HBC Benefits is your source for all your individual and small-group health insurance needs. We educate before healthcare selection so that you get the most for your health-care dollars. Because every individual, group is different, we take the time to ensure we find the right plan for you. Our team is licensed in the states of New Jersey, New York, Pennsylvania, Delaware, and Maryland. Product trained and certified with Aetna, Cigna, Humana, Horizon BCBSNJ and United Healthcare.