Team Innovative is part of Innovative Mortgage Services, Inc. located in Lutz, Florida, a premier mortgage lending source providing both direct lending and broker services anywhere in the state of Florida. Giles Wardian serves as team lead and is a senior mortgage loan originator with nineteen years of experience. Serving both active Military Members and Veterans, we specialize in VA Home Loan financing throughout the State of Florida. Florida is home to some 21 military bases representing every branch of the U.S. Military. We count it an honor to provide our Active Military Members and Veterans with some of the best rates and home loan options available throughout the State of Florida. Personally, my wife and I are proud parents that have two sons currently serving. We relate to the demands of life in the military, including times of deployment when the need is great for military members and their families to have a stable home environment.