Your #retirement date isn’t always a choice and the #pandemic has confirmed that fact. Here are three important points to consider if you are ready to #retire and concerned about doing it now.
KIPLINGER.COM
Should You Retire During a Pandemic? 3 Things You Should Know | Kiplinger
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
HARFORDFINANCIALGROUP.COM
What If You Get Audited?
A lot of our clients loving playing pickelball. Have you ever heard of this sport?
HARFORDFINANCIALGROUP.COM
Pickleball in Retirement
It’s hard to believe fall is here. As we gear up for the 2020 holiday season, we at Harford Financial Group would like to express how thankful we are for the opportunity to serve each one of you. These past few months have presented us with unforeseen challenges, and we are incredibly grateful for the continued support, trust, and faith our clients put in us. To kick off the holidays, please enjoy the latest installment of our quarterly newsletter. In this issue, we’ll discuss retirement income planning, protection against identity theft, and saving for college. There’s even a special Thanksgiving pie announcement! And if that weren’t exciting enough, we’ve also included some adorable baby pictures of our staff. Can you guess who’s who?
https://www.harfordfinancialgroup.com/quarterly-newsletters
https://static.fmgsuite.com/media/documents/500746aa-e2dc-4c22-a17a-d550077119a4.pdf
Quarterly Newsletters | Harford Financial Group
Quarterly Newsletters 2020 3rd Quarter NewsletterCLICK HERE to Download2020 2nd Quarter NewsletterCLICK HERE to Download2020 1st Quarter NewsletterCLICK HERE to Download2019 4th Quarter NewsletterCLICK HERE to Download2019 3rd Quarter NewsletterCLICK HERE to Download2019 2nd Quarter NewsletterCLICK....
Quarterly Newsletters | Harford Financial Group
Quarterly Newsletters 2020 3rd Quarter NewsletterCLICK HERE to Download2020 2nd Quarter NewsletterCLICK HERE to Download2020 1st Quarter NewsletterCLICK HERE to Download2019 4th Quarter NewsletterCLICK HERE to Download2019 3rd Quarter NewsletterCLICK HERE to Download2019 2nd Quarter NewsletterCLICK....
Quarterly Newsletters | Harford Financial Group
Quarterly Newsletters 2020 3rd Quarter NewsletterCLICK HERE to Download2020 2nd Quarter NewsletterCLICK HERE to Download2020 1st Quarter NewsletterCLICK HERE to Download2019 4th Quarter NewsletterCLICK HERE to Download2019 3rd Quarter NewsletterCLICK HERE to Download2019 2nd Quarter NewsletterCLICK....
Quarterly Newsletters | Harford Financial Group
Quarterly Newsletters 2020 3rd Quarter NewsletterCLICK HERE to Download2020 2nd Quarter NewsletterCLICK HERE to Download2020 1st Quarter NewsletterCLICK HERE to Download2019 4th Quarter NewsletterCLICK HERE to Download2019 3rd Quarter NewsletterCLICK HERE to Download2019 2nd Quarter NewsletterCLICK....
Quarterly Newsletters | Harford Financial Group
Quarterly Newsletters 2020 3rd Quarter NewsletterCLICK HERE to Download2020 2nd Quarter NewsletterCLICK HERE to Download2020 1st Quarter NewsletterCLICK HERE to Download2019 4th Quarter NewsletterCLICK HERE to Download2019 3rd Quarter NewsletterCLICK HERE to Download2019 2nd Quarter NewsletterCLICK....
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harfordfinancialgroup.com
What did it take to become the richest man in Babylon?
HARFORDFINANCIALGROUP.COM
The Richest Man in Babylon
Learn more about whether you need to pay estimated taxes.
HARFORDFINANCIALGROUP.COM
You May Need to Make Estimated Tax Payments If…
For anyone nearing #retirement or already there, the level of uncertainty has rarely been greater than it is today. #ConsumerReports can help you understand the changes #Congress and the #WhiteHouse are making to the many rules that impact retirement savers while also providing strategies on how best to save.
CONSUMERREPORTS.ORG
Consumer Reports: Retirement Planning Guide - Consumer Reports
Concerned about identity theft? Some things to leave at home. #IdentityTheft
HARFORDFINANCIALGROUP.COM
Please Leave Home Without It
WED, OCT 14
"Courageous Investing in 2020...any Beyond",
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
HARFORDFINANCIALGROUP.COM
A Home Insurance Claim: To File Or Not To File
Yesterday we did a photo shoot in downtown Bel Air with Robin Sommer of Mid Atlantic Photography. She is the consummate professional and was extremely friendly. We love working with local businesses and helping our community. Look out for some of Robin's pictures. We are looking forward in showing you our Beatles Abbey Road remake across Main Street. Robin had the idea and Adam being a huge Beatles fan loved it.
When #HouseHunting, the price of #HomeownersInsurance probably isn’t top of mind. But homes with hidden risks can make getting coverage difficult, expensive, or both. Learning how to identify them could save you a bundle.
MARKETWATCH.COM
Beware of these hidden hazards that can increase the cost of your homeowners insurance
Surprises crop up every day, and they’re a great reason to work with us.
HARFORDFINANCIALGROUP.COM
Surprises
Check out this video on taxes. #IncomeTax
HARFORDFINANCIALGROUP.COM
The Facts About Income Tax
We at Harford Financial Group are extremely proud that we are Veteran-Owned Business. Therefore, Veteran's Day is really special to us. First and foremost, we are so grateful to all our Veteran's for defending and fighting for the freedoms we have. We do not take these freedoms for granted. Second, we know that sometimes it can be challenging for some Veterans to transition from the military to careers outside of the military. Please keep these Veterans in your thoughts and prayers so that they can make that change.
What does it actually cost to raise a child? You might be surprised.
HARFORDFINANCIALGROUP.COM
The Half Million Dollar Baby
Home of the free because of the brave. Thank you to all veterans (past, present, and future) for your service.
MESSENGER
Harford Financial Group updated their business hours.
We had a Great time working with Robin Sommer with MidAtlantic Photography LLC. Here is a sneak peek of some of our new photos. More to come including our Beatles tribute!
Harford Family House
21 hrs ·
One of the key supporters of Harford Family House is Harford Financial Group. We visited with Adam Freeland and Diane Kurek on our trip around town this week promoting Homelessness Awareness Month. Thank you for being such a dedicated supporter of Harford Family House!
Beautiful Harford County sunset from the HFG parking lot. Part of living our best life is recognizing the beauty in the moment and savoring the little things in life.
Learn more about whether you need to pay estimated taxes.
HARFORDFINANCIALGROUP.COM
You May Need to Make Estimated Tax Payments If…
Jen from our team was selected to join the Diversity and Inclusion Council with Cambridge Investment Research! Check out the recent article written in the Aegis! https://www.baltimoresun.com/maryland/harford/aegis/cng-ag-xcomm-eyre-diversity-council-20201116-wd2bclt5ibgtre326kvfngsplm-story.html?fbclid=IwAR10hHvPDqqqCCA-EdH-KEOdGYOo73iCI0WqjcLi55S__n1PQ9RokFAojNM
BALTIMORESUN.COM
Harford Financial Group’s Jennifer Eyre selected for Cambridge Diversity & Inclusion Council
If you get a text that promises a $1,200 #StimulusCheck, don't click on it, the #IRS is warning. Criminals are preying on the hardship that many consumers are experiencing during the #coronavirus #pandemic with a #PhishingScam that won't provide any money — but will steal your personal information.
CBSNEWS.COM
Got a text about a $1,200 stimulus check waiting for you? Don't click, IRS says
Happy Thanksgiving everyone! Great seeing everyone at the pie giveaway on Tuesday. Many thanks to Diane and Donna for their efforts in this particularly under Covid circumstances. Have a wonderful day even under these crazy times. We are grateful for the long-term trusting relationships we have with all of you.
Does the 4% rule still work? The answer lies in your goals, time horizon and risk tolerance.
HARFORDFINANCIALGROUP.COM
Retiring the 4% Rule
Vote here https://baltimoresun.secondstreetapp.com/Harford-Magazines-Best-of-Harford-2020/gallery/?group=359364
While #Medicare makes #HealthCare a lot more affordable for older #Americans, it’s also an extraordinarily complex program to navigate, and it doesn’t cover all your #MedicalCosts.
THEPENNYHOARDER.COM
7 Commonly Asked Medicare Questions (You’re Not the Only One Who’s Confused)
Your financial future is calling. Develop a strategy for your investments today.
HARFORDFINANCIALGROUP.COM
The Cost of Procrastination
https://baltimoresun.secondstreetapp.com/Harford-Magazines-Best-of-Harford-2020/gallery/?group=359364&fbclid=IwAR10d-1Jb9Q6Uq9V99o_X6qBA8TqClLABoXK1RGx_cJntWVw9zTpThzOh9E
Please vote Daily!
Harford Financial Group
November 23 at 8:01 AM ·
Vote here https://baltimoresun.secondstreetapp.com/Harford-Magazines-Best-of-Harford-2020/gallery/?group=359364
Never get stuck with the check again after watching this.
HARFORDFINANCIALGROUP.COM
No Cash, No Checks, No Problem
Harford Financial Group
December 2 at 10:03 AM ·
https://baltimoresun.secondstreetapp.com/Harford-Magazines-Best-of-Harford-2020/gallery/?group=359364&fbclid=IwAR10d-1Jb9Q6Uq9V99o_X6qBA8TqClLABoXK1RGx_cJntWVw9zTpThzOh9E
Part of living our best life is helping others. We are so proud of our team for sponsoring families at Harford Family House and providing toys, clothes, and necessities. Giving of yourself and helping your community is what life is about.
https://baltimoresun.secondstreetapp.com/Harford-Magazines-Best-of-Harford-2020/gallery/?group=359364&fbclid=IwAR10d-1Jb9Q6Uq9V99o_X6qBA8TqClLABoXK1RGx_cJntWVw9zTpThzOh9E
Today we celebrated Melissa's birthday. She is a big Disney fan so Diane and Donna set up her office with the Disney theme and had a Disney princess cake. Question of the day for the team, who is your favorite Disney princess?
Our whole team is Maryland born and bred so we had a nice care basket from one of our partners of all sweets and goodies specific to Maryland like Fisher's popcorn, Utz crab chips, Goetze caramels, Dolle taffee, and other treats. To top it off, we also had a client drop off two tins of Berger cookies. Totally loving it!
It's the last weekend to vote in the Best of Harford Contest! Please vote for Harford Financial Group as the Best Financial Adviser here https://baltimoresun.secondstreetapp.com/Harford-Magazines-Best-of-Harford-2020/
Our new sign installed yesterday afternoon! It was a great job by Diane (no, she did not install it but that would have been great to see). It shows the power of her determination and persistence. She worked over 3 years with the Town of Bel Air to find suitable solution that follows town code. Fantastic job! Also, great job by Paul for a lot of manual work to clean up area and clean up landscape.
My oh my! We are so happy that Santa's helpers are such good bakers. Two of his elves in Rosedale made some of the softest and most delightful sugar cookies that melt in your mouth.
Michael, hands down won our most spirited teammate in our socially distanced Christmas party. You gotta love this suit! Who says financial planning profession attracts boring people? We need to cue up a little ZZ Top music, "Women go crazy for a sharp dressed man!"
The great thing about #401(k) plans is that they make saving for #retirement an automatic process. With a 401(k), you sign up, tell your payroll department to deduct a certain portion of each paycheck, and effectively call it a day. But with #2020 coming to a close, now's the time to give your 401(k) some added attention. Here are three important moves to make before the year wraps up.
USATODAY.COM
Your money should be working for you: Here are 3 year-end 401(k) moves to make
Congratulations to Bryce for passing his second course, insurance planning, to meet the requirements to sit for the Certified Financial Planner (CFP) exam. To meet the CFP education requirements, people have to pass classes on introduction to financial planning, estate planning, insurance planning, investment management, retirement income planning, and taxation.
Another one of Santa's helpers sent us a Universal Yum package with goodies from all over the world like Poland, Brazil, Phillipines, Thailand, Colombia, Italy, France, Scandinavia, UK, Egypt and Russia. What an original gift! Jacob Freeland loved the garlic potato chips from Poland. Thank you Santa's Helper! We love you.
With low inventory, it's a #Seller'sMarket—it could take you months to find a home. Here's how to stay in the game.
THESTREET.COM
Buying a Home Will Take Longer, Be Tougher in 2021
During our daily meetings, we go over our team's priorities. However, we also try to keep it fun. On Monday, we asked a song that you like. It did not have to be a favorite. Over the weekend, Adam watched the documentary on the Bee Gees and it reminded him of the first album he owned, Saturday Night Fever and classic songs like How Deep Is Your Love, Night Fever, Stayin Alive, and More Than a Woman.
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
HARFORDFINANCIALGROUP.COM
Immediate vs. Deferred Annuities
Our new sign installed yesterday afternoon! It was a great job by Diane (no, she did not install it but that would have been great to see). It shows the power of her determination and persistence. She worked over 3 years with the Town of Bel Air to find suitable solution that follows town code. Fantastic job! Also, great job by Paul for a lot of manual work to clean up area and clean up landscape.
My oh my! We are so happy that Santa's helpers are such good bakers. Two of his elves in Rosedale made some of the softest and most delightful sugar cookies that melt in your mouth.
It’s a long race women run toward retirement, and the steps you take now will impact tomorrow.
HARFORDFINANCIALGROUP.COM
The Long Run: Women and Retirement
With low inventory, it's a #Seller'sMarket—it could take you months to find a home. Here's how to stay in the game.
THESTREET.COM
Buying a Home Will Take Longer, Be Tougher in 2021
During our daily meetings, we go over our team's priorities. However, we also try to keep it fun. On Monday, we asked a song that you like. It did not have to be a favorite. Over the weekend, Adam watched the documentary on the Bee Gees and it reminded him of the first album he owned, Saturday Night Fever and classic songs like How Deep Is Your Love, Night Fever, Stayin Alive, and More Than a Woman.
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
HARFORDFINANCIALGROUP.COM
Immediate vs. Deferred Annuities
Our new sign installed yesterday afternoon! It was a great job by Diane (no, she did not install it but that would have been great to see). It shows the power of her determination and persistence. She worked over 3 years with the Town of Bel Air to find suitable solution that follows town code. Fantastic job! Also, great job by Paul for a lot of manual work to clean up area and clean up landscape.
Divorce is a painful process. Avoid financial mistakes that may have life-long consequences.
HARFORDFINANCIALGROUP.COM
A House Divided
It’s a long race women run toward retirement, and the steps you take now will impact tomorrow.
HARFORDFINANCIALGROUP.COM
The Long Run: Women and Retirement
With low inventory, it's a #Seller'sMarket—it could take you months to find a home. Here's how to stay in the game.
THESTREET.COM
Buying a Home Will Take Longer, Be Tougher in 2021
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
HARFORDFINANCIALGROUP.COM
What If You Get Audited?
Everyone envisions something a little different for their #retirement. One thing we all probably have in common, though, is the desire for #FinancialSecurity after spending decades in the workforce. But how do you know if you’ll have enough to #retire?
THEBALANCE.COM
Can You Get By on the Average Retirement Income?
TUE, MAR 9 AT 6:00 PM EST
Medicare Planning
THU, MAR 4 AT 6:00 PM EST
Quarterly Economic Outlook with Horizon
WED, MAR 3 AT 12:00 PM EST
Tax Planning 2021
"Your time is limited, so don't waste it living someone else's life." - Steve Jobs
#MortgageRates are around record lows. Is it time for you to #refinance your #HomeLoan? The decision is not a simple slam dunk. Here are three questions to ask yourself first.
MARKETWATCH.COM
Should I refinance my mortgage? Here’s how to decide
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
HARFORDFINANCIALGROUP.COM
What If You Get Audited?
Everyone envisions something a little different for their #retirement. One thing we all probably have in common, though, is the desire for #FinancialSecurity after spending decades in the workforce. But how do you know if you’ll have enough to #retire?
THEBALANCE.COM
Can You Get By on the Average Retirement Income?
Don't forget this Thursday is our College Planning webinar! Feel free to pass it on to friends that may benefit from this information.
THU, JAN 28 AT 6:00 PM EST
An Inside Look at Qualifying for Financial Aid
Ever heard of a Roth 401(k)? Would one be right for you?
HARFORDFINANCIALGROUP.COM
What Is a Roth 401(k)?
"Your time is limited, so don't waste it living someone else's life." - Steve Jobs
#MortgageRates are around record lows. Is it time for you to #refinance your #HomeLoan? The decision is not a simple slam dunk. Here are three questions to ask yourself first.
MARKETWATCH.COM
Should I refinance my mortgage? Here’s how to decide
Your chance of an IRS audit may not be that high. It pays to know what may trigger one. #IRSaudit
HARFORDFINANCIALGROUP.COM
What If You Get Audited?
Check out the The Dirty Dozen Tax Scams to look at for in 2021
https://www.harfordfinancialgroup.com/resource-center/tax/dirty-dozen-tax-scams-to-watch-for
Jacob finished his Eagle Scout Project last weekend! An expectant Mother will be moving in soon. Thank you to everyone that donated and helped Jacob with this project!
We could all use some extra funds, especially after surviving 2020. This article will help you make an educated guess on when you might see your #TaxRefund.
FORBES.COM
Tax Refund Chart Can Help You Guess When You’ll Receive Your Money In 2021
Wondering about your choices for putting aside money for retirement? Learn more about your options. #Annuities
HARFORDFINANCIALGROUP.COM
Immediate vs. Deferred Annuities
Don't forget this Thursday is our College Planning webinar! Feel free to pass it on to friends that may benefit from this information.
THU, JAN 28
An Inside Look at Qualifying for Financial Aid
Ever heard of a Roth 401(k)? Would one be right for you?
HARFORDFINANCIALGROUP.COM
What Is a Roth 401(k)?
WED, FEB 10 AT 12:00 PM EST
Economic Outlook for 2021 and Beyond
The #TaxCutsAndJobsAct of 2018, which brought the most substantial changes to the tax code in 30 years, is being challenged by #COVID. The good news is that because of those changes, there are some increased #TaxSavings that come with #homeownership. Learn more here.
SFGATE.COM
7 Tax Benefits of Owning a Home: A Complete Guide for Filing This Year
Children with special needs may need ongoing help after theirparents are gone.
HARFORDFINANCIALGROUP.COM
4 Steps to Protecting a Child with Disabilities
A little more snow day fun with the kids and pets of HFG!
To Register please click on the link:
https://attendee.gotowebinar.com/register/4075396335548806667
The kids and pups are enjoying the snow! We hope all of our clients are staying safe and warm!
Surprises crop up every day, and they’re a great reason to work with us.
HARFORDFINANCIALGROUP.COM
Surprises
WED, FEB 10
Economic Outlook for 2021 and Beyond
The #TaxCutsAndJobsAct of 2018, which brought the most substantial changes to the tax code in 30 years, is being challenged by #COVID. The good news is that because of those changes, there are some increased #TaxSavings that come with #homeownership. Learn more here.
SFGATE.COM
7 Tax Benefits of Owning a Home: A Complete Guide for Filing This Year
Children with special needs may need ongoing help after theirparents are gone.
HARFORDFINANCIALGROUP.COM
4 Steps to Protecting a Child with Disabilities
A little more snow day fun with the kids and pets of HFG!
To Register please click on the link:
https://attendee.gotowebinar.com/register/4075396335548806667
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
HARFORDFINANCIALGROUP.COM
How to Make the Tax Code Work for You
A few members of our team are featured in the latest I95 Business February issue. Click below to check it out.
https://i95business.com/articles/1672
I95BUSINESS.COM
Harford Financial Group Advocates for Women Leaders and Clients : I95 Business
Surprises crop up every day, and they’re a great reason to work with us.
HARFORDFINANCIALGROUP.COM
Surprises
http://www.belairnewsandviews.com/2021/01/harford-financial-groups-adam-freeland-and-melissa-mullan-selected-for-club-for-top-financial-advisors.html
BELAIRNEWSANDVIEWS.COM
Harford Financial Group's Adam Freeland and Melissa Mullan selected for club for top financial advisors - Bel Air News & Views
MESSENGER
Harford Financial Group updated their business hours.
MESSENGER
Harford Financial Group updated their info in the about section.
"Every day, think as you wake up, today I am fortunate to be alive, I have a precious human life, I am not going to waste it." - Dalai Lama
It’s getting to be that time of year, the time when you get your #TaxRefund. It can be tempting to use your #refund frivolously, but we have some other ideas. Here are 11 ways we think you should consider using your tax refund this year.
QUICKANDDIRTYTIPS.COM
11 Smart Ways to Use Your Tax Refund
We all have a money personality type, and our attitude impacts all our financial decisions, especially #retirement. Discovering your “money personality type” can help you avoid mistakes and build on your strengths, so your #financial future is more secure.
NEWRETIREMENT.COM
What is Your Money Personality Type? Will it Impact Your Retirement?
Being healthy may help your personal finances.
HARFORDFINANCIALGROUP.COM
Putting a Price Tag On Your Health
http://www.belairnewsandviews.com/2021/01/harford-financial-groups-adam-freeland-and-melissa-mullan-selected-for-club-for-top-financial-advisors.html
BELAIRNEWSANDVIEWS.COM
Harford Financial Group's Adam Freeland and Melissa Mullan selected for club for top financial advisors - Bel Air News & Views
MESSENGER
Harford Financial Group updated their business hours.
MESSENGER
Harford Financial Group updated their info in the about section.
"Every day, think as you wake up, today I am fortunate to be alive, I have a precious human life, I am not going to waste it." - Dalai Lama
The #ManufacturingSector has bounced back from its #pandemic knockout. But as the #economy reopens, factories can't keep up with orders causing prices to skyrocket.
AXIOS.COM
Factories are having a hard time keeping up with orders
Ever heard of a Roth 401(k)? Would one be right for you?
HARFORDFINANCIALGROUP.COM
What Is a Roth 401(k)?
#Americans are waiting for their 2020 #RefundChecks after a delayed start to the tax season, but some are having difficulty using the online tool that lets them know when they’ll get paid.
FASTCOMPANY.COM
IRS Where’s My Refund tool not working for some taxpayers waiting for payments
We all have a money personality type, and our attitude impacts all our financial decisions, especially #retirement. Discovering your “money personality type” can help you avoid mistakes and build on your strengths, so your #financial future is more secure.
NEWRETIREMENT.COM
What is Your Money Personality Type? Will it Impact Your Retirement?
Being healthy may help your personal finances.
HARFORDFINANCIALGROUP.COM
Putting a Price Tag On Your Health
http://www.belairnewsandviews.com/2021/01/harford-financial-groups-adam-freeland-and-melissa-mullan-selected-for-club-for-top-financial-advisors.html
BELAIRNEWSANDVIEWS.COM
Harford Financial Group's Adam Freeland and Melissa Mullan selected for club for top financial advisors - Bel Air News & Views
This totally expresses our belief in life centered financial planning and concept of inner wealth. The purpose of our money is to live the best life possible of meaningful relationships, experiences, work, and service with the time we have available.
A #SocialSecurityRetirementBenefit is a percentage of your average monthly income using your highest 35 years of #Inflation-AdjustedEarnings.
DALLASNEWS.COM
Adding up the numbers: Retirement benefit calculation – the advanced course
Do you know what your #insurance needs are, when you’re married, with children?
HARFORDFINANCIALGROUP.COM
Insurance Needs Assessment: Married With Children
Our mission is to help create lives of meaning. One of the tenets is inner wealth. Inner wealth is the practice of balancing the wealth you have with the life you want; act of putting money in perspective to focus on what matters most and to concentrate on making our goals reality.
We had a little visitor today. When asked what his favorite part of the day was he said it was when I could hug my Mom! 😍 This is Melissa’s youngest son, Seth.
#Retirement is actually an ideal time to write a manifesto. Retirement is your time — your time to be who you want to be. You may be hampered by #finances, but your time and beliefs are your own and retirement is a perfect time to embody and promote your own ideals. In retirement, you are not defined by the work you do for money, this is your time to be defined by you.
NEWRETIREMENT.COM
What is Your Retirement Manifesto? | NewRetirement
It can be difficult to know what to ask when you’re new to Medicare. We have a handy list of questions—and answers—to help you get started. Learn more here:
HARFORDFINANCIALGROUP.COM
Questions to Ask About Medicare
Wishing your day is filled with a bit of Irish luck and good fortune!
You may have heard the term Required Minimum Distribution at one point or another. Many clients call and ask us what is an RMD and when do I need to worry about it? We created a short video to explain what RMD's are all about.
You can watch the video by clicking below
https://www.harfordfinancialgroup.com/rmds-what-they-are-and-how-they-work
HARFORDFINANCIALGROUP.COM
RMDs - What they are and how they work
"The greatness of a life can be measured by the greatness of a moment: the height of a mountain range is not given by the height of some valley but by the tallest peak. In life, too, the peaks decide the meaningfulness of the life, and a single moment can retroactively flood an entire life with meaning." - Victor Frankl
Surprises crop up every day, and they’re a great reason to work with us.
HARFORDFINANCIALGROUP.COM
Surprises
Isobel stopped by on her way home from rehab today. We sure missed her smiling face!! She should be back in a few weeks!
We had a little visitor today. When asked what his favorite part of the day was he said it was when I could hug my Mom! 😍 This is Melissa’s youngest son, Seth.
#Retirement is actually an ideal time to write a manifesto. Retirement is your time — your time to be who you want to be. You may be hampered by #finances, but your time and beliefs are your own and retirement is a perfect time to embody and promote your own ideals. In retirement, you are not defined by the work you do for money, this is your time to be defined by you.
NEWRETIREMENT.COM
What is Your Retirement Manifesto? | NewRetirement
