Value. Growth. Cycles. Underperform. Outperform. Confusing? When was your last Investment IQ test? #ValueInvesting
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Value vs. Growth Investing
There are many factors to consider before tapping retirement money to pay for college.
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Should You Tap Retirement Savings to Fund College?
Three tips for giving smart from the heart.
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Charitable Giving: Smart from the Heart
Considering crowdfunding? Take time to do the research first. #Crowdfunding
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Crowdfunding—Capital for the 21st Century
Timothy Hayes Financial & Ins Svcs, Inc. added a button to help you learn more about them.
Recovery. Recession. Gross Domestic Product. Learn the language of economic cycles.
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The Business Cycle
The key to #healthcare in retirement might be a patchwork of different choices.
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Extended Care: A Patchwork of Possibilities
You make your own investment decisions, but how familiar are you with the products? Take our short quiz.
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What’s Your Investment IQ?
What does it actually cost to raise a child? You might be surprised.
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The Half Million Dollar Baby
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
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Data Thieves from Outer Space
The truth is a little more complicated with these personal finance idioms.
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The Latte Lie and Other Myths
Does your #insurance cover you if you get into an accident with an uninsured driver?
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Protection Against Uninsured Drivers
Learn about the great retirement income gap — and see if you're at risk — at a no-cost presentation.
Join this presentation to find out how you may offset expenses and help protect your future: https://tinyurl.com/yxnejmus
What would happen in retirement if your needs unexpectedly changed and your expenses suddenly outpaced your budget? The difference between your income and your expenses is known as the retirement income gap — and it’s triggered most often by health conditions that require long-term care (LTC).
You can’t predict when a chronic condition may develop, or how long it may affect your income. Take this opportunity to learn how OneAmerica® Care Solutions can help. We’re the only place in the market to get the guarantee and security that your retirement may be protected no matter how long you need LTC.1 How’s that for peace of mind?
Do you know the risk factors that can lead to cognitive decline? #dementia #alzheimersdisease
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Avoiding Cognitive Decline
Timothy Hayes Financial & Ins Svcs, Inc. updated their phone number.
If you’re a business owner and don’t get BOP’ed, you could be making a huge mistake.
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Stay Safe with a B.O.P. At Your Back
Test your estate strategy knowledge with this short quiz.
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Test Your Estate Strategy Knowledge
Long-term-care insurance is one of the most complex types of insurance you may consider. Learn more.
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What to Look for in a Long-Term Care Policy
Timothy Hayes Financial & Ins Svcs, Inc. updated their business hours.
#Insurance is designed to protect you from financial loss, but filing a claim may cost you more in the long run.
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A Home Insurance Claim: To File Or Not To File
When considering a record keeping system for your business, you need to ask yourself some very important questions
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Keeping Good Records is Good Business
Renter? Think you’re covered by the owner’s insurance? Do a double check. #rentersinsurance #renting #insurance
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An Overview of Renter’s Insurance
Credit Score: A statistical estimation of how likely you are to pay your debts. What's your score?
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How Does Your Credit Score Compare?
What does the average American budget look like? We’ve created a fun interactive piece that lets you see how your own budget compares. Read more now.
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The Average American Budget
Lifestyle inflation can be the enemy of wealth building.
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Keeping Up with the Joneses
When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.
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When Markets React
What charitable organizations do you support? Have you considered strategies other than writing checks?
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Trends in Charitable Giving
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
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Critical Estate Documents
It might surprise you how well Millennials are saving for retirement. #genY #retirement #savings
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What Our Kids Can Teach us About Saving Money
What do you think your #retirement will be like? Attitudes are changing, and many are working in their #goldenyear
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Retirement Redefined
Do you know the best way to set your child up for collegiate success? Make sure with this miniature guide to financial aid options.
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Financial Aid for Students 101
Considering alternative investments? It’s critical to sort through the complexity. #video
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Alternative Investments - Going Mainstream
#SocialMedia may be important in growing your company, but it may introduce liability. Is your company protected?
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Social Media: #NewestBusinessLiabilityRisk
Have a kid heading off to college? Here are a few tips.
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A Cheat Sheet for Sending Your Kid to College
You may not be able to stop #floods from wreaking havoc, but #insurance can manage some of the financial loss.
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Protecting Your Home Against Flood Loss
What would happen to your loved ones if you were gone? Make financial preparations today.
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Variable Universal Life Insurance
Investors should understand the ways in which financial professionals are compensated for the services they provide.
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How Financial Professionals Are Compensated
Children with special needs may need ongoing help after theirparents are gone.
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4 Steps to Protecting a Child with Disabilities
Ask yourself hard questions: Do I know enough about estate management? Will my family be ready?
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Estate Management Checklist
The beans brewed for your morning coffee may have changed hands many times #MorningCoffee
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The Economic Journey of Your Morning Coffee
Periodic withdrawals in retirement may not be such a good idea.
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Systematic Withdrawals in Retirement
When the rules of the game change, tactics should follow in response to the new landscape.
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Revising Estate Strategy Assumptions
Are you planning to work after taking Social Security benefits? Know the rules. #SocialSecurityBenefits
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How Will Working Affect Social Security Benefits?
A home is the single largest financial commitment for most people. What mortgage fits you best?
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Choosing a Mortgage
Second homes have unique risks and insuring them is different than a primary home.
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Insuring Your Second Home
Over age 50? You may be able to catch-up on retirement.
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Catch-Up Contributions
Do you know the ins and outs of charitable giving? It's more complicated than you may think. Learn more now.
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Year-End Charitable Gifting and You
Many have heard they should avoid probate; do you understand what probate is and how it works?
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Problems with Probate
That big list of dreams and goals isn't the only way to look at your bucket list.
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A New Way to Look at Your Bucket List
Is your retirement portfolio subject to “sequence of returns” danger?
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Retirement Income and the Traditional Portfolio
The key to #healthcare in retirement might be a patchwork of different choices.
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Extended Care: A Patchwork of Possibilities
Here are a few key factors to consider when naming an executor for your estate.
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And the Executor Is
The sooner you begin investing, the longer your money can work for you.
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The Cost of Procrastination
The key to #healthcare in retirement might be a patchwork of different choices.
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Extended Care: A Patchwork of Possibilities
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
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Red Flags for Tax Auditors
What does it actually cost to raise a child? You might be surprised.
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The Half Million Dollar Baby
Do you know the difference between a global mutual fund and an international mutual fund?
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Global and International Funds
Here are a few key factors to consider when naming an executor for your estate.
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And the Executor Is
The sooner you begin investing, the longer your money can work for you.
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The Cost of Procrastination
The financial markets will have volatile swings. Create a sound investment strategy.
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Events on Wall Street
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
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Tax Deductions You Won't Believe
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
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Red Flags for Tax Auditors
What does it actually cost to raise a child? You might be surprised.
TIMOTHYHAYESFINANCIAL.COM
The Half Million Dollar Baby
Do you know the difference between a global mutual fund and an international mutual fund?
TIMOTHYHAYESFINANCIAL.COM
Global and International Funds
Here are a few key factors to consider when naming an executor for your estate.
TIMOTHYHAYESFINANCIAL.COM
And the Executor Is
$100 not spent is more like $143. Intrigued? #taxes #saving
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Stop Wasting Money
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
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Data Thieves from Outer Space
The financial markets will have volatile swings. Create a sound investment strategy.
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Events on Wall Street
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
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Tax Deductions You Won't Believe
These 6 things might make your next return a prime target for an IRS audit. #taxes #IRS #audit
TIMOTHYHAYESFINANCIAL.COM
Red Flags for Tax Auditors
What does it actually cost to raise a child? You might be surprised.
TIMOTHYHAYESFINANCIAL.COM
The Half Million Dollar Baby
Saving for college doesn’t have to be as complicated as college itself.
TIMOTHYHAYESFINANCIAL.COM
Saving for College 101
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
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“Dirty Dozen” Tax Scams to Watch For
Even low inflation rates can pose a threat to investment
returns. #inflation #investment
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Inflation and Your Portfolio
$100 not spent is more like $143. Intrigued? #taxes #saving
TIMOTHYHAYESFINANCIAL.COM
Stop Wasting Money
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
TIMOTHYHAYESFINANCIAL.COM
Data Thieves from Outer Space
The financial markets will have volatile swings. Create a sound investment strategy.
TIMOTHYHAYESFINANCIAL.COM
Events on Wall Street
Some simple, inexpensive energy-saving tips that may help you save money.
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A Penny Saved is Two Pennies Earned
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
TIMOTHYHAYESFINANCIAL.COM
Critical Estate Documents
Don’t get greedy when the market rises, and don’t panic when it falls. Sound advice—learn more. #BuyLowSellHigh
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The Cycle of Investing
Saving for college doesn’t have to be as complicated as college itself.
TIMOTHYHAYESFINANCIAL.COM
Saving for College 101
Every year the IRS releases a list of tax scams: Read and beware. #taxes #taxscams #scams
TIMOTHYHAYESFINANCIAL.COM
“Dirty Dozen” Tax Scams to Watch For
Even low inflation rates can pose a threat to investment
returns. #inflation #investment
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Inflation and Your Portfolio
Making objective choices can be tough when investing, but many savvy investors know how to keep their decisions emotion-free.
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What Smart Investors Know
It’s possible to avoid these classic #retirement traps, with a little preparation.
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Retirement Traps to Avoid
Some simple, inexpensive energy-saving tips that may help you save money.
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A Penny Saved is Two Pennies Earned
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
TIMOTHYHAYESFINANCIAL.COM
Critical Estate Documents
Don’t get greedy when the market rises, and don’t panic when it falls. Sound advice—learn more. #BuyLowSellHigh
TIMOTHYHAYESFINANCIAL.COM
The Cycle of Investing
Saving for college doesn’t have to be as complicated as college itself.
TIMOTHYHAYESFINANCIAL.COM
Saving for College 101
Could you find acres of diamonds in your own backyard? Watch this video.
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Acres of Diamonds
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
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Do You Owe The AMT?
It isn't whether you should have auto insurance - it's what kind you should have. #autoinsurance
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The ABC’s of Auto Insurance
Making objective choices can be tough when investing, but many savvy investors know how to keep their decisions emotion-free.
TIMOTHYHAYESFINANCIAL.COM
What Smart Investors Know
It’s possible to avoid these classic #retirement traps, with a little preparation.
TIMOTHYHAYESFINANCIAL.COM
Retirement Traps to Avoid
Some simple, inexpensive energy-saving tips that may help you save money.
TIMOTHYHAYESFINANCIAL.COM
A Penny Saved is Two Pennies Earned
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
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What Do Your Taxes Pay For?
You may not be able to stop #floods from wreaking havoc, but #insurance can manage some of the financial loss.
TIMOTHYHAYESFINANCIAL.COM
Protecting Your Home Against Flood Loss
Could you find acres of diamonds in your own backyard? Watch this video.
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Acres of Diamonds
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
TIMOTHYHAYESFINANCIAL.COM
Do You Owe The AMT?
It isn't whether you should have auto insurance - it's what kind you should have. #autoinsurance
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The ABC’s of Auto Insurance
Making objective choices can be tough when investing, but many savvy investors know how to keep their decisions emotion-free.
TIMOTHYHAYESFINANCIAL.COM
What Smart Investors Know
Does your #business need some digital help? Here are some new #apps that might help!
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Top New Digital Tools for Small Businesses
Are you planning to work after taking Social Security benefits? Know the rules. #SocialSecurityBenefits
TIMOTHYHAYESFINANCIAL.COM
How Will Working Affect Social Security Benefits?
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
TIMOTHYHAYESFINANCIAL.COM
What Do Your Taxes Pay For?
You may not be able to stop #floods from wreaking havoc, but #insurance can manage some of the financial loss.
TIMOTHYHAYESFINANCIAL.COM
Protecting Your Home Against Flood Loss
Could you find acres of diamonds in your own backyard? Watch this video.
TIMOTHYHAYESFINANCIAL.COM
Acres of Diamonds
If you want to avoid any potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
TIMOTHYHAYESFINANCIAL.COM
Do You Owe The AMT?
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
TIMOTHYHAYESFINANCIAL.COM
Data Thieves from Outer Space
When dealing with a divorce, there are some secrets to dealing with the stress, especially when it comes to money.
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Budgeting After a Divorce
Want to test your life insurance knowledge? Take our quiz and find out where you rank.
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Test Your Life Insurance Knowledge
Does your #business need some digital help? Here are some new #apps that might help!
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Top New Digital Tools for Small Businesses
Are you planning to work after taking Social Security benefits? Know the rules. #SocialSecurityBenefits
TIMOTHYHAYESFINANCIAL.COM
How Will Working Affect Social Security Benefits?
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
TIMOTHYHAYESFINANCIAL.COM
What Do Your Taxes Pay For?
The tax rules that govern donating art are complex and confusing. #taxes #art
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Donating Art: Taxation Abstraction
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
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Five Most Overlooked Tax Deductions
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
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How to Make the Tax Code Work for You
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
TIMOTHYHAYESFINANCIAL.COM
Data Thieves from Outer Space
When dealing with a divorce, there are some secrets to dealing with the stress, especially when it comes to money.
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Budgeting After a Divorce
Want to test your life insurance knowledge? Take our quiz and find out where you rank.
TIMOTHYHAYESFINANCIAL.COM
Test Your Life Insurance Knowledge
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
TIMOTHYHAYESFINANCIAL.COM
Critical Estate Documents
When the rules of the game change, tactics should follow in response to the new landscape.
TIMOTHYHAYESFINANCIAL.COM
Revising Estate Strategy Assumptions
The tax rules that govern donating art are complex and confusing. #taxes #art
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Donating Art: Taxation Abstraction
Are you overpaying your #taxes? Here’s five overlooked #tax #deductions.
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Five Most Overlooked Tax Deductions
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
TIMOTHYHAYESFINANCIAL.COM
How to Make the Tax Code Work for You
Do you know how to avoid internet fraud? Janet does. Learn how to keep yourself safe from data thieves of all kinds.
TIMOTHYHAYESFINANCIAL.COM
Data Thieves from Outer Space
