Secret #3 from “The 7 Secrets to Selecting the Right Coverage for You,”: What is Attendant Care and how can it impact your decision with new options available with No-Fault Auto Reform?
Click here to learn more: https://www.higmi.com/7secrets
#nofault #attendant #care #attendantcare #options #auto #autoreform #insurance #learnmore
Moving? Let us help find the right, customized coverage for you to protect what matters most to you.
Call us at 888.843.7743 or visit https://www.higmi.com/ for more information.
#insurance #home #coverage #homeinsurance #protect #learnmore #move #moving
A will can play a key role in your estate strategy, regardless of your net worth. (VIDEO)
HIGMI.COM
When Do You Need a Will?
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
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Mastering Mobile Lingo
Just what does a claims adjuster do? We’ve got the scoop here:
HIGMI.COM
What is an Adjuster?
Want us to let you in on one of the 7 secrets to selecting the right coverage for you?
Secret #2: Studies show 99% of PIP Medical Claims are under $500,000.
What else do you need to know to make the right decision for you? Visit us at https://www.higmi.com/7secrets
#insurance #claims #medical #learnmore #coverage #PIP
Are your passwords easy to crack or difficult to decipher? Test your knowledge.
HIGMI.COM
Password Protection Strategies
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
HIGMI.COM
Tax Rules When Selling Your Home
Michigan Auto Insurance—Who can opt-out of PIP Medical on Auto Insurance now? And should you?
To learn more about Secret #4 in our Guide, "THE 7 SECRETS TO SELECT THE RIGHT COVERAGE" visit https://www.higmi.com/7secrets
#nofault #optout #medical #PIP #options #auto #autoreform #insurance #learnmore
October is National Awareness Month for Cyber Security!
Cyber security might be at the bottom of your company’s priority list, but 43% of attacks are against companies with fewer than 250 employees.
Let us help protect your business. Contact us today.
#cybersecurity #cyber #October #awareness #month #nationalawareness #priority #protect #insurance
When was the last time you paid yourself first?
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Pay Yourself First
When dealing with a divorce, there are some secrets to dealing with the stress, especially when it comes to money.
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Budgeting After a Divorce
You can help ensure that losing your wallet doesn't turn into something bigger.
HIGMI.COM
What to Do When You Lose Your Wallet
Secret #5 in our guide on the “7 Secrets” of No-Fault Auto: Michigan Auto Insurance—The definition of “Resident Relative” will impact your Auto Insurance decisions going forward.
Learn about "Resident Relative" and how it can impact your Auto Insurance by visiting https://www.higmi.com/7secrets
#nofault #resident #relative #options #auto #AutoReform #insurance #impact #learnmore
4 Components of Cyber Risk Management: If your company stores data and information digitally, you should have a cyber risk management program that addresses issues in the event of a data breach.
Good cyber risk management includes prevention, disclosure, crisis management, and insurance.
For more information on Cyber Security or a Cyber Risk Management Program, contact us today at 888.843.7743 or visit us at https://www.higmi.com/
#cyper #cypersecurity #risk #managment #prevention #disclosure #insurance #data #protection #protect #program #LearnMore
October is Distracted Driving Awareness Month! More than 700 people are injured each day as a result of distracted driving crashes.
Watch the video to learn the 5 simple tips to avoid distractions while you drive.
#awareness #october #distracted #DistractedDriving #protect #aware #concern #AwarenessMonth #StaySafe
Social Security benefits have been subject to federal income taxes since 1983. Know the rules.
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9 Facts About Social Security
Have you heard of “Mini-Tort?” Secret #6 in our guide, the "7 Secrets" to Select the Right Coverage for You, explains how It will have a bigger impact on your new policy. Click here to learn more: https://www.higmi.com/7secrets
#nofault #minitort #policy #policies #options #auto #autoreform #insurance #learnmore #secret #guide
This month is Distracted Driving Awareness month. Play your part by following the steps to avoid distractions while you drive!
#staySafe #Driving #distraction #awareness #October #drivesafe
An ILIT could play a role in your estate strategy.
HIGMI.COM
A Primer on Irrevocable Life Insurance Trusts
Thinking of volunteering in retirement? Some considerations. #Volunteering
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Volunteering in Retirement
Cyber Liability Insurance:
How does your cyber liability policy work? Check out these claims scenarios to see just how a cyber liability policy can protect you.
Contact us today for more information on Cyber Liability Insurance at 888.843.7743 or visit https://www.higmi.com/
#cybersecurityawarenessmonth #cybersecurity #cyber #security #privacy #datasecurity #insurance #cybercrime #cyberattack #informationsecurity #work #liabilityinsurance
Are you ready for school—again?
HIGMI.COM
Estimating the Cost of College
If you own a trampoline, take a look at this tip.
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Did You Know This Fact About Trampolines?
Your home mortgage interest may be deductible. Do you itemize your deductions? #MortgageDeduction
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Home Mortgage Deduction
Secret #7: Michigan Auto Insurance—Lawsuits will be increasing, what do you need to do to protect yourself?
Visit us to learn more about how to protect yourself under the new Michigan's No-Fault Auto Insurance Reform: https://www.higmi.com/7secrets
#protect #insurance #Michigan #Auto #Reform #AutoReform #umbrella #liabilityinsurance
Trying to decide whether to buy or rent a home? There are 4 important questions you should consider.
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To Buy or Not to Buy
Increase #worker #productivity and motivate your #employees with these five simple and inexpensive ideas.
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Creative Ways to Motivate Your Employees
Have a strategy for discussing healthcare with your parents. #AgingParents
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Caring for Aging Parents
Three steps may make a difference if you find yourself suddenly single.
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Suddenly Single: 3 Steps to Take Now
Consider a bucket plan to go with your bucket list.
HIGMI.COM
A Bucket Plan to Go with Your Bucket List
Generate income and rebuild principal. A powerful one-two punch.
HIGMI.COM
Split Annuity Strategy
For a small business, the loss of a key person could cause financial hardship.
HIGMI.COM
Protecting Your Business from the Loss of a Key Person
Employment Practices Liability Insurance (EPLI) protects your business against lawsuits over discrimination or wrongful termination.
Third-party EPLI will bridge the gap between your standard EPLI and your commercial general liability policy.
Visit https://www.higmi.com/employment-practices-liability to learn more and see how Third-party EPLI can protect you.
#EPIL #employee #Practices #liability #insurance #protect #employment #business #discrimination #termination #lawsuits
Wishing everyone a Happy Thanksgiving!
#Thanksgiving #Celebrate #Thankful #Holiday #family #friends
We're enjoying a lot of family time this November. 🍂 How many fall activities can you cross off?
Trusted Choice #fall #activity #activities #activitiesathome #family #november
Is your company digitally safe? Utilize these cyber security tip to keep yourself digitally protected.
Contact us today for more information on Cyber Liability Insurance! Call 888.843.7743 or visit https://www.higmi.com/cyber-liability-insurance
Trusted Choice #insurance #cybersecurity #liabilityinsurance #liability #business #contactus #information
Do you really understand how your homeowners insurance works? #homeownersinsurance #insurance
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Understanding Homeowner’s Insurance
How do you find care for your special-needs child?
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Tips for Finding Care for Your Disabled Child
Do you know how to retain, obtain, or convert a life insurance policy after you retire? Learn more here.
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Keep Your Life Insurance When You Retire
Do you understand the tax rules associated with deducting mortgage interest? Worth investigating.
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Home Mortgage Deduction
Thinking of volunteering in retirement? Some considerations. #Volunteering
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Volunteering in Retirement
Check out this video on taxes. #IncomeTax
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The Facts About Income Tax
This holiday season, we worked with Oakland Family Services and participated in the Adopt-A-Family fundraiser. Not only did we raise money for two special families, but we managed to surpass our goal!
For more information on the Adopt-A-Family Fundraiser click here: https://www.oaklandfamilyservices.org/adopt-a-family
#thankful #fundraiser #AdoptAFamily #holiday #holidayseason #goals #teamwork #family #givingback
What’s the relationship between #insurance and your #credit?
Let us guide you in the right direction! Call or email us today at 888.843.7743 or info@higmi.com
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
HIGMI.COM
Tax Rules When Selling Your Home
Just entering retirement? Here's what you need to know.
HIGMI.COM
9 Facts About Retirement
How will your investments weather the ups and downs of the business cycle?
HIGMI.COM
The Business Cycle
If you are planning on hosting a cozy outdoor gathering around the fire pit this winter, it’s important to implement adequate fire pit safety precautions.
One thing you may be unaware of: Disclosing your fire pit may be a requirement of your homeowners insurance policy. Contact us today to make sure you are protected!
call 888.843.7743 or visit https://www.higmi.com
#staysafe #fire #precautions #firesafety #protection #outdoors #learnmore #protect #coverage #insurance #insuranceagency
When was the last time you updated your will?
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Will Power
Just because you’re under 65 years of age doesn’t mean you don’t qualify for Medicare. There are a few specific scenarios where you are eligible earlier. Learn more:
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Qualifying For Medicare Under Age 65
When giving to charity, some make cash donations. Others want a more sophisticated strategy. #CharitableGiving
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Trends in Charitable Giving
You can help ensure that losing your wallet doesn't turn into something bigger.
HIGMI.COM
What to Do When You Lose Your Wallet
Are you ready for school—again?
HIGMI.COM
Estimating the Cost of College
Just because you’re under 65 years of age doesn’t mean you don’t qualify for Medicare. There are a few specific scenarios where you are eligible earlier. Learn more:
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Qualifying For Medicare Under Age 65
Many of us make resolutions and set goals for the upcoming year. Have you ever considered setting some safety and insurance goals for the coming year?
We got you covered for 2021! Contact us for more information about home, auto, life or business insurance needs.
888.843.7743 | www.higmi.com
#insurance #newyear #resolution #home #auto #safety #business #goals
It may seem like your auto insurance premium is beyond your control. But it isn’t. This video looks at steps you can take to keep your premiums affordable or even lower your current rate.
Let us help you! Contact us today at 888.843.7743 or at https://www.higmi.com/
#insurance #affordable #auto #autoinsurance #coverage #premium #contactus
Do your kids have the right stuff for college? #CollegePrep
HIGMI.COM
Countdown to College
When giving to charity, some make cash donations. Others want a more sophisticated strategy. #CharitableGiving
HIGMI.COM
Trends in Charitable Giving
You can help ensure that losing your wallet doesn't turn into something bigger.
HIGMI.COM
What to Do When You Lose Your Wallet
Are you ready for school—again?
HIGMI.COM
Estimating the Cost of College
An ILIT could play a role in your estate strategy.
HIGMI.COM
A Primer on Irrevocable Life Insurance Trusts
Three tips for giving smart from the heart.
HIGMI.COM
Charitable Giving: Smart from the Heart
We are wishing you a safe and happy new year! May the year of 2021 be better than the last.
When was the last time you checked your credit score? #CreditScore
HIGMI.COM
How Does Your Credit Score Compare?
Many of us make resolutions and set goals for the upcoming year. Have you ever considered setting some safety and insurance goals for the coming year?
We got you covered for 2021! Contact us for more information about home, auto, life or business insurance needs.
888.843.7743 | www.higmi.com
#insurance #newyear #resolution #home #auto #safety #business #goals
It may seem like your auto insurance premium is beyond your control. But it isn’t. This video looks at steps you can take to keep your premiums affordable or even lower your current rate.
Let us help you! Contact us today at 888.843.7743 or at https://www.higmi.com/
#insurance #affordable #auto #autoinsurance #coverage #premium #contactus
Like many other people, you may be thinking about what
you would like to accomplish in 2021 or what life changes
you could make. One common New Year’s resolution is saving money.
Let us help you achieve your resolution! Contact us today to save money on your insurance. Call 888-843-7743 or visit www.higmi.com
#health #newyear #medicalinsurance #autoinsurance #lifeinsurance #business #liability #workerscomp #Auto #save #savemoney #savenow Zywave
Want to test your life insurance knowledge? Take our quiz and find out where you rank.
HIGMI.COM
Test Your Life Insurance Knowledge
Generate income and rebuild principal. A powerful one-two punch.
HIGMI.COM
Split Annuity Strategy
Ask yourself hard questions: Do I know enough about estate management? Will my family be ready?
HIGMI.COM
Estate Management Checklist
An ILIT could play a role in your estate strategy.
HIGMI.COM
A Primer on Irrevocable Life Insurance Trusts
Three tips for giving smart from the heart.
HIGMI.COM
Charitable Giving: Smart from the Heart
College, kids and costs.
HIGMI.COM
Getting a Head Start on College Savings
Check out this video on taxes. #IncomeTax
HIGMI.COM
The Facts About Income Tax
Three steps may make a difference if you find yourself suddenly single.
HIGMI.COM
Suddenly Single: 3 Steps to Take Now
January is National Blood Donor Month!
Winter is one of the most difficult times of the year to collect enough blood products and donations to meet patient needs.
Becoming a blood donor does not only help others, it benefits you as well! Visit www.redcrossblood.org for more information.
#donate #blooddonation #help #SaveLivesTogether #savelives #community #january #donors American Red Cross American Red Cross Blood Donors
Like many other people, you may be thinking about what
you would like to accomplish in 2021 or what life changes
you could make. One common New Year’s resolution is saving money.
Let us help you achieve your resolution! Contact us today to save money on your insurance. Call 888-843-7743 or visit www.higmi.com
#health #newyear #medicalinsurance #autoinsurance #lifeinsurance #business #liability #workerscomp #Auto #save #savemoney #savenow Zywave
Want to test your life insurance knowledge? Take our quiz and find out where you rank.
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Test Your Life Insurance Knowledge
How will your investments weather the ups and downs of the business cycle?
HIGMI.COM
The Business Cycle
How much is enough for your emergency fund?
HIGMI.COM
Your Emergency Fund: How Much Is Enough?
What’s the relationship between #insurance and your #credit?
#credit #insurance #premium #premiums #rating #score
College, kids and costs.
HIGMI.COM
Getting a Head Start on College Savings
Check out this video on taxes. #IncomeTax
HIGMI.COM
The Facts About Income Tax
Three steps may make a difference if you find yourself suddenly single.
HIGMI.COM
Suddenly Single: 3 Steps to Take Now
Do you know this safety tip about smoke detectors?
HIGMI.COM
Did You Know This Fact About Smoke Detectors?
Are you prepared for a severe winter storm? Learn what to do before, during and after a snowstorm with these tips from the American Red Cross: https://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/winter-storm.html
#winter #storm #tips #snowstorm #helpfultips #prepare #prepared #safety
REDCROSS.ORG
Winter Storm Preparedness
Do you have a will? Is it updated?
HIGMI.COM
When Do You Need a Will?
Getting your vehicle stuck in the snow is the worst, especially if you’re alone. However, with the right tools and techniques, you can get out of it! Read this article for 10 helpful tips: http://knowhow.napaonline.com/napa-know-notes-10-tips-get-car-unstuck/
#winter #snow #cars #helpfultips #protection #safety #tools
KNOWHOW.NAPAONLINE.COM
10 Tips on How to Get Your Car Unstuck
How will your investments weather the ups and downs of the business cycle?
HIGMI.COM
The Business Cycle
How much is enough for your emergency fund?
HIGMI.COM
Your Emergency Fund: How Much Is Enough?
When was the last time you checked your credit score? #CreditScore
HIGMI.COM
How Does Your Credit Score Compare?
Filing taxes can be a difficult and stressful time for anyone. click here for information on how, when and where to file: http://bit.ly/2gvizvL
#helpfultips #readmore #tips #taxes #taxseason
Do you know this safety tip about smoke detectors?
HIGMI.COM
Did You Know This Fact About Smoke Detectors?
Are you prepared for a severe winter storm? Learn what to do before, during and after a snowstorm with these tips from the American Red Cross: https://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/winter-storm.html
#winter #storm #tips #snowstorm #helpfultips #prepare #prepared #safety
REDCROSS.ORG
Winter Storm Preparedness
Do you have a will? Is it updated?
HIGMI.COM
When Do You Need a Will?
Getting your vehicle stuck in the snow is the worst, especially if you’re alone. However, with the right tools and techniques, you can get out of it! Read this article for 10 helpful tips: http://knowhow.napaonline.com/napa-know-notes-10-tips-get-car-unstuck/
#winter #snow #cars #helpfultips #protection #safety #tools
KNOWHOW.NAPAONLINE.COM
10 Tips on How to Get Your Car Unstuck
Buying something special for Valentine's Day? 💖 Talk to us about how to protecting your special gift.
Click here to get more information or request a proposal:https://www.higmi.com/valuable-articles
#jewelry #protection #protecting #valuables #gift #valentinesday2021 #insurance #insuranceagent TrustedChoice.com
Do you know the risk factors that can lead to cognitive decline? #dementia #alzheimersdisease
HIGMI.COM
Avoiding Cognitive Decline
Whether you are already retired or just starting to prepare, take a look at your home. Is rightsizing the right decision?
HIGMI.COM
Rightsizing for Retirement
When was the last time you checked your credit score? #CreditScore
HIGMI.COM
How Does Your Credit Score Compare?
Filing taxes can be a difficult and stressful time for anyone. click here for information on how, when and where to file: http://bit.ly/2gvizvL
#helpfultips #readmore #tips #taxes #taxseason
Do you know this safety tip about smoke detectors?
HIGMI.COM
Did You Know This Fact About Smoke Detectors?
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
HIGMI.COM
Mastering Mobile Lingo
Buying something special for Valentine's Day? 💖 Talk to us about how to protecting your special gift.
Click here to get more information or request a proposal:https://www.higmi.com/valuable-articles
#jewelry #protection #protecting #valuables #gift #valentinesday2021 #insurance #insuranceagent TrustedChoice.com
Do you know the risk factors that can lead to cognitive decline? #dementia #alzheimersdisease
HIGMI.COM
Avoiding Cognitive Decline
Whether you are already retired or just starting to prepare, take a look at your home. Is rightsizing the right decision?
HIGMI.COM
Rightsizing for Retirement
When was the last time you checked your credit score? #CreditScore
HIGMI.COM
How Does Your Credit Score Compare?
Filing taxes can be a difficult and stressful time for anyone. click here for information on how, when and where to file: http://bit.ly/2gvizvL
#helpfultips #readmore #tips #taxes #taxseason
You are unique. Your goals and needs should be the basis of any financial strategy you follow. #WholeLifeInsurance
HIGMI.COM
A Look at Whole Life Insurance
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
HIGMI.COM
Tax Rules When Selling Your Home
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
HIGMI.COM
Mastering Mobile Lingo
Buying something special for Valentine's Day? 💖 Talk to us about how to protecting your special gift.
Click here to get more information or request a proposal:https://www.higmi.com/valuable-articles
#jewelry #protection #protecting #valuables #gift #valentinesday2021 #insurance #insuranceagent TrustedChoice.com
Do you know the risk factors that can lead to cognitive decline? #dementia #alzheimersdisease
HIGMI.COM
Avoiding Cognitive Decline
Whether you are already retired or just starting to prepare, take a look at your home. Is rightsizing the right decision?
HIGMI.COM
Rightsizing for Retirement
Do you know how to retain, obtain, or convert a life insurance policy after you retire? Learn more here.
HIGMI.COM
Keep Your Life Insurance When You Retire
Just entering retirement? Here's what you need to know.
HIGMI.COM
9 Facts About Retirement
You are unique. Your goals and needs should be the basis of any financial strategy you follow. #WholeLifeInsurance
HIGMI.COM
A Look at Whole Life Insurance
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
HIGMI.COM
Tax Rules When Selling Your Home
Do you know what all those emojis you keep seeing in your text messages mean? Here’s a handy guide.
HIGMI.COM
Mastering Mobile Lingo
Buying something special for Valentine's Day? 💖 Talk to us about how to protecting your special gift.
Click here to get more information or request a proposal:https://www.higmi.com/valuable-articles
#jewelry #protection #protecting #valuables #gift #valentinesday2021 #insurance #insuranceagent TrustedChoice.com
Three tips for giving smart from the heart.
HIGMI.COM
Charitable Giving: Smart from the Heart
Take the time to think about these three things when shopping for your next vehicle.
HIGMI.COM
Consider These 3 Things Before Driving Off the Lot
Do you know how to retain, obtain, or convert a life insurance policy after you retire? Learn more here.
HIGMI.COM
Keep Your Life Insurance When You Retire
Just entering retirement? Here's what you need to know.
HIGMI.COM
9 Facts About Retirement
You are unique. Your goals and needs should be the basis of any financial strategy you follow. #WholeLifeInsurance
HIGMI.COM
A Look at Whole Life Insurance
The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.
HIGMI.COM
Tax Rules When Selling Your Home
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
HIGMI.COM
How to Appeal Your Property Taxes
Three tips for giving smart from the heart.
HIGMI.COM
Charitable Giving: Smart from the Heart
Take the time to think about these three things when shopping for your next vehicle.
HIGMI.COM
Consider These 3 Things Before Driving Off the Lot
Do you know how to retain, obtain, or convert a life insurance policy after you retire? Learn more here.
HIGMI.COM
Keep Your Life Insurance When You Retire
Just entering retirement? Here's what you need to know.
HIGMI.COM
9 Facts About Retirement
You are unique. Your goals and needs should be the basis of any financial strategy you follow. #WholeLifeInsurance
HIGMI.COM
A Look at Whole Life Insurance
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
HIGMI.COM
Choosing a Business Structure
Does your #insurance cover you if you get into an accident with an uninsured driver?
HIGMI.COM
Protection Against Uninsured Drivers
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
HIGMI.COM
How to Appeal Your Property Taxes
Three tips for giving smart from the heart.
HIGMI.COM
Charitable Giving: Smart from the Heart
Take the time to think about these three things when shopping for your next vehicle.
HIGMI.COM
Consider These 3 Things Before Driving Off the Lot
Do you know how to retain, obtain, or convert a life insurance policy after you retire? Learn more here.
HIGMI.COM
Keep Your Life Insurance When You Retire
Compound interest can dramatically impact the future growth of your assets. Learn more.
HIGMI.COM
How Compound Interest Works
The choice of business structure is not a final decision. You may amend your business structure to your changing needs.
HIGMI.COM
Choosing a Business Structure
Does your #insurance cover you if you get into an accident with an uninsured driver?
HIGMI.COM
Protection Against Uninsured Drivers
Property taxes too high? Here are ways to potentially lower your assessment. #homeowner #propertytax
HIGMI.COM
How to Appeal Your Property Taxes
Three tips for giving smart from the heart.
HIGMI.COM
Charitable Giving: Smart from the Heart
Take the time to think about these three things when shopping for your next vehicle.
HIGMI.COM
Consider These 3 Things Before Driving Off the Lot