Preparing for the unexpected is vital. Take a look at five of the most commonly asked questions about the National Flood Insurance Program – to help you weather any storm that’s headed your way.
FEMA.GOV
Facts About the National Flood Insurance Program (NFIP) Flood Insurance | FEMA.gov
How do you know which insurance option won't leave you empty-handed when the unexpected happens? Read on to understand what situations are covered under homeowners insurance and specialized jewelry insurance and for how much.
JEWELERSMUTUAL.COM
Does Homeowners Insurance Cover Jewelry?
An umbrella doesn’t just protect you from the rain. With an umbrella insurance policy, you can be protected from liability claims with affordable coverage that goes beyond the limits of your home or auto policy. Learn more about umbrella insurance and why it offers added peace of mind with our answers to frequently asked questions about umbrella insurance policies.
HANOVER.COM
Umbrella insurance FAQs | The Hanover Insurance Group
Loss of Use coverage, also known as "additional living expenses," pays for your hotel/living and meal expenses if you’re unable to live in your home due to a covered loss. In the event of a fire or other covered peril, Loss of Use coverage ensures you’re not left without a place to live.
https://www.progressive.com/answers/loss-of-use-insurance/
PROGRESSIVE.COM
Loss Of Use Insurance Coverage For Homeowners & Renters
If you have been affected by the recent weather events and need to report a claim, contact our Service Team at 214.838.5190 or 1.800.474.1377 between 7am and 7pm coast-to-coast. After hours, please contact the carrier directly by clicking the link below:
https://www.gooseheadinsurance.com/clientcenter/#reportaclaim
We hope that you and your family remain safe during these times!
Flooding can happen anytime, anywhere - you don't need to live near a coast to experience a flood loss on your home. In fact, floods are the most common and costly natural disaster, with 98% of counties in the United States experiencing a flooding event. Don't wait until it's too late!
WRIGHTFLOODADVICE.ORG
Why Do I Need To Rethink Flood Insurance?
If you're considering buying a home during the COVID-19 pandemic, let us know so we can connect you to some of the best realtors and lenders in your area.
BLOG.NATIONWIDE.COM
Should I Buy a House During the COVID-19 Pandemic?
Welcome to October! Check out this list of 15 things you can do this month to make sure your home and yard are ready for the winter months ahead:
FORBES.COM
Your Fall Home Maintenance Checklist
Learn the difference between "perils" and "hazards" when it comes to your home insurance policy.
PROGRESSIVE.COM
What are Perils and Hazards in Home Insurance?
You know those commercials that advertise “customizing your insurance” so that you “only pay for what you need” ... yeah, your agent should’ve been doing that for you all along. Give me a shout when you’re ready for an agent who cares more about you than your payment.
Spooky times! Even during the Covid-19 Pandemic, an estimated 58% of Americans plan on celebrating Halloween. Check out the most common claims and the matching coverages you should ask your agent about to make sure you're ready for next weekend!
FORBES.COM
Halloween Will Cause Spike In Insurance Claims
We love partnering with Utility Concierge to get our clients set up on smart home systems for their new purchases.
Check out this article from our partner, Hippo Insurance to help you decide what smart devices might be best for you.
Be sure to reach out to your agent if you're looking into smart home systems and we'll get you over to our preferred reps at Utility Concierge!
HIPPO.COM
Smart Home Statistics | Hippo
Our partners at Progressive are teaming up with Whole Foods to help insure your Thanksgiving feast! Check out the details below:
TURKEYPROTECTIONPLAN.COM
Thanksgiving Turkey Protection Plan
If you're a fan of Dave Ramsey, you know to work with Endorsed Local Providers like me! No matter what Baby Step you're currently on, I can help you get the insurance thing right.
It's definitely the time of year to gather with friends and family around an outdoor fire pit. Check out some safety tips from #Nationwide:
BLOG.NATIONWIDE.COM
Fire Pit Safety Tips
Happy Halloweekend!
Follow these safety tips to keep your weekend fun:
- Keep your walkways clear
- Secure your railings
- Secure your pets
- Decorate safely
- Park your car in a safe place
FORBES.COM
Don’t Get Spooked By These Halloween Insurance Claims
I'm truly honored to now be a part of Dave Ramsey's team of Endorsed Local Providers! Dave has had life-changing impacts on so many families nationwide (mine included), and it's a privilege to serve his fans! Regardless of what Baby Step you're currently on, let me help get your insurance in order!
This is the face you make when you realize your insurance premiums are so high because your carrier has to find the money to pay Aaron Rodgers, Patrick Mahomes, AND Drake to be in their commercials.
There's a better way ... let me show you.
Follow along in February as we discuss auto insurance. The most important part of an auto policy is the liability limits. Insurance is here for the things you can not afford, like a major accident. Purchasing state minimum liability limits may be cheaper initially but can leave you drastically exposed.
Message me for a review of your current policy.
Have you ever received two quotes that seem to have the same coverage but are drastically different in premium? This may be the hidden difference.
Goosehead has a quality control department that reviews every single policy sold. Our QC agents are trained to look for this coverage on every home policy.
If you haven't reviewed your home coverage lately, shoot me a message so we can discuss.
If you don't know my guy Ben Sweeney First Cumberland Mortgage, you should. He can help put you into the home of your dreams!
First Cumberland Mortgage
January 28 at 3:17 PM ·
Do your research!
Go read our Google Reviews and let them speak for themselves.
💻 www.firstcumberlandmtg.com 💻
Last week, we discussed that HO3 policies are a superior form of coverage, covering you for all perils, unless they're explicitly excluded. If you have one of these policies, here is a list of commonly excluded perils. Flood is an exclusion that takes some clients by surprise.
Call or message me for a quote on flood insurance
One size does not fit all:
Renter, condo owner, homeowner, what type of insurance policy do you need?
I shop the market to find you the best deal on any of these policies. Message me for a quote!