Three steps may make a difference if you find yourself suddenly single.
HFGLLC.COM
Suddenly Single: 3 Steps to Take Now
College, kids and costs.
HFGLLC.COM
Getting a Head Start on College Savings
You’ll need to weigh several factors before retiring abroad.
HFGLLC.COM
Thinking of Retiring Abroad?
To make money harder to copy, there have been continual changes to the artwork, paper and ink. #Counterfeit
HFGLLC.COM
Countering Counterfeit Currency
Where there's a will there's a way. Don't leave your estate unattended—update your documents.
HFGLLC.COM
Critical Estate Documents
Lifestyle inflation can be the enemy of wealth building.
HFGLLC.COM
Keeping Up with the Joneses
Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?
HFGLLC.COM
Mortgages in Retirement
In September, stock prices dropped as investors worried about stalled fiscal stimulus talks, the upcoming election, and new European coronavirus cases.
HFGLLC.COM
Monthly Market Insights | October 2020
You won’t believe what these taxpayers tried to get away with. #IRS #taxes #funny #humor
HFGLLC.COM
Tax Deductions You Won't Believe
Watch the video here: https://www.hfgllc.com/blog/2020-election-presentation
M0 is the total of all physical currency worldwide. What’s it look like?
HFGLLC.COM
How Big is Money?
Autumn has arrived, with students back in school, baseball playoffs beginning, and football in full swing. Life is trying to get back to as normal as possible despite the ongoing impact from COVID-19. While the number of new daily...
HFGLLC.COM
Signs of Strength in the Economy
Is inflation factored into your investment strategy?
HFGLLC.COM
TIPS for Inflation
Are your investment decisions based on rational analysis or are they driven by emotion? #SmartInvesting
HFGLLC.COM
What Smart Investors Know
Ever wonder about those free credit scores you get once a year? #creditscore #credit
HFGLLC.COM
The Lowdown on Those Free Credit Scores
Are you ready for school—again?
HFGLLC.COM
Estimating the Cost of College
Here’s a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.
HFGLLC.COM
Life and Death of a Twenty Dollar Bill
When considering a record keeping system for your business, you need to ask yourself some very important questions
HFGLLC.COM
Keeping Good Records is Good Business
“Old age is no place for sissies,” said actress Bette Davis. #LifeInsurance
HFGLLC.COM
Planning for the Expected
Meet the HFG Team! We thank you for your continued trust in us!
The tax rules that govern donating art are complex and confusing. #taxes #art
HFGLLC.COM
Donating Art: Taxation Abstraction
Working in Retirement: New trend or same old story?
HFGLLC.COM
Where Will Your Retirement Money Come From?
If you died, what would happen to your email archives, social
profiles, and online accounts?
HFGLLC.COM
Safeguard Your Digital Estate
A #specialneeds #trust can help care for a special needs child, even after you’re gone.
HFGLLC.COM
When Special Care Is Needed: The Special Needs Trust
Business owners should consider a succession plan sooner rather than later.
HFGLLC.COM
Succeeding at Business Succession
When was the last time you paid yourself first?
HFGLLC.COM
Pay Yourself First
Here are eight mistakes to avoid when #saving #retirement.
HFGLLC.COM
Eight Mistakes That Can Upend Your Retirement
In October, stock prices felt increased pressure due to inaction on a second American fiscal stimulus bill and a rise in global COVID-19 cases.
HFGLLC.COM
Monthly Market Insights | November 2020
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
HFGLLC.COM
Creative Ways to Motivate Your Employees
The American people have voted, casting a record number of ballots under extraordinary circumstances, which is a testament to the enduring resilience of our democracy. Determining the outcome of our elections is a process, but it...
HFGLLC.COM
Election 2020 Is Undecided
Terrible or wonderful; Could a variable annuity be right for you? #annuity #retirement
HFGLLC.COM
Is a Variable Annuity Right for Me?
The #StockMarket has a long and storied history, from the Dutch East India Company to Wall St.
HFGLLC.COM
From Boats to Brokers
America delivered quite an encore to a surprisingly good second quarter earnings season with more of the same in the third quarter, despite a higher bar. S&P 500 Index companies didn’t quite match the biggest upside surprise ever—
HFGLLC.COM
Q3 Results Brighten 2021 Picture
Children with special needs may need ongoing help after theirparents are gone.
HFGLLC.COM
4 Steps to Protecting a Child with Disabilities
Surprises crop up every day, and they’re a great reason to work with us.
HFGLLC.COM
Surprises
U.S. Service Members should consider taking advantage of programs that are available. #MilitaryFamilies
HFGLLC.COM
Personal Finance Tips for Military Families
When it comes to investing, you may be your own worst enemy.
HFGLLC.COM
Don’t Be Your Own Worst Enemy
If you don’t have an #estatestrategy, here’s some reasons why you should.
HFGLLC.COM
Why Everyone Needs an Estate Strategy
Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.
HFGLLC.COM
To Buy or Not to Buy
More than most years, it’s hard to look ahead to the next year, to 2021, without looking back at 2020. A global pandemic, a massive economic collapse, a bear market, a surprisingly sharp reversal...
HFGLLC.COM
Outlook 2021: Powering Forward
The tax rules that govern donating art are complex and confusing. #taxes #art
HFGLLC.COM
Donating Art: Taxation Abstraction
Did you know you can trade in an annuity or a life insurance policy without triggering a tax bill?
HFGLLC.COM
What Is a 1035 Exchange?
In November, stock prices powered higher and energized investors thanks to a month-long succession of positive news events.
HFGLLC.COM
Monthly Market Insights | December 2020
What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1. #IncomeTax
HFGLLC.COM
What Do Your Taxes Pay For?
Have you used a junk-drawer approach to manage your investments? #InvestmentStrategy
HFGLLC.COM
The Junk Drawer Approach to Investing
Lifestyle inflation can be the enemy of wealth building.
HFGLLC.COM
Keeping Up with the Joneses
HFGLLC.COM
Market Policy Projections for 2021
This month, America honors the legacy of Dr. Martin Luther King, Jr.
As we look around today, we see manifestations of that legacy in the form of stronger, more diverse communities, in the continued fight for equality, and in the opportunities and relationships that connect those who were once kept separate. While we have come far, there is much more to be done.
Martin Luther King, Jr. Day honors Dr. King’s life, his dream, and the values he urged our nation to uphold: racial and social justice, peace, and community. May Dr. King’s enduring dream continue to uplift and transform our lived experience to bring unity and healing to our great nation.
#MLKDay
The resilience of the US economy continues to exceed our expectations. With encouraging progress toward ending the pandemic, and massive fiscal stimulus in place—and more likely coming soon, our prior economic growth forecasts...
HFGLLC.COM
Raising GDP And Stock Market Forecasts
Do you know how much you’ll spend during your retirement? The answer may be more complicated than you’d expect. Learn more here.
HFGLLC.COM
How Retirement Spending Changes With Time
For us, trust is everything. That’s why we work diligently to earn, and keep, your confidence. One of the surest signs of trust is when a client refers their friends and family to us for financial advice. We truly cannot thank you all enough for the many wonderful referrals you have sent our way. We are so incredibly grateful!
As always, please continue to share our information as well as our helpful Client Engagement Guide, with anyone you feel would benefit from our services. Link to our helpful guide is here: https://www.hfgllc.com/p/new-client-process
Imagine your ideal post-pandemic retirement with this hopeful, animated video from Herbert Financial Group.
HFGLLC.COM
Retiring in a Post-Pandemic World
Did You Know 💭
Here a few fun facts about HFG!
You can always visit www.hfgllc.com to learn more about us!
You can help ensure that losing your wallet doesn't turn into something bigger.
HFGLLC.COM
What to Do When You Lose Your Wallet
We are HIRING! 📢
Full description here: https://www.hfgllc.com/hfg-careers
Interest rates have risen steadily over the past six months but remain low by historical standards. That means the traditional high-quality bonds that many of us owned for decades are not doing the job for investors looking for income,...
HFGLLC.COM
Weekly Market Commentary - The Search For Income
What does the average American budget look like? We’ve created a fun interactive piece that lets you see how your own budget compares. Read more now.
HFGLLC.COM
The Average American Budget
Presidents Day is upon us. Washington said, "Perseverance and spirit have done wonders in all ages." This Presidents Day, I hope you take a moment to reflect on how our country has persevered and will continue to do so in the future.
Enjoy the extended weekend!
HFG
Increasingly more people realize that their sustainability concerns can be addressed through their investments. As more investors embark on the sustainable investing journey—learn what it is, why one pursues it, and how to do...
HFGLLC.COM
Weekly Market Commentary - Sustainable Investing Year In Review
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
HFGLLC.COM
How to Make the Tax Code Work for You
[Video] How familiar are you with the Federal Reserve? Here’s a quick history. #fed #federalreserve #fedpolicy
HFGLLC.COM
The Fed and How It Got That Way
Did You Know 💭
Here a few fun facts about HFG!
You can always visit www.hfgllc.com to learn more about us!
You can help ensure that losing your wallet doesn't turn into something bigger.
HFGLLC.COM
What to Do When You Lose Your Wallet
We are HIRING! 📢
Full description here: https://www.hfgllc.com/hfg-careers
As complex as the details of taxes can be, the income tax process is fairly straightforward.
HFGLLC.COM
How Income Taxes Work
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
HFGLLC.COM
How to Appeal Your Property Taxes
Nobel-prize-winning investment research.
HFGLLC.COM
The Ivory Tower Changes Wall Street
Increasingly more people realize that their sustainability concerns can be addressed through their investments. As more investors embark on the sustainable investing journey—learn what it is, why one pursues it, and how to do...
HFGLLC.COM
Weekly Market Commentary - Sustainable Investing Year In Review
Understanding credits and deductions is one of the critical building blocks to making the tax code work for you.
HFGLLC.COM
How to Make the Tax Code Work for You
[Video] How familiar are you with the Federal Reserve? Here’s a quick history. #fed #federalreserve #fedpolicy
HFGLLC.COM
The Fed and How It Got That Way
It can be difficult sometimes to think about the future during times like these. But if you did, how would you retire in a post-pandemic world?
HFGLLC.COM
Retiring in a Post-Pandemic World
Fourth-quarter earnings season is in the home stretch, and it’s been a good one. After raising our 2021 earnings forecast for the S&P 500 Index in our Weekly Market Commentary on February 8, our upgraded forecast may now be too...
HFGLLC.COM
Weekly Market Commentary - Here Comes The Earnings Boom
As complex as the details of taxes can be, the income tax process is fairly straightforward.
HFGLLC.COM
How Income Taxes Work
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
HFGLLC.COM
How to Appeal Your Property Taxes
Do you have a will? Is it updated?
HFGLLC.COM
When Do You Need a Will?
#Marriage changes everything, including your #insurance needs. Here are some things to look out for
HFGLLC.COM
Insurance Needs Assessment: When You're Newly Married
The 10-year Treasury yield continues to climb higher, but remains low by historical standards. Still, the size of the move since July 2020—and the more recent acceleration—has some market participants worried about the...
HFGLLC.COM
Weekly Market Commentary - Rising Rates And Stock Market Performance
Terrible or wonderful; Could a variable annuity be right for you? #annuity #retirement
HFGLLC.COM
Is a Variable Annuity Right for Me?
In February, the burgeoning economic recovery and decreasing number of COVID-19 infections lifted stocks.
HFGLLC.COM
Monthly Market Insights | March 2021
When it comes to investing, you may be your own worst enemy.
HFGLLC.COM
Don’t Be Your Own Worst Enemy
Ask yourself hard questions: Do I know enough about estate management? Will my family be ready?
HFGLLC.COM
Estate Management Checklist
With the NCAA college basketball tournament getting underway this week, LPL Research is getting in the spirit with its own version of March Madness. Here we share our “Final Four Factors” for the stock market in 2021:...
HFGLLC.COM
Weekly Market Commentary - March Madness: Stock Market Edition
Does it make more sense to push back #retirement, or not to retire at all?
HFGLLC.COM
Should You Ever Retire?
Do you have a will? Is it updated?
HFGLLC.COM
When Do You Need a Will?
#Marriage changes everything, including your #insurance needs. Here are some things to look out for
HFGLLC.COM
Insurance Needs Assessment: When You're Newly Married
The 10-year Treasury yield continues to climb higher, but remains low by historical standards. Still, the size of the move since July 2020—and the more recent acceleration—has some market participants worried about the...
HFGLLC.COM
Weekly Market Commentary - Rising Rates And Stock Market Performance
There’s 5 phases to changing unhealthy behaviors. Here’s how to do it. #goalsetting #habits
HFGLLC.COM
Changing Unhealthy Behaviors
Just entering retirement? Here's what you need to know.
HFGLLC.COM
9 Facts About Retirement
69% of women live without a spouse or partner. If you are a woman, you need to have a financial strategy. Read more in our infographic below!
HFGLLC.COM
How to Conquer the World - 5 Financial Strategies for Savvy Single Women
You can help ensure that losing your wallet doesn't turn into something bigger.
HFGLLC.COM
What to Do When You Lose Your Wallet
Ask yourself hard questions: Do I know enough about estate management? Will my family be ready?
HFGLLC.COM
Estate Management Checklist
With the NCAA college basketball tournament getting underway this week, LPL Research is getting in the spirit with its own version of March Madness. Here we share our “Final Four Factors” for the stock market in 2021:...
HFGLLC.COM
Weekly Market Commentary - March Madness: Stock Market Edition
