dwellers in Your Life Will Make You a Hero This Holiday Season. And if you yourself are looking for more space, I'm here to help!! https://www.realtor.com/advice/home-improvement/best-holiday-gifts-for-someone-in-a-small-space/ REALTOR.COM These 8 Gifts for the Small-Space Dwellers in Your Life Will Make You a Hero This Holiday Season

How To Create Year-Round Home Curb Appeal https://bit.ly/3mTFMas

5 Steps to Follow When Applying for Forbearance If you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help. For homeowners experiencing financial hardship this year, the CARES Act provides mortgage payment deferral options, creating much-needed relief in these challenging times. It’s important, however, to understand how forbearance works. It’s not automatic. You need to take action now and apply for the program before these options expire. A study by the Urban Institute determined: “Approximately 400,000 homeowners... #Forbearance #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM 5 Steps to Follow When Applying for Forbearance

Did You Outgrow Your Home in 2020? It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home. Many needs have changed in 2020, and it’s okay to admit if your house no longer fits your lifestyle. If you’re now working remotely, facilitating virtual school, trying to exercise at home, or simply just spending more time in your own four walls, you may be bursting at the seams in your current house. According to the latest Home Price Insights from CoreLogic, prices have... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM Did You Outgrow Your Home in 2020?

Being late on a debt--even six months late--doesn't legally allow a debt collector to harass you. Here's what you need to know about debt collection. RISMEDIA.COM What Are Your Rights in Debt Collection?

San Diego home prices stall...but buyers, don't get too excited.... https://www.sandiegouniontribune.com/business/story/2020-12-17/san-diego-median-home-price-650k-same-for-third-month SANDIEGOUNIONTRIBUNE.COM San Diego median home price, $650K, same for third month

Can You Get a Mortgage with Bad Credit? https://bit.ly/2T7PsB4

The Do’s and Don’ts after Applying for a Mortgage Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You're undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender – someone who is qualified to tell you how your financial decisions may impact your home loan. Below is a list of things you shouldn’t do after applying for a mortgage. They’re all important to know – or simply just good reminders – for the... #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM The Do’s and Don’ts after Applying for a Mortgage

Which is why I don't use a head shot on my business card LOL!

Why It’s Important to Price Your House Right Today Even in today’s sellers’ market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase by 4.5% in 2021. This means experts anticipate home values will continue climbing next year. Danielle Hale, Chief Economist for realtor.com, notes: “We expect price gains to ease somewhat in 2021 and end 5.7% above 2020 levels, decelerating steadily through the spring and summer, and then gradually reaccelerating toward the end of the... SIMPLIFYINGTHEMARKET.COM Why It’s Important to Price Your House Right Today

Thank You for All Your Support #thanks #thankful #holidays #givingthanks #realestate SIMPLIFYINGTHEMARKET.COM Thank You for All Your Support

Can You Get a Mortgage with Bad Credit? https://bit.ly/2T7PsB4

Here's to a Wonderful 2021! #HNY #HappyNewYear #2021 #realestateresolutions SIMPLIFYINGTHEMARKET.COM Here's to a Wonderful 2021!

9 Ways Becoming A Homeowner Can Change Your Life https://realtytimes.com/consumeradvice/buyersadvice/item/29306

Why Selling Your House on Your Own in 2021 Is a Mistake There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If you’re considering selling on your own, known in the industry as a For Sale By Owner (FSBO), it’s critical to consider the following items. 1. Your Safety Is a Priority Your safety should always come first, and that’s more crucial than ever given the current health situation in our country. When you FSBO, it is... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM Why Selling Your House on Your Own in 2021 Is a Mistake

For the home cook! What are your favorite spices to cook with? RISMEDIA.COM 5 Spices That Add Flavor but Not Heat

BANKRATE.COM Advice For Tapping Your Rising Home Equity | Bankrate

Reasons to Hire a Real Estate Professional [INFOGRAPHIC] Some Highlights Choosing the right real estate professional to work with is one of the most important decisions you can make in your homebuying or selling process. The right agent can explain current market conditions and break down exactly what they mean for you. If you’re considering buying or selling a home this year, let’s connect so you can work with someone who has the experience to answer all of your questions about pricing, contracts, negotiations, and more. #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM Reasons to Hire a Real Estate Professional

The Importance of Home Equity in Building Wealth Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted: “Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equity…Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.” Home equity is the difference between the current... #realestate #homeownership #equity #realestategoals SIMPLIFYINGTHEMARKET.COM The Importance of Home Equity in Building Wealth

Check out these surprisingly easy ways to brighten up any room. RISMEDIA.COM 5 Quick Ways to Brighten Any Room

3 Must-Do’s When Selling Your House This Year It’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what’s to come, we can still have deep sentimental attachments to the home we’re leaving behind. Growing emotions can help or hinder a sale depending on how we manage them. When it comes to the bottom line, homeowners need to know what it takes to avoid costly mistakes when it’s time to move. Being mindful and prepared for the process can help you stay on the right track when selling your house this year. 1. Price Your Home... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM 3 Must-Do’s When Selling Your House This Year

Things to Avoid after Applying for a Mortgage [INFOGRAPHIC] Some Highlights There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table. Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t unintentionally jeopardize your application. The best plan is to fully disclose your intentions with your lender before you do anything financial in nature. #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM Things to Avoid after Applying for a Mortgage

Not that many basements in San Diego, but still some great ideas. HOUZZ.COM The 10 Most Popular Basements of 2020

Time to get fixing! 🛠

Will Forbearance Plans Lead to a Tsunami of Foreclosures? At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow homeowners to remain in their homes without making their monthly mortgage payments. Today, almost three million households are actively in a forbearance plan. Though 29.4% of those in forbearance have continued to stay current on their payments, many have not. Yanling Mayer, Principal Economist at CoreLogic, recently revealed: “A distributional analysis of forborne loans’ payment status reveals that more than... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM Will Forbearance Plans Lead to a Tsunami of Foreclosures?

State-sponsored 529 accounts are a tax-free way to pay for a child's college education. RISMEDIA.COM Getting the Most Out of Your Child's 529 Plan to Pay for College

What Does 2021 Have in Store for Home Values? According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record-low mortgage rates. As CoreLogic explained: “Home price growth remained consistently elevated throughout 2020. Home sales for the year are expected to register above 2019 levels. Meanwhile, the availability of for-sale homes has dwindled as demand increased and coronavirus (COVID-19... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM What Does 2021 Have in Store for Home Values?

Owning a Home Is Still More Affordable Than Renting One If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, it’s still more affordable to buy a home than rent one. Here’s why. ATTOM Data Solutions recently released the 2021 Rental Affordability Report, which states: “Owning a median-priced three-bedroom home is more affordable than renting a three-bedroom property in... #expertanswers #purchasingpower #buyingpower SIMPLIFYINGTHEMARKET.COM Owning a Home Is Still More Affordable Than Renting One

Are you aware of the benefits your credit card offers? RISMEDIA.COM Best Ways to Use Credit Card Concierge

How to Make the Dream of Homeownership a Reality This Year In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, beliefs, and aspirations. For many Americans, one of those common goals is owning a home: a piece of land, a roof over our heads, and a place where we can grow and flourish. If you’re dreaming of buying a home this year, start by connecting with a local... #MLKDay #Americandream #firsttimehomebuyer #opportunity SIMPLIFYINGTHEMARKET.COM How to Make the Dream of Homeownership a Reality This Year

HOUZZ.COM 9 Projects to Kick-Start Organizing for the New Year

Not that many basements in San Diego, but still some great ideas. HOUZZ.COM The 10 Most Popular Basements of 2020

What Happens When Homeowners Leave Their Forbearance Plans? According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now: 2,543,000 (39%) are current on their payments and have left the program 625,000 (9%) have paid off their mortgages 434,000 (7%) have negotiated a repayment plan and have left the program 2,254,000 (35%) have extended their original... #realestate #forbearance #foreclosure #homeownership SIMPLIFYINGTHEMARKET.COM What Happens When Homeowners Leave Their Forbearance Plans?

Now that you've purchased a house, it's time to bring a dog into the mix! The following breeds will make perfect companions for time-home homeowners. RISMEDIA.COM The Best Breeds for First-Time Homeowners

Why Moving May Be Just the Boost You Need As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much more time at home throughout the health crisis, some are wondering if they should move to improve their mental health and well-being. This is no surprise since the U.S. Census Bureau reported an increase in the percentage of adults with symptoms of anxiety and depression in a recent Household Pulse Survey. There’s logic behind the idea that making a move could improve someone’s quality of life. When people change their... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM Why Moving May Be Just the Boost You Need

Financial Fundamentals for Homebuyers [INFOGRAPHIC] Some Highlights When you’re thinking about buying a home, there are a few key steps to take before you even start to look at houses. From saving for your down payment to getting pre-approved for a mortgage, you’ll want to make sure you keep your financial plan on track from the beginning. Let’s connect today to make sure you have an introduction to a trusted lender and the best possible real estate guidance as you begin your homebuying process. #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM Financial Fundamentals for Homebuyers

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Turn to an Expert for the Best Advice, Not Perfect Advice As we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to reflect on everything that’s changed and wonder what’s ahead for 2021. While there are signs of economic recovery as vaccines are being issued, we still have a long way to go. It’s at times like these we want exact information about anything we’re doing. That information brings knowledge, and this gives us a sense of relief and comfort in uncertain times. If you’re thinking about buying or selling a home today, the same need... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM Turn to an Expert for the Best Advice, Not Perfect Advice

Is Right Now the Right Time to Sell? [INFOGRAPHIC] Some Highlights If you’re on the fence about selling your house, now is a great time to take advantage of sky-high demand, low supply, and fierce buyer competition. With buyer demand rising and historically low inventory for sale, if you’re in a position to move, your house may really stand out from the crowd. Let’s connect today to get your listing process underway. #Sellyourhouse #moveuphome #dreamhome #realestate SIMPLIFYINGTHEMARKET.COM Is Right Now the Right Time to Sell?

Thinking about Building a New Home? Your Agent Is Critical. [INFOGRAPHIC] Some Highlights A real estate professional is an expert who can advocate on your behalf throughout the process when building a home. Agents help you understand key steps, like choosing upgrades and managing negotiations, while staying within your budget from start to finish. If building is the right option for you, let’s connect so you have a trusted real estate professional who can help you successfully navigate the path to your dream home. #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM Thinking about Building a New Home? Your Agent Is Critical.

Do I Really Need a 20% Down Payment to Buy a Home? Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet. The reality is, whether you’re looking for your first home or you’ve purchased one... #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM Do I Really Need a 20% Down Payment to Buy a Home?

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Why It’s Easy to Fall in Love with Homeownership [INFOGRAPHIC] Some Highlights Homeownership provides comfort, stability, and security, and it makes you feel more connected to your community. Your home is something to be proud of and is uniquely yours, so you can customize it to your heart’s desire. If you’re ready to fall in love with a home of your own, let’s connect to get you started on the path to homeownership. #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM Why It’s Easy to Fall in Love with Homeownership

The Luxury Market Is Attracting Buyers in 2021 As more people continue to identify their changing needs this year, some are turning to the upscale housing sector for more space or finer features. In their most recent Luxury Market Report, the Institute for Luxury Home Marketing (ILHM) shares: “In a snapshot of 2020, despite the devasting effects of the coronavirus pandemic, the luxury real estate market has seen one of its strongest years since 2008. In comparison to experts’ predictions in early 2020, it is remarkable how significant demands for property type, location, and amenity preferences have changed amid... #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM The Luxury Market Is Attracting Buyers in 2021

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6 Foundational Benefits of Homeownership Today Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide shelter, stability, and protection through the evolving health crisis. Today, 65.8% of Americans are fortunate enough to call their homes their own. As we continue to think about the future, our goals for the year, and what we want to achieve well beyond 2021, it’s a great time to look at the benefits of owning a home. Below are some highlights and... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM 6 Foundational Benefits of Homeownership Today

Home Mortgage Rates by Decade [INFOGRAPHIC] Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of dollars over the lifetime of your home loan, but these low rates may not last forever. If you’re in a position to buy a home, let’s connect to determine your best move in today’s housing market while interest rates are still in your favor. #buyingahome #interestrates #mortgagerates SIMPLIFYINGTHEMARKET.COM Home Mortgage Rates by Decade

3 Ways Home Equity Can Have a Major Impact on Your Life There have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the amount you owe on your mortgage) has dramatically increased over the past few years. CoreLogic indicated that equity increased for the average homeowner by $17,000 in the last year alone. ATTOM Data Solutions, in their latest U.S. Home Equity Report, revealed that 30.2% of the 59 million mortgaged homes in the United States have at least 50% equity. That doesn’t even include the 38% of homes that are owned free and... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM 3 Ways Home Equity Can Have a Major Impact on Your Life

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3 Ways You’ll Win When You Buy a Home This Year There are so many great reasons to purchase a home, and over the past year, we’ve realized more of them than we ever thought possible. If you’re a first-time homebuyer, having a home of your own can give you a greater sense of security and accomplishment in a time that’s largely uncertain. If you’re a repeat buyer looking for your dream home, making a move might give you the space or features you need to find greater success and happiness in a new normal way of life. Whatever your motivations are, here are three reasons why becoming a homeowner now may help... #homeownership #firsttimehomebuyer #opportunity SIMPLIFYINGTHEMARKET.COM 3 Ways You’ll Win When You Buy a Home This Year

How Much Leverage Do Today's House Sellers Have? The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered sellers and a short supply of houses. According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), sales are up 23.7% from the same time last year while the inventory of homes available for sale is down 25.7%. There are 360,000 fewer single-family homes for sale today than there were at this time last year. This increase in demand coupled with such limited supply is leading to more bidding wars... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM How Much Leverage Do Today's House Sellers Have?

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Where Have All the Houses Gone? In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to sell at the same time that more buyers aimed to take advantage of record-low mortgage rates and purchase a home, housing inventory dropped even further. Experts consider this to be the biggest challenge facing an otherwise hot market while buyers continue to compete for homes. As Danielle Hale, Chief Economist at realtor.com, explains: “With buyers active in the market and... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM Where Have All the Houses Gone?

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How Smart Is It to Buy a Home Today? Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and only you can judge what impact those factors should have on your desire to move. However, there’s one category that provides a simple answer. When deciding to buy now or wait until next year, the financial aspect of the purchase is easy to evaluate. You just need to ask yourself two questions: Do I think home values will be higher a... #expertanswers #purchasingpower #buyingpower SIMPLIFYINGTHEMARKET.COM How Smart Is It to Buy a Home Today?

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What Are the Benefits of a 20% Down Payment? If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options available for qualified buyers who don’t want to put 20% down, it’s important to understand how a larger down payment can have great benefits too. The truth is, there are many programs available that allow you to put down as little as 3.5%, which can be a huge benefit to those who want to purchase a home... #firsttimehomebuyer #buyingahome #downpayment #opportunity SIMPLIFYINGTHEMARKET.COM What Are the Benefits of a 20% Down Payment?

It’s a Sellers’ Market [INFOGRAPHIC] Some Highlights Over the past year, homeowners have gained an unprecedented opportunity to sell with great success while buyer demand is soaring. With homes selling twice as fast as they did last year at this time, getting multiple offers, and rising in price, homeowners are in the driver’s seat. Let’s connect today if you’re ready to learn about the leverage you have as a seller in today’s housing market. #Sellyourhouse #moveuphome #dreamhome #realestate SIMPLIFYINGTHEMARKET.COM It’s a Sellers’ Market

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5 Reasons to Sell Your House This Spring When selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting for the best time to win as a seller, the market is calling your name this spring. Here are five reasons why this is the perfect time to sell your house if you’re ready. 1. There’s high demand from homebuyers. Buyer demand is strong right now, and buyers are active in the market. ShowingTime, which tracks the average number of buyer showings on residential properties, recently announced that buyer showings are up... #Sellyourhouse #moveuphome #dreamhome #realestate SIMPLIFYINGTHEMARKET.COM 5 Reasons to Sell Your House This Spring

How to Prepare Your House for a Winning Sale This Spring [INFOGRAPHIC] Some Highlights With so few homes available to buy today, houses are in high demand, and they’re selling fast. That means it’s a great time to sell if you’re ready to make a move. Let’s connect to make sure your house is ready for a top-dollar sale this spring. It may be closer than you think! #Spring #realestate #homeownership #homebuying SIMPLIFYINGTHEMARKET.COM How to Prepare Your House for a Winning Sale This Spring

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How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC] Some Highlights With so few houses for sale today, it’s important to be prepared when you’re ready to buy a home. Meeting with your lender early, knowing your must-haves and nice-to-haves, preparing for a bidding war, and keeping your emotions in check are all ways to gain confidence in the homebuying process. If you’re looking for an expert guide to help you navigate today’s lightning-fast housing market, let’s connect today. #firsttimehomebuyer #opportunity #housingmarket SIMPLIFYINGTHEMARKET.COM How to Be a Competitive Buyer in Today’s Housing Market

$53.5 Million!! https://www.architecturaldigest.com/story/ellen-degeneres-lists-mansion-she-bought-from-adam-levine?utm_source=nl&utm_brand=ad&utm_mailing=ARD_Celeb_031021&utm_campaign=aud-dev&utm_medium=email&bxid=5be9de8b24c17c6adf4d50b5&cndid=26324791&hasha=ae6a3f6cac90bed2b2db04e40461cddf&hashb=bb96d449c3c41dfe9a7a891c33281a3c7f12b396&hashc=d993162193310322a02cf0673c82ff0b30a561225ae138caf03b811f25d681b3&esrc=&utm_term=ARD_Daily_CelebRealEstate ARCHITECTURALDIGEST.COM Ellen DeGeneres Lists Mansion She Bought From Adam Levine for $53.5 Million

6 Simple Graphs Proving This Is Nothing Like Last Time Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had one of its best years ever. Home sales and prices were both up substantially over the year before. 2020 was so strong that many now fear the market’s exuberance mirrors that of the last housing boom and, as a result, we’re now headed for another crash. However, there are many reasons this real estate market is nothing like 2008. Here are six visuals to show the dramatic differences. 1... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM 6 Simple Graphs Proving This Is Nothing Like Last Time

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Americans See Major Home Equity Gains [INFOGRAPHIC] Some Highlights Today’s home price appreciation is driving equity higher throughout the country. If your needs are changing and you’re ready for a new home, your equity may be a great asset to power your next move. Now is a great time to put your equity toward a down payment on the home of your dreams. #realestate #equity #homeownership #homebuying SIMPLIFYINGTHEMARKET.COM Americans See Major Home Equity Gains

What Is the Strongest Tailwind to Today’s Recovering Economy? Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy, and the residential housing market had the strongest January and February activity in over a decade. Then came the announcement on March 11, 2020, from the World Health Organization declaring COVID-19 a worldwide pandemic. Two days later, the White House declared it a national emergency. Businesses and schools were forced to close, shelter-in-place mandates were enacted, and the economy came to a screeching halt. As a... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM What Is the Strongest Tailwind to Today’s Recovering Economy?

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How to Make a Winning Offer on a Home Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a result, it’s essential to understand how to make a confident and competitive offer on your dream home. Here are five tips for success in this critical stage of the homebuying process. 1. Listen to Your Real Estate Advisor An article from Freddie Mac gives direction on making an offer on a home. From the start, it emphasizes how trusted professionals can help you stay focused on the most important things... #expertanswers #stayinformed #staycurrent SIMPLIFYINGTHEMARKET.COM How to Make a Winning Offer on a Home

Why You Should Think About Listing Prices Like an Auction’s Reserve Price For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some negotiating room. That figure would become the listing price of the house. Buyers would then try to determine how much less than the full price they could offer and still get the home. The asking price was generally the ceiling of the negotiation. The actual sales price would almost always be somewhat lower than the list price. It was unthinkable to pay more than... #realestate #homeownership #homebuying #realestategoals SIMPLIFYINGTHEMARKET.COM Why You Should Think About Listing Prices Like an Auction’s Reserve Price

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What Credit Score Do You Need for a Mortgage? According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for some, many buyers may be surprised by the options that are still available for borrowers with lower credit scores. The fact that the average American has seen their credit score go up in recent years is a great... #realestate #creditscore #FICO #homeownership #homebuying SIMPLIFYINGTHEMARKET.COM What Credit Score Do You Need for a Mortgage?

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Garold Wampler | Ascent Real Estate, Inc.

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