Hi! Thanks for your interest in Guild Mortgage Company. I look forward to helping you find your next home loan or walking you through the process of a refinance. It takes years to build respectable and trusting relationships with clients. Hard work, dedication, honesty and always looking after the best interests of my clients has led me to the high degree of success I have today. Michael is COMMITTED to providing the best possible service to his clients at the lowest possible cost. I understand the importance of a good value in times when the real estate market isn't always offering it. Every day a larger portion of the population obtains access to the Internet and all it provides. We understand that in your busy life it sometimes is necessary to transact business at odd hours of the day or night. Unlike most "Internet Only" mortgage conglomerates, Guild Mortgage offers a hybrid of the convenience of the Internet AS WELL AS a personal loan consultant working to make your dream happen, available most normal business hours to give you, our client, the personal contact you expect and deserve.