There are many factors to consider before tapping retirement money to pay for college.
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Should You Tap Retirement Savings to Fund College?
Your #creditscore may impact what you pay for auto and home #insurance.
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Does Your Credit Score Affect Your Insurance Rates?
Are you overpaying your #taxes? Here’s six overlooked #tax #deductions.
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Six Most Overlooked Tax Deductions
Are your investment decisions based on rational analysis or are they driven by emotion? #SmartInvesting
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What Smart Investors Know
If you need an ATV or small engine repaired or would just like it to run at it’s full potential, here is the guy to do it. He has mad skills in the art of repair and or building something much faster than before!!!
Doing some #HomeImprovement? There's one item that most homeowners overlook when undertaking remodeling projects.
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The Most Overlooked Item of Any Home Improvement
There’s 5 phases to changing unhealthy behaviors. Here’s how to do it. #goalsetting #habits
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Changing Unhealthy Behaviors
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
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Immediate vs. Deferred Annuities
Three important questions to consider before you start taking #SocialSecurity.
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Three Key Questions to Answer Before Taking Social Security
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
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Monthly Market Insights | October 2020
Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
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Value vs. Growth Investing
Are you aware about the recent retirement changes brought about by the SECURE Act? We break down some of the biggest changes for you.
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The SECURE Act
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
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What Our Kids Can Teach us About Saving Money
You've allocated your assets; you just may not realize it yet. #AssetAllocation
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Asset Allocation
Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
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Understanding Marginal Income Tax Brackets
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
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“Dirty Dozen” Tax Scams to Watch For
A #homewarranty may make sense, but you need to set proper expectations.
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Making Sense Of A Home Warranty
Protect yourself from identity theft. #IdentityTheft
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To Catch a Thief
Settling an estate can be like putting together a puzzle. Make a cheat sheet for your heirs.
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Put It in a Letter
Turning to coaches for advice is a smart thing to do. We’d like to be one of those coaches.
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Coaches
Your ideal #retirement may differ from reality, but we can work together to better align the two.
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RE: Retirement
In October, stock prices felt increased pressure due to inaction on a second American fiscal stimulus bill and a rise in global COVID-19 cases.
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Monthly Market Insights | November 2020
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
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Choosing a Business Structure
There are hundreds of Exchange Traded Funds available. Should you invest in them? #ETFs
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Should You Invest in Exchange Traded Funds?
What would happen to your loved ones if you were gone? Make financial preparations today.
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Variable Universal Life Insurance
What does the average American budget look like? We’ve created a fun interactive piece that lets you see how your own budget compares. Read more now.
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The Average American Budget
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
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Do You Owe The AMT?
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
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How to Appeal Your Property Taxes
Do you have a will? Is it updated?
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When Do You Need a Will?
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
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When Special Care Is Needed: The Special Needs Trust
In accordance with the recent government mandates restricting indoor gatherings, we are requesting that all clients call from their vehicles to let us know that you have arrived. We will let you know when you may come in.
Number for the office is 517-784-4600
Thank you for your understanding during these hard times.
-Goldsmith & Associates
Are you aware about the recent retirement changes brought about by the SECURE Act? We break down some of the biggest changes for you.
GOLDSMITHANDASSOCIATES.COM
The SECURE Act
The reasons to #invest may have nothing to do with your #retirement. Here are four good reasons.
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Four Really Good Reasons to Invest
Learn the language of life insurance.
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Term vs. Permanent Life Insurance
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
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Monthly Market Insights | December 2020
It’s possible to avoid these classic #retirement traps, with a little preparation.
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Retirement Traps to Avoid
The market is as unpredictable as the weather. We’re here to help you prepare.
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Forecast
There are benefits and limitations when using a living trust. #LivingTrust
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A Living Trust Primer
Currency has been around for a long time. Here’s a quick #history lesson.
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The History of Currency
Social Security has been a fact of retirement life since 1935. Are you eligible for benefits?
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9 Facts About Social Security
What does it actually cost to raise a child? You might be surprised.
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The Half Million Dollar Baby
Second homes have unique risks and insuring them is different than a primary home.
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Insuring Your Second Home
Turning to coaches for advice is a smart thing to do. We’d like to be one of those coaches.
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Coaches
Bedtime Story: U.S. Federal Tax Code. How many pages have you read?
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Understanding Marginal Income Tax Brackets
15-year vs. 30-year: know your refinancing options.
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Lots of Variables with Fixed-Rate Mortgages
Check out this video on taxes. #IncomeTax
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The Facts About Income Tax
Committed to increasing your financial literacy? Don't be afraid to ask questions. #FinancialLiteracy
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The Financial Literacy Crisis
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
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Countering Counterfeit Currency
Your ideal #retirement may differ from reality, but we can work together to better align the two.
GOLDSMITHANDASSOCIATES.COM
RE: Retirement
When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.
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When Markets React
Childhood attitudes and habits can determine your child's health in his or her adult years.
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Raising Healthy Children
Think you’re saving money by not having health insurance? Think again. Medical debt can be a major cause of financial woes. Read more now.
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The Cost of Medical Care
Many have heard they should avoid probate; do you understand what probate is and how it works?
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Problems with Probate
[Video] Agent Jane Bond wants you to know about the basics of the #bond #market.
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Jane Bond: Infiltrating the Market
Retirement may change your perception of investment risk.
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Your Changing Definition of Risk in Retirement
How confident are you in the strength of your passwords? These days, one’s passwords are almost as important as the keys to your house. Check out these handy, current tips on crafting a secure password.
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The Three Keys to a Great Password
Did you know you can trade in an annuity or a life insurance policy without triggering a tax bill?
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What Is a 1035 Exchange?
Could your portfolio benefit from a zero-coupon bond?
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The ABCs of Zero Coupon Bonds
#Leasing a car? Consider gap #insurance to protect against losses that may not be covered by your current policy.
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Gap Insurance for Leased Cars
Periodic withdrawals in retirement may not be such a good idea.
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Systematic Withdrawals in Retirement
What every parent needs to know about insuring his or her #teen #driver. #insurance
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Buying Auto Insurance For Teen Drivers
Childhood attitudes and habits can determine your child's health in his or her adult years.
GOLDSMITHANDASSOCIATES.COM
Raising Healthy Children
Generate income and rebuild principal. A powerful one-two punch.
GOLDSMITHANDASSOCIATES.COM
Split Annuity Strategy
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
GOLDSMITHANDASSOCIATES.COM
Immediate vs. Deferred Annuities
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
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Creative Ways to Motivate Your Employees
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
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Tax Deductions You Won't Believe
Did you know you can trade in an annuity or a life insurance policy without triggering a tax bill?
GOLDSMITHANDASSOCIATES.COM
What Is a 1035 Exchange?
Could your portfolio benefit from a zero-coupon bond?
GOLDSMITHANDASSOCIATES.COM
The ABCs of Zero Coupon Bonds
Second homes have unique risks and insuring them is different than a primary home.
GOLDSMITHANDASSOCIATES.COM
Insuring Your Second Home
What did it take to become the richest man in Babylon?
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The Richest Man in Babylon
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
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Critical Estate Documents
Generate income and rebuild principal. A powerful one-two punch.
GOLDSMITHANDASSOCIATES.COM
Split Annuity Strategy
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
GOLDSMITHANDASSOCIATES.COM
Immediate vs. Deferred Annuities
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
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Creative Ways to Motivate Your Employees
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
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What Do Your Taxes Pay For?
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
GOLDSMITHANDASSOCIATES.COM
Do You Owe The AMT?
There’s no shortage of investment analysis for anyone interested. What’s important to understand?
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Types of Stock Market Analysis
Goldsmith & Associates Accounting & Financial Services updated their business hours.
Goldsmith & Associates Accounting & Financial Services updated their business hours.
Goldsmith & Associates Accounting & Financial Services updated their business hours.
When it comes to investing, you may be your own worst enemy.
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Don’t Be Your Own Worst Enemy
Worried about passing your wealth to a troubled adult child?There are strategies that can help.
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When Heirs are Imperfect
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
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Weighing the Benefits of Prepaid Debit Cards
When was the last time you updated your will?
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Will Power
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
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What Do Your Taxes Pay For?
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
GOLDSMITHANDASSOCIATES.COM
Do You Owe The AMT?
There are billions in unclaimed dollars in the US. Is some of that yours?
GOLDSMITHANDASSOCIATES.COM
Surprise! You’ve Got Money!
Does it make more sense to push back #retirement, or not to retire at all?
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Should You Ever Retire?
Your chance of being audited by the IRS rises with your income level. Learn more.
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What If You Get Audited?
When it comes to investing, you may be your own worst enemy.
GOLDSMITHANDASSOCIATES.COM
Don’t Be Your Own Worst Enemy
Worried about passing your wealth to a troubled adult child?There are strategies that can help.
GOLDSMITHANDASSOCIATES.COM
When Heirs are Imperfect
Thinking about a prepaid debit card? Consider the pros and cons. #debitcard
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Weighing the Benefits of Prepaid Debit Cards
Are you ready to solve a credit report crime with John Q. Gumshoe? Grab your magnifying glass and click here to learn more.
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How to Read Your Credit Report
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
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Red Flags for Tax Auditors
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
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Monthly Market Insights | February 2021
The savings rate is the government’s estimate of how much U.S. households are saving.
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U.S. Personal Savings Rate
There are billions in unclaimed dollars in the US. Is some of that yours?
GOLDSMITHANDASSOCIATES.COM
Surprise! You’ve Got Money!
Does it make more sense to push back #retirement, or not to retire at all?
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Should You Ever Retire?
Business owners should consider a succession plan sooner rather than later.
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Succeeding at Business Succession
What does it actually cost to raise a child? You might be surprised.
GOLDSMITHANDASSOCIATES.COM
The Half Million Dollar Baby
Are you ready to solve a credit report crime with John Q. Gumshoe? Grab your magnifying glass and click here to learn more.
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How to Read Your Credit Report
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
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Red Flags for Tax Auditors
As January came to a close, stocks were mixed as attention shifted to unprecedented activity around a handful of companies with short-interest positions.
GOLDSMITHANDASSOCIATES.COM
Monthly Market Insights | February 2021
The savings rate is the government’s estimate of how much U.S. households are saving.
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U.S. Personal Savings Rate
What can a fairy tale teach us about goal-setting success? Watch our video and find out.
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Once Upon a Goal
Do you have a will? Is it updated?
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When Do You Need a Will?
Business owners should consider a succession plan sooner rather than later.
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Succeeding at Business Succession
What does it actually cost to raise a child? You might be surprised.
GOLDSMITHANDASSOCIATES.COM
The Half Million Dollar Baby
Are you ready to solve a credit report crime with John Q. Gumshoe? Grab your magnifying glass and click here to learn more.
GOLDSMITHANDASSOCIATES.COM
How to Read Your Credit Report
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
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Red Flags for Tax Auditors
Social host laws may make you responsible for underage drinking in your home, even if you are away.
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Teen Drinking and Your Liability
What can a fairy tale teach us about goal-setting success? Watch our video and find out.
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Once Upon a Goal
Do you have a will? Is it updated?
GOLDSMITHANDASSOCIATES.COM
When Do You Need a Will?
Business owners should consider a succession plan sooner rather than later.
GOLDSMITHANDASSOCIATES.COM
Succeeding at Business Succession
What does it actually cost to raise a child? You might be surprised.
GOLDSMITHANDASSOCIATES.COM
The Half Million Dollar Baby
Are you ready to solve a credit report crime with John Q. Gumshoe? Grab your magnifying glass and click here to learn more.
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How to Read Your Credit Report
An ILIT could play a role in your estate strategy.
GOLDSMITHANDASSOCIATES.COM
A Primer on Irrevocable Life Insurance Trusts
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
GOLDSMITHANDASSOCIATES.COM
Monthly Market Insights | March 2021
Do you know how missing the best and worst market days might affect your #portfolio?
It Was the Best of Times, It Was the Worst of Times
Social host laws may make you responsible for underage drinking in your home, even if you are away.
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Teen Drinking and Your Liability
What can a fairy tale teach us about goal-setting success? Watch our video and find out.
GOLDSMITHANDASSOCIATES.COM
Once Upon a Goal
Do you have a will? Is it updated?
GOLDSMITHANDASSOCIATES.COM
When Do You Need a Will?
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
GOLDSMITHANDASSOCIATES.COM
When Special Care Is Needed: The Special Needs Trust
An ILIT could play a role in your estate strategy.
GOLDSMITHANDASSOCIATES.COM
A Primer on Irrevocable Life Insurance Trusts
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
GOLDSMITHANDASSOCIATES.COM
Monthly Market Insights | March 2021
Do you know how missing the best and worst market days might affect your #portfolio?
It Was the Best of Times, It Was the Worst of Times
Social host laws may make you responsible for underage drinking in your home, even if you are away.
GOLDSMITHANDASSOCIATES.COM
Teen Drinking and Your Liability
What can a fairy tale teach us about goal-setting success? Watch our video and find out.
GOLDSMITHANDASSOCIATES.COM
Once Upon a Goal
Learn more about whether you need to pay estimated taxes.
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You May Need to Make Estimated Tax Payments If…
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
GOLDSMITHANDASSOCIATES.COM
Estate Management 101
Goldsmith & Associates Accounting & Financial Services updated their business hours.
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
GOLDSMITHANDASSOCIATES.COM
When Special Care Is Needed: The Special Needs Trust
An ILIT could play a role in your estate strategy.
GOLDSMITHANDASSOCIATES.COM
A Primer on Irrevocable Life Insurance Trusts
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
GOLDSMITHANDASSOCIATES.COM
Monthly Market Insights | March 2021
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
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“Dirty Dozen” Tax Scams to Watch For
D&O #insurance can be a risk management tool for small businesses, non-profits and educational institutions.
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Directors and Officers Liability Insurance
Learn more about whether you need to pay estimated taxes.
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You May Need to Make Estimated Tax Payments If…
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
GOLDSMITHANDASSOCIATES.COM
Estate Management 101
Goldsmith & Associates Accounting & Financial Services updated their business hours.
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
GOLDSMITHANDASSOCIATES.COM
When Special Care Is Needed: The Special Needs Trust
Children with special needs may need ongoing help after their parents are gone.
GOLDSMITHANDASSOCIATES.COM
4 Steps to Protecting a Child with Disabilities
The tax rules that govern donating art are complex and confusing. #taxes #art
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Donating Art: Taxation Abstraction
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
GOLDSMITHANDASSOCIATES.COM
“Dirty Dozen” Tax Scams to Watch For
D&O #insurance can be a risk management tool for small businesses, non-profits and educational institutions.
GOLDSMITHANDASSOCIATES.COM
Directors and Officers Liability Insurance
Learn more about whether you need to pay estimated taxes.
GOLDSMITHANDASSOCIATES.COM
You May Need to Make Estimated Tax Payments If…
A will may be only one of the documents you need—and one of the factors you should consider—when it comes to managing your estate.
GOLDSMITHANDASSOCIATES.COM
Estate Management 101