Holmes Motors, D'Iberville, MS, offers low down payments, low interest rates & no credit checks. Come in today with a valid driver's license, low down payment and leave with the car of your dreams. Integrity Plan: You're never locked into a contract. You can drop the vehicle off at any time and walk away. Trade-Up Plan: Make your monthly payments as scheduled for at least 18 months and keep your vehicle maintained. Bring in your vehicle and Trade-UP to a bigger, nicer or faster vehicle.