Is it possible to finalize your construction with a lower rate and fewer closing costs and STILL get into your new home in record time? 💥YES! Reach out to learn more about our fast and simple loan process for new construction!
HQMLoans.com // #hqmloans #newconstruction #construction #mortgages #Loans #newhomes #njrealestate #realestate #njrealtors #njhomeowners #njhomebuyers #mortgagebrokersarebetter #mortgagebrokers #nj
While mortgage bankers prioritize their products, and online lenders prioritize their bottom line, independent mortgage brokers ( like us ) prioritize YOU!
That’s why we scour hundreds of options to find the loan that meets YOUR needs at the current stage of your life. Call us today to experience the #human advantage. 🙌
#hqmloans #loans #mortgage #buildequity #equity #refinancing #refinance #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
"Joe, Rick, John, and the whole team at HQM helped us out for the second time now, seeing us through the process of refinancing our mortgage. They are very proactive, patient, and helpful. It is a pleasure working with these guys and I would not hesitate to contact them again in the future." 🙏🙏🙏
#thankyou #zillowreviews #hqmloans #testimonialtuesday #lovewhatyoudo #zillow #firsttimehomebuyer #njmortgage #mortgagebroker #mortgages #homeowners #refinance #refinancing #njhomeowners #njrealestate #njrealtors #brokersarebetter
Just lowered our minimums this week!!! 😱 Listen as @realjoesheehan explains why in this week’s #MortgageMinute
🧐 To learn more or to get prequalified contact us anytime @hqm_loans 🔗 hqmloans.com
#hqmloans #wow #realestate #newjersey #njrealestate #realestate #njfamily #mortgage #homebuyers #realtors #realestatenews #refinance #realestatenews #homeowners #njrealtors #brokersarebetter
Thinking of becoming a homeowner? Don’t let the thought of a large down payment scare you off. You may be eligible for home loans with lower down payments, but you’ll never know until you try. Call today, let’s explore your options.
#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Whether you’re looking to be debt-free by retirement, to decrease your monthly expenses, or to replace a leaking roof, a refinance can be the easiest and smartest way to reach your goal. Give us a ring to explore your options. HQMLoans.com
#hqmloans #refinance #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Need a safe place to tailgate? How about the spacious backyard of your dream home! Whether you’re celebrating football season, or the start of fall, there’s nothing better than entertaining in your own private space.
#hqmloans #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #mortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #homeowners #njmls #newjersey #realestategoals
If you’ve been waiting for the right time to refinance your mortgage, this could be it! Rates are low and my application process is simple and stress-free. How much will you save? Call me to find out! HQMLoans.com
#hqmloans #refinancing #refinance #mortgagebrokers #mortgagebrokersarebetter #realestate #njrealestate #realtors #homeowners #njhomeowners #njmls #savemoney #reinvest #savings #finance #homeownershipgoals #njfamily
"We always heard that getting a mortgage was the most difficult and annoying task when buying a house but Matt went above and beyond to make it as easy and smooth as possible. He was always available to answer any questions we may have had & took the time to explain everything to us! We are so happy we chose High Quality Mortgage and will definitely recommend them to everyone we know!" 🙏🙏🙏ℹ️ HQMLoans.com
#tuesdaytestimonial #zillowreviews #hqmloans #thankyou #testimonialtuesday #zillow #firsttimehomebuyer #mortgagebroker#mortgages #njhomeowners #njrealestate #njrealtors
Let’s be honest, we could all use a do-over from time to time.
Let's compare rates and payment options from multiple lenders to make your #refinancing simple. Ready for your second chance? Let’s get started!
🔗 HQMLoans.com // #hqmloans #brokersarebetter #mortgagebrokersarebetter
Who's the guy with the beard? 🤔
Anyway, 😄 our online application portal makes applying for a mortgage quick and easy. Visit HQMLoans.com and apply today! #hqmloans
"I have used High Quality Mortgage for two home purchases and currently I'm in the process of #refinancing with them. I was treated like family each time. They are super responsive, trustworthy, and have gone above and beyond to not only get the best deal possible, but they've done so with my interests in mind. They patiently allowed me to weigh all of my options and helped me every step of the way. I cannot recommend HQM enough!" 🙏🙏🙏 ℹ️ HQMLoans.com
#thankyou #zillowreviews #hqmloans #testimonialtuesday #lovewhatyoudo #zillow #firsttimehomebuyer #njmortgage #mortgagebroker #mortgages #homeowners #njhomeowners #njrealestate #njrealtors #brokersarebetter #mortgagebrokersarebetter #trust
Need help keeping your savings intact?
Buying a home shouldn’t drain your life-savings, and with our help, it doesn’t have to. Reach out to our team to learn about low down payment home loans and what you’ll need to qualify. HQMLoans.com
#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
One Loan is all it takes to complete your vision before 2020 is over!
Did you know: You don’t need multiple loans to build and purchase your home? With one application and one credit pull you can secure a construction loan – and after your home is built, your loan continues as a traditional mortgage. Call to get started! HQMLoans.com
#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
"I was really happy to discover High Quality Mortgage. They were a true pleasure to work with. Joe Sheehan was extremely knowledgeable, very helpful and walked me through the whole process putting me at ease. Anytime I had a question he was right there for me without hesitation! Its a class act company that really cares about you! Im also happy to say they cleared my loan for closing in less a month! I strongly recommend High Quality for all your loan needs!" 🙏🙏🙏ℹ️ HQMLoans.com
#thankyou #zillowreviews #hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Buying a home doesn’t have to be a hassle, and when you work with us it’s even easier than renting. No need to worry about security deposits or annual rent hikes. We can even have you in your new home before your next rent payment is due. Let’s chat - that's home ownership without the hassle!
#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Are you thinking about downsizing your parents home?
Refinancing can make the process a breeze, and now is the perfect time to discuss it. A quick conversation could lead to more comfort for them and less maintenance for you. Message us now to discuss your options, and theirs.
🎃 HQMLoans.com // #hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Renting means paying two sets of bills — yours and your landlord’s. Why put your money in someone else’s pocket when you can make it work for you? Buying means making mortgage payments now and building equity that can pay you back later. Message us to learn more right now. HQMLoans.com
#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls
HEY! Have you considered refinancing yet?
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#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
HQM Loans is partnering with local #realtors to identify, engage, and improve both sides of the home buying experience. We're seeking the best realtors in order to foster a long term relationship. Together we can build a tailored approach to help move forward in helping our clients live the American dream as everyone should. #connectingpeople
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#hqmloans #njrealestate #njrealtors #njrealestateagents #njrealty #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
☝️Treat others as you would want to be treated.
Help share this message today now more than ever.
#Thankyou #zillowreviews #hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Mortgages are available at some of the lowest interest rates in years. If you’ve always wanted to own a home, or save hundreds on your current mortgage, now’s the time to call us. We’ll help you find the lowest rates – and the lowest down payment.
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#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Mortgages should never be one-size-fits-all, but that’s what you get when you work with the megabanks. Why settle for generic products and sub par service when you don’t have to? Call us to see how a personalized mortgage experience can make all the difference.
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#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
That feeling when you save hundreds on a #Refinance 🙌
Share your success story with us below.
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#hqmloas #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
It's cold outside and houses are still flying off the market. If you want to win your bid on your perfect home, you’ll have to close the deal fast! We'll work with lenders to find the best loans available with the quickest turn times. Connect with us today. HQMLoans.com
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#hqmloans #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers
Turning the unexpected into reality ✨
Where you get your mortgage from matters.
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#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Will 2020 be the first $4 trillion year?
😱 Find out now on our latest blog post https://1l.ink/8Z8MDJZ
#hqmloans #mortgagenews #realestate #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
PV Junior Hornets Baseball is with Colleen O'Day Giarrusso.
November 8 at 9:49 PM ·
CHAMPIONS 🏆🏆🏆 So proud of this team for winning the Championship game tonight!!
Give your most qualified buyers the rates they deserve. To our real estate partners, do you want to gain valuable referrals with some of the lowest rates in the country? Call today to learn about our Elite rates!
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#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
What’s a cash-out refi? It’s taking money you’ve earned from your home – whether through paying down your mortgage over time or through an increase in your home’s value – and using it for whatever you want, like an upcoming vacation, college tuition, or maybe a home renovation! Give us a call to learn more.
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#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
STRESS FREE 🙏 Call us to see if refinancing makes sense for you!
#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Calling all realtors: Today’s buyers expect to be able to take almost every step in the buying process online — don’t disappoint! Our digital mortgage tools allow you to communicate from anywhere, and collaborate at any time. Want to see how it works? Connect with us for a demo!
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#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Happy Thanksgiving Everyone!
Gather round the table and enjoy a family dinner together.
From your family at HQM we wish you a safe and joyous Thanksgiving day!
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#hqmloans #Thanksgiving #thanksgivingday #ThanksgivingFeast #thanksgivingtable #thanksgivingbreak #thanksgivingturkey #thanksgivingcelebration #thanksgivingfood #thanksgivingfun
Be sure to subscribe to our monthly mailing list for housing updates that you could benefit from and the latest from our family at HQMLoans 🙂 Simply visit HQMloans.com
#hqmloans #testimonialtuesday #lovewhatyoudo #zillow #firsttimehomebuyer #njmortgage #subscribe #mortgagebroker #mortgages #homeowners #njhomeowners #njrealestate #njrealtors #brokersarebetter
No matter your goal, consulting a mentor is a great way to avoid the rookie mistakes. When it comes to your mortgage, there’s no better team to fill that role than mortgage brokers (like us)! We use our expertise to help homebuyers and realtors save time and money. Reach out today! HQMloans.com
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Reap the benefits of refinancing! 🏧 If you recently completed a home renovation, your property value may have gone up. Refinancing could eliminate mortgage insurance and lower your monthly payment. Message us to learn how you can save.
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#hqmloans #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers
"As first time buyers, we did not know what to expect from the mortgage process. Working with HQM was an amazing experience. We were literally taken by the hand through every step of the way by the most knowledgable, patient and kind people.
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They took the time to explain and answer all of our question thoroughly, accurately and quickly. They have really worked for us getting a great rate, and following up to make sure everything was done properly. They have truly gone above and beyond and we’re so grateful. I highly recommend them!"
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🙏Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
HQM Loans is looking for an outstanding qualified individual to assist in loan processing, loan set up and client relations. Strong organizational and personal skills are required.
HIGH QUALITY MORTGAGE
Mortgage Loan Processing Clerk
Something to consider...
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Special programs may be available to you if you are a first time home buyer. This is currently this defined as, “not holding interest in primary real estate property for the most previous three year period.”
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These programs may offer decreased down payment eligibility and special grants, and include government programs as well. They are beneficial by allowing you to keep money in the bank, increasing your borrowing power and giving more flexibility in underwriting guidelines.
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#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
"My client just used HQM during the pandemic to purchase a multi family home. They were responsive, and literally always available to talk from day 1 to the hour before we closed. They got my client much better rates than the previous 2 lenders she was pre approved by and made the process very easy and enjoyable and trust me thats not always the case with lenders. Thank you for helping me help my clients get to the closing table!"
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🙏Remember: Where you get your mortgage from matters. HQMLoans.com
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#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers
Retail mortgage rates leaving a lot to be desired? You’re not alone, and you’re not out of options! Wholesale brokers (like us!) can shop multiple lenders to find the most competitive rates on the market. Contact us to see how much you could save!
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#hqmloans #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers
This is Reason 27464949:63838262@48473&2 why I love what I do!
High Quality Mortgage
Yesterday at 10:00 AM ·
"I was referred to HQM Loans by a family friend and I could not have been more happy with the entire buying process. 😄 Johnny, Rick and Nick were all so responsive and helpful throughout the whole process from start to finish...
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Even when we hit a few obstacles they always assured me that they had it under control. I would recommend HQM to anyone that is in the market. They are professional and always available to help in anyway they can."
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🙏Remember: Where you get your mortgage from matters.
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#hqmloans #testimonialtuesday #thankyou #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers
"I was referred to HQM Loans by a family friend and I could not have been more happy with the entire buying process. 😄 Johnny, Rick and Nick were all so responsive and helpful throughout the whole process from start to finish...
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Even when we hit a few obstacles they always assured me that they had it under control. I would recommend HQM to anyone that is in the market. They are professional and always available to help in anyway they can."
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🙏Remember: Where you get your mortgage from matters.
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#hqmloans #testimonialtuesday #thankyou #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers
We are not a TEAM because we work together. WE ARE a team because we respect, trust, and care for each other. Special thanks to the @ninetyacres staff for hosting an amazing culinary experience for us last evening.
#hqmloans #dreamteam #holidayfun #ninetyacres #njmortgage #brokersarebetter #njrealestate #teamwork #celebration #mortgagebrokers #saltbae #whereyougetyourmortgagematters
All in our feelings as the holiday approaches 🤩
"Working with John Fornino and his team from High Quality Mortgage was an amazing experience! They are knowledgeable and personable lenders who truly care about their clients. Once I found the right house for me, it was smooth sailing right up to the closing. I’ll always call HQM for any of my real estate needs."
🙏Remember: Where you get your mortgage from matters.
#hqmloans #thankyou #happyholidays #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers
Find your future at HQM Loans
We are looking for an outstanding, qualified Loan Officer.
If interested please submit your resume and a reason you feel you would be a great addition to our team to jfornino@hqmloans.com
#hqmloans #nowhiring #mortgagebrokers #mortgageprofessionals #employmentopportunity #joinourteam #realestate #mortgages #loanprocessor #mortgagebroker #loanoriginator #loanofficers #bestinclass #newjersey
The holiday season puts all of us in loving spirits.
Here's some more good news! When you refinance, you can lower your monthly payment AND save thousands of dollars in interest over the life of the loan. Call us today to talk about your options. HQMLoans.com
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#hqmloans #loans #mortgage #happyholidays #sharethelover #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
Wishing you the happiest of holidays! 🎁❤️
From our family to yours, we want to wish you a happy, healthy and loving holiday season.
#hqmloans #happyholidays #staysafe #peace #love #happiness
Let this 🍵 brew in your 🧠
Who doesn’t like to save time and money? If your purchase or refinance is eligible for an appraisal waiver, you could avoid paying $500 or more in fees. Plus, you can close faster. Call today to find out if you’re eligible. HQMLoans.com
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Our resolution for 2021 ☝️Build Lasting Relationships
We are committed to creating lasting, trusted relationships with realtors and individuals alike. Unlike other mortgage companies, our goal is to provide a simple, stress-free closing that leaves amazing impressions for all parties involved.
It's true what they say, "Where you get your mortgage from matters." Now that you know our #NewYearsResolution // What's yours? 🙂
#hqmloans #happynewyear #2021 #newyear #newgoals #lastingrelationships #njrealestate #njrealtors #realtors #realestate #mortgagebrokers #mortgagebrokersarebetter #realestateagents #njrealty #newjerseyrealestate #newjerseyrealtors #fairfieldnj
Now is the time to partner with mortgage brokers with the tools & care to take your buyer’s mortgage process online seamlessly! With us, your buyers can apply from anywhere, and you can grow your business while you sleep. Reach out to learn more. HQMLoans.com
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#hqmloans #loans #mortgage #buildequity #equity #homes #home #ownhome #budget #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgages #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #fairfieldnj #waynenj #newjersey
You've heard the saying, "Knowledge is power," right?
Well, knowing all your loan options could save you money! The last thing we intend to do is add any unwanted stress. Government-backed programs and grants such as FHA, VA and USDA loans can make homeownership more accessible and affordable. Call us on your journey to homeownership today. HQMLoans.com ☝️Be sure to sign up to our monthly newsletter.
#hqmloans #njmortgage #fhaloan #valoans #usdaloans #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #newjerseyrealestate #newjerseyrealtors
Here's a little secret...
Conventional loans are offered through private lenders and aren’t backed by a government institution (like FHA or VA loans). Have excellent credit? You could net a lower interest rate than what’s typically offered for government-insured loans. Call us to learn more!
#hqmloans #njmortgage #conventionalloans #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #newjerseyrealestate #newjerseyrealtors
Proud of what you have accomplished thus far Julian Valerio - Loan Specialist , skys the limit my friend 🙌🏼
Julian Valerio - Loan Specialist is at High Quality Mortgage.
January 6 at 2:54 PM · Fairfield ·
Truly is an honor and a blessing to be able to do what i do everyday! But its even more so when you get recognized for it!
Although the award may have my name on it, its truly a team effort from the entire @hqm_loans team, my amazing realtor and referral partners, and last but not least, all the amazing clients i work with!
“Awards speak to the consistent expertise and success you represent within your industry. It’s an honor to have received this award but the real achievement stems from the happiness of my clients. Helping them along their journey of homeownership and often times saving them big money from unnecessary fees. That’s what really matters to me.”
“Awards speak to the consistent expertise and success you represent within your industry. It’s an honor to have received this award but the real achievement stems from the happiness of my clients. Helping them along their journey of homeownership and often times saving them big money from unnecessary fees. That’s what really matters to me.” Julian Valerio @themortgagemidfielder
#awardwinning #awardwinner #congratulations #risingstar #mortgageprofessional #mortgagebrokers #brokersarebetter #hqmloans #newjerseyrealestate #njrealestate #njmortgage #newjersey
Sign up and join our monthly newsletter to receive the latest industry news and special offers that could help you, family, or friends save. 🙏 Remember: Where you get your mortgage from matters.
Easily sign up at HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate
Ready to start house hunting? 🤔
First, make sure you get a pre-approval letter from independent mortgage professionals like us. This will help you shop within your price range and give you the upper hand in the event of a bidding war.
Have a question about the process? Ask away in the comments below.
#hqmloans #househunting #2021 #mortgage #newjerseyrealestate #newjerseyrealtors #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
We hear it all the time, shopping for a great mortgage rate is so stressful!
Fortunately for you, that's our job! We constantly follow the market and study trends to find and lock in the best possible rate. Call to see how low you can go on your next purchase or refinance.
#hqmloans#Mortgage #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #newjerseyrealestate #newjerseyrealtors #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
"I'm a licensed Realtor and have had the opportunity to work with a variety of lenders. I called Matt to obtain a mortgage for a home I was purchasing for myself and it exceeded every expectation. Matt and Rick went above and beyond for me. Not only did they provide me with the best rate and fees the service was the best I have ever experienced. Obtained the mortgage commitment ahead of schedule, had constant communication, they had a solution for any issue. I have complete peace of mind knowing that everyone I refer to Matt will be in the best of hands. Matt is my go-to lender for clients as well as for my personal properties, thanks again for all of your effort throughout this deal."
🙏Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Thinking of a Mortgage Refinance?
Much like a loan modification, a refinance can lower your payment with a new interest rate or loan term. However, a mortgage refinance involves getting a brand new loan, while a mortgage modification modifies the existing loan. Most loans will go through a traditional refinance; VA and FHA loans have their own types of refi. Share this info with a friend by tagging them below.
Where you get your mortgage from matters // HQMLoans.com
#hqmloans #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #mortgagetips #newjerseyrealestate #newjerseyrealtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers
You've heard the saying, "Knowledge is power," right?
Well, knowing all your loan options could save you money! The last thing we intend to do is add any unwanted stress. Government-backed programs and grants such as FHA, VA and USDA loans can make homeownership more accessible and affordable. Call us on your journey to homeownership today. HQMLoans.com ☝️Be sure to sign up to our monthly newsletter.
#hqmloans #njmortgage #fhaloan #valoans #usdaloans #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #newjerseyrealestate #newjerseyrealtors
Here's a little secret...
Conventional loans are offered through private lenders and aren’t backed by a government institution (like FHA or VA loans). Have excellent credit? You could net a lower interest rate than what’s typically offered for government-insured loans. Call us to learn more!
#hqmloans #njmortgage #conventionalloans #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #newjerseyrealestate #newjerseyrealtors
Proud of what you have accomplished thus far Julian Valerio - Loan Specialist , skys the limit my friend 🙌🏼
Julian Valerio - Loan Specialist is at High Quality Mortgage.
January 6 at 2:54 PM · Fairfield ·
Truly is an honor and a blessing to be able to do what i do everyday! But its even more so when you get recognized for it!
Although the award may have my name on it, its truly a team effort from the entire @hqm_loans team, my amazing realtor and referral partners, and last but not least, all the amazing clients i work with!
“Awards speak to the consistent expertise and success you represent within your industry. It’s an honor to have received this award but the real achievement stems from the happiness of my clients. Helping them along their journey of homeownership and often times saving them big money from unnecessary fees. That’s what really matters to me.”
‼️Attention HOME OWNERS ‼️
Buyers Need Homes in Essex, Passaic,Bergen, and Morris County!! We have dozens of Pre Approved Highly Qualified Buyers! Please reach out I will put you in touch with qualified Realtors in your local area who will get you top 💵 for your home!!
If your not looking to sell send me your Mortgage statement and I will show you how much you could be saving with a Refinance into these HISTORIC Low Rates‼️🏡
#hqmloans #mortgageminute #realestate #homeowners #bergencountyrealestate #essexcountynj #passaiccounty #morriscountynj #waynenj #caldwellnj #veronanj #montclairnj #cliftonnj #bloomfieldnj #brokersarebetter #easthanovernj #cedargrovenj #fairfieldnj #nj #mortgageminute
"Joe made this process so seamless from start to finish. He was very professional and laid everything out in laments terms so there was no confusion . Not to mention the turnaround time was unprecedented. I would highly recommend Joe and HQM loans for anyone that is looking to refi."
🙏 Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Don’t give up a lower interest rate on your home loan just to avoid paying mortgage insurance. Our discounted PMI rates could save you hundreds of dollars each month. Reach out to learn more.
#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey #newjerseyrealestate #newjerseyrealtors
Two Years in a Row 🙏
“An award like this it’s really a team award. The success and happiness of our clients depends on our ability to deliver what has been promised to them in the terms of not only product but also exemplary service. This wouldn’t be impossible without the team/family first attitude of HQM loans.
From my partner @johnnyfornin0 to our processors @rick_patane , @snowba1l , @keithcorsihqm None of this would’ve been possible without our commitment to teamwork and hard work. This great honor is a testament to the processes that we have in place and implemented to make sure our clients cannot have any more of a positive experience with HQM.
We are looking forward to more of the same for 2021. God bless and thank you.” - @mortgagemattyd
#hqmloans #awardwinning #thankful #grateful #teamwork #mortgagebroker #teamworkmakesthedreamwork #whereyougetyourmortgagematters #brokersarebetter #mortgages #realestate #njrealestate #winningteam #newjersey
Realtors, you have enough to worry about. Let us ease some of that stress by making sure you hit your contract dates. Our industry-leading technology allows your clients to frequently close their loans in 20 days or less. Call us to find out how: https://1l.ink/7H7S7W5
#hqmloans #mortgage #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #newjerseyrealestate #newjerseyrealtors #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
We hear it all the time, shopping for a great mortgage rate is so stressful!
Fortunately for you, that's our job! We constantly follow the market and study trends to find and lock in the best possible rate. Call to see how low you can go on your next purchase or refinance.
#hqmloans#Mortgage #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #newjerseyrealestate #newjerseyrealtors #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
No better competitive advantage than having our team in your corner. Working on a home renovation, but need more money? Refinancing could lower your monthly payments, meaning more cash in your pocket. Call us today!
🙏Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Are you having trouble making your mortgage payment each month? A refinance can help you manage your money more effectively and help lower your interest rate, remove private mortgage insurance or take cash out of your equity.
But here’s a twist 😱 What if you’ve already refinanced your home loan?
Can you, or should you, do it again? We’ll take a look at how often you can #refinance and help you decide whether doing so more than once is the best decision. HQMLoans.com
#hqmloans #refinance #mortgagetips #mortgagemonday #refi #refinancing #homeowners #njrealestate #newjerseyrealestate #njmortgage #njmls #njhomeowners #njfamily #newjerseyrealtors #guide #didyouknow #fairfieldnj #newjersey
Can you get a mortgage after bankruptcy?
Short answer: Yes, you can get a mortgage after bankruptcy.
Here are a few circumstances depending on your situation: https://1l.ink/CQXTZ87
#hqmloans #bankruptcy #mortgage #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #newjerseyrealestate #newjerseyrealtors #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Are you having trouble making your mortgage payments? Have you been wanting to take advantage of rate changes since you originally obtained your loan? You may want to consider a rate and term refinance. This can allow you to pay less in interest or reduce your monthly payment. Call us to discuss these options more clearly today. HQMLoans.com
#hqmloans #njmortgage #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #newjerseyrealestate #newjerseyrealestate
‼️Attention HOME OWNERS ‼️
Buyers Need Homes in Essex, Passaic,Bergen, and Morris County!! We have dozens of Pre Approved Highly Qualified Buyers! Please reach out I will put you in touch with qualified Realtors in your local area who will get you top 💵 for your home!!
If your not looking to sell send me your Mortgage statement and I will show you how much you could be saving with a Refinance into these HISTORIC Low Rates‼️🏡
#hqmloans #mortgageminute #realestate #homeowners #bergencountyrealestate #essexcountynj #passaiccounty #morriscountynj #waynenj #caldwellnj #veronanj #montclairnj #cliftonnj #bloomfieldnj #brokersarebetter #easthanovernj #cedargrovenj #fairfieldnj #nj #mortgageminute
"Joe made this process so seamless from start to finish. He was very professional and laid everything out in laments terms so there was no confusion . Not to mention the turnaround time was unprecedented. I would highly recommend Joe and HQM loans for anyone that is looking to refi."
🙏 Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Did you know...House prices have risen by 54% and Property values are now 27% higher than their pre-recession peak. Could be the perfect time to put it on the market 🤔. TAG a homeowner who's on the fence.
#hqmloans #homeowners #realestate #housing #njrealestate #njrealtors #njhomeowners #njmls #didyouknow #mondaymotivation
Which is best - closing in less than 30 days, 20 days, or 13 days?
#hqmloans #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey #newjerseyrealestate #newjerseyrealtors
You could put 20% down on your home OR you could hang on to more of your money for things like furniture or even a renovation project. Point is, we'll customize a loan program around your unique situation. BEST PART - we don't hit you with any unnecessary FEES...EVER! That sounds nice right?
Let a friend know by tagging them below.
#hqmloans #mortgage #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #newjerseyrealestate #newjerseyrealtors #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
No better competitive advantage than having our team in your corner. Working on a home renovation, but need more money? Refinancing could lower your monthly payments, meaning more cash in your pocket. Call us today!
🙏Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Are you having trouble making your mortgage payment each month? A refinance can help you manage your money more effectively and help lower your interest rate, remove private mortgage insurance or take cash out of your equity.
But here’s a twist 😱 What if you’ve already refinanced your home loan?
Can you, or should you, do it again? We’ll take a look at how often you can #refinance and help you decide whether doing so more than once is the best decision. HQMLoans.com
#hqmloans #refinance #mortgagetips #mortgagemonday #refi #refinancing #homeowners #njrealestate #newjerseyrealestate #njmortgage #njmls #njhomeowners #njfamily #newjerseyrealtors #guide #didyouknow #fairfieldnj #newjersey
Can you get a mortgage after bankruptcy?
Short answer: Yes, you can get a mortgage after bankruptcy.
Here are a few circumstances depending on your situation: https://1l.ink/CQXTZ87
#hqmloans #bankruptcy #mortgage #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #newjerseyrealestate #newjerseyrealtors #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
FIRST THINGS FIRST! 💻 + 📃 = 🏡
You can only begin the process of buying a property when you have a mortgage pre-approval. Click the link in the bio to get pre-approved NOW! 👉 HQMLoans.com
#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Is your home worth less than the outstanding balance of the loan? Then a HARP Loan may be right for you! Check to see if you qualify, learn more by visiting: https://1l.ink/TXQ6GGS
#hqmloans #njmortgage #harploans #fhaloan #valoans #usdaloans #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #newjerseyrealestate #newjerseyrealtors
"We worked with Julian to secure our mortgage and he was very responsive and helpful as we prepared to make an offer and close on our new home."
🙏 Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Did you know...House prices have risen by 54% and Property values are now 27% higher than their pre-recession peak. Could be the perfect time to put it on the market 🤔. TAG a homeowner who's on the fence.
#hqmloans #homeowners #realestate #housing #njrealestate #njrealtors #njhomeowners #njmls #didyouknow #mondaymotivation
Which is best - closing in less than 30 days, 20 days, or 13 days?
#hqmloans #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey #newjerseyrealestate #newjerseyrealtors
You could put 20% down on your home OR you could hang on to more of your money for things like furniture or even a renovation project. Point is, we'll customize a loan program around your unique situation. BEST PART - we don't hit you with any unnecessary FEES...EVER! That sounds nice right?
Let a friend know by tagging them below.
#hqmloans #mortgage #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #newjerseyrealestate #newjerseyrealtors #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
✖️(0) Zero, None, Nil ✖️
What do we mean by no fees ever?
Recent events shared by our friend @mustafaesqnj made us want to reshare this video from last year. Watch this video to learn more about our process.
#hqmloans #njmortgage #mortgagefacts #mortgage #homeloans #homeowners #firsttimehomebuyers #njrealestateinvestors #njrealestate #newjersey #realestate #realestateeducation
Is it time to CASH OUT?
The equity you build in your home can be a powerful tool for paying down debt. Mortgage loans offer some of the lowest APRs on the market when you compare them to credit cards and personal loans. The average credit card carries an interest rate that can range from 15% – 27%, while average mortgage rates are below 4% // If you have high-interest debt, you can save money by consolidating what you owe with a cash-out refinance.
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#hqmloans #loans #mortgage #homeowners #refinance #cashout #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
With an adjustable-rate mortgage, the initial interest rate is fixed for a period of time. After this initial period of time, the interest rate resets periodically, at yearly or even monthly intervals.
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An ARM can be a smart financial choice for home buyers that are planning to pay off the loan in full within a specific amount of time or those who will not be financially hurt when the rate adjusts. Share with someone who might find this information useful below.
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#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey #newjerseyrealestate #newjerseyrealtors
Thank you for the shoutout Designing Spaces
Designing Spaces Local Edition
February 9 at 10:00 AM ·
If you are struggling trying to navigate the home loan process, then be sure to keep High Quality Mortgage on your Designing Spaces watch list.🏠💸
#DesigningSpaces
#DesigningSpacesLocalEdition
#DesigningSpacesNewYork
"Joe Sheehan and his team are rock stars! I’m a real estate professional and cannot say enough good things about them. Honest, hard working, committed and communicative, we are repeat customers and refer all our clients to them! Best in the game!"
🙏 Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Worried that applying for a mortgage loan will have you running in circles? Work with us and you can complete your mortgage application online whenever and wherever is best for you. Private, simple, and secure – contact us today. HQMLoans.com
#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Can't figure out your next move? We can help. Our expertise in mortgages can guide you into a new home (or refi) faster and easier than you think. Take that first step by calling us today. HQMLoans.com
#hqmloans #loans #mortgage #homeownership #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Heads 🆙 Prices are on the rise, here’s what you need to know.
@mortgagemattyd #hqmloans #psa #announcement #realestate #realestateagents #realtors #homeowners #njrealestate #njrealtors #njhomeowners #refinance #refinancemortgage #mortgagebrokers #brokersarebetter #realestateeducation #njliving #newjersey
Who says buying a home has to be hard? With great rates and low down payments, an FHA loan may be just what you need to ease into ownership. Give us a call to get discuss your options today. HQMLoans.com
#hqmloans #njmortgage #fhaloan #valoans #usdaloans #country #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily
"We are realtors and recommend HQM to everyone, we worked with Rick over at HQM for our own home purchase and they were fantastic. We closed in about a month and everything was flawless. Will use them again in the future and will continue to recommend them to our clients!"
🙏 Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
If you’re getting a long-term mortgage, one of the most important financial factors that will affect your payments is the 30-year mortgage rate. Therefore, it’s important to understand current rates so we will take the time to weigh the pros and cons with you. HQMLoans.com
#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
✖️(0) Zero, None, Nil ✖️
What do we mean by no fees ever?
Recent events shared by our friend @mustafaesqnj made us want to reshare this video from last year. Watch this video to learn more about our process.
#hqmloans #njmortgage #mortgagefacts #mortgage #homeloans #homeowners #firsttimehomebuyers #njrealestateinvestors #njrealestate #newjersey #realestate #realestateeducation
Should I Refinance My Mortgage and When?
One quick way to know is if you're having trouble making monthly mortgage payments or if you're unsatisfied with your current payment amount. A refinance can allow you to lengthen the term of your mortgage and at the same time lower your monthly payments. For example, you can refinance a 15-year mortgage to a 30-year loan to lengthen the term of your loan and make a lower payment each month.
Call us and we'll help figure out the best option for you. HQMLoans.com
#hqmloans #njmortgage #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #refinance
"I worked with Johnny at HQM. Johnny spent the time up front to go through every open item that I had, and made sure that I was getting the best deal for my mortgage. When others were quoting 2-3 months closing, Johnny and his team were able to manage a 4-week turnaround from when I made my application until getting the Clear to Close (and 2.5 of those 4-weeks were due to needing an appraisal and waiting for that process). Further, Nick (the Loan Set-Up individual in house) makes himself available at all hours and ensures that all questions are answered (even on holidays and on the weekend). I have worked with several larger NJ based lenders, and Nick was by far the most responsive and easiest person I have had to deal with. I would recommend HQM in a heart beat"
🙏 Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Do You Have The Best Mortgage For You?
How many years has it been since you got your mortgage? The type of mortgage you have right now might have made sense when you closed on your loan – but is it still the best loan for you? As your financial situation changes, so will your mortgage needs.
We’ll take a look at how you can evaluate whether your mortgage is right for you at this time. We’ll go over the basics of what makes a good loan and how you can decide whether a refinance is right for you. HQMLoans.com
#hqmloans #loans #mortgage #refinance #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey #homeowners
Can't figure out your next move? We can help. Our expertise in mortgages can guide you into a new home (or refi) faster and easier than you think. Take that first step by calling us today. HQMLoans.com
#hqmloans #loans #mortgage #homeownership #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Heads 🆙 Prices are on the rise, here’s what you need to know.
@mortgagemattyd #hqmloans #psa #announcement #realestate #realestateagents #realtors #homeowners #njrealestate #njrealtors #njhomeowners #refinance #refinancemortgage #mortgagebrokers #brokersarebetter #realestateeducation #njliving #newjersey
Who says buying a home has to be hard? With great rates and low down payments, an FHA loan may be just what you need to ease into ownership. Give us a call to get discuss your options today. HQMLoans.com
#hqmloans #njmortgage #fhaloan #valoans #usdaloans #country #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily
Everyone loves a compliment. Work with us and wow borrowers with a fast and easy process that will have them singing your praises. Let's help you help them – contact us today to learn more about our partnership program. https://1l.ink/632ZWKP
#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Should I Refinance My Mortgage and When?
One quick way to know is if you're having trouble making monthly mortgage payments or if you're unsatisfied with your current payment amount. A refinance can allow you to lengthen the term of your mortgage and at the same time lower your monthly payments. For example, you can refinance a 15-year mortgage to a 30-year loan to lengthen the term of your loan and make a lower payment each month.
Call us and we'll help figure out the best option for you. HQMLoans.com
#hqmloans #njmortgage #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #refinance
"I worked with Johnny at HQM. Johnny spent the time up front to go through every open item that I had, and made sure that I was getting the best deal for my mortgage. When others were quoting 2-3 months closing, Johnny and his team were able to manage a 4-week turnaround from when I made my application until getting the Clear to Close (and 2.5 of those 4-weeks were due to needing an appraisal and waiting for that process). Further, Nick (the Loan Set-Up individual in house) makes himself available at all hours and ensures that all questions are answered (even on holidays and on the weekend). I have worked with several larger NJ based lenders, and Nick was by far the most responsive and easiest person I have had to deal with. I would recommend HQM in a heart beat"
🙏 Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Do You Have The Best Mortgage For You?
How many years has it been since you got your mortgage? The type of mortgage you have right now might have made sense when you closed on your loan – but is it still the best loan for you? As your financial situation changes, so will your mortgage needs.
We’ll take a look at how you can evaluate whether your mortgage is right for you at this time. We’ll go over the basics of what makes a good loan and how you can decide whether a refinance is right for you. HQMLoans.com
#hqmloans #loans #mortgage #refinance #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey #homeowners
Can't figure out your next move? We can help. Our expertise in mortgages can guide you into a new home (or refi) faster and easier than you think. Take that first step by calling us today. HQMLoans.com
#hqmloans #loans #mortgage #homeownership #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Heads 🆙 Prices are on the rise, here’s what you need to know.
@mortgagemattyd #hqmloans #psa #announcement #realestate #realestateagents #realtors #homeowners #njrealestate #njrealtors #njhomeowners #refinance #refinancemortgage #mortgagebrokers #brokersarebetter #realestateeducation #njliving #newjersey
Mortgage Minute Monday ℹ️
Term Home Refinance is designed if you want to lower or increase your loan term. These usually are in increments of 15, 20, and 30 year fixes. Typically used if you decide you to pay your mortgage off early, and that might incline you to pursue a 15-year fix versus a 30-year fix. You’ll potentially save thousands upon thousands choosing this option.
#hqmloans #mortgageminute #mondaymotivation #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
We’re all about supporting our partners on the front lines. 🙌
This morning @johnnyfornin0 spent a few hours with @brisellsnj over in #BloomfieldNJ at 🔥 newly listed 2 family home for sale. 👉
Being able to answer any home buying questions instantly to potential homebuyers is extremely invaluable. Many thanks to @brisellsnj for allowing us to be present today!
Be sure to checkout all the details of her new listing & DM or TAG someone interested quick. @brisellsnj @remaxparksquare
#hqmloans #brisellsnj #njopenhouses #njrealtors #njrealestate #njhomeowners #njrealestateagents #njhomesforsale #njmls #twofamily #njrealestateinvestor #njmortgage #newjerseyrealtors
Everyone loves a compliment. Work with us and wow borrowers with a fast and easy process that will have them singing your praises. Let's help you help them – contact us today to learn more about our partnership program. https://1l.ink/632ZWKP
#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Should I Refinance My Mortgage and When?
One quick way to know is if you're having trouble making monthly mortgage payments or if you're unsatisfied with your current payment amount. A refinance can allow you to lengthen the term of your mortgage and at the same time lower your monthly payments. For example, you can refinance a 15-year mortgage to a 30-year loan to lengthen the term of your loan and make a lower payment each month.
Call us and we'll help figure out the best option for you. HQMLoans.com
#hqmloans #njmortgage #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #refinance
"I worked with Johnny at HQM. Johnny spent the time up front to go through every open item that I had, and made sure that I was getting the best deal for my mortgage. When others were quoting 2-3 months closing, Johnny and his team were able to manage a 4-week turnaround from when I made my application until getting the Clear to Close (and 2.5 of those 4-weeks were due to needing an appraisal and waiting for that process). Further, Nick (the Loan Set-Up individual in house) makes himself available at all hours and ensures that all questions are answered (even on holidays and on the weekend). I have worked with several larger NJ based lenders, and Nick was by far the most responsive and easiest person I have had to deal with. I would recommend HQM in a heart beat"
🙏 Remember: Where you get your mortgage from matters. HQMLoans.com
#hqmloans #thankyou #successstories #testimonialtuesday #realestate #mortgages #mortgagebrokers #mortgagebrokersarebetter #realtors #homeowners #homebuying #njmls #refinance #newjersey #njrealestate #njmortgagebrokers #newjerseyrealestate #newjerseyrealtors
Do You Have The Best Mortgage For You?
How many years has it been since you got your mortgage? The type of mortgage you have right now might have made sense when you closed on your loan – but is it still the best loan for you? As your financial situation changes, so will your mortgage needs.
We’ll take a look at how you can evaluate whether your mortgage is right for you at this time. We’ll go over the basics of what makes a good loan and how you can decide whether a refinance is right for you. HQMLoans.com
#hqmloans #loans #mortgage #refinance #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey #homeowners
Just as #Biggie delivered cross-generational music...
We deliver the goods – competitive rates, expert knowledge, advice, and fast closings. Give us a call today or stop into the office and let us help you find the best loan for your new home. ( Actually hanging in our office 🙌 )
#hqmloans #notoriousbig #netflix #njmortgage #brokersarebetter #wallart #kingofnewyork #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
💙 Realtors – do you have clients working with a limited budget? Help them move into their dream home or investment property with as little as 3.5% down and with no hidden fees. Call today to learn more.
#hqmloans #testimonialtuesday #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Mortgage Minute Monday ℹ️
Term Home Refinance is designed if you want to lower or increase your loan term. These usually are in increments of 15, 20, and 30 year fixes. Typically used if you decide you to pay your mortgage off early, and that might incline you to pursue a 15-year fix versus a 30-year fix. You’ll potentially save thousands upon thousands choosing this option.
#hqmloans #mortgageminute #mondaymotivation #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
We’re all about supporting our partners on the front lines. 🙌
This morning @johnnyfornin0 spent a few hours with @brisellsnj over in #BloomfieldNJ at 🔥 newly listed 2 family home for sale. 👉
Being able to answer any home buying questions instantly to potential homebuyers is extremely invaluable. Many thanks to @brisellsnj for allowing us to be present today!
Be sure to checkout all the details of her new listing & DM or TAG someone interested quick. @brisellsnj @remaxparksquare
#hqmloans #brisellsnj #njopenhouses #njrealtors #njrealestate #njhomeowners #njrealestateagents #njhomesforsale #njmls #twofamily #njrealestateinvestor #njmortgage #newjerseyrealtors
Everyone loves a compliment. Work with us and wow borrowers with a fast and easy process that will have them singing your praises. Let's help you help them – contact us today to learn more about our partnership program. https://1l.ink/632ZWKP
#hqmloans #loans #mortgage #buildequity #equity #homeownership #stoprenting #njrealestate #njrealtors #njrealestateagents #njrealty #njhomeowners #homebuyingmyths #njmortgage #mortgagebrokers #mortgagebrokersarebetter #realestate #homebuying #njmls #newjersey
Should I Refinance My Mortgage and When?
One quick way to know is if you're having trouble making monthly mortgage payments or if you're unsatisfied with your current payment amount. A refinance can allow you to lengthen the term of your mortgage and at the same time lower your monthly payments. For example, you can refinance a 15-year mortgage to a 30-year loan to lengthen the term of your loan and make a lower payment each month.
Call us and we'll help figure out the best option for you. HQMLoans.com
#hqmloans #njmortgage #mortgagefacts #mortgagebrokers #tipsandtricks #realestatetips #mortgagebroker #mortgages #njrealtors #njhomeowners #njhomebuyers #househunting #realestate #fairfieldnj #newjerseybusiness #newjersey #newjerseyfamily #refinance
No sales pitch here...
When you walk into our office your immediately faced with #FAMILY 💙 We are a group of people who will automatically look out for your best interests.
#hqmloans #family #credo #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Closings taking 30-90 days?! NOT HERE!
We can help accelerate your entire loan process from start to finish with our exceptional technology and communication. Want to close on your new home in 20 days or less? Call us today. HQMLoans.com
#hqmloans #testimonialtuesday #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Monday's Mortgage Minute ℹ️
Reverse Mortgage Refinance utilizes the equity in your home through the bank, as a way for you to receive monthly income, and to never have to make a mortgage payment again. You need to be at least 62 years of age for this mortgage, and you will be required to go through a class to see a counsellor so you are 100% properly advised in how this program works.
#hqmloans #mortgageminute #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Just as #Biggie delivered cross-generational music...
We deliver the goods – competitive rates, expert knowledge, advice, and fast closings. Give us a call today or stop into the office and let us help you find the best loan for your new home. ( Actually hanging in our office 🙌 )
#hqmloans #notoriousbig #netflix #njmortgage #brokersarebetter #wallart #kingofnewyork #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
💙 Realtors – do you have clients working with a limited budget? Help them move into their dream home or investment property with as little as 3.5% down and with no hidden fees. Call today to learn more.
#hqmloans #testimonialtuesday #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Mortgage Minute Monday ℹ️
Term Home Refinance is designed if you want to lower or increase your loan term. These usually are in increments of 15, 20, and 30 year fixes. Typically used if you decide you to pay your mortgage off early, and that might incline you to pursue a 15-year fix versus a 30-year fix. You’ll potentially save thousands upon thousands choosing this option.
#hqmloans #mortgageminute #mondaymotivation #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Caption this...😄
Best captions gets a shoutout.
#hqmloans #officefun #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Don't let the hat fool you 😆
Big banks limit what you can offer your clients. (FACTS)
Instead - be their trusted resource and work alongside HQM Loans to shop multiple product options to find the lowest rates and costs for your buyers.
#hqmloans #testimonialtuesday #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Mortgage Minute Monday ℹ️
Is an FHA right for me? An FHA is often the best choice for borrowers who might have suffered from past credit issues. With our guidance, we can help borrowers who have lower FICO scores, some blemishes on their credit and they may not need to put as much money down. Call us to discuss your situation.
#hqmloans #mortgageminute #fha #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
No sales pitch here...
When you walk into our office your immediately faced with #FAMILY 💙 We are a group of people who will automatically look out for your best interests.
#hqmloans #family #credo #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Closings taking 30-90 days?! NOT HERE!
We can help accelerate your entire loan process from start to finish with our exceptional technology and communication. Want to close on your new home in 20 days or less? Call us today. HQMLoans.com
#hqmloans #testimonialtuesday #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
Monday's Mortgage Minute ℹ️
Reverse Mortgage Refinance utilizes the equity in your home through the bank, as a way for you to receive monthly income, and to never have to make a mortgage payment again. You need to be at least 62 years of age for this mortgage, and you will be required to go through a class to see a counsellor so you are 100% properly advised in how this program works.
#hqmloans #mortgageminute #njmortgage #brokersarebetter #whereyougetyourmortgagematters #njrealestate #njmls #njrealtors #njrealty #newjerseyrealestate #realestate #mortgagebrokers #mortgages #njfamily
