Think renters insurance is only for your "stuff"? Think again!
Take a look at three key financial protections a renters policy provides give us a call for a quote.
https://www.safeco.com/blog/renters-coverage-explained
SAFECO.COM
Renters Coverage Explained | Safeco Blog
Flood insurance remains one of the most misunderstood programs despite all the information at our fingertips. The stakes are high when as little as one inch of flood water can do $25,000 of damage! To get a policy that is right for you, reach out to our office today and avoid the risk of being left without a path to recovery after a flooding disaster.
http://wrightfloodadvice.org/the-dangers-of-ignoring-flood-insurance-how-will-your-family-recover/
WRIGHTFLOODADVICE.ORG
The Dangers of Ignoring Flood Insurance—How Will Your Family Recover? - Wright Flood Resource Center
Understanding the role deductibles play when insuring a car is an important part of getting the most out of your insurance policy. Know how your deductibles work to prevent surprise costs!
https://www.progressive.com/answers/car-insurance-deductible/
PROGRESSIVE.COM
How Do Car Insurance Deductibles Work?
Hurricane season is right around the corner - don't wait until you have a loss to check your insurance! Reach out to our agency today to review your coverage and make sure your home has adequate coverage for any storm.
https://www.iii.org/article/hurricane-season-insurance-guide
Insurance coverage is extremely important for a vacant home, because there are lots of dangers that threaten vacant homes in particular. If you're debating whether or not you need a vacant policy, give us a call today to discuss your options!
https://www.foremost.com/learning-center/vacant-home-insurance-what-to-ask-about.asp
FOREMOST.COM
Vacant Home Insurance: What to Ask About
There are many reasons you might want to rent out your home on either a short- or long-term basis. Depending on the rental scenario, your standard homeowners policy may not cover losses incurred while your home is rented out, and you may require a more specialized insurance policy. Give us a call to make sure you and your home are properly covered!
https://www.iii.org/article/coverage-for-renting-out-your-home
Happy Halloweekend!
Follow these safety tips to keep your weekend fun:
- Keep your walkways clear
- Secure your railings
- Secure your pets
- Decorate safely
- Park your car in a safe place
FORBES.COM
Don’t Get Spooked By These Halloween Insurance Claims
Spooky times! Even during the Covid-19 Pandemic, an estimated 58% of Americans plan on celebrating Halloween. Check out the most common claims and the matching coverages you should ask your agent about to make sure you're ready for next weekend!
FORBES.COM
Halloween Will Cause Spike In Insurance Claims
Our partners at Progressive are teaming up with Whole Foods to help insure your Thanksgiving feast! Check out the details below:
TURKEYPROTECTIONPLAN.COM
Thanksgiving Turkey Protection Plan
It's definitely the time of year to gather with friends and family around an outdoor fire pit. Check out some safety tips from #Nationwide:
BLOG.NATIONWIDE.COM
Fire Pit Safety Tips
Uninsured or Underinsured Motorist coverage provides coverage for the type of damage you have no control over: someone else's actions.
If you're not in love with your current agent or auto policy, message me for a review!
Follow along in February as we discuss auto insurance. The most important part of an auto policy is the liability limits. Insurance is here for the things you can not afford, like a major accident. Purchasing state minimum liability limits may be cheaper initially but can leave you drastically exposed.
Message me for a review of your current policy.
Have you ever received two quotes that seem to have the same coverage but are drastically different in premium? This may be the hidden difference.
Goosehead has a quality control department that reviews every single policy sold. Our QC agents are trained to look for this coverage on every home policy.
If you haven't reviewed your home coverage lately, shoot me a message so we can discuss.
Last week, we discussed that HO3 policies are a superior form of coverage, covering you for all perils, unless they're explicitly excluded. If you have one of these policies, here is a list of commonly excluded perils. Flood is an exclusion that takes some clients by surprise.
Call or message me for a quote on flood insurance
One size does not fit all:
Renter, condo owner, homeowner, what type of insurance policy do you need?
I shop the market to find you the best deal on any of these policies. Message me for a quote!
In the new year, we're kicking off a series all about home insurance. At Goosehead, we recommend purchasing the most comprehensive option available to you, in order to better protect your family. Message me for a quote!