Have you ever gone to work and came home to a smelly house because the house got warm and the trash started to smell? Image doing that but with your RV for multiple months on end... Make sure to clean your RV before the fall. Insurance won't cover that stink.
Fall is here and for many that means putting their RV in storage. If you're a new RV owner, remember to invest in a good RV cover to keep your motorhome in good shape throughout the seasons when it's not in use.
Did you go anywhere fun in your RV this summer?
Are you getting a new boat this year? Speak with an agent today about insurance coverage.
If you're a Nevada resident, take a quick look at this list of requirements for boat insurance so you don't lose out on your insurance when you need it most.
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Did you know your driving record could affect your boat insurance rate? Although it won't affect your boat insurance the way it would your auto insurance, it still plays a role.
Tip 3: Shut off outside water valves to prevent the water from freezing and cracking the pipe causing a leak and water damage in your house.
Only 52% of homeowners have an inventory of their belongings just in case they need to file an insurance claim. While you get your house ready for fall, you might want to add cataloging all your possessions. A quick way to get an inventory of your items is by taking pictures of items spread out on the floor.
~ policygenius
Tip 2: If your house is on the older side or you've noticed a decrease in your water pressure, have a plumber come out and check your pipes for blocks or damage. Winter is particularly hard on pipes so if one is already strained, winter might put it over the edge.
Hinman and Associates Insurance is a local small business in Reno and we appreciate the supportive community that has helped us through this tough year. If you have had a good experience with us, we would love to hear about it in our reviews.
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Tip 1: Check your water back up valve and sump pumps before the cold sets in. When the snow starts to melt in spring you'll want them working so your basement or crawlspace stay dry.
Water damage is one of the most common reasons for insurance claims. Prepping your home for winter can help prevent damage. We're going to provide helpful tips over the course of this month to help you prep your home for winter.
When was the last time you comparison shopped your insurance? Only 44% of people comparison shop their insurance and most only look for the bottom line cost. Don't forget to look at how much coverage you're getting and do a quality comparison. Give us a call today and we can help you get the best coverage for your needs.
Tip 9: Check your house for pests and critters in Fall. As the weather gets cooler, they want to move inside too and curl up in the warmth of your walls. Have a pest control company come out and do preventative work. When pests get in they can cause serious damage and unfortunately, it's not covered under insurance.
Tip 8: clean up the outside of your house to prevent people from injuring themselves during Fall and Winter months. Put away outdoor furniture to prevent it from blowing and causing damage, remove obstructions from pathways, and check patios and decks for weak spots or loose boards.
We would love to hear from you! If you've had a great experience with your insurance agent, give them a pat on the back here.
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Tip 7: If you have a fireplace, get your chimney checked and cleaned before this winter hits and you're using it more. A dirty chimney can cause a house to burn down either from a buildup of soot or a blockage like an animal nest. Also, check other heat sources like your heaters during fall before they get into winter usage to make sure they are functioning properly and not a fire hazard.
If you're buying a home or know someone buying a home, they're going to need property insurance. Give us a call to make sure your new home is covered.
Thanksgiving is around the corner and you’re looking forward to frying the turkey for the first time this year! This is a good time to take extra precautions and check your homeowner's insurance policy. If you aren't sure if you're covered for fire and personal injury, call us today! #HomeSafety #FriedTurkey #FireInsuranc
Finally taking that two-week-long get-a-way to Aspen this holiday season? Don’t forget to open your cabinet doors where you have pipes inside before leaving the home. After setting the temperature to a minimum of 50 degrees, your pipes will not receive enough heat to stay warm. No need to worry about the pipes under the sink freezing while you’re away on the slopes.
#HomeSafety #BurstingPipes
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Go paperless and help us plant a million trees
Reno is one of our many locations but we also operate in states like California, Arizona, Oregan, and Texas. Visit our website to learn more about our services in your location. https://rfr.bz/f1dne3j
If you plan on burning your pile of leaves this year for a fast clean-up, be aware that fall is still a high danger of forest fires. Don't burn without consulting the proper authorities or better yet turn them into compost for your garden.
#BurningLeaves #FireSafety
Winter is around the corner, which means cozying up near the fireplace with hot cocoa is soon to follow. Has your chimney been inspected and cleaned? Fall is the perfect time to make an appointment with a professional so you will be ready for the winter season and prevent house fires.
#Fireplace #ChinmeyCleaning
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Do you know if you need umbrella insurance? Umbrella insurance provides coverage for claims that may be excluded by other liability policies. Exclusion may include claims involving false arrest, libel, slander, and liability coverage on rental units you own. Check out our blog post and see if umbrella insurance is right for you.
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#Insurance #UmbrellaPolicy #RenoNV
Your home is a valuable asset that must be protected. Dwelling coverage is part of a home insurance policy that protects the foundations, walls, and other structures of your home from risks such as fires and vandalism. Dwelling coverage will also cover the costs of repairing or rebuilding structures. Call us today to find out more information on what home insurance coverage is best for you.
#HomeInsurance #InsuranceCoverage #RenoNV
Meet Rob Meyers, he is one of the Partners/Owners at Hinman & Associates Insurance. Rob has been in the insurance industry for 25 years serving the Reno community for 19 years and with Hinman & Associates Insurance for 2 1/2 years. His specialty is property & casualty products. Auto/Home/Toys and life insurance. We have the best employees who are experts in finding the right insurance for each of our customer's needs. We want you to know the faces of the people who will put your insurance needs first. Call us today to find out which insurance is right for you.
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Our highest priority at Hinman & Associates Insurance is to deliver a stellar customer service experience while finding the best insurance coverage for our clients. If you’ve had a great experience with our company, please leave a review. It will help us to grow and deliver insurance to more families in the Reno area.
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Who wants BBQ? Well, one of our clients has the best BBQ in Reno!
BJ's Nevada Barbecue Company in Sparks, Nevada is celebrating 34 years as a favorite dining location for locals and visitors. BJ’s BBQ is a family-owned and operated establishment that has been around since 1986. If you're in the Reno area and looking for delicious pork ribs, tasty beef brisket, mouthwatering smoked chicken, and flavorful pulled pork, head to BJ’s BBQ location on Victorian Avenue!
At Hinman & Associates Insurance we want to say Thank You for choosing us to find the right insurance coverage for your company!
#BBQ #CommercialInsurance #SmallBusiness
